🏠 Buying a house in Indiana | 🏘️ Selling a house in Indiana | 🚚 Moving to Indiana
❓ FAQ | 📊 Methodology
🏡 Home values in Indiana have risen 13.31% over the past year, indicating a seller's market.
📈 Housing inventory (the total number of homes for sale) stands at 22,297. That's about 4.09 months of inventory, indicating a seller's market.
📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 97.80%, indicating a buyer's market.
How does Indiana compare to the national average?
| Data point | Value | Rank | Compared to national avg |
| Typical home value | $250,816[1] | #40 of 50 states | 33.3% lower |
| Median listing price | $299,450[2] | #43 of 50 states | 32.4% lower |
| Median sale price | $282,100[3] | #43 of 50 states | 35.5% lower |
| 30-year mortgage rate | 6.84%[4] | #3 of 50 states | 1.9% lower |
| Median days on market | 47[5] | #12 of 50 states | 20.1% shorter |
Looking to buy or sell in Indiana?
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Buying a house in the Indiana real estate market
Indiana has an affordability score of 4.1, meaning it takes 4.1 years of the median household income ($69,477) to afford Indiana's median home sale price ($282,100). Because of this, we rank Indiana as the 3rd most affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to national avg |
| Median sale price | $282,100[6] | #43 of 50 states | 35.5% lower |
| 30-year mortgage rate | 6.84%[7] | #3 of 50 states | 1.9% lower |
| Median household income | $69,477[8] | #37 of 50 states | 9.7% lower |
| Affordability ratio | 4.1 | #3 of 50 states | 27.2% lower |
| Buyers agent commission | 2.80%[9] | #21 of 50 states | 1.9% higher |
Who pays for realtor commission in Indiana?
Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.
Who pays closing costs in Indiana?
Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.
Learn more about who pays closing costs in Indiana.
Resources for Indiana home buyers
Preparing to buy in Indiana
Indiana home buying costs
Selling a house in the Indiana real estate market
According to our detailed survey of Indiana real estate agents, listing agents (those representing the seller) charge an average commission in Indiana of 2.9%, which is the 18th highest in the United States. Buyers' agents charge an average commission of 2.8%, which is the 21st lowest in the United States.
| Data point | Value | Rank | Compared to national avg |
| Median listing price | $299,450[10] | #43 of 50 states | 32.4% lower |
| Median sale price | $282,100[11] | #43 of 50 states | 35.5% lower |
| Median days on market | 47[12] | #12 of 50 states | 20.1% shorter |
| Buyer's agent commission | 2.80%[13] | #21 of 50 states | 1.9% higher |
| Listing agent commission | 2.90%[14] | #33 of 50 states | 2.1% higher |
Resources for Indiana home sellers
Preparing to sell in Indiana
- Selling a House in Indiana: 8 Simple Steps
- Average Time to Sell a House in Indiana
- When Is the Best Time to Sell a House in Indiana?
- Top Real Estate Agents in Indiana
Indiana home selling costs and requirements
Moving to Indiana
According to our recent moving trends survey[15], 5% of Americans indicated that they would choose to move to Indiana if money were no object. Likewise, 5% of survey respondents indicated that they would move to Indianapolis among a choice of America's largest cities.
Here's how Indiana cities rank in a number of our research studies.
| Study | Best Indiana city | Rank |
| Best Pizza Cities[16] | Indianapolis | 28th best |
| Best Coffee Cities[17] | Indianapolis | 31st best |
| Best LGBTQ Cities[18] | Indianapolis | 25th best |
| Best Bike Cities[19] | Indianapolis | 36th best |
| Best Commuter Cities[20] | Indianapolis | 22nd best |
Where to shop for homes in Indiana
Frequently asked questions
As of October 10, 2025, the median days on market (DOM) in Indiana is 50. On average, it takes about 47 days to sell in Indiana.
Home values have risen in Indiana over the past year. The current median home value is $254,412 and it's projected to rise by 1.81% in the next year.
As of October 10, 2025, sellers in Indiana are typically getting 98.57% of the list price for their homes.
Methodology
Information on market conditions is based on Zillow data as of August 2025, Realtor.com data as of September 2025, and HouseCanary data as of October 10, 2025, unless specified otherwise.
We gathered our commission rate data from a September 2025 survey of 828 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. To ensure an adequate amount of agent data, these data points are averages based on responses we've received from 169 agents in the Midwest region.