The Indiana Real Estate Market: 2025 Trends

🏠 Buying a house in Indiana | 🏘️ Selling a house in Indiana | 🚚 Moving to Indiana

FAQ | 📊 Methodology

🏡 Home values in Indiana have risen 13.31% over the past year, indicating a seller's market.

📈 Housing inventory (the total number of homes for sale) stands at 22,297. That's about 4.09 months of inventory, indicating a seller's market.

📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 97.80%, indicating a buyer's market.

How does Indiana compare to the national average?

Data pointValueRankCompared to national avg
Typical home value $250,816[1]#40 of 50 states33.3% lower
Median listing price $299,450[2]#43 of 50 states32.4% lower
Median sale price $282,100[3]#43 of 50 states35.5% lower
30-year mortgage rate 6.84%[4]#3 of 50 states1.9% lower
Median days on market 47[5]#12 of 50 states20.1% shorter
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Looking to buy or sell in Indiana?

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Buying a house in the Indiana real estate market

Indiana has an affordability score of 4.1, meaning it takes 4.1 years of the median household income ($69,477) to afford Indiana's median home sale price ($282,100). Because of this, we rank Indiana as the 3rd most affordable state for buyers based strictly on prices compared to income.

Data PointValueRankCompared to national avg
Median sale price $282,100[6]#43 of 50 states35.5% lower
30-year mortgage rate 6.84%[7]#3 of 50 states1.9% lower
Median household income $69,477[8]#37 of 50 states9.7% lower
Affordability ratio 4.1#3 of 50 states27.2% lower
Buyers agent commission 2.80%[9]#21 of 50 states1.9% higher
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Who pays for realtor commission in Indiana?

Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.

Who pays closing costs in Indiana?

Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.

Learn more about who pays closing costs in Indiana.

Resources for Indiana home buyers

Selling a house in the Indiana real estate market

According to our detailed survey of Indiana real estate agents, listing agents (those representing the seller) charge an average commission in Indiana of 2.9%, which is the 18th highest in the United States. Buyers' agents charge an average commission of 2.8%, which is the 21st lowest in the United States.

Data pointValueRankCompared to national avg
Median listing price $299,450[10]#43 of 50 states32.4% lower
Median sale price $282,100[11]#43 of 50 states35.5% lower
Median days on market 47[12]#12 of 50 states20.1% shorter
Buyer's agent commission 2.80%[13]#21 of 50 states1.9% higher
Listing agent commission 2.90%[14]#33 of 50 states2.1% higher

Resources for Indiana home sellers

Moving to Indiana

According to our recent moving trends survey[15], 5% of Americans indicated that they would choose to move to Indiana if money were no object. Likewise, 5% of survey respondents indicated that they would move to Indianapolis among a choice of America's largest cities.

Here's how Indiana cities rank in a number of our research studies.

StudyBest Indiana cityRank
Best Pizza Cities[16]Indianapolis28th best
Best Coffee Cities[17]Indianapolis31st best
Best LGBTQ Cities[18]Indianapolis25th best
Best Bike Cities[19]Indianapolis36th best
Best Commuter Cities[20]Indianapolis22nd best
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Where to shop for homes in Indiana

Frequently asked questions

As of October 10, 2025, the median days on market (DOM) in Indiana is 50. On average, it takes about 47 days to sell in Indiana.

Home values have risen in Indiana over the past year. The current median home value is $254,412 and it's projected to rise by 1.81% in the next year.

As of October 10, 2025, sellers in Indiana are typically getting 98.57% of the list price for their homes.

Methodology

Information on market conditions is based on Zillow data as of August 2025, Realtor.com data as of September 2025, and HouseCanary data as of October 10, 2025, unless specified otherwise.

We gathered our commission rate data from a September 2025 survey of 828 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. To ensure an adequate amount of agent data, these data points are averages based on responses we've received from 169 agents in the Midwest region.

Article Sources

[1] Zillow – "Zillow Home Value Index". Updated August 31, 2025.
[2] Realtor.com – "Realtor.com Data Library". Updated September 2025.
[3] Redfin – "Redfin Data Center". Updated August 2025.
[4] Bankrate – "Bankrate". Updated October 2025.
[5] Realtor.com – "Realtor.com Data Library". Updated September 2025.
[6] Redfin – "Redfin Data Center". Updated August 2025.
[7] Bankrate – "Bankrate". Updated October 2025.
[8] US Census – "US Census, 2020 American Community Survey". Updated 2020.
[9] Clever Real Estate – "Clever Real Estate survey of American real estate agents". Updated October 2025.
[10] Realtor.com – "Realtor.com Data Library". Updated September 2025.
[11] Redfin – "Redfin Data Center". Updated August 2025.
[12] Realtor.com – "Realtor.com Data Library". Updated September 2025.
[13] Clever Real Estate – "Clever Real Estate survey of American real estate agents". Updated October 2025.
[14] Clever Real Estate – "Clever Real Estate survey of American real estate agents". Updated October 2025.
[15] Home Bay – "Half of Americans Are Surprised by How Much It Costs to Move". Updated February 26, 2024.
[16] Clever Real Estate – "The 15+ Best Pizza Cities in America". Updated February 12, 2024.
[17] Clever Real Estate – "The Best (and Worst) Coffee Cities in America". Updated January 12, 2024.
[18] Clever Real Estate – "The Most (and Least) LGBTQ-Friendly Cities in America". Updated October 23, 2023.
[19] Clever Real Estate – "The Most Bike-Friendly Cities in the U.S.". Updated July 17, 2023.
[20] Clever Real Estate – "The Best (and Worst) Cities for Commuters". Updated September 21, 2023.

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