How to Sell a House By Owner in Illinois

Greg Isaacson

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Greg Isaacson

July 1st, 2022
Updated July 1st, 2022

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Illinois real estate commissions | How to list FSBO in Illinois | Illinois FSBO paperwork | FSBO pros and cons | FSBO alternatives

In Illinois, selling your house without a real estate agent is possible, and it could save you a lot of money in agent commission fees. The average realtor commission rate in Illinois is 4.42% to 6.05%. If you sell a house worth $263,800 — the median home value in Illinois — you'd pay more than $11,700 to real estate agents. That's a huge chunk out of your potential profits.

Without a listing agent, you can cut commission expenses in half, and you'll have more control over the sale. But because of added responsibilities, such as setting a listing price and negotiating with buyer's agents, selling without an agent is often only a viable option for experienced home sellers willing to put in the time and effort.

Plus, selling for sale by owner (FSBO) has risks. Research shows that FSBO homes typically sell for about 6% less than those listed with agents. You'll also still have to offer a competitive buyer's agent commission — usually 2.56% of the sale price in Illinois. You'll be responsible for all the work of a trained realtor, so if you have other obligations, such as a job or a family, selling FSBO might not be for you.

You may save time and pocket more profit by working with a low-commission realtor who can sell your home for top dollar. Clever Real Estate pre-negotiates 1% listing fees or a flat fee of $3,000 for homes under $350,000 with top-rated local agents. You'll get the support of a full-service agent for a fraction of the typical price, so you can walk away from your sale with the most cash possible.

» SAVE: Sell with a top local agent for just $3,000 or 1% listing fees

Keep reading to learn how to successfully sell your house without an agent in Illinois. We'll explain the ins and outs of costs, pricing strategies, paperwork, and more.

What FSBO sellers in Illinois need to know

🔑 Key Takeaways

  • Selling FSBO gives you direct control over how your home is sold, including the pricing strategy, showing schedule, and negotiation process.
  • Selling FSBO means you won't pay a listing commission, which could save you 2.68% based on the Illinois average.
  • FSBO sellers who find a buyer who's also not using an agent save an additional 2.56%, the average buyer's agent commission rate in Illinois.

How realtor commissions work in Illinois

When you sell your home, there are four common commission scenarios.

1. List with an agent and sell to a represented buyer. Pay for both agents' commission fees.

This is the traditional model. When sellers work with a realtor, they negotiate commission as part of the listing agreement.

Based on the average commission rates in Illinois, this typically ranges from 2.27% to 3.09% of the sale price.

The seller also agrees to a commission rate for the realtor who brings the buyer to the table, which runs between 2.15% to 2.96%.

2. List FSBO and sell to a represented buyer. Pay the buyer's agent commission.

As a FSBO seller, you automatically avoid paying a listing commission. However, there is a solid argument for offering a buyer's agent commission. It's an incentive for realtors to show your house to their clients. If you don't offer a competitive commission, agents may prioritize taking buyers to homes with a commission.

3. List FSBO and sell to a buyer without an agent. Pay no commission.

The best way to avoid paying any commission fees is to sell to an unrepresented buyer. However, nearly 87% of buyers work with a realtor. If you decide not to offer a buyer's agent commission, you may severely restrict your pool of buyers.

4. List with a discount agent and sell to a represented buyer. Pay the buyer's agent commission but save on the listing commission.

You'll typically find the best overall value with a traditional, full-service agent who offers discounted listing fees. For example, Clever Partner Agents work for trusted brands like RE/MAX and Keller Williams and offer a range of full-service benefits for a fraction of the cost. Use Clever's free, no-obligation service to connect with a top-performing agent near you.

The table below shows how this could break down in Illinois:

How Illinois realtor commissions work


Represented seller, buyer
Sell with Clever agent, represented buyer
FSBO seller, represented buyer
FSBO seller, unrepresented buyer
Listing commission
$8,200 (2.68%)
$3,000 (flat fee)
$0
$0
Buyer commission
$6,800 (2.56%)
$6,800 (2.56%)
$6,800 (2.56%)
$0
Total commission
$13,800
$9,800
$6,800
$0
Based on the median home sale price in Illinois (Zillow.com) and the average commission rates from a 2022 Clever survey of 630 real estate agents

» LEARN: What is Realtor Commission?

How to sell a house by owner in Illinois

Prepare your home for sale | Set a price | List your home | Show your home | Negotiate the best price | Close

As a FSBO seller, you need to know and understand all your responsibilities, which include preparing your home for sale, pricing your home accurately, finding buyers, negotiating, and filing the necessary paperwork required by state law.

Real estate laws vary across the country. For example, some states don't allow sellers to put a FSBO sign in their yard if they list on the multiple listing service (MLS) using a flat fee company.

Here's an overview of what laws you need to know in Illinois.

Illinois FSBO facts

Real estate attorney required?
No
FSBO yard sign allowed?
Yes
Required state disclosures?
  • Residential real property disclosure report
  • Flood zone statement
  • Lead-based paint disclosure
  • Radon testing pamphlet and disclosure

Although selling your home without an agent may seem like a great way to save on realtor fees, it’s trickier than many people expect. If it becomes overwhelming, you can hire an agent at any time.

Working with a low-commission real estate company may be a better option for those who don’t have time to sell FSBO. You'll avoid the hassle of a FSBO sale and walk away with the most money possible. Clever saves sellers thousands, and they get offers 2.8x faster than the national average.

👋 Skip the DIY: Get a better agent AND bigger savings

Why do all the work of selling FSBO only to end up with less money than you would have with an agent? Clever offers you bigger savings without sacrificing the service you expect from a traditional realtor.

With Clever:

✅ You'll only pay $3,000 or 1% to list your home

✅ You'll work with a full-service realtor from a top broker

✅ It's free, with zero obligation — you can walk away at any time

Saving on realtor fees doesn't have to mean sacrificing service. Find a top local agent today!

Step 1: Prepare your home for sale

Small upgrades and repairs can do a lot to sway potential buyers. The key is knowing how to spend your money to get higher offers.

We asked top agents in Illinois what repairs or upgrades they think help a home sell. Health and safety issues ranked high on the list, including the following items recommended by Brent Wilk, owner of Chicagoland's Brent Wilk Real Estate:

  • Current smoke and carbon monoxide detectors

  • Installation of ground fault circuit interrupter (GFCI) outlets in the appropriate rooms, as required by the U.S. Department of Housing and Urban Development (HUD)

  • Railings installed on staircases

  • Globe covers installed over lightbulbs, especially in closets

  • Confirming there isn't any visible mold in the home (attic, closets, basements, or crawl spaces)

Overall, the most important factor is knowing what's necessary and what's over the top. If your kitchen is outdated, spending more money on a remodel to get it in solid condition will pay off in the end. But spending money on high-end features to take it from good to extravagant could be a waste.

Given the tight housing market in the Chicago area, many buyers are putting aside their wish lists and just focusing on looking for available homes and making an offer that can be considered and accepted.

🙋🏾Ask a realtor: "The biggest thing I see buyers looking for are move-in ready properties," said Mike Saladino, Managing Broker for Keller Williams Chicago-Lakeview. "The biggest values are updated kitchen, updated bathrooms. If there is the ability to have an extra room for a workout room, a home office, a remote learning room, those are in pretty high demand right now." Saladino has also seen some sellers converting garages into studios.

» LEARN: Best Paint Colors to Sell a House

Stage and photograph your home

You'll need professional photos for your listing, and you'll want to showcase a clean and furnished home for potential buyers to see.

A well-staged home can help you sell faster and for more money. Use these staging tips to make your home more appealing:

  • Make your home look more spacious by moving extra furniture to storage, especially if it's outdated.

  • Declutter countertops and bookshelves. There should be a combination of books, decorative items, and empty spaces on your display areas.

  • Add pops of warm color in the form of flowers, rugs, decorative pillows, or throw blankets.

  • Open or remove room-darkening curtains to let in lots of light.

Bonus tip: Hire a professional stager who knows your local market and can ensure your home is ready to impress, giving you one less thing to worry about. In Illinois, expect to pay between $1,000–1,300 in staging costs. This will get you 60–90 days of a fully designed living room, kitchen, dining room, master bedroom, and bathrooms. Prices vary from city to city, so be sure to give local companies a call for specific estimates.

» LEARN: How to Stage a House to Sell

Step 2: Set a price

Pricing strategy can make or break a FSBO sale. List your home for too little, and you leave money on the table. Price it too high, and the listing goes stale, forcing a price drop that could make buyers wary of the home.

🙋🏻‍♀️ Ask a realtor: “Everybody’s online, everybody can see what the values are,” Saladino noted. “So if you list a home too high, no one’s going to come see it. If you list it perfectly, you’re going to get a lot of activity. Sometimes if you underprice it, you’re going to get even more activity. But people know that it’s worth more, and you’re going to solicit offers that are at market value or above.”

Saladino added: “If a home is sitting on the market for more than two weeks, now there’s a stigma that it’s either overpriced or there’s something wrong with it.”

To get an accurate idea of what your house is worth, look at comparable listings online in your area. For example, if you think your house is worth about $300,000, search Zillow, Redfin, or other listing sites for properties that are about $50,000 more or less than that target. Compare these homes to yours by asking these questions:

  • Is the school district better or worse?

  • Does it have the same number of bedrooms and bathrooms?

  • Has the house been renovated more recently than yours?

  • How do the neighborhoods and nearby amenities compare?

A pre-sale appraisal gives you a more accurate starting point for pricing your home. In Illinois, appraisals average between $400 and $500 (though they could run higher) but help you walk away with thousands more once your home is sold.

Bonus tip: Ask an agent to perform a comparative market analysis examining comparable properties that have sold recently in your neighborhood. Many realtors will do this for free in the hopes of gaining your business if you decide to forego FSBO.

» LEARN: What is a Comparative Market Analysis?

State of the Illinois real estate market

Illinois is currently a seller's market with tight inventory and rising prices. The statewide median home price reached $238,000 in January 2022, climbing 5.8 percent year-on-year, according to data from Illinois REALTORS. Strong consumer demand meant the average home in Illinois spent 38 days on the market in January, compared to 47 in the same month of 2021.

Median home value*
$263,835
Median listing price+
$309,900
Listing price per square foot+
$177
Percent of homes with price reduction+
17.0%
*Based on data from Zillow (May 2022)
⁺Based on data from Realtor.com (May 2022)

Market forecasts indicate the statewide housing market remains solid, with positive annual growth in median prices expected through April in both Illinois and the Chicago area. Sales in Illinois are expected to increase in the coming months, and low inventory makes now a perfect time to sell.

Selling your home by owner in a strong seller's market might not take much legwork. Paying full price for an agent may feel like a waste of money if you can easily find an interested buyer on your own.

Still, there are many reasons not to forego an agent. It's possible you may get multiple offers on your home. A realtor can advise you which ones are worth accepting so you can make even more when selling your home.

Sell a Home with Clever and Save Thousands!

Enter your ZIP code to see if Clever has a partner agent in your area.

Step 3: List your Illinois home

Once you've decided on a price, it's time to write a listing description that speaks to local buyers. Understanding their priorities will help you identify what features of your property to highlight in your listing. Here are some of the top buyer priorities in Illinois, according to real estate professionals.

Illinois buyer priorities
Advice for FSBO sellers
Listing price
You will attract a lot of interest from prospective buyers if you price a home perfectly. If you underprice it, you may generate even more interest. Be careful not to overprice it, though, because your home will end up sitting on the market for more than two weeks — a sign to many buyers that either the house is overpriced or there's something wrong with it.
Architectural style
There is high demand for modern, move-in-ready homes with open floor plans in Illinois. Talk about any unique architectural features that could set your home apart, like if it was built by a known architect, has original flooring or doors, or has any historical value. Also, point out what takes your house to the next level. For example, highlight upgrades you made like new windows that will save buyers hundreds in heating costs.
Recent renovations
Be specific about large updates you’ve made in the last 5 years, such as rewiring electric, putting in a new roof, or installing a new furnace. List exactly when the renovation was done, roughly how much it cost, and what its current condition is today. Health and safety features that may be worth highlighting include the installation of railings on staircases and ground fault circuit interrupter (GFCI) outlets in the appropriate rooms.

Where to list your home

The best place to market your home is on the MLS. MLS listings populate onto real estate websites like Zillow, Redfin, and Realtor.com, increasing your home's online presence. That's important because 51% of buyers found the homes they purchased via the internet.

However, agents are the only ones who can list on the MLS. You can work with an agent and still maintain control of your sale by using a flat-fee company that charges a one-time payment to list your home on the MLS.

It usually costs a few hundred dollars and includes a property description, up to 25 photos, and a listing lasting no more than 12 months. Additional services, such as a virtual tour, downloadable contracts, and free changes to your listing, are often bundled into more expensive packages — but they're still typically cheaper than paying a listing agent's 3% commission fee. Find the best flat fee MLS companies in Illinois.

As a FSBO seller, you also have several free or low-cost options.

  • ForSaleByOwner.com: This well-established and recognized for-sale-by-owner site caters specifically to people wanting to buy or sell FSBO homes. It's free to advertise, but your home won't show up on the MLS or syndicate to other real estate websites. That means your listing will only be viewable to buyers who go to ForSaleByOwner.com.

  • Social media: Post your home listing to Facebook, Twitter, Instagram, and Nextdoor. Sharing is free, and you can reach a lot of people where they’re already spending time.

  • For-sale-by-owner yard sign: You can buy a FSBO sign from most hardware stores or online for $20–50. Choose one that allows you to add your phone number so interested buyers can contact you for property information and showings.

  • Craigslist: Posting your home on Craigslist is free and simple. Just go to the Illinois page, find your city, and create a "real estate — by owner" listing.

» MORE INFO: Learn How to Sell a House on Craigslist

Step 4: Show your home

Organization is key when showing your home to potential buyers. You'll need a good scheduling system and a spreadsheet to save buyers' and agents’ contact information. You'll want to be flexible and try to show your house at buyers’ convenience.

Keep the home clean and decluttered at all times. The last thing you want is to scramble with a vacuum after a buyer calls for a last-minute showing.

Focus on creating a homey atmosphere for buyers. You want to make a great first impression, so add little touches that speak to most people. Bake cookies or light scented candles before a showing. Use comforting scents to your advantage so they feel at home the moment they walk through the door.

🙋🏻‍♀️Ask a realtor: "Cleanliness is priority," Wilk notes. "Price will be affected with a house that's cluttered."

Step 5: Negotiate for the best possible price

Negotiations are about more than the final sale price. You and the buyer (or their agent) will also have to agree upon contract contingencies, how closing costs are divided, the timeline, and more.

To gain the upper hand, get creative with the seller concessions you offer a buyer. While they might cost you a little more at closing, concessions sweeten the deal for buyers and could lead to a higher final sale price.

Knowing what's important to buyers in your area will help you strengthen your offer. A Clever survey of local real estate professionals found that in Illinois, sellers often cover 2.10% to 3.00% of buyers' closing costs. On a home of median value, that will cost an additional $5,184 to $7,406.

You should also consider offering these popular seller concessions:

Concession
Benefits of offering concession
Home Warranty
If your home has major appliances or systems that are on their last leg, a home warranty can give buyers peace of mind. A warranty will cover possible issues and is typically less expensive than paying for the repairs (or accepting a lower offer from a wary buyer).
Property Taxes
Often, you have to share past tax information about the property before closing a sale and many first-time home buyers are shocked by how much property taxes actually are. By covering some of those costs, you can offer these buyers some financial relief and make them more inclined to close on the sale.
Repair Credits
Repair credits are win-wins for buyers and sellers. You'll credit the buyer a set amount to cover the cost of repairs. Once the deal closes, the buyer can personally oversee the project to their liking and you don't have to worry about repairs going over budget.

Who draws up the contract in a for-sale-by-owner transaction in Illinois?

In a traditional home sale, the seller's agent draws up the contract. If you forego an agent, you'll have to create the contract yourself or hire a real estate attorney to help.

Writing a contract yourself can be difficult. You'll need to purchase a contract template online and fill it out with a comprehensive description of the terms, including the purchase price, down payment, closing date, payment plan, disclosures, and contingencies.

Mistakes, ambiguities, or the absence of key information may lead to legal disputes or cause you to lose money from the sale.

If you don't feel comfortable writing the contract yourself, you can hire a real estate lawyer. Illinois law doesn't require FSBO sellers to use an attorney, but it's customary to use one. An attorney can help ensure your contract is free of loopholes, secure the best terms for you, and protect you against a breach of contract.

🤔 How much are real estate attorney fees in Illinois?

Real estate attorneys typically charge a flat fee ranging from around $500 to $700 in Illinois. Realtors say they've seen attorneys charge as little as $99 and as much as $1,250. Chicago real estate lawyers charge a fixed fee ranging from $500 to $1,000 for a condo or single-family residential closing, according to Brian J. Thompson, a CPA and attorney. Give local companies a call for specific estimates.

Step 6: Close

Closing is the final step in a real estate transaction. The title of the property is officially transferred from the seller to the buyer, and both parties pay their closing costs.

Use a title company to facilitate a smooth closing. Title companies collect and distribute closing costs, collect signatures, ensure sellers have the right documents, and file them with relevant agencies.

Title insurance protects homeowners from challenges to their legal ownership, such as unpaid property taxes, liens against the property, or clerical errors related to the property title. Typically, the seller covers the cost of an owner's policy in Illinois, but in some cases both parties negotiate who pays this closing cost.

🤔 Title insurance cost in Illinois

The average rate for an owner's title insurance policy in Illinois is 0.78%, and the average cost is $1,904 (based on a sale price of $244,494, the typical home value in Illinois).

» READ: How Much are Closing Costs for Sellers in Illinois?

Paperwork to sell a house by owner in Illinois

In a typical real estate transaction, your agent will make sure you fill out all the necessary documents and forms. As a FSBO seller, you'll have to navigate the paperwork by yourself. Here’s a quick breakdown of Illinois’ requirements.

Want to save this list for later? Download our FSBO paperwork checklist to help you prepare for your sale.

Required for all Illinois real estate sales

2 forms of ID
In most cases, a valid passport, driver's license, or other form of Illinois-issued ID.
Copy of the original, signed sales agreement, as well as any agreed upon changes.
A detailed list of all the costs associated with the sale and who pays them. This is often prepared by your escrow agent or title company.
Signed deed
To legally transfer your property, you'll need the deed that proves you're the rightful owner. At closing, you'll sign the deed over to the buyer.
This is basically a receipt that includes both your information and the buyer's. It will also list the final price of the home and what was included in the sale.
A notarized document that states you own the home, that there are no liens on the property, and that you are not simultaneously selling the home to someone else.

Additional documents

Loan payoff information
If you have a mortgage on your home, you'll need documentation of exactly how much you still owe and any payoff fees. If you've already paid your mortgage in full, you'll need documentation proving that.
HOA forms and guidelines
If your home is part of an HOA, you'll need to give the buyer documentation on the covenants, codes, restrictions, financial history, required fees, and approval process.
Survey results or survey affidavits
A survey or an affidavit verifying a previous survey proves exactly where the property lines are.
Home inspection results
If you had a pre-sale inspection, you'll want the results to compare to the buyer's inspection. If having a buyer's inspection was part of the sales agreement, you should receive a copy of the results before closing.
Proof of repairs or renovations
Documentation proving any major repairs or changes to the house help verify its value. These receipts also provide buyers with information about who to contact if they discover issues with the repairs in the future.
Home warranty information
The home warranty service agreement will explain what is covered, for how long, and costs associated with the policy.
Copies of relevant wills, trusts or power of attorney letters
If you are selling an inherited property, you'll need copies of all legal documents that passed ownership to you.
Relevant affidavits (name affidavits, non-foreign affidavit under IRC 1445)
You may need additional affidavits like a name affidavit, which lists all of your or the buyer's previous names, or an affidavit proving you are not a foreign citizen and, therefore, exempt from certain property sales taxes.
Closing disclosure
If your buyer is taking out a mortgage and you agreed to certain seller's concessions, you may need a copy of their closing disclosure to verify the lender approved your concessions.
Correction statement and agreement
If forms are lost or errors are discovered in the future, a correction statement and agreement requires you, the buyer, or their lender to replace or fix those documents.

Illinois disclosure forms

The seller disclosure statement details known issues with your home and its major appliances and systems.
With some mortgages (like federally backed ones), your buyer's lender might require information of the property's flood risk.
Federal law requires that if your home was built before 1978, you disclose information about the dangers of lead-based paint to your buyer.
Buyers must receive a pamphlet detailing the dangers of radon and how to test for it. Sellers must also disclose any information they know about the presence of radon in the home.

Where to find documents

The Illinois Association of Realtors provides most of the forms used in a typical real estate transaction, but they can only be accessed by association members.

However, documents may be written in other legal formats if you choose to write them yourself or hire an attorney to help with the paperwork.

Here's where to find forms online:

When you're looking for other documents, such as tax records, property surveys, and deeds, check state or local government offices, such as your tax assessor’s office or department of revenue.

Just remember, many closing documents are legally binding agreements. Errors can result in an unenforceable contract that could derail your sale and cost you thousands in fees. To avoid an expensive mistake, consider working with a low-commission realtor.

💰 Incredible savings, none of the DIY

Selling your home is time-consuming, and fraught with potential legal issues.

There's a better option. Clever pre-negotiates lower listing fees with top agents in your area. You still save on commission, while getting the support of a full-service agent.

  • Clever partner agents offer full-service support for a fraction of the traditional cost: a flat $3,000 listing fee or 1% for homes over $350,000
  • Clever sellers save an average of $9,000 on commission AND they get offers 2.8x faster than the national average

Ready to find real estate agents who can help you save thousands on your sale? Enter your zip code below to get started!

Pros and cons of selling FSBO

Before deciding to sell your home by owner, weigh all the pros and cons to make the right choice for your situation.

Pros
Cons
✅ Lower commission: Even if your buyer has an agent, you'll still avoid paying 2.27% to 3.09% in listing agent commission.
❌ Less visibility with buyers: Unless you pay a flat fee MLS company, your home won't be on the local MLS, meaning fewer buyers will see your listing.
✅ More control: You can decide the price, showing schedule, marketing strategy, negotiation tactics, and more.
❌ Risks of inaccurate pricing: If you overprice your home, you won't attract buyers. You could be forced to accept a low offer or take your home off the market and relist with an agent.
No competition with other clients: Some agents take on more clients than they can handle, which means you may not get the attention you need.
❌ Safety issues: You're responsible for showing your home to prospective buyers. Not everyone is comfortable being alone with strangers because theft or harassment can occur.
You may sell faster: If you're selling to a family member or friend, FSBO streamlines the process.
❌ More work and stress: Trying to cram all the FSBO responsibilities into your schedule is a hassle many FSBO sellers aren't prepared for.

FSBO alternatives

If saving money is your main reason for selling FSBO, there are alternatives.

Clever Real Estate

Clever is a nationwide real estate service that connects sellers with top, local agents. You pay Clever nothing. You'll only pay your full-service agent $3,000 or 1% on homes over $350,000 if your home sells.

Clever Real Estate

Clever Real Estate

Learn More

💲 Listing Fee

$3,000 or 1%

💰 Buyer Savings

Up to 0.5% cash back

⭐ Avg. Customer Rating

4.9/5 (1,558 reviews)

✍️ Editor's Take
Pros
Cons
Reviews
Locations

Clever is a quick, easy, and free way to find a top-rated local agent. And, unlike many similar companies, Clever pre-negotiates big discounts on your behalf, so you can save thousands without sacrificing on service.


Try Clever for free — save thousands on commission

  • Free, nationwide agent-matching service that partners with full-service local agents from conventional brokerages like Keller Williams, Century 21, and RE/MAX
  • Provides multiple agent matches so you can interview, compare marketing plans, and choose the best fit
  • Pre-negotiates low rates on your behalf — you get full service for a flat $3,000 listing fee, or just 1% if the home sells for more than $350,000
  • If you buy with Clever, you could get a check worth up to 0.5% of the home price
  • You may not get matched with an agent from your preferred real estate brokerage.
  • Agents may not provide premium services like drone photography and professional home staging.

As of June 10, 2022, Clever has a 4.9 out of 5 rating on Trustpilot, based on 1,512 reviews.


Read reviews from real Clever customers here.

Clever has pre-negotiated low commission rates with top agents in all 50 states and Washington, DC.

SHOW MORE

Discount real estate services in Illinois

Discount real estate companies can help you sell your house for less than a traditional realtor, although pricing and services vary. In most cases, you'll still need to offer a competitive buyer's agent commission, but you'll save on listing fees.

💲 Listing Fee

1.5% (min. fees vary)

💰 Avg. Savings

$5,550

⭐ Avg. Customer Rating

3.9/5 (416 reviews)

✍️ Editor's Take
Pros
Cons
Reviews
Locations

Redfin offers real savings and a proven brand. But sellers could compromise on service — especially agent experience and availability.


Read the full Redfin review.

  • If you buy and sell with Redfin, you'll get a 0.5% listing fee discount
  • Redfin gives its listings premium placement in its popular home search app
  • If finding the right agent is a top priority, you'll have limited options Redfin only has a few agents in each of its markets
  • Redfin agents handle more customers at once than the average realtor, so they may not be able to provide as much personalized service

Redfin has a 3.9 out of 5 rating (416 reviews) across popular review sites like Google and Yelp.


Read reviews from real Redfin customers here.

Redfin is available in 80+ U.S. markets (see all locations).

SHOW MORE

💲 Listing Fee

$3,500 (1% above $1M)

💰 Avg. Savings

$8,500

⭐ Avg. Customer Rating

4.7/5 (319 reviews)

✍️ Editor's Take
Pros
Cons
Reviews
Locations

Redefy’s flat fee could offer big savings. But hands-off service and non-refundable upfront fees make it a hard sell over other, less risky options.


Read the full Redefy review.

  • Flat $3,500 listing fee is an excellent value for higher-priced homes
  • Agents provide more in-person services than some similarly-priced low commission brands
  • Redefy charges an upfront, non-refundable $500 fee (most companies don't make you pay anything until your house sells)
  • Your agent will not host an open house for you

Redefy has a 4.7 out of 5 rating (319 reviews) across popular review sites like Google and Zillow.


Read reviews from real Redefy customers here.

Redefy is available in the following areas: CO, FL, GA, IL, NC, SC, TN, TX, VA.

SHOW MORE
REX Real Estate

REX Real Estate

Full Review

💲 Listing Fee

2.5% ($9,000 min.)

💰 Avg. Savings

-$325

⭐ Avg. Customer Rating

4.7/5 (956 reviews)

✍️ Editor's Take
Pros
Cons
Reviews
Locations

REX’s promise of huge savings is misleading. Its advertising misrepresents the significant risks of its pricing model and marketing approach. And its high minimum fees mean that many sellers won't save anything.


Read the full REX Real Estate review.

  • REX's approach is incredibly risky — but if the gamble pays off, you could save about 50% on realtor fees
  • Like other full-service brokerages, REX agents provide in-person services and support
  • REX's 2.5% listing fee doesn't save you much — many full-price agents charge similar rates
  • REX doesn't list your home on the MLS, so up to 90% of buyers may not even know it's for sale
  • This risky marketing strategy seems likely to fail, so you may not save anything on commission

REX has a 4.7 out of 5 rating (956 reviews) across popular review sites like Google and Zillow.


Read reviews from real REX customers here.

REX is available in the following areas: AZ, CA, CO, FL, GA, MD, NV, NJ, OR, PA, TX, WA, DC.

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» COMPARE: Discount Real Estate Brokers: Who's the BEST in 2021?

Flat-fee MLS companies in Illinois

A flat fee MLS service will post your listing on the local MLS, usually for a low, upfront fee. In Illinois, this will typically cost you a couple hundred dollars.

Mentor Listing

Mentor Listing

Mentor Listing

Best For

Sellers who like to keep things simple

Price Range

$299-399

Pros & Cons

Pros:

  • You can add as many open houses as you want to your listing without paying an extra fee.

Cons:

  • The base package only includes one photo. Most other companies include at least six (if not more) in their basic listing package.
  • You'll have to pay an extra $200 at closing to cover Indiana's minimum service requirements.
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Prello Realty

Prello Realty

Prello Realty

Best For

Inexperienced sellers who might need additional support from the listing broker

Price Range

$295-795

Pros & Cons

Pros:

  • The basic listing package allows up to 25 photos. Many flat-fee mls companies limit you to six for their basic listing.
  • If you spring for the MLS Plus package ($495), a professional photographer will come take photos of your property for your listing.
  • All listing packages include a yard sign with a unique phone number that automatically forwards calls to you.

Cons:

  • You don't have many choices for add-on options.
  • Prello Realty currently covers only the Chicago area, including Cook, DuPage, Grundy, Kane, Kankakee, Kendall, Lake, McHenry, and Will counties.
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Beycome

Beycome

beycome

Best For

Tech-savvy sellers who want to manage their listings on an online platform

Price Range

$99-299

Pros & Cons

Pros:

  • You can upload photos, manage your listings, and receive and negotiate offers all within the online platform. Great for people who don't like to talk on the phone!
  • If you need help pricing your home, you can check the two home value estimates that come with each package.
  • Sellers who opt for the $199 Premium version can use the platform to automatically list their homes on popular classified sites like Craigslist, Oodle, and Listanza.

Cons:

  • You'll get no assistance with paperwork, even as an add-on service.
  • Beycome's site doesn't make it clear that you may still have to pay a buyer's agent commission.
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» FIND: 5 Best Illinois Flat Fee MLS Companies in 2021

Conclusion: Is FSBO right for you?

FSBO isn't a right for everyone. But if you're feeling confident about the steps and knowledgeable about the challenges, you might be ready to sell without a realtor in Illinois. To succeed, you'll need to:

  • Make a plan: From taking photos of your property to filling out the correct paperwork, there will be a lot on your FSBO to-do list. Set completion goals and work out a schedule so you can find a buyer and close in a timeframe that works for you.

  • Get ready to hustle: Attracting qualified buyers is hard work. You'll need a great listing description and a killer marketing strategy to generate interest. Also, prepare to spend a considerable amount of time fielding calls from prospective buyers, scheduling showings, hosting open houses, and more.

  • Make smart investments: Even though saving money is your main goal as a FSBO seller, spending money on small upgrades or repairs can lead to higher offers and a faster sale. Also, consider paying a flat fee company to list your home on the local MLS to reach more buyers.

  • Seek some professional advice: You don't have to sign a listing contract to talk to a realtor. Professional agents understand that smart sellers weigh their options. They'll be willing to meet for a free consultation. After seeing your home and looking at comps, they might notice problems or advantages you overlooked. Once you've heard their advice, if you still want to sell by owner, you can do so confidently because you thoroughly explored your choices.

If you'd like some professional guidance with no strings attached, Clever can help. Fill out your info below to connect with a top, local realtor for a no-obligation consultation.

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Additional resources for Illinois home sellers

FAQs on how to sell your house without a realtor in Illinois

Private home sellers aren't legally required to hire a lawyer in Illinois, but it's highly recommended. Seasoned realtors in Illinois say that almost every home seller uses a lawyer. Selling a home is a complex legal arrangement, and an attorney will help guide you through that process and ensure that you comply with all relevant laws.

Real estate attorneys usually charge a flat fee from about $500 to $700 in Illinois, but the exact cost will depend on the situation. Attorneys may charge as little as $99 or as much as $1,250. You should talk to local companies to get a specific estimate of how much you'll pay.

Home sellers in Illinois pay around 1.8% of their home's final sale price in seller closing costs, not including realtor fees. With a median home value of $244,494, sellers can expect to pay around $4,518 at closing. Closing costs include taxes (transfer stamps), title insurance, attorney costs, survey costs, and tax credits that sellers need to give to buyers in Illinois.

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