🏠 Buying a house in Florida | 🏘️ Selling a house in Florida | 🚚 Moving to Florida
🏡 Home values in Florida have risen 0.16% over the past year, indicating a buyer's market.
📈 Housing inventory (the total number of homes for sale) stands at 124,807. That's about 7.15 months of inventory, indicating a seller's market.
📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 96.70%, indicating a buyer's market.
How does Florida compare to the national average?
Data point | Value | Rank | Compared to national avg |
Typical home value | $378,031[1] | #23 of 50 states | 0.6% higher |
Median listing price | $425,000[2] | #25 of 50 states | 4.1% lower |
Median sale price | $432,800[3] | #21 of 50 states | 1.1% lower |
30-year mortgage rate | 7.02%[4] | #29 of 50 states | 0.6% higher |
Median days on market | 88[5] | #49 of 50 states | 49.7% longer |
Looking to buy or sell in Florida?
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Buying a house in the Florida real estate market
Florida has an affordability score of 5.9, meaning it takes 5.9 years of the median household income ($73,311) to afford Florida's median home sale price ($432,800). Because of this, we rank Florida as the 19th least affordable state for buyers based strictly on prices compared to income.
Data Point | Value | Rank | Compared to national avg |
Median sale price | $432,800[6] | #21 of 50 states | 1.1% lower |
30-year mortgage rate | 7.02%[7] | #29 of 50 states | 0.6% higher |
Median household income | $73,311[8] | #30 of 50 states | 4.8% lower |
Affordability ratio | 5.9 | #32 of 50 states | 5.9% higher |
Buyers agent commission | 2.78%[9] | #19 of 50 states | 1.2% higher |
Who pays for realtor commission in Florida?
Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.
Who pays closing costs in Florida?
Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.
Learn more about who pays closing costs in Florida.
Resources for Florida home buyers
Preparing to buy in Florida
Florida home buying costs
Selling a house in the Florida real estate market
According to our detailed survey of Florida real estate agents, listing agents (those representing the seller) charge an average commission in Florida of 2.81%, which is the 16th lowest in the United States. Buyers' agents charge an average commission of 2.78%, which is the 19th lowest in the United States.
Data point | Value | Rank | Compared to national avg |
Median listing price | $425,000[10] | #25 of 50 states | 4.1% lower |
Median sale price | $432,800[11] | #21 of 50 states | 1.1% lower |
Median days on market | 88[12] | #49 of 50 states | 49.7% longer |
Buyer's agent commission | 2.78%[13] | #19 of 50 states | 1.2% higher |
Listing agent commission | 2.81%[14] | #16 of 50 states | 1.1% lower |
Resources for Florida home sellers
Preparing to sell in Florida
- Selling a House in Florida: 8 Simple Steps
- Average Time to Sell a House in Florida
- When Is the Best Time to Sell a House in Florida?
- Top Real Estate Agents in Florida
Florida home selling costs and requirements
Moving to Florida
According to our recent moving trends survey[15], Florida is the 3rd most desirable state to move to, with 24% of Americans indicating that they would choose to move there if money were no object. Likewise, 16% of survey respondents indicated that they would move to Miami among a choice of America's largest cities. Among medium-sized cities, 15% indicated that they would move to Daytona Beach, and 14% indicated that they would move to Palm Bay.
Here's how Florida cities rank in a number of our research studies.
Study | Best Florida city | Rank |
Best Pizza Cities[16] | Miami | 17th best |
Best Coffee Cities[17] | Orlando | 19th best |
Best LGBTQ Cities[18] | Orlando | 40th best |
Best Bike Cities[19] | Orlando | 32nd best |
Best Commuter Cities[20] | Tampa | 19th best |
Where to shop for homes in Florida
Frequently asked questions
As of October 17, 2025, the median days on market (DOM) in Florida is 87. On average, it takes about 86 days to sell in Florida.
Home values have risen in Florida over the past year. The current median home value is $382,136 and it's projected to rise by 0.04% in the next year.
As of October 17, 2025, sellers in Florida are typically getting 97.49% of the list price for their homes.
Methodology
Information on market conditions is based on Zillow data as of September 2025, Realtor.com data as of September 2025, and HouseCanary data as of October 17, 2025, unless specified otherwise.
We gathered our commission rate data from a September 2025 survey of 828 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. These data points are averages based on responses we’ve received from 98 agents in Florida.