Swift Home Buyers is a cash-for-homes company based in Jacksonville, FL. While the cash home buyer offers perks like flexible closing dates and upfront offers, its limited social proof may mean that the company isn’t well established.
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Summary
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Company info
Swift Home Buyers is a cash buyer from Jacksonville, FL, that advertises nationwide coverage. The company offers fair quotes, competitive upfront pricing, and expedited closing times for homes in any condition. However, third-party review data is lacking, which may be a sign of subpar service.
Who does Swift Home Buyers work best for?
Swift Home Buyers may be a good option for homeowners who want to sell quickly and own a home that is in disrepair or experiencing financial difficulties.
However, it’s essential to understand that selling to Swift Home Buyers is similar to selling to a real estate investor. Since cash buyers purchase homes to resell immediately, they typically offer between 50% and 70% of the fair market value (FMV) on the homes they buy.
Swift Home Buyers is ideal for:
- Sellers who need to close quickly
- Homeowners dealing with foreclosure or debt
- People who don’t want to make repairs before selling
- Landlords unloading problem rental properties
- Inherited property owners looking for a hassle-free sale
Swift Home Buyers may not be a good fit if:
- You want top dollar for your home
- Your home is move-in ready and marketable traditionally
- You’re open to waiting longer for a higher offer
- You want more control over showings, negotiations, or closing terms
- Your home is luxury or uniquely valuable
Key takeaways
- Swift Home Buyers is fast and convenient
- Ideal for distressed or inherited homes
- Not great for maximizing sale price
- May lack full transparency on offers
- No need to prep or clean your home
Swift Home Buyers reviews from real customers
Unfortunately, Swift Home Buyers currently has no reviews on third-party review sites, such as BBB, Trustpilot, or Google. The company also has limited social proof on its website, with only three 5-star reviews listed.
In those reviews, customers praise the company for a straightforward process and a knowledgeable team. However, they may not accurately portray the actual process of working with the cash buyer.
While Swift Home Buyers could be a fantastic company to work with, it’s challenging to provide an honest assessment of whether you should work with them or not.
What to ask if you are considering Swift Home Buyers
We recommend asking the following questions if Swift Home Buyers is on your list of potential companies to work with:
- Does the company conduct a walkthrough after the offer is accepted?
- Is there a grace period for moving out after the closing date?
- Will Swift Home Buyers fix and flip the home, or does it wholesale properties?
All of these questions could provide insights into:
- The actual competitiveness of the offer
- Whether the offer will remain the same through closing
- Flexibility during the closing process
Some cash buyers are known to factor in repair costs after making a high initial offer on properties, which lowers the final price. Sellers also encounter problems at closing if the buyer isn’t flexible during the last days of the sale.
Swift House Buyer vs. cash buyer alternatives
Swift Home Buyers Comparison Table
| Brand | Clever Rating | Customer Rating | Best For |
|---|---|---|---|
| Swift House Buyer | 3.0/5 | N/A | Quick, cash-based home sales |
| Clever Offers | 5.0/5 | 5.0/5 | Multiple cash offers, better pricing |
| HomeVestors | 4.6/5 | 4.6/5 | Distressed or inherited homes |
| We Buy Houses | 4.7/5 | 4.7/5 | Fast closings, as-is properties |
Swift Home Buyers vs. Clever Offers
Swift Home Buyers is a better choice if you want a fast offer without the need to list your property. According to its website, the cash buyer can also close in as few as 10 days, which is faster than Clever Offers in most cases.
Clever Offers makes more sense if you want to compare your options before choosing a cash buyer. The matching service compares the top investors in your area to help you earn the most cash for your home, but the selling period could take longer.
Swift Home Buyers vs. HomeVestors
Both companies make as-is offers on distressed properties, but Swift Home Buyers is a smaller company that may have a more agile process. The company also has a faster closing time than HomeVestors.
As the nation’s largest cash buying franchise, HomeVestors (also known as We Buy Ugly Houses) is well-reviewed by customers online for its professionalism and quality offerings. Although the company is widely recognized, service quality may vary from one franchise to another.
Swift Home Buyers vs. We Buy Houses
We Buy Houses operates on a franchise model, specializing in quick turnarounds (7-14 business days) for as-is sales. However, some franchises may not stick to the same high standards advertised on the company’s national website.
Swift Home Buyers may offer a better selling process across the board — if the company has an investor in your area. But the lack of social proof may suggest that the cash buyer hasn’t established itself in the market.
How does Swift Home Buyers work?
Swift Home Buyers offers cash up front on as-is homes, making the selling process simple. Customers don’t need to worry about making repairs, showings, or realtor commissions.
Step-by-step breakdown:
- Before you sign up. Take the time to gather any information you have about your home, including its age, any major repairs needed, your location and neighborhood, and details about your current mortgage or outstanding liens.
- How to sign up. It’s possible to sign up to sell through Swift Home Buyers in one of three ways: Fill out the simple online form, call the company directly, or simply contact them via text message.
- After sign-up. You can expect to hear from the cash buyer within 24 hours. The Swift Home Buyers website states that the company typically extends a fair quote within minutes.
- Offer & walkthrough. Swift Home Buyers is unclear on how the company’s offer process works. While the website states that you will receive a same-day offer, there is a chance that a walkthrough is required. We recommend contacting them to get all of the details.
- If you accept the offer. You can close in as few as 10 days or set a date that better fits your timeline. Swift Home Buyers will handle all of your paperwork and wire the funds for your house to you upon closing.
Find your local Swift Home Buyers office
- Swift Home Buyers is headquartered in Jacksonville, FL, and advertises nationwide coverage.
FAQ about Swift Home Buyers
Swift Home Buyers purchases homes as-is and does not charge any fees or commissions.
The cash-for-homes company advertises closing in as few as 10 days, but customers can choose a closing window that works best for them.
Swift Home Buyers is a registered limited liability corporation in Florida. The company has been open since 2021, according to the Florida Department of State.
Swift Home Buyers purchases homes in any condition, including condemned properties, properties in financial distress, and properties requiring significant repairs.
All offers from Swift Home Buyers come with no obligation, and customers can back out if they choose to.
How we wrote this review
- We used Swift Home Buyers’ review data set, combined with direct customer sentiment analysis across public and verified review sources.
- Clever’s editorial team independently researched Swift Home Buyers using the same methodology applied to all single-brand reviews, focusing on clarity, accuracy, and helpfulness for sellers considering a cash sale.