The Best Flat-Fee Real Estate Agents + Brokers in 2022

Michael Warford

By 

Michael Warford

March 1st, 2022
Updated March 1st, 2022

SHARE

A flat-fee real estate broker is a company that will sell your house for a fixed dollar amount instead of the typical 2.5-3% listing fee. If you’re looking to work with a flat-fee agent, we usually recommend a full-service brand that offers a similar experience to working with a traditional realtor. Top companies like Clever Real Estate and Houwzer can save you big bucks without the service trade-offs you’ll encounter with many of their competitors.

Most sellers should avoid working with the flat-rate brands we’ve classified as reduced or limited service. With these companies, you’ll typically encounter big service trade-offs, less hands-on support, and your experience may feel a lot more DIY. You can usually find a better deal with one of the discount brands we recommend in our guide to the best low commission brokers. Companies that offer reduced or limited service are only worth considering if you’re an extremely experienced seller and comfortable handling more (or even most) of the sale yourself.

Keep reading: Top flat-fee brokers for most sellers | Who should use a flat rate realtor? | Reduced and limited service options | How to choose | FAQs

Top flat-fee real estate companies that offer full service


Pricing
Locations
1% or $3,000
Nationwide
$5,000
FL, MD, NJ, PA, VA, DC

Full-service flat-fee brokers are the right choice for most sellers because they offer a similar (or even the exact same) experience as working with a traditional agent. You'll have a dedicated agent who provides all the services that you'd expect from a traditional realtor, but you'll pay a lot less.

Having a dedicated agent on your side to handle pricing, marketing, and negotiations could have a significant impact on how many potential buyers see your house — and how much they're willing to pay for it.

While the fees may be higher than limited-service companies, you'll get a lot more for your money with a full-service brand — and you're more likely to avoid costly mistakes like mispricing your home.

Keep in mind that whether you use a flat-fee broker or a traditional real estate agent, you’ll still need to pay the buyer’s agent commission in addition to the listing fee. It’s usually percentage-based and around 2.5-3%.

Clever Real Estate

Clever Real Estate

Clever Real Estate

Learn More

💲 Listing Fee

$3,000 or 1%

💰 Avg. Savings

$7,375

⭐ Avg. Customer Rating

4.9/5 (1,810 reviews)

✍️ Editor's Take
Pros
Cons
Reviews
Locations

Clever is a quick, easy, and free way to find a top-rated local agent. And, unlike many similar companies, Clever pre-negotiates big discounts on your behalf, so you can save thousands without sacrificing on service.


Try Clever for free — save thousands on commission

  • Free, nationwide agent-matching service that partners with full-service local agents from conventional brokerages like Keller Williams, Century 21, and RE/MAX
  • Provides multiple agent matches so you can interview, compare marketing plans, and choose the best fit
  • Pre-negotiates low rates on your behalf — you get full service for a flat $3,000 listing fee, or just 1% if the home sells for more than $350,000
  • If you buy with Clever, you could get a check worth up to 0.5% of the home price
  • You may not get matched with an agent from your preferred real estate brokerage
  • Agents may not provide premium services like drone photography and professional home staging

As of 44,805, Clever has a 4.9 out of 5 rating on Trustpilot, based on 1,710 reviews.


Read reviews from real Clever customers here.

Clever has pre-negotiated low commission rates with top agents in all 50 states and Washington, DC.

SHOW MORE

Clever Real Estate is our top pick for sellers who want to save on commission for two main reasons — savings and service quality.

Clever charges a $3,000 flat fee on homes below $350,000. Above that price point you’ll pay a 1% listing fee instead — which is still a fraction of the traditional 2.5-3%. That makes Clever the most affordable nationwide brand that offers full service.

When you find your agent through Clever, you’ll face zero compromises in terms of service. Unlike other flat-fee brands, Clever matches you with top local realtors from traditional brokerages like Keller Williams, Berkshire Hathaway, and RE/MAX. So you’ll get a traditional realtor, but at a steeply discounted price.

👋 Get a better agent AND bigger savings

Why pay more in commission fees for less service? Clever offers you bigger savings without sacrificing the service you expect from a traditional realtor.

With Clever:

 ✅ You'll only pay $3,000 or 1% to list your home

 ✅ You'll work with a full-service realtor from a top broker

 ✅ It's free, with zero obligation — you can walk away at any time

Saving on realtor fees doesn't have to mean sacrificing service. Find a top local agent today!

Houwzer

💲 Listing Fee

$5,000

💰 Avg. Savings

$7,000

⭐ Avg. Customer Rating

4.8/5 (1,353 reviews)

✍️ Editor's Take
Pros
Cons
Reviews
Locations

Houwzer offers true flat-fee savings — but homes near or below $500,000 can likely find better rates and less risk elsewhere.


Read the full Houwzer review.

  • Huge commission savings on luxury homes
  • Listing fee includes virtual home tours and other premium marketing services
  • Houwzer has a small team, which limits your options if you don't hit it off with the first agent they send you
  • If you're selling a lower-priced home, Houwzer may not be cheaper than selling with a traditional realtor

Houwzer has a 4.8 out of 5 rating (1,353 reviews) across popular review sites like Google and Zillow.


Read reviews from real Houwzer customers here.

Houwzer is available in the following locations: FL, MD, NJ, PA, VA, DC.

SHOW MORE

Howuzer’s flat fee of $5,000 makes it a good option if you’re selling a higher-priced home, as you can see in the table below. But 1% commission brokers like Clever offer better rates on homes below $500,000.

Here's what Houwzer's flat listing fee could save you at different price points:

Selling price
Savings with Houwzer*
Listing fee as a percentage
$100,000
-$2,000
5%
$250,000
$2,500
2%
$500,000
$10,000
1%
$750,000
$17,500
0.7%
*Compared to 3% listing fee

Houwzer is one of the only flat-fee brokerages to offer full service, which makes it a better option than reduced-service brands like Help-U-Sell and Homie. But sellers who prefer the hands-on service of a traditional agent may get less personalized support than they expect.

Houwzer uses a team-based approach, so your agent won’t be as directly involved with your sale as a traditional realtor. You’ll still get all the same services with Houwzer as you would with a traditional realtor, they just might not all be delivered by your assigned agent. Rather, someone else on the Houwzer team may assist with items like showings, negotiations, or closing.

Houwzer's customer service model works out fine for many sellers, and there’s nothing inherently wrong with it. But if you have a complicated situation — or you just prefer the familiar experience of working with a traditional realtor — we recommend working with a brand like Clever.

» MORE: Read the full Houwzer review

Flat-fee brokers that offer reduced service


Pricing
Locations
$3,500
AZ, CO, ID, NV, UT
$2,950-7,950*
74 locations in 18 states
$2,995-8,995*
126 locations in 35 states
*Actual fees vary by location

We don’t think the flat-fee brokers in the reduced-service tier are a good option for most people. They’re overpriced relative to the lack of benefits you’ll generally receive, even if the low rates look good on paper. In fact, for the amount you’d spend on a reduced-service broker, you can often get a full-service agent for not much more money.

Reduced-service brokers offer many of the same services as a traditional agent, but usually with a significant reduction in hands-on support. For example, agents typically handle a lot more customers, which limits their ability to provide personalized customer service.

The only time a reduced-service flat-fee broker could make sense is if you live in an area where homes like yours are practically "selling themselves" and the potential savings are a lot higher than you'd get with a full-service brand. Even then, you’ll need to be an experienced seller who isn’t afraid of tackling more of the home sale yourself since you probably won’t get a ton of support.

Homie Real Estate

💲 Listing Fee

$3,500

💰 Avg. Savings

$8,500

⭐ Avg. Customer Rating

4.3/5 (1,132 reviews)

✍️ Editor's Take
Pros
Cons
Reviews
Locations

Homie offers legit flat-fee savings — but may provide less personalized service than a traditional agent.


Read the full Homie review.

  • Flat-fee pricing model offers big commission savings on higher-priced homes
  • Self-service listing process lets you get your home on the market quickly
  • Homie agents provide no in-person services or support
  • Agents juggle up to 10x as many customers at once, which increases the risk you'll have a bad experience

Homie has a 4.3 out of 5 rating (1,132 reviews) across popular review sites like Google and Yelp.


Read reviews from real Homie customers here.

Homie is available in the following areas: AZ, CO, ID, NV, UT.

SHOW MORE

Homie’s $3,500 flat listing fee offers some serious savings, especially if you’re selling a high-value home. For example, on a $750,000 home you could save up to $19,000 in listing fees compared with a traditional realtor. But there are significant trade-offs when it comes to service.

Homie agents are busy — they handle about 10 times as many clients as a typical traditional realtor. So, while you will get an assigned agent, it’s unlikely that they will have as much time to dedicate to you as an agent with a typical workload.

Having an agent provide personalized support throughout your sale is important. The more your agent knows about your house and your sale goals, the easier it will be for them to market it — which ultimately translates into an easier time selling it. With Homie, you may find that your agent just isn’t as available as you’d like them to be.

» MORE: Read the full Homie review

Help-U-Sell

Help-U-Sell

Help-U-Sell

💲 Listing Fee

$2,950-7,950

💰 Avg. Savings

$6,550

⭐ Avg. Customer Rating

No online reviews

✍️ Editor's Take
Pros
Cons
Locations

Help-U-Sell's pricing and service quality varies a lot depending on location, but in general it offers poor value for money.


Read the full Help-U-Sell review

  • Flat-fee pricing can offer big savings on higher value homes
  • Some Help-U-Sell offices offer excellent service and support
  • Pricing generally increases as home sale price increases, undercutting potential savings
  • Service and pricing are highly inconsistent and vary a lot between different Help-U-Sell offices

Help-U-Sell is available in AL, AZ, CA, CO, FL, HI, ID, MI, MN, MO, NV, NC, OK, OR, PA, TX, UT, VA, WA.

SHOW MORE

Help-U-Sell can save you money in the right circumstances, but because it’s a franchise company, the service you get is going to vary a lot between different offices.

Generally, fees range from $2,950 to $7,950, but are mostly based on your home price. While Help-U-Sell advertises a flat fee, in reality that fee generally goes up the more your house sells for. So you can probably find a better rate with another discount brand.

Unfortunately, Help-U-Sell’s problems with pricing extends to its service, with some offices' packages failing to even include an MLS listing. An MLS listing will get your house maximum exposure and is crucial if you’re looking to attract the most number of potential buyers.

If you're considering Help-U-Sell, verify that your local Help-U-Sell franchise includes, at minimum, an MLS listing, photography, and help with negotiations and closing.

» MORE: Read the full Help-U-Sell Review

Assist-2-Sell

Assist-2-Sell

Assist-2-Sell

💲 Listing Fee

$2,995-8,995

💰 Avg. Savings

$6,500

⭐ Avg. Customer Rating

No online reviews

✍️ Editor's Take
Pros
Cons

Assist-2-Sell's service and pricing vary by location, but generally it offers poor value for sellers.


Read the full Assist-2-Sell review

  • Higher value homes may be able to get significant savings with a flat fee
  • Prices are inconsistent, but generally higher than the competition
  • Some customers complain about poor service and support
SHOW MORE

Assist-2-Sell is similar to Help-U-Sell — and comes with many of the same potential risks. It is also a franchise company, meaning that its fees and service quality vary by location.

Listing fees alone can range as high as $9,000, which is why we don’t recommend Assist-2-Sell for most sellers. Plenty of competitors offer better savings — and Assist-2-Sell’s business model could come with significant sacrifices in terms of customer service.

A common complaint from dissatisfied Assist-2-Sell customers is that agents are disorganized and hard to get in touch with, so you may find yourself with less dedicated customer service than you'd like. But again, your actual experience is going to depend on the quality of your local Assist-2-Sell office.

» MORE: Read the full Assist-2-Sell Review

Flat-fee brokers that offer limited service


Pricing
Location
$99-$499+
AL, CA, FL, GA, IL, MN, NC, RI, SC
$95+
CA, FL, GA, MI, NC, SC, TN, VA
$179-$349
Nationwide

Limited-service companies — often called flat-fee MLS companies — are cheap, but they aren’t a good option for most people. You’ll largely be left on your own to market your house, negotiate with buyers, and handle closing. Because of the amount of DIY required, many sellers who go this route often end up having to reduce their listing price or eventually give up and hire an agent anyway.

Companies in the limited-service tier provide the most barebones level of support of all the flat-fee companies. Typically, you’ll only get a listing on your local MLS and a handful of other basic services, like yard signs and lockboxes.

The only time limited-service companies are worth considering is if you have lots of experience selling houses and you’re confident you can handle every step of the process yourself. If you do choose to use a limited-service brand, we recommend going with the cheapest option in your state that gets you MLS access and at least a 20-photo limit on your listing.

» MORE: See the list of the best flat-fee MLS services

Beycome

Beycome

Beycome

💲 Listing Fee

$99-$499+

Locations

AL, CA, FL, GA, IL, MN, NC, RI, SC

✍️ Editor's Take
Pros
Cons

Beycome offers real savings for extreme DIYers. But if you don't have much experience selling a house, you'll want to look elsewhere.

  • Basic MLS packages are among the cheapest in the industry
  • Lack of add-ons mean DIYers aren't paying for things they don't need
  • Barebones service is risky for most sellers, especially those who lack selling experience, have a complicated sale, or prefer working with an agent.
  • "Concierge Package" is poor value for money.
SHOW MORE

If you’re comfortable handling almost every aspect of the home selling process, including staging, tours, and negotiations, Beycome offers the best value for money compared to what other limited flat-fee brokers offer.

Beycome has three pricing plans, although we only recommend the $99 Basic Package and the $299 Enhanced Package. Both get you an MLS listing, unlimited updates, free cancellation (except in Georgia), and access to an open house scheduler. The Enhanced Package throws in things like HDR photography, lockbox rental, and promotional materials.

Whatever listing package you choose, you’ll still have to do a lot of the work yourself.But Beycome sets you up with more tools than a lot of its limited-service competitors.

That said, you shouldn’t be using Beycome (or any of the reduced or limited flat-fee brokers on this list) if:

  • You don’t have experience selling a house
  • You’re more comfortable working with an agent
  • You have a complicated home sale

If you want to save money on your home sale and still have the reassurance of an agent handling your transaction, Beycome probably isn’t right for you. While they do have a “Concierge Package” that provides many of the things that a realtor provides, it’s more expensive than just hiring a full-service realtor through a top-rated discount brokerage.



Homecoin

Homecoin

Homecoin

Learn More

💲 Listing Fee

$95-2,999+

💰 Avg. Savings

Varies

⭐ Avg. Customer Rating

5/5 (93 reviews)

✍️ Editor's Take
Pros
Cons
Reviews
Locations

Homecoin is one of the cheapest ways to get your home listed on the MLS. But purchasing the company's extra services could cost more than selling with a full-service, low commission brand.


Read the full Homecoin review.

  • Homecoin's 12-month listing term is longer than what many competitors offer for similarly-priced packages
  • Listings include unlimited MLS photos, even at the cheapest tier
  • Homecoin's premium a la carte services are not a great value
  • You're limited to 10 free listing changes

Homecoin has a 5 out of 5 rating (93 reviews) on Yelp.*


*Data current as of February 23, 2022

Homecoin is available in the following states: CA, FL, GA, MI, NC, SC, TN, VA.*


*Locations current as of February 23, 2022

SHOW MORE

In the world of flat-fee realty companies, Homecoin is as no frills as it gets. For true DIYers who are comfortable handling almost every step of the selling journey, Homecoin’s simple price and super basic service are a relief. Unlike with other limited-service brands, you won’t be paying for the things you don’t want or need.

For $95, you get an MLS listing — and that’s about it. You’ll have to pay extra for even basic add-ons, like photography, yard signs, or lockboxes. But if you’re hoping for even a minimum amount of support — whether that’s getting help with negotiations, staging, scheduling showings, or marketing — Homecoin is probably not for you.

Homecoin's limited-service competitors usually throw in a couple of those add-ons for “free” (albeit while also charging a higher price for their overall plans). And the full-service brands we recommend l provide more hands-on support. Both will be a bit more expensive than Homecoin, but they’ll probably save you a lot of stress (and potentially costly mistakes) in the long run.

» MORE: Read the full Homecoin review

Flat Fee Realty

Flat Fee Realty

Flat Fee Realty

💲 Listing Fee

$179-$349

Locations

Nationwide

✍️ Editor's Take
Pros
Cons

Flat Fee Realty doesn't offer much value for most sellers. But pricing varies by location, so you may be able to find good local deals.

  • Flat fees generally offer good savings for people with high value homes
  • Some local offices throw in extra benefits, like disclosure forms and free listing changes
  • Most locations don't offer any advantages over alternative flat-fee brands
  • Pricing and service are inconsistent across different locations
SHOW MORE

For most sellers, Flat Fee Realty doesn’t have many compelling benefits — but check what’s actually offered in your area. The plans differ by state and some do come with decent benefits. For example, in some areas, you’ll also get broker assistance, state disclosure forms, and free changes to your listing, in addition to Flat Fee Realty’s basic offerings. Free listing changes are especially valuable, since these can otherwise prove costly.

Flat Fee Realty's pricing also varies depending on where you live. In general, you’ll pay between $179-$349. That usually gets you a 6-month MLS listing with a 6-photo limit. You can upgrade to 25 photos for an extra $50.

Because photos are one of the most powerful tools for attracting buyers, we recommend paying extra for the 25-photo limit if you decide that Flat Fee Realty is for you.

For most people, all limited-service companies offer poor value. But some flat-fee realty brands are especially bad and should be avoided at all costs — they charge hidden fees, overcharge for basic services, or simply don’t offer even a minimum level of service you should expect from a flat-fee broker. Even if you do decide that a limited-service flat-fee broker is right for you, we recommend steering clear of these companies.

Houzeo’s prices are about standard for the industry — usually in the $200-$300 range — but watch out because you will have to pay extra for some basic items, like listing modifications. Overall, Houzeo isn’t great value for money and other flat-fee brands offer better service at similar or even lower prices.

Fizber’s prices are in line with most of its competitors, but it offers far less value for money. Unlike many flat-fee realty companies, Fizber doesn’t even give you the ability to add any extra services, like lockboxes, yard signs, or promotional materials, meaning you’ll have to search elsewhere for these basic but often essential items.

ISoldMyHouse.com advertises fees that are a bit high for the industry, plus it charges a huge markup for even basic add-ons. A combo lockbox, for example, will cost you $50, which you can easily buy yourself off of Amazon for less than half that price. Save yourself the money and look elsewhere.

FSBO.com is a well-known site, but it offers poor value for money and doesn’t have advantages for any type of seller. Its MLS plan costs way more than what you can get elsewhere and it’s very barebones. You’ll have to pay extra for anything beyond an MLS listing.

Who should use a flat-fee real estate broker?

Flat-fee real estate brokers are a good alternative to traditional realtors for many home sellers who are looking to save on commission fees. Most people should only consider full-service companies — and not reduced- or limited-service ones — since they offer the same benefits as conventional agents, but potentially with significant discounts.

But even with full-service brokers, you need to make sure they make sense at your price point. Below $500,000, most flat-fee brokers won’t offer better savings than percentage-based discount brands. So in that case, you’re usually better off choosing the best low commission broker in your area.

Most sellers should avoid reduced- or limited-service flat-fee companies. While the low fees of a limited-service company may sound enticing, without a realtor taking charge of your marketing, open houses, and negotiations, you could end up selling for a lot less — thus wiping out any savings you might have gotten with those low rates. We only recommend limited-service flat-fee brokers for people with lots of experience selling houses and who are comfortable taking on almost all of the home selling process.

Finally, if you’re looking to save money on your home sale, don’t limit yourself to flat-fee brokers. Other types of discount brokers, many of whom provide discounted percentage-based listing fees, may be able to help you save even more money and come with fewer tradeoffs in terms of service.

» MORE: The best low commission real estate brokers of 2022

How to choose a flat-fee real estate agent

Unless you’re comfortable handling most of your home sale yourself, you’ll want to stick to agents from a full-service brand like Clever or Houwzer. When comparing flat-fee brokers, you should only consider ones that are highly rated online by previous customers and offer real “full service.”

While many companies advertise themselves as “full service,” that doesn't always mean the experience is on par with a conventional brokerage. For example, flat-fee agents often handle a lot more clients than a traditional realtor would, so they’ll have less time to devote to you. That could mean that they’re not available to answer your questions right away or they may have to hand off some steps of the transaction to another person on their team.

We strongly recommend avoiding limited-service brands. They provide little value and come with substantial risk. These are really only for extreme DIYers who have a lot of experience selling homes AND live in a hot real estate market.

However, if you do decide to go with a flat-fee realty company in the limited-service tier, be sure that the brand offers:

  • MLS access
  • At least a 20+ photo limit
  • Free or cheap cancellation
  • Free or cheap listing modifications

» MORE: Find the best flat-fee MLS service near you

Calculate your effective rate to find the best savings

Whether you choose a full-service, reduced-service, or limited-service brand, you’ll need to check to make sure you’re getting the best possible savings at your home’s price point. To do this you’ll need to calculate your effective commission rate — your listing fee represented as a percentage of your home's sale price — and compare the flat fee to the percentage-based listing fee you could get elsewhere.

For example, if you pay a $5,000 flat fee to your realtor, your effective rate at different sale prices looks like this:

Sale price
Flat $5,000 listing fee
Effective rate
$100,000
$5,000
5%
$300,000
$5,000
2%
$500,000
$5,000
1%
$700,000
$5,000
0.71%
$900,000
$5,000
0.55%

In the above example, a $5,000 flat fee is a great deal if you’re selling above $500,000. However, below that and you’ll be paying more than 1% to your realtor. In that case, given that there are discount brokers that offer a 1% listing fee, you’re much better off going with one of them.

You can calculate your own effective rate by entering your desired sale price and a hypothetical flat fee below:

Watch out for hidden fees and misleading claims

Some flat-fee companies — especially limited-service companies — are notorious for making misleading marketing claims and charging hidden fees. While few flat-fee brokers lie outright, they may make their services sound more impressive than they actually are.

To help you better compare what each company offers, these are the three most common issues we’ve spotted:

Most flat-fee brokers advertise how they’ll not only get your house listed on the MLS, but they’ll also get you listed on popular real estate portals like Zillow, Trulia, Redfin, and Realtor.com.

While technically true, these claims fail to mention that all MLS listings automatically get syndicated to Zillow, Trulia, Redfin, and Realtor.com anyway. So long as you’re getting on the MLS your listing will be reposted on all of these sites, regardless of whether you work with a flat-fee broker or a traditional agent.

Getting an MLS listing is the most basic service that all real estate agents and limited-service brokers should be providing. Getting syndicated to any of these sites is the bare minimum that you should expect from a broker — not something that you pay extra for.

We recommend keeping an eye out for hidden fees and extra charges when comparing flat-fee realtors and brokers. Limited-service brands in particular often charge extra for services that are fairly routine or mundane.

For example, one of the most common forms of hidden fees is charging you for modifying your listing. Some flat-fee MLS services charge more than $20 for each listing modification — meaning even a few changes could lose you hundreds of dollars.

Look for a flat-fee broker that lets you make free changes. Or, better yet, work with a full-service real estate agent or broker, who will typically handle changes to your MLS listing for you at no extra charge.

Flat-fee brokers often claim that you can set your own buyer’s agent commission or that you can even avoid paying realtor commission entirely if the buyer doesn’t have an agent. While both claims are technically true, they’re very misleading.

For one, sellers are always free to set whatever buyer’s agent commission they want, regardless of whether they have an agent or work with a flat-fee broker. But that doesn’t mean they should.

We always recommend offering the standard 2.5-3% commission. If you offer less than that, buyer’s agents will have little incentive to show your house to their clients since they won’t be getting paid much (if anything). And if buyers aren’t seeing your house, it probably won’t sell very quickly.

Secondly, while you could avoid paying commission if your buyer doesn’t have an agent, the fact is that almost all buyers DO have agents. Expecting a buyer to not have one means your home could be listed for an extremely long time before it gets any offers — if it gets any offers at all.

Next steps

Whether you decide to work with a flat-fee broker or a traditional real estate agent, we always recommend comparing multiple options. Pick 2-3 flat-fee brokerages that you think could work for you and compare what they offer.

But don’t assume that a flat-fee broker is the only way to save money. You should also compare them to what traditional realtors or other local discount brokersoffer. While you’re more likely to pay a percentage-based commission, you may find that the overall savings are better.

And take into account all the services you get, which can have an impact on what you actually make off of your home sale. For example, paying $100 for an MLS listing sounds cheap, but if that means your house sells for $10,000 less because you don’t have the experience to market it yourself and negotiate with buyers, then you’re not actually saving money.

If you’re looking to save but you still want the expertise of a full-service realtor, we suggest comparing Clever Real Estate to other options you may be considering. Clever’s savings are among the best in the industry, and because you’ll still be working with a top local agent from a traditional brokerage, you won’t have to make any sacrifices in terms of service.

💰 Compare hand-picked agents, sell for 1%

Find top-rated agents from local brokerages, and get pre-negotiated listing fees of just 1%.

Clever's service is 100% free, with zero obligation. Interview as many agents as you like until you find the perfect fit — or walk away at any time.

FAQs about flat-fee realtors

Flat-fee real estate agents, brokers, and companies help you sell your home for a fixed fee instead of the typical percentage-based commission. Listing with a flat-rate real estate agent could net you significant savings — particularly if you’re selling a more expensive home. For example, working with a $5,000 flat-fee realtor for a $750,000 home sale could save you up to $17,500 on real estate commission.

But with some flat-fee companies, big discounts come with big tradeoffs. Flat-fee agents and brokers often swap savings for key services and support. This could negatively affect your sale outcome, potentially costing you more than you save.

A flat-fee commission in real estate means you’ll pay a set price to list your home, regardless of its final sale price. The flat-fee pricing structure differs from the typical percentage-based fees that most listing agents charge, which directly correlate to your home’s final sale price.

When you sell with a traditional realtor who charges a percentage-based commission, you typically set a total commission rate upfront when you sign your listing agreement. These percentage rates usually remain fixed. But since they're a percentage, the actual dollar amount you pay goes up or down alongside the sale price.

When you sell a house with a flat-rate agent or broker, the listing fee isn’t calculated as a percentage of the final sale price. Instead, you and your agent or broker agree on a set dollar cost for their services at the outset. That fee will remain fixed, regardless of whether you end up selling higher or lower than the initial list price.

Real estate agents and brokers offer flat fees to attract more customers. Some companies have figured out ways to offer flat-fee savings without skimping on service. But many make up for the reduced rates by handling more customers per agent. This can limit their ability to provide dedicated service and support and set you (and your sale) up for trouble.

Yes, you still need to offer a buyer's agent commission. While you technically have the option to refuse to cover a buyer's agent fee, doing that means other agents have ZERO incentive to show your house to their clients. You should still be offering a buyer's agent fee of 2.5-3%, even if you’re selling without a realtor.

That does mean your savings with a flat-fee agent may be less than what you hoped for. So you should compare any flat-fee agent to what you could save with a discount broker.

While the upfront savings may be less, you’ll have more dedicated support from an agent, which can ultimately help you sell for more — and save more — in the long run.

Flat-fee MLS brokers are legitimate and many of them do offer substantial savings, but they often come with drawbacks. You’ll get a lot less personalized service and in some cases you may effectively be acting as your own agent.

Handling the marketing, staging, tours, negotiations, and closing is a LOT for anybody who isn’t a professional realtor. Most sellers can still get significant savings by using a discount realtor while getting an agent to handle most of the hard work.

Plus, you do need to watch out for hidden fees and misleading claims with some flat-fee MLS services. Many companies advertise a low flat fee, but they overcharge on add-ons or charge extra for basic services.

The best companies that offer flat listing fees without compromising on service quality include Clever Real Estate and Houwzer. Some other flat-rate brokers advertise cheaper prices, but they offset low fees by providing much less support than a traditional realtor. See our complete rankings of the top low commission companies here.

Flat rate realtors may or may not be a good value, depending on their listing fees, your estimated home price, and what services the agent will provide. In general, selling with a flat-fee real estate broker offers the biggest savings on more expensive properties. Or, you may find better savings with a low cost realtor who charges discounted percentage-based commission rates. Find the top 1% commission realtors here.

Related articles

Michael Warford has been writing about real estate for over a decade. He specializes in consumer-focused reviews, particularly of agent matching services, for sale by owner websites, and flat-fee brokers. This guide drew on hundreds of hours of research both by Michael and the team at Clever, including mystery shopping multiple flat-fee brokers. This article is reviewed and updated periodically to ensure you have the most accurate information to help you reach your real estate goals.

Methodology

Our ranking took into account numerous factors and we strived to take a holistic view of each company. That way no single factor where a company might perform exceptionally, such as low cost, could hide other shortcomings. That said, the most heavily weighted factors were:

  • Service level
  • Price point

We weighed these the most heavily simply because we assumed that service quality and cost are the most important factors for most home sellers. However, we also asked the following questions about each company and adjusted our rankings accordingly:

  • Does the company have hidden fees?
  • Does it make misleading marketing claims?
  • Does it offer add-ons? Are those add-ons fairly priced?
  • Does it have consistent and easy-to-understand pricing?
  • Is it missing important services?

Better real estate agents at a better rate

Enter your zip code to see if Clever has a partner agent in your area.

If you don't love your Clever partner agent, you can request to meet with another, or shake hands and go a different direction. We offer this because we're confident you're going to love working with a Clever Partner Agent.