5 Best San Jose Flat-Fee MLS Companies

If you're selling your home for sale by owner (FSBO) in San Jose, hiring a flat-fee MLS service can help you increase your listing's visibility without breaking the bank.

The average commission rate for full-service listing agents in Capital of of Silicon Valley is approximately 3%. Based on the median sale price for San Jose homes, as of January 2020, that translates to about $28,500.

In contrast, typical rates for flat-fee MLS companies in San Jose are in between $95-$299. Nationwide, the most basic plans can be as low as $50 to $99, while more comprehensive services range upwards of $1,000 to $3,000.

It's important to remember that every San Jose flat-fee MLS service is different. When evaluating offerings, be sure to read the fine print: look at things like the length of the listing term (and how much it costs to extend); whether there's a fee to make changes to your listing; how many photos are allowed; the policy on buyer's agent commission; and more.

>> LEARN more about flat-fee MLS services and how to evaluate them.

To help you make the right choice, Clever has picked some of the top flat-fee MLS services across San Jose.

Top San Jose Flat-Fee MLS Companies in 2020

Homecoin

Homecoin

Price Range

$95

Number of Photos

Max allowed on MLS

Listing Term

12 months

Description
Pricing
Pros & Cons
Reviews
  • Homecoin is an online MLS listing platform that provide low-cost listing and selling services to California residents
  • Listing is live in under 24 hours
  • Free call forwarding
  • Free cancellations
  • Free CMA
  • 10 Free Listing changes
  • No mandatory minimum buyer agent commission (2-3% recommended)
$95 - List on the MLS
  • 12-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • Free Home Valuation and CMA
  • Unlimited Photos
  • 10 Free Listing changes
  • Free fully customizable “FSBO Listing” on Homecoin’s website


Additional a-la-carte services include: lockbox rental, sign rental, pro photography, and selling form assistance.

Pros

  • Paperwork and listing can be completed fully online
  • Homecoin platform allows for sellers to customize their listing directly from their smartphone or computer
  • Unlimited photos to showcase all aspects of a home


Cons

  • Prices may vary depending on specific home location
  • No direct real estate agent support

As of August 1, 2020, Homecoin has an average rating of 4.9/5 based on 114 reviews across Google, Zillow, and Yelp.

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Congress Realty

Congress Realty

Price Range

$299

Number of Photos

4

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Congress Realty is a licensed brokerage in Alaska, Arizona, California, Idaho, Louisiana, Montana, Nevada, New Mexico, Oregon, Texas, Utah, and Washington that specializes in flat-fee MLS listing services
  • Free comparative market analysis (upon request)
  • You set buyer’s commission (Congress Realty recommends 3%)
  • Listings typically go live in 1 business day
  • Free, unlimited changes
  • Your phone number displayed on the MLS listing

$299

  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • 4 photos
  • Downloadable contracts, addendums, and disclosure forms
  • ShowingTime showing scheduling and feedback service


A-la-carte services include: more photos, open house advertisements, listing renewals, professional photography, yard signs, lockbox, and more.

Pros

  • Pay no buyer’s agent commission if you find the buyer
  • Free, unlimited changes
  • Wide variety of a-la-carte services
  • Home buyer rebates if you buy with Congress Realty (in states where available)

Cons

  • May not cover every part of your state
  • Fewer photos than other comparable flat-fee MLS services

As of August 4, 2020, Congress Realty has an average rating of 4.8/5 based on 30 reviews across Yelp and Zillow.

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National Flat-Fee MLS Services & Brokers Operating in San Jose

Houzeo

Houzeo

Price Range

$79-999

Number of Photos

6 to max allowed

Listing Term

3 months to Until Sold

Description
Pricing
Pros & Cons
Reviews
  • Houzeo is a national flat-fee MLS referral service that connects you with local brokers and agents who will list your home on the MLS for a pre-negotiated rate
  • Draft your listing, upload photos, set your price, and sign MLS contracts via Houzeo’s dashboard
  • Autofills listing details using publicly available info about your home to expedite the listing process
  • Home valuation not included in service
  • Does not require that you offer buyer’s agent commission
  • Listing is typically live within 24 hours of submission
$79 - Bronze
  • 3-month listing term
  • 6 photos on MLS
  • Virtual tour
  • $25 for each listing change
  • Syndicated to Zillow, Trulia, Realtor.com, and more
$179 - Silver
  • Same as Bronze plan, plus:
  • 6-month listing term
  • 24 photos on MLS
  • 10 free listing changes
  • Select and communicate with Escrow Agent 
$279 - Gold
  • Same as Silver plan, plus:
  • Max photos allowed by MLS
  • Federal and state disclosures forms
$999 - Platinum
  • Same as Gold plan, plus:
  • Unlimited listing term
  • Contract and form review
  • ShowingTime Automated Showing Service
  • Pricing assistance
  • Yard sign

Houzeo also offers a-la-carte services like professional photography, pricing assistance, contract review, etc.


Packages and prices may differ from market to market. Some states require additional closing fees or have limited services.

Pros

  • Free cancellation anytime (no refunds)
  • Freedom to specify any buyer’s agent commission
  • Listings typically go live within 24 hours

Cons

  • Currently limited coverage in IA, KS, MO, MS, NE, ND, SD, WV, and WY
  • “Free changes” only apply to listing price, status, and property description; $10 for additional changes

As of August 10, 2020, Houzeo has an average rating of 4.8/5 based on 21 reviews on Google.

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ISoldMyHouse.com

iSoldMyHouse.com

Price Range

$299-399

Number of Photos

6-25

Listing Term

6-12 months

Description
Pricing
Pros & Cons
Reviews
  • ISoldMyHouse.com is a nationwide flat-fee MLS referral service, operated by Get Listed Realty, that connects you with local brokers and agents who will list your home on the MLS for a pre-negotiated rate
  • You set buyer’s agent commission (recommend 2%-3%)
  • Listing is live within 24 hours
  • No cancellation fee
  • Unlimited listing changes
  • Buyer leads forwarded to you
  • $299 - Get LISTED
    • 6-month listing on MLS
    • Syndicated to Realtor.com, Zillow, Trulia, and more
    • 6 or 10 Photos
    • Unlimited listing changes
    • Buyer leads forwarded to you
    • Contracts, disclosures, and other forms
    • Seller-managed ISoldMyHouse.com listing


  • $399 - Get SOLD
    • Same as Get LISTED package, plus:
    • 25 photos
    • 12-month listing on MLS (in some states)


A-la-carte services include signs, lockboxes, and more



Additional fees may apply or services may differ if you live in a state with laws about minimum brokerage service requirements.

Pros

  • Unlimited listing changes
  • Buyer leads forwarded to you
  • No cancellation fee
  • Free online guides and articles for selling a home without a realtor
  • Easy social media sharing on all the major platforms

Cons

  • The network of affiliate brokers doesn’t cover every county in the country
  • Only 6-10 photos in base package
  • No built-in home valuation or market analysis

As of August 11, 2020, iSoldMyHouse.com has an average rating of 4.1/5 based on 8 reviews on BirdEye and has an A+ rating on the Better Business Bureau.

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Flat Fee Group

Flat Fee Group

Price Range

$399-479+ (varies by state)

Number of Photos

25

Listing Term

6 months up to until sold

Description
Pricing
Pros & Cons
Reviews
  • Flat Fee Group is a network of independent brokers that offer flat-fee services in their respective state(s)
  • Pay no buyer’s agent commission if you find an unrepresented buyer
  • Buyer and agent inquiries forwarded to you (in most states)
  • Contracts, disclosures, and addendums included (in most states)
$399 - Showcase
  • 6-month listing on MLS in most cases
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • Up to 25 photos
  • General marketing tools (e.g. flyers, yard sign)
$549 - Premium
  • Same as Showcase package, plus:
  • Contract, offer, and document review
$479 + 0.5% at closing - Platinum
  • Same as Premium package, plus:
  • Negotiation assistance

Packages, services, and pricing vary by state. Check the website for details about options in your area.

Pros

  • Work directly with the broker, not a referral service
  • Buyer inquiries forwarded directly to you
  • Pay no commission if you find an unrepresented buyer

Cons

  • As of August 10, 2020, does not have an independent broker in Montana, West Virginia, and Wyoming
  • Experience and service quality may vary depending on your state’s broker

As of August 10, 2020, no third-party review information was available for Flat Fee Group. However, as a network of independent brokers, you can check the website, find your state’s broker and research their individual reviews.

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Alternatives to Flat-Fee MLS in San Jose

The San Jose real estate market is cooling down. According to Redfin, the median sale price rose 2.6% over the past year and is expected to decline by 0.7% in the next year. To realize your home's full value (or ideally more), it's important to weigh all of your options for selling before making a final decision.

Quick Tip: Don't let upfront "savings" cost you thousands when you sell your home...

Yes, a flat-fee MLS service can save you money on commission — if you know what you're doing. However, homes listed "For Sale By Owner" with an MLS service typically sell for thousands less than agent-assisted homes. 

Plus, there's no guarantee your home actually sells. Since flat-fee MLS services are paid upfront, that means you're out the hundreds of dollars you already spent. 

The Alternative: List with Clever and get a top agent for a reduced rate. 

At Clever, our free service connects you to top-rated agents from name brands like Keller Williams, RE/MAX, Century 21, and more — full-service agents with a proven record of selling fast, for top dollar. 

You pay $0 upfront. So if you don't see the value when you talk to an agent, you're free to walk away. No strings attached. But if you do decide to work with any agent, you'll also get an exclusive low rate — a flat $3,000 or a reduced commission of just 1%.