Find Top Real Estate Agents in Panama City, FL

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Updated October 5, 2025

If you’re buying or selling a home, choosing the right real estate agent can make a big difference in your experience and outcome. Top real estate agents in Panama City, Florida close more deals, negotiate better prices, and move homes faster than their peers.

We analyzed transactions and performance metrics for 809 real estate agents in Panama City, FL to identify the best of the best. These are the top-rated agents in Panama City based on local experience, sales history, and overall results.

  • Identify agents with solid experience in your price range, neighborhood, and property type
  • Prioritize agents with high customer review counts and strong ratings
  • Look at active or recently sold listings to assess marketing quality and performance
  • Interview 2–3 agents minimum (actually meet or speak with them)
  • Gauge communication, honesty, and expertise during the interview process
  • Verify included services and specifics about terms and pricing before signing anything

» More: How to find a real estate agent

Our team spends hundreds of hours each month analyzing real estate agents across the country so you don’t have to. We focus on the most important data for typical buyers and sellers in Panama City — people looking for a knowledgeable, well-rounded agent who can deliver strong results.

To identify the best agents for most people, we apply a consistent set of filters to narrow the field to agents with relevant experience, strong performance in the local market, and a balanced track record. We then sort those agents based on key metrics like sales volume, speed, pricing accuracy, and client mix.

We regularly update our rankings as new data becomes available and continue refining our approach to surface the most useful recommendations. See our full methodology.

Panama City, FL top real estate agents (October 2025 rankings)

  • Top Local Pro
    Real Estate Team

    The Daniels Team

    Keller Williams Success Realty
    Local sales*
    98
    Price range*
    $27K - $785K
    Typical price*
    $323,650
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Pricing strategy Negotiation expert Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Townhouses Mobile homes Condos Vacant land

    The Daniels Team is a real estate team who is active in Panama City, FL. They work with sellers and buyers and have closed at least 45 transactions over the past 12 months — 98 in the past two years. The Daniels Team's experience includes VA loans and military buyers, first-time homebuyers, and luxury homes.

    • Works with: 71% sellers, 29% buyers
    • Total recent sales: 98
    • Local ranking by total sales: #1
    • State ranking by total sales: #430
    • Median days on market: 75 days
    • Median sale-to-list ratio: 100%
  • Top Local Pro
    Real Estate Team

    Sostheim Group

    Corcoran Reverie
    Local sales*
    95
    Total sales*
    100
    Price range*
    $30K - $2.8M
    Typical price*
    $475,000
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Offer strategy Listing agent Buyers agent Neighborhood expert Repeat clients Luxury homes HOA experience Military buyers First-time buyers Single-family homes Townhouses Condos Multi-family homes Manufactured homes Mobile homes Vacant land

    Sostheim Group is a real estate team who is active in Panama City, FL. They work with sellers and buyers and have closed at least 46 transactions over the past 12 months — 100 in the past two years. Sostheim Group's experience includes luxury homes, first-time homebuyers, and sales involving HOAs.

    • Works with: 57% sellers, 43% buyers
    • Total recent sales: 100
    • Local ranking by total sales: #3
    • State ranking by total sales: #414
    • Median days on market: 69 days
    • Median sale-to-list ratio: 96%
  • Top Local Pro

    Vianah J Seamon

    Anchor Realty Florida
    Local sales*
    73
    Price range*
    $45K - $2.5M
    Typical price*
    $316,900
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Pricing strategyFast sales Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Single-family homes Manufactured homes Vacant land Townhouses Mobile homes

    Vianah J Seamon is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 35 transactions over the past 12 months — 73 in the past two years. Vianah J Seamon's experience includes first-time homebuyers, VA loans and military buyers, and luxury homes.

    • Works with: 48% sellers, 52% buyers
    • Total recent sales: 73
    • Local ranking by total sales: #10
    • State ranking by total sales: #825
    • Median days on market: 60 days
    • Median sale-to-list ratio: 98%
    • License #: SL3379653 (FL)
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  • Top Local Pro

    Nathan R Lawrence

    Legacy Premier Agency
    Local sales*
    94
    Total sales*
    108
    Price range*
    $39K - $1.3M
    Typical price*
    $325,500
    Request offer →
    Highlights
    About
    Top 1% local Top 1% FloridaFast sales Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Single-family homes Condos Mobile homes Townhouses Manufactured homes Vacant land

    Nathan R Lawrence is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 26 transactions over the past 12 months — 108 in the past two years. Nathan R Lawrence's experience includes VA loans and military buyers, first-time homebuyers, and luxury homes.

    • Works with: 62% sellers, 38% buyers
    • Total recent sales: 108
    • Local ranking by total sales: #4
    • State ranking by total sales: #348
    • Median days on market: 54 days
    • Median sale-to-list ratio: 96%
    • License #: 3107484 (FL)
  • Top Local Pro
    Real Estate Team

    Dien And Andrew Group

    Think Real Estate
    Local sales*
    71
    Total sales*
    72
    Price range*
    $81K - $835K
    Typical price*
    $361,250
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Pricing strategyFast sales Negotiation expert Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Manufactured homes Vacant land Multi-family homes Townhouses

    Dien And Andrew Group is a real estate team who is active in Panama City, FL. They work with sellers and buyers and have closed at least 42 transactions over the past 12 months — 72 in the past two years. Dien And Andrew Group's experience includes first-time homebuyers, VA loans and military buyers, and luxury homes.

    • Works with: 53% sellers, 47% buyers
    • Total recent sales: 72
    • Local ranking by total sales: #11
    • State ranking by total sales: #831
    • Median days on market: 59 days
    • Median sale-to-list ratio: 98.5%
    • License #: SL3466729 (FL)
  • Top Local Pro
    Real Estate Team

    Hollie And Eren

    Counts Real Estate Group
    Local sales*
    83
    Price range*
    $35K - $750K
    Typical price*
    $292,990
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Pricing strategy Negotiation expert Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Vacant land Townhouses Manufactured homes Condos

    Hollie And Eren is a real estate team who is active in Panama City, FL. They work with sellers and buyers and have closed at least 40 transactions over the past 12 months — 83 in the past two years. Hollie And Eren's experience includes VA loans and military buyers, first-time homebuyers, and luxury homes.

    • Works with: 35% sellers, 65% buyers
    • Total recent sales: 83
    • Local ranking by total sales: #8
    • State ranking by total sales: #608
    • Median days on market: 73 days
    • Median sale-to-list ratio: 99%

  • Joshua L Hoey

    Think Real Estate
    Local sales*
    56
    Total sales*
    57
    Price range*
    $23K - $850K
    Typical price*
    $325,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Vacant land Condos Townhouses Manufactured homes

    Joshua L Hoey is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 29 transactions over the past 12 months — 57 in the past two years. Joshua L Hoey's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 51% sellers, 49% buyers
    • Total recent sales: 57
    • Local ranking by total sales: #26
    • State ranking by total sales: #1,516
    • Median days on market: 83 days
    • Median sale-to-list ratio: 98%
    • License #: SL3447224 (FL)
  • Top Local Pro

    Ramil Zartdinov

    Local Insight Realty
    Local sales*
    63
    Total sales*
    65
    Price range*
    $67K - $999K
    Typical price*
    $325,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Pricing strategy Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience First-time buyers Single-family homes Townhouses Condos Vacant land Mobile homes Manufactured homes

    Ramil Zartdinov is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 33 transactions over the past 12 months — 65 in the past two years. Ramil Zartdinov's experience includes first-time homebuyers, luxury homes, and sales involving HOAs.

    • Works with: 46% sellers, 54% buyers
    • Total recent sales: 65
    • Local ranking by total sales: #17
    • State ranking by total sales: #1,095
    • Median days on market: 81 days
    • Median sale-to-list ratio: 98%
    • License #: 3315537 (FL)

  • Kelli Sims

    Sims Resort Realty, Inc
    Local sales*
    62
    Price range*
    $210K - $900K
    Typical price*
    $365,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients First-time buyers Single-family homes Manufactured homes Vacant land Mobile homes Condos

    Kelli Sims is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 34 transactions over the past 12 months — 62 in the past two years. Kelli Sims's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 50% sellers, 50% buyers
    • Total recent sales: 62
    • Local ranking by total sales: #18
    • State ranking by total sales: #1,245
    • Median days on market: 146 days
    • Median sale-to-list ratio: 92%
    • License #: 3263620 (FL)

  • Alice De La Penha

    Coldwell Banker Realty
    Local sales*
    84
    Total sales*
    87
    Price range*
    $125K - $2.3M
    Typical price*
    $345,000
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Condos Single-family homes Townhouses Multi-family homes Manufactured homes

    Alice De La Penha is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 48 transactions over the past 12 months — 87 in the past two years. Alice De La Penha's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 62% sellers, 38% buyers
    • Total recent sales: 87
    • Local ranking by total sales: #7
    • State ranking by total sales: #533
    • Median days on market: 103 days
    • Median sale-to-list ratio: 97%
    • License #: 3290518 (FL)
  • Top Local Pro

    Heather A Cole

    Keller Williams Realty Emerald Coast
    Local sales*
    64
    Total sales*
    66
    Price range*
    $32K - $925K
    Typical price*
    $349,250
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Pricing strategyFast sales Negotiation expert Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Vacant land Mobile homes Condos Townhouses Manufactured homes

    Heather A Cole is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 29 transactions over the past 12 months — 66 in the past two years. Heather A Cole's experience includes VA loans and military buyers, first-time homebuyers, and luxury homes.

    • Works with: 30% sellers, 70% buyers
    • Total recent sales: 66
    • Local ranking by total sales: #16
    • State ranking by total sales: #1,053
    • Median days on market: 43 days
    • Median sale-to-list ratio: 100%
    • License #: SL3521551 (FL)

  • Carole Lea Gilman

    Keller Williams Realty SRB
    Local sales*
    19
    Price range*
    $130K - $1.1M
    Typical price*
    $300,000
    Request offer →
    Highlights
    About
    Top 10% Florida Listing agent Buyers agent 21+ years experience Repeat clients First-time buyers Single-family homes Condos Mobile homes Manufactured homes

    Carole Lea Gilman is a real estate agent who is active in Panama City, FL. Carole Lea Gilman has worked in real estate for over 21 years. They work with sellers and buyers and have closed at least 11 transactions over the past 12 months — 19 in the past two years. Carole Lea Gilman's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 53% sellers, 47% buyers
    • Total recent sales: 19
    • Local ranking by total sales: #183
    • State ranking by total sales: #13,442
    • Median days on market: 102 days
    • Median sale-to-list ratio: 97%
    • License #: 3086106 (FL)
  • Top Local Pro

    Michele E Morros

    Keller Williams Success Realty
    Local sales*
    90
    Price range*
    $172K - $2.5M
    Typical price*
    $550,000
    Request offer →
    Highlights
    About
    Top 1% local Top 1% FloridaFast sales Listing agent Buyers agent Neighborhood expert Repeat clients Luxury homes HOA experience Military buyers First-time buyers Single-family homes Condos Townhouses Mobile homes Manufactured homes

    Michele E Morros is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 36 transactions over the past 12 months — 90 in the past two years. Michele E Morros's experience includes luxury homes, sales involving HOAs, and first-time homebuyers.

    • Works with: 53% sellers, 47% buyers
    • Total recent sales: 90
    • Local ranking by total sales: #5
    • State ranking by total sales: #501
    • Median days on market: 61 days
    • Median sale-to-list ratio: 97%
    • License #: 3085018 (FL)

  • Ida Hargaray

    Coldwell Banker Realty
    Local sales*
    50
    Price range*
    $42K - $1.5M
    Typical price*
    $415,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Condos Townhouses Vacant land

    Ida Hargaray is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 18 transactions over the past 12 months — 50 in the past two years. Ida Hargaray's experience includes VA loans and military buyers, first-time homebuyers, and luxury homes.

    • Works with: 50% sellers, 50% buyers
    • Total recent sales: 50
    • Local ranking by total sales: #32
    • State ranking by total sales: #2,070
    • Median days on market: 69 days
    • Median sale-to-list ratio: 97%
    • License #: BK3147204 (FL)
  • Real Estate Team

    The Sanchez Group

    Think Real Estate
    Local sales*
    61
    Total sales*
    63
    Price range*
    $22K - $2.8M
    Typical price*
    $465,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Luxury homes Military buyers First-time buyers Single-family homes Townhouses Condos Vacant land Multi-family homes

    The Sanchez Group is a real estate team who is active in Panama City, FL. They work with sellers and buyers and have closed at least 37 transactions over the past 12 months — 63 in the past two years. The Sanchez Group's experience includes luxury homes, VA loans and military buyers, and first-time homebuyers.

    • Works with: 51% sellers, 49% buyers
    • Total recent sales: 63
    • Local ranking by total sales: #20
    • State ranking by total sales: #1,209
    • Median days on market: 72 days
    • Median sale-to-list ratio: 97%

  • Zack Seltzer

    Seltzer Real Estate, LLC
    Local sales*
    61
    Total sales*
    62
    Price range*
    $40K - $1M
    Typical price*
    $430,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience First-time buyers Single-family homes Condos Vacant land Townhouses

    Zack Seltzer is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 33 transactions over the past 12 months — 62 in the past two years. Zack Seltzer's experience includes first-time homebuyers, luxury homes, and sales involving HOAs.

    • Works with: 50% sellers, 50% buyers
    • Total recent sales: 62
    • Local ranking by total sales: #21
    • State ranking by total sales: #1,268
    • Median days on market: 75 days
    • Median sale-to-list ratio: 97%

  • Matt W Wright

    Think Real Estate
    Local sales*
    48
    Price range*
    $75K - $555K
    Typical price*
    $304,500
    Request offer →
    Highlights
    About
    Top 5% local Top 5% Florida Pricing strategy Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Townhouses Manufactured homes Vacant land

    Matt W Wright is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 26 transactions over the past 12 months — 48 in the past two years. Matt W Wright's experience includes first-time homebuyers, VA loans and military buyers, and sales involving HOAs.

    • Works with: 46% sellers, 54% buyers
    • Total recent sales: 48
    • Local ranking by total sales: #38
    • State ranking by total sales: #2,320
    • Median days on market: 62 days
    • Median sale-to-list ratio: 98%
    • License #: sl3475720 (FL)

  • Mario Gobel

    RE/MAX SELECT Partners
    Local sales*
    59
    Price range*
    $25K - $895K
    Typical price*
    $300,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Offer strategy Listing agent Buyers agent Neighborhood expert Repeat clients First-time buyers Single-family homes Condos Townhouses Vacant land Manufactured homes Mobile homes

    Mario Gobel is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 28 transactions over the past 12 months — 59 in the past two years. Mario Gobel's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 58% sellers, 42% buyers
    • Total recent sales: 59
    • Local ranking by total sales: #23
    • State ranking by total sales: #1,405
    • Median days on market: 93 days
    • Median sale-to-list ratio: 96.5%
    • License #: 0647660 (FL)

  • Heather H Neubauer

    ERA Neubauer Real Estate Inc
    Local sales*
    52
    Total sales*
    53
    Price range*
    $25K - $870K
    Typical price*
    $295,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% FloridaFast sales Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Single-family homes Vacant land Manufactured homes Townhouses Multi-family homes Condos

    Heather H Neubauer is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 25 transactions over the past 12 months — 53 in the past two years. Heather H Neubauer's experience includes first-time homebuyers, VA loans and military buyers, and luxury homes.

    • Works with: 57% sellers, 43% buyers
    • Total recent sales: 53
    • Local ranking by total sales: #29
    • State ranking by total sales: #1,811
    • Median days on market: 60 days
    • Median sale-to-list ratio: 96%
    • License #: 3257545 (FL)

  • Angela M Hale

    ERA Neubauer Real Estate, Inc
    Local sales*
    46
    Total sales*
    48
    Price range*
    $142K - $1.7M
    Typical price*
    $342,500
    Request offer →
    Highlights
    About
    Top 5% local Top 5% Florida Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Single-family homes Condos Townhouses Mobile homes Manufactured homes

    Angela M Hale is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 25 transactions over the past 12 months — 48 in the past two years. Angela M Hale's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 42% sellers, 58% buyers
    • Total recent sales: 48
    • Local ranking by total sales: #39
    • State ranking by total sales: #2,251
    • Median days on market: 71 days
    • Median sale-to-list ratio: 97%
    • License #: 3389992 (FL)

  • Janet R Melton

    SweetBay Realty
    Local sales*
    95
    Price range*
    $213K - $1.1M
    Typical price*
    $436,984
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Listing specialist Neighborhood expert Luxury homes Single-family homes Townhouses Condos Multi-family homes

    Janet R Melton is a real estate agent who is active in Panama City, FL. They primarily work with sellers and have closed at least 26 transactions over the past 12 months — 95 in the past two years. Janet R Melton's experience includes luxury homes, sales involving HOAs, and VA loans and military buyers.

    • Works with: 89% sellers, 11% buyers
    • Total recent sales: 95
    • Local ranking by total sales: #2
    • State ranking by total sales: #447
    • Median days on market: 159 days
    • Median sale-to-list ratio: 100%
    • License #: BK3345749 (FL)
  • Top Local Pro

    Kaci A Hawes

    ERA Neubauer Commercial
    Local sales*
    52
    Total sales*
    54
    Price range*
    $110K - $775K
    Typical price*
    $297,200
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Pricing strategyFast sales Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Senior living Single-family homes Townhouses Condos Mobile homes Multi-family homes Manufactured homes

    Kaci A Hawes is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 20 transactions over the past 12 months — 54 in the past two years. Kaci A Hawes's experience includes first-time homebuyers, VA loans and military buyers, and sales involving HOAs.

    • Works with: 61% sellers, 39% buyers
    • Total recent sales: 54
    • Local ranking by total sales: #30
    • State ranking by total sales: #1,730
    • Median days on market: 56 days
    • Median sale-to-list ratio: 98%
    • License #: SL3441260 (FL)
  • Real Estate Team

    Team Don And Bubba

    EXP Realty LLC
    Local sales*
    67
    Total sales*
    68
    Price range*
    $60K - $1.4M
    Typical price*
    $400,000
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Single-family homes Condos Townhouses Manufactured homes Vacant land

    Team Don And Bubba is a real estate team who is active in Panama City, FL. They work with sellers and buyers and have closed at least 47 transactions over the past 12 months — 68 in the past two years. Team Don And Bubba's experience includes first-time homebuyers, sales involving HOAs, and luxury homes.

    • Works with: 65% sellers, 35% buyers
    • Total recent sales: 68
    • Local ranking by total sales: #12
    • State ranking by total sales: #1,001
    • Median days on market: 157 days
    • Median sale-to-list ratio: 96%

  • Mindi A Sato

    Keller Williams Success Realty
    Local sales*
    40
    Total sales*
    44
    Price range*
    $30K - $835K
    Typical price*
    $337,025
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Pricing strategy Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Vacant land Townhouses

    Mindi A Sato is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 18 transactions over the past 12 months — 44 in the past two years. Mindi A Sato's experience includes VA loans and military buyers, first-time homebuyers, and luxury homes.

    • Works with: 52% sellers, 48% buyers
    • Total recent sales: 44
    • Local ranking by total sales: #53
    • State ranking by total sales: #2,868
    • Median days on market: 66 days
    • Median sale-to-list ratio: 98%
    • License #: 3363112 (FL)
  • Real Estate Team

    The Jarrett Group

    Keller Williams Success Realty
    Local sales*
    57
    Total sales*
    62
    Price range*
    $30K - $1.2M
    Typical price*
    $352,500
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Pricing strategy Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience First-time buyers Single-family homes Condos Townhouses Vacant land

    The Jarrett Group is a real estate team who is active in Panama City, FL. They work with sellers and buyers and have closed at least 39 transactions over the past 12 months — 62 in the past two years. The Jarrett Group's experience includes luxury homes, sales involving HOAs, and first-time homebuyers.

    • Works with: 76% sellers, 24% buyers
    • Total recent sales: 62
    • Local ranking by total sales: #25
    • State ranking by total sales: #1,264
    • Median days on market: 70 days
    • Median sale-to-list ratio: 98%

  • Kelli White Garrett

    CENTURY 21 Commander Realty
    Local sales*
    37
    Price range*
    $57K - $1.2M
    Typical price*
    $325,000
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Vacant land Townhouses Multi-family homes Mobile homes Manufactured homes

    Kelli White Garrett is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 16 transactions over the past 12 months — 37 in the past two years. Kelli White Garrett's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 54% sellers, 46% buyers
    • Total recent sales: 37
    • Local ranking by total sales: #60
    • State ranking by total sales: #4,120
    • Median days on market: 79 days
    • Median sale-to-list ratio: 97%
    • License #: 3139918 (FL)

  • Mike S Herring

    Keller Williams Realty SRB
    Local sales*
    74
    Total sales*
    92
    Price range*
    $109K - $1.5M
    Typical price*
    $403,500
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Listing specialist Neighborhood expert Repeat clients Luxury homes HOA experience Military buyers First-time buyers Single-family homes Condos Townhouses Vacant land Manufactured homes

    Mike S Herring is a real estate agent who is active in Panama City, FL. They primarily work with sellers and have closed at least 40 transactions over the past 12 months — 92 in the past two years. Mike S Herring's experience includes luxury homes, sales involving HOAs, and first-time homebuyers.

    • Works with: 82% sellers, 18% buyers
    • Total recent sales: 92
    • Local ranking by total sales: #9
    • State ranking by total sales: #480
    • Median days on market: 75 days
    • Median sale-to-list ratio: 96%
    • License #: 3256219 (FL)

  • Christine Lance

    Keller Williams Success Realty
    Local sales*
    37
    Price range*
    $27K - $800K
    Typical price*
    $350,000
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Pricing strategy Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Condos Townhouses Vacant land Mobile homes

    Christine Lance is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 18 transactions over the past 12 months — 37 in the past two years. Christine Lance's experience includes first-time homebuyers, VA loans and military buyers, and luxury homes.

    • Works with: 46% sellers, 54% buyers
    • Total recent sales: 37
    • Local ranking by total sales: #58
    • State ranking by total sales: #4,016
    • Median days on market: 67 days
    • Median sale-to-list ratio: 98%
    • License #: 3278226 (FL)
  • Top Local Pro

    Christina Daniels

    Keller Williams Success Realty
    Local sales*
    65
    Price range*
    $119K - $508K
    Typical price*
    $329,050
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Pricing strategyFast sales Negotiation expertBuyer specialist Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Townhouses

    Christina Daniels is a real estate agent who is active in Panama City, FL. They primarily work with buyers and have closed at least 38 transactions over the past 12 months — 65 in the past two years. Christina Daniels's experience includes VA loans and military buyers, first-time homebuyers, and sales involving HOAs.

    • Works with: 11% sellers, 89% buyers
    • Total recent sales: 65
    • Local ranking by total sales: #14
    • State ranking by total sales: #1,074
    • Median days on market: 62 days
    • Median sale-to-list ratio: 100%
    • License #: 3221544 (FL)

  • Misty L Curtis

    Anchor Realty Florida
    Local sales*
    43
    Price range*
    $59K - $475K
    Typical price*
    $285,000
    Request offer →
    Highlights
    About
    Top 5% local Top 5% Florida Negotiation expert Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Townhouses Mobile homes Vacant land Manufactured homes

    Misty L Curtis is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 20 transactions over the past 12 months — 43 in the past two years. Misty L Curtis's experience includes first-time homebuyers and VA loans and military buyers.

    • Works with: 44% sellers, 56% buyers
    • Total recent sales: 43
    • Local ranking by total sales: #43
    • State ranking by total sales: #2,992
    • Median days on market: 85 days
    • Median sale-to-list ratio: 100%
    • License #: BK3457875 (FL)

  • Sandi Smith

    Dalton Wade Inc
    Local sales*
    65
    Price range*
    $185K - $930K
    Typical price*
    $364,500
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Luxury homes Military buyers First-time buyers Single-family homes Condos Townhouses Manufactured homes

    Sandi Smith is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 43 transactions over the past 12 months — 65 in the past two years. Sandi Smith's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 32% sellers, 68% buyers
    • Total recent sales: 65
    • Local ranking by total sales: #15
    • State ranking by total sales: #1,101
    • Median days on market: 81 days
    • Median sale-to-list ratio: 97%
  • Top Local Pro

    Susan Morrison

    Anchor Realty Florida
    Local sales*
    38
    Price range*
    $35K - $820K
    Typical price*
    $287,500
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Pricing strategy Offer strategy Negotiation expert Listing agent Buyers agent Neighborhood expert Repeat clients First-time buyers Single-family homes Condos Townhouses Vacant land

    Susan Morrison is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 18 transactions over the past 12 months — 38 in the past two years. Susan Morrison's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 58% sellers, 42% buyers
    • Total recent sales: 38
    • Local ranking by total sales: #56
    • State ranking by total sales: #3,960
    • Median days on market: 65 days
    • Median sale-to-list ratio: 99.5%
    • License #: 0697255 (FL)

  • Trudy A Vanhorn

    Berkshire Hathaway HomeServices Beach Properties of Florida
    Local sales*
    35
    Price range*
    $70K - $968K
    Typical price*
    $332,000
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Condos Vacant land Townhouses Manufactured homes

    Trudy A Vanhorn is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 9 transactions over the past 12 months — 35 in the past two years. Trudy A Vanhorn's experience includes luxury homes, VA loans and military buyers, and first-time homebuyers.

    • Works with: 51% sellers, 49% buyers
    • Total recent sales: 35
    • Local ranking by total sales: #65
    • State ranking by total sales: #4,725
    • Median days on market: 78 days
    • Median sale-to-list ratio: 97%
    • License #: 3075534 (FL)
  • Top Local Pro
    Real Estate Team

    Elite Group Of Keller Williams

    Keller Williams Success Realty
    Local sales*
    43
    Price range*
    $100K - $940K
    Typical price*
    $280,000
    Request offer →
    Highlights
    About
    Top 5% local Top 5% Florida Pricing strategyFast sales Negotiation expert Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Townhouses Vacant land Condos

    Elite Group Of Keller Williams is a real estate team who is active in Panama City, FL. They work with sellers and buyers and have closed at least 17 transactions over the past 12 months — 43 in the past two years. Elite Group Of Keller Williams's experience includes first-time homebuyers, VA loans and military buyers, and luxury homes.

    • Works with: 58% sellers, 42% buyers
    • Total recent sales: 43
    • Local ranking by total sales: #42
    • State ranking by total sales: #2,939
    • Median days on market: 60 days
    • Median sale-to-list ratio: 100%

  • Beth Christie

    Local Insight Realty
    Local sales*
    40
    Total sales*
    41
    Price range*
    $150K - $2M
    Typical price*
    $363,886
    Request offer →
    Highlights
    About
    Top 10% local Top 5% FloridaFast sales Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Senior living Single-family homes Condos Townhouses Mobile homes

    Beth Christie is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 16 transactions over the past 12 months — 41 in the past two years. Beth Christie's experience includes luxury homes, sales involving HOAs, and first-time homebuyers.

    • Works with: 56% sellers, 44% buyers
    • Total recent sales: 41
    • Local ranking by total sales: #50
    • State ranking by total sales: #3,208
    • Median days on market: 59 days
    • Median sale-to-list ratio: 97%
    • License #: 3065345 (FL)

  • Holli C Persall

    ERA Neubauer Real Estate Inc
    Local sales*
    49
    Price range*
    $46K - $1.5M
    Typical price*
    $449,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Single-family homes Condos Townhouses Vacant land

    Holli C Persall is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 18 transactions over the past 12 months — 49 in the past two years. Holli C Persall's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 51% sellers, 49% buyers
    • Total recent sales: 49
    • Local ranking by total sales: #35
    • State ranking by total sales: #2,175
    • Median days on market: 70 days
    • Median sale-to-list ratio: 96%
    • License #: 3198726 (FL)

  • Kerry J Jackson

    LPT Realty LLC
    Local sales*
    41
    Total sales*
    42
    Price range*
    $138K - $1.2M
    Typical price*
    $329,750
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Listing agent Buyers agent Repeat clients HOA experience First-time buyers Single-family homes Condos Townhouses Mobile homes Commercial properties

    Kerry J Jackson is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 22 transactions over the past 12 months — 42 in the past two years. Kerry J Jackson's experience includes first-time homebuyers, luxury homes, and sales involving HOAs.

    • Works with: 57% sellers, 43% buyers
    • Total recent sales: 42
    • Local ranking by total sales: #49
    • State ranking by total sales: #3,128
    • Median days on market: 126 days
    • Median sale-to-list ratio: 97%
    • License #: 0695578 (FL)

  • Ramone C Silvera

    Salty Marlin Realty LLC
    Local sales*
    44
    Total sales*
    53
    Price range*
    $27K - $610K
    Typical price*
    $275,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Single-family homes Condos Townhouses Manufactured homes Vacant land Mobile homes

    Ramone C Silvera is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 29 transactions over the past 12 months — 53 in the past two years. Ramone C Silvera's experience includes first-time homebuyers, sales involving HOAs, and VA loans and military buyers.

    • Works with: 53% sellers, 47% buyers
    • Total recent sales: 53
    • Local ranking by total sales: #41
    • State ranking by total sales: #1,853
    • Median days on market: 148 days
    • Median sale-to-list ratio: 98.5%
    • License #: 3471352 (FL)
  • Top Local Pro

    Christi R Duncan

    Beachy Beach Real Estate
    Local sales*
    33
    Price range*
    $85K - $975K
    Typical price*
    $320,000
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Pricing strategyFast sales Negotiation expert Listing agent Buyers agent Repeat clients Military buyers First-time buyers Single-family homes Townhouses Condos Manufactured homes Multi-family homes Vacant land

    Christi R Duncan is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 21 transactions over the past 12 months — 33 in the past two years. Christi R Duncan's experience includes first-time homebuyers, VA loans and military buyers, and luxury homes.

    • Works with: 55% sellers, 45% buyers
    • Total recent sales: 33
    • Local ranking by total sales: #69
    • State ranking by total sales: #5,077
    • Median days on market: 59 days
    • Median sale-to-list ratio: 98.5%
    • License #: SL3384993 (FL)
  • Top Local Pro

    Andrea D Owens

    Dalton Wade Inc
    Local sales*
    42
    Price range*
    $125K - $425K
    Typical price*
    $260,000
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Pricing strategyFast sales Negotiation expert Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Townhouses Manufactured homes Condos Mobile homes

    Andrea D Owens is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 21 transactions over the past 12 months — 42 in the past two years. Andrea D Owens's experience includes first-time homebuyers and VA loans and military buyers.

    • Works with: 60% sellers, 40% buyers
    • Total recent sales: 42
    • Local ranking by total sales: #45
    • State ranking by total sales: #3,047
    • Median days on market: 47 days
    • Median sale-to-list ratio: 100%

  • Jennifer Bowman

    Beachy Beach Real Estate
    Local sales*
    55
    Price range*
    $50K - $1M
    Typical price*
    $372,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients HOA experience Military buyers First-time buyers Single-family homes Condos Townhouses Mobile homes Manufactured homes Vacant land

    Jennifer Bowman is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 20 transactions over the past 12 months — 55 in the past two years. Jennifer Bowman's experience includes first-time homebuyers, sales involving HOAs, and VA loans and military buyers.

    • Works with: 75% sellers, 25% buyers
    • Total recent sales: 55
    • Local ranking by total sales: #27
    • State ranking by total sales: #1,656
    • Median days on market: 99 days
    • Median sale-to-list ratio: 99%
    • License #: 0682167 (FL)

  • Matthew T Jones Mba

    Coastal Heritage Real Estate LLC
    Local sales*
    54
    Total sales*
    60
    Price range*
    $58K - $1.1M
    Typical price*
    $420,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Luxury homes HOA experience Military buyers First-time buyers Condos Single-family homes Townhouses Multi-family homes Mobile homes Vacant land

    Matthew T Jones Mba is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 25 transactions over the past 12 months — 60 in the past two years. Matthew T Jones Mba's experience includes luxury homes, first-time homebuyers, and sales involving HOAs.

    • Works with: 55% sellers, 45% buyers
    • Total recent sales: 60
    • Local ranking by total sales: #28
    • State ranking by total sales: #1,342
    • Median days on market: 73 days
    • Median sale-to-list ratio: 96%
    • License #: BK3246117 (FL)

  • Laura Hartzog

    Coldwell Banker Realty
    Local sales*
    23
    Price range*
    $205K - $1.3M
    Typical price*
    $355,000
    Request offer →
    Highlights
    About
    Top 10% Florida Pricing strategy Listing agent Buyers agent Repeat clients Military buyers First-time buyers Single-family homes Townhouses Mobile homes Condos

    Laura Hartzog is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 12 transactions over the past 12 months — 23 in the past two years. Laura Hartzog's experience includes luxury homes, VA loans and military buyers, and first-time homebuyers.

    • Works with: 48% sellers, 52% buyers
    • Total recent sales: 23
    • Local ranking by total sales: #138
    • State ranking by total sales: #10,248
    • Median days on market: 63 days
    • Median sale-to-list ratio: 98%
    • License #: 3219905 (FL)

  • Beth L Mulvey

    Beach House Sales and Development
    Local sales*
    33
    Total sales*
    34
    Price range*
    $165K - $825K
    Typical price*
    $340,000
    Request offer →
    Highlights
    About
    Top 10% local Top 5% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Condos Townhouses Manufactured homes

    Beth L Mulvey is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 16 transactions over the past 12 months — 34 in the past two years. Beth L Mulvey's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 47% sellers, 53% buyers
    • Total recent sales: 34
    • Local ranking by total sales: #67
    • State ranking by total sales: #4,764
    • Median days on market: 77 days
    • Median sale-to-list ratio: 96.5%
    • License #: B5482 E27277 (FL)

  • Alyssa R Sato

    Keller Williams Success Realty
    Local sales*
    28
    Total sales*
    29
    Price range*
    $40K - $500K
    Typical price*
    $340,000
    Request offer →
    Highlights
    About
    Top 5% FloridaFast sales Listing agent Buyers agent Neighborhood expert Repeat clients Military buyers First-time buyers Single-family homes Townhouses Manufactured homes Vacant land

    Alyssa R Sato is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 8 transactions over the past 12 months — 29 in the past two years. Alyssa R Sato's experience includes VA loans and military buyers and first-time homebuyers.

    • Works with: 41% sellers, 59% buyers
    • Total recent sales: 29
    • Local ranking by total sales: #96
    • State ranking by total sales: #6,499
    • Median days on market: 62 days
    • Median sale-to-list ratio: 96%
    • License #: SL3524304 (FL)

  • Michelle L Byron

    Keller Williams Success Realty
    Local sales*
    24
    Price range*
    $185K - $630K
    Typical price*
    $362,500
    Request offer →
    Highlights
    About
    Top 10% FloridaFast sales Listing agent Buyers agent Repeat clients Military buyers First-time buyers Single-family homes Townhouses Vacant land Condos

    Michelle L Byron is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 15 transactions over the past 12 months — 24 in the past two years. Michelle L Byron's experience includes VA loans and military buyers, first-time homebuyers, and sales involving HOAs.

    • Works with: 46% sellers, 54% buyers
    • Total recent sales: 24
    • Local ranking by total sales: #128
    • State ranking by total sales: #9,600
    • Median days on market: 57 days
    • Median sale-to-list ratio: 96%

  • Heather Fox

    Beachy Beach Real Estate
    Local sales*
    66
    Price range*
    $230K - $935K
    Typical price*
    $468,193
    Request offer →
    Highlights
    About
    Top 1% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients Luxury homes HOA experience Military buyers Senior living Single-family homes Townhouses Condos

    Heather Fox is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 12 transactions over the past 12 months — 66 in the past two years. Heather Fox's experience includes luxury homes, VA loans and military buyers, and properties in senior communities.

    • Works with: 52% sellers, 48% buyers
    • Total recent sales: 66
    • Local ranking by total sales: #13
    • State ranking by total sales: #1,054
    • Median days on market: 211 days
    • Median sale-to-list ratio: 100%
    • License #: SL3392228 (FL)

  • Inga M Brown

    Counts Real Estate Group
    Local sales*
    25
    Price range*
    $139K - $746K
    Typical price*
    $319,900
    Request offer →
    Highlights
    About
    Top 10% FloridaFast sales Listing agent Buyers agent Neighborhood expert Repeat clients First-time buyers Single-family homes Townhouses Manufactured homes Condos

    Inga M Brown is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 14 transactions over the past 12 months — 25 in the past two years. Inga M Brown's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 56% sellers, 44% buyers
    • Total recent sales: 25
    • Local ranking by total sales: #114
    • State ranking by total sales: #8,709
    • Median days on market: 47 days
    • Median sale-to-list ratio: 96%
    • License #: CQ1023433 (FL)

  • Laina Dillman

    Lifes A Beach Real Estate, LLC
    Local sales*
    49
    Price range*
    $65K - $740K
    Typical price*
    $265,000
    Request offer →
    Highlights
    About
    Top 5% local Top 1% Florida Listing agent Buyers agent Neighborhood expert Repeat clients First-time buyers Single-family homes Manufactured homes Mobile homes Townhouses Condos Vacant land

    Laina Dillman is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 21 transactions over the past 12 months — 49 in the past two years. Laina Dillman's experience includes first-time homebuyers, luxury homes, and VA loans and military buyers.

    • Works with: 57% sellers, 43% buyers
    • Total recent sales: 49
    • Local ranking by total sales: #36
    • State ranking by total sales: #2,195
    • Median days on market: 69 days
    • Median sale-to-list ratio: 96%

  • Courtney Pantalena

    Coldwell Banker Realty
    Local sales*
    38
    Total sales*
    60
    Price range*
    $65K - $3.1M
    Typical price*
    $369,500
    Request offer →
    Highlights
    About
    Top 10% local Top 1% Florida Listing agent Buyers agent Repeat clients HOA experience Military buyers First-time buyers Senior living Single-family homes Condos Townhouses Manufactured homes Vacant land

    Courtney Pantalena is a real estate agent who is active in Panama City, FL. They work with sellers and buyers and have closed at least 31 transactions over the past 12 months — 60 in the past two years. Courtney Pantalena's experience includes first-time homebuyers, sales involving HOAs, and luxury homes.

    • Works with: 42% sellers, 58% buyers
    • Total recent sales: 60
    • Local ranking by total sales: #55
    • State ranking by total sales: #1,320
    • Median days on market: 67 days
    • Median sale-to-list ratio: 97%
    • License #: 3504789 (FL)

What to know about top real estate agents in Panama City, FL

Top Panama City real estate agents combine deep, local expertise with higher-than-average performance. Here’s what that looks like in Panama City. 

General 

  • High transaction volume: Does more than 12 sales per year (local median)
  • Well established: At least 3–5+ years of experience in the local market
  • Good reputation: High total review count and average ratings

Sellers

  • Pricing expertise: Few-to-no price drops 
  • High sale-to-list ratios: Typically sells near or above list price (median sale-to-list in Panama City is 97%)
  • Strong marketing strategy: Beautiful photos, compelling listing descriptions, maximum visibility
  • Faster-than-average sales: Gets homes under contract quickly (median sale timeline in Panama City is 86 days)

Buyers

  • Strong negotiator: The best buyer’s agents in Panama City often save 5-10% off list price
  • Local expertise: Know neighborhoods, schools, amenities, regulations
  • Responsive and accessible: Reviews consistently call out these specific traits

Most likely, yes. The vast majority of home sellers in Panama City will get the best outcome and most money selling with a top local real estate agent. That said, it really depends on your goals.

Consider listing with a Panama City realtor if:

  • You're aiming for top dollar or need help navigating pricing and offers
  • You want someone to handle the full process—marketing, showings, negotiation, paperwork
  • Your property is typical for the area and priced at or above $200,000

Consider alternatives if:

  • You want a faster sale and are open to a cash offer from a cash home buyer or iBuyer
  • You’re cost-conscious and want to save on commission with a discount real estate broker
  • You want to avoid realtor commission altogether and are comfortable trying FSBO (for sale by owner), knowing that FSBO sales usually net less and require a lot of work.

In Panama City, the average real estate commission is about 5.59%, while the national average is (5.57%).

  • Typically, this gets split between the listing and buyer’s agents (2.81% and 2.78%, respectively).
  • Rates are negotiable and may be lower for higher-priced homes or repeat clients.
  • Following the NAR settlement, buyers may need to negotiate their agent's fee directly.

Sell with a top agent and save

With Clever, sellers can list with a top local agent for just 1.5% (or $3,000 flat) — up to 50% less than the typical rate in Panama City.

If a traditional agent isn’t the right fit, here are some Panama City-area alternatives:

Cash buyer services

  • Get fast, no-obligation offers from investors, iBuyers, and bridge loan providers.
  • Ideal for distressed homes, tight timelines, or sellers prioritizing speed over top price.

Discount brokerages

  • Offer lower commissions (often 1–2%) while still providing MLS access and support.
  • Good option if you want to save but still prefer professional help.

Flat-Fee MLS (FFMLS)

  • Pay a one-time fee to list your home on the MLS.
  • You'll handle pricing, showings, and negotiation yourself — best for experienced sellers.

For Sale By Owner (FSBO)

  • No agent involvement, no commission—but you’ll do everything yourself.
  • FSBO homes typically sell for less, so weigh potential savings vs. final sale price.

Pro tip: Even if you go non-traditional, consider services like Clever or local offer platforms — they help you compare your options and connect with agents or investors offering discounts, fast offers, or both.

Related guides and resources

5 Best Low Commission Realtors in Panama City, Florida (2025)

We reviewed Best Discount Real Estate Brokers in Panama City, Florida. Find the best ones near you.

How to Sell Without a Realtor in Florida

Learn how to sell without a realtor in Florida. It can save you money on listing fees, but doing everything yourself has risks.

Best Flat Fee MLS Listing Companies in Florida (2025)

We reviewed flat fee MLS plans in Florida. Check out the best plans near you.

Average Real Estate Commission in Florida: 2025 Survey

A September 2025 survey of local real estate agents revealed the average real estate commission in Florida is 5.59%, which is about equal to the national average of 5.57%.

Seller Closing Costs in Florida: 2025 Update

On average, sellers in Florida pay about 3.25% of the home's purchase price in closing costs. Find out what you'll pay with our Florida seller's closing costs calculator.

Selling a House in Florida: 8 Simple Steps

Selling your house in Florida? Our in-depth guide breaks down the process into 8 easy-to-understand steps, from listing through closing.

4 Best Cash Home Buyers in Panama City, Florida (2025)

We evaluated cash home buyers serving Panama City, Florida based on their credibility, activity, and customer satisfaction. Check out the best options.

How to Sell My House Fast in Florida

Sell your home fast in Florida by working with a cash home buyer, iBuyer, or a top real estate agent. Read our guide to learn more.

How to Sell My House As Is in Florida

If you’re considering selling your Florida home "as is" but aren’t sure if it’s the best option for you, check out the pros and cons, and what you can expect.

Find more top agents in cities near Panama City, FL

Boca RatonCape CoralClearwaterCoral SpringsCrestviewDavieDeltonaFort LauderdaleGainesvilleGolden GateHialeahHollywoodHomosassa SpringsJacksonvilleLakelandMiamiMiami GardensMiramarNorth PortOcalaOrlandoPalatkaPalm BayPembroke PinesPensacolaPompano BeachPort CharlottePort St LucieSebringSt PetersburgTallahasseeTampaThe VillagesVero Beach SouthWest Palm Beach

How we research and evaluate top real estate agents in Panama City

Data sources

Our rankings are powered by real estate transaction data, internal research, and other publicly available sources. We compiled and analyzed over 1,451,300 data points for 809 real estate agents across Panama City, Florida.

We make every effort to ensure accuracy, but no dataset is perfect. Some activity may not be captured if information isn’t available or accurate from our sources. We update and refine our data regularly to improve coverage and reliability.

Methodology

There’s no single “best” real estate agent — the right fit depends on your goals and situation. Our approach is designed to highlight agents with strong, well-rounded performance in Panama City, Florida and make it easier to compare your options.

We look at factors that matter most to typical buyers and sellers, such as:

  • Transaction volume and recent activity
  • Balance of buyer- and seller-side representation
  • Pricing accuracy and negotiation outcomes
  • Speed of sales relative to the local market
  • Years of experience and proven track record
  • Specialized expertise with certain property types or client needs

We use these key indicators to surface agents who are likely to be a good fit for most people, while giving you the data you need to decide which qualities matter most for your own situation.

Ongoing updates

Rankings are updated regularly as new data becomes available. Our goal is to provide a clear, objective view of agent performance to help you make an informed choice when hiring a real estate professional.

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Better real estate agents at a better rate

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