6 Best San Diego Flat-Fee MLS Companies

If you're selling your home for sale by owner (FSBO) in San Diego, hiring a flat-fee MLS service can help you increase your listing's visibility without breaking the bank.

The average commission rate for full-service listing agents in America's Finest City is approximately 3%. Based on the median sale price for San Diego homes, as of January 2020, that translates to about $18,180.

In contrast, typical rates for flat-fee MLS companies in San Diego are in between $49-$999. Nationwide, the most basic plans can be as low as $50 to $99, while more comprehensive services range upwards of $1,000 to $3,000.

It's important to remember that every San Diego flat-fee MLS service is different. When evaluating offerings, be sure to read the fine print: look at things like the length of the listing term (and how much it costs to extend); whether there's a fee to make changes to your listing; how many photos are allowed; the policy on buyer's agent commission; and more.

>> LEARN more about flat-fee MLS services and how to evaluate them.

To help you make the right choice, Clever has picked some of the top flat-fee MLS services across San Diego.

Top San Diego Flat-Fee MLS Companies in 2020

Karchin

Karchin

Price Range

$300

Number of Photos

1

Listing Term

Until sold

Description
Pricing
Pros & Cons
Reviews
  • Jef Karchin is a California licensed broker who specializes in flat-fee MLS listing services for San Diego, Los Angeles, and other parts of Southern California
  • You choose the buyer agent commission (2-3% recommended)
  • Listing can be changed once for free
  • Agent will visit your home to offer assistance (only in San Diego)
$300 - MLS Listing
  • Listed on the MLS until your home is sold
  • 1 Photo on listing (20 photos in San Diego)
  • 1 free listing change, $25 for additional
  • Agent will visit your home to offer assistance (only in San Diego)
  • Assistance buying your next home (upon request)


A-la-carte options include: lockbox rental, virtual tour, sign rental and full closing support.

Pros

  • Buying assistance and fee rebate offered if Karchin is used to buy a house after selling
  • In-person agent support for San Diego sellers
  • Opportunity to add virtual tour within the same platform


Cons

  • Only one photo for primary MLS listing

As of August 11, 2020, Jef Karchin has an average rating of 5/5 based on 1 review on Zillow.

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Associated Brokers SDC

Associated Brokers SDC

Price Range

$49+

Number of Photos

N/A - information not available

Listing Term

Until sold

Description
Pricing
Pros & Cons
Reviews
  • Associated Brokers SDC is a California licensed brokerage that offers MLS listing services in San Diego
  • Listed the same day you submit the paperwork
  • Free listing changes
  • Closing and marketing assistance available for additional fees
  • Full-Service option available for 3.9% (including buyer’s agent commission)
$49 - MLS Listing
  • Listed on the MLS until your home is sold
  • Can be posted on additional websites for an additional $50 fee
  • Free changes to listing information
  • CMA provided on request for free

3.9% - Full Service
  • Covers buying, selling, and closing costs
  • Includes buyer's agent commission

Available closing paperwork packages include:

  • $150 - Review of written offers and counter-offer assistance
  • $1,500 - Complete representation during closing and escrow assistance
  • $3,000 - Completion of all closing paperwork for both buyer and seller (assuming no other agent and FSBO)

Pros

  • Free changes
  • CMA and pricing assistance offered (upon request)
  • Closing paperwork services available for additional costs

Cons

  • No physical materials available (flyers, signs, etc.)

As of July 30, 2020 Associated Brokers SDC has an average rating of 5/5 based on 1 review on Google.

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Realty Connection Group

Realty Connection Group

Price Range

$95

Number of Photos

Max. allowed on MLS

Listing Term

12 months

Description
Pricing
Pros & Cons
Reviews
  • Realty Connection Group is a Southern California real estate brokerage that offers a variety of home buying and selling services
  • Free home valuation provided with all packages
  • No minimum buyer’s agent commission (2.5-3% recommended)
  • Full Service package available for 1% seller’s agent commission if Realty Connection Group brings the buyer


$95 - Flat Fee MLS Listing
  • 12-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • Unlimited Photos
  • Free CMA
  • Seller’s contact information included on the listing

1% - Full Service
  • Everything in the Flat Fee MLS Listing, plus:
  • No upfront fees, no fees if home doesn’t sell
  • Agent manages open houses and showings
  • Staging advice and inspection referrals
  • If Realty Connection Group finds a buyer, there are no additional fees


Pros

  • Free CMA/valuation included with basic package
  • Inquiries go directly to the seller
  • Unlimited photos


Cons

  • No renewal options
  • No refunds

As of August 11, 2020, Realty Connection Group has an average rating of 5/5 based on 5 reviews across Google and Yelp.


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Yager Realty

Yager Realty

Price Range

$299-$999

Number of MLS Listing Photos

15-45

Listing Term

6 months up to until sold

Description
Pricing
Pros & Cons
Reviews
  • Yager Realty is a licensed real estate brokerage that offers flat-fee MLS listings and other for sale by owner (FSBO) services to sellers throughout California
  • Downloadable contracts and disclosures included with basic plan (no advice)
  • For sale sign and property flyer included with basic plan
  • Requires minimum buyers agent commission of 2-3%
  • Additional $150 to remove listing from MLS at closing
  • Offers an array of a-la-carte services, including lockbox rental, extra photos, home valuations / market reports, open house advertisements, and more
$299 - Bronze Plan
  • 6-month listing on the MLS
  • 15 Photos
  • Listing is syndicated to Zillow, Realtor.com, and more
  • Email support
$399 - Silver Plan
  • Same as Bronze Plan, plus:
  • 8-month listing on the MLS
  • 20 Photos
  • No removal fee
  • Free edits to listing and price changes
  • Downloadable purchase agreement and disclosures forms (no advice)
  • For sale sign and property flyer













$999 - Gold Plan
  • Same as Silver Plan, plus:
  • 12-month listing on the MLS
  • 35 Photos
  • Priority email and phone support
  • Help with purchase agreement and disclosures
  • Contract review
  • Docusign for counteroffers
  • Help with pricing strategy and sales comps
  • Calculated closing costs

$699 + .75% at closing - Platinum Pan
  • Same as Gold Plan, plus:
  • 12-month listing on MLS
  • 45 (or maximum allowed) Photos
  • Electronic Realtor Key Box
  • Home valuation and pricing support
  • Visits your property for an on-site inspection and offers advice
  • Handles purchase contract and disclosures on your behalf
  • Helps with counteroffers and negotiations


Pros

  • Access to 84+ MLSs in CA
  • 15 photos included with basic plan
  • For sale sign and flyer included

Cons

  • Requires minimum buyer’s agent commission of 2-3%
  • No coaching or support included with base plan
  • $150 fee to remove listing from MLS due at closing

As of August 6, 2020, Yager Realty has an average rating of 4.6/5 based on 50 reviews across Google and Yelp.

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National Flat-Fee MLS Services & Brokers Operating in San Diego

Congress Realty

Congress Realty

Price Range

$299

Number of Photos

4

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Congress Realty is a licensed brokerage in Alaska, Arizona, California, Idaho, Louisiana, Montana, Nevada, New Mexico, Oregon, Texas, Utah, and Washington that specializes in flat-fee MLS listing services
  • Free comparative market analysis (upon request)
  • You set buyer’s commission (Congress Realty recommends 3%)
  • Listings typically go live in 1 business day
  • Free, unlimited changes
  • Your phone number displayed on the MLS listing

$299

  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • 4 photos
  • Downloadable contracts, addendums, and disclosure forms
  • ShowingTime showing scheduling and feedback service


A-la-carte services include: more photos, open house advertisements, listing renewals, professional photography, yard signs, lockbox, and more.

Pros

  • Pay no buyer’s agent commission if you find the buyer
  • Free, unlimited changes
  • Wide variety of a-la-carte services
  • Home buyer rebates if you buy with Congress Realty (in states where available)

Cons

  • May not cover every part of your state
  • Fewer photos than other comparable flat-fee MLS services

As of August 4, 2020, Congress Realty has an average rating of 4.8/5 based on 30 reviews across Yelp and Zillow.

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Houzeo

Houzeo

Price Range

$79-999

Number of Photos

6 to max allowed

Listing Term

3 months to Until Sold

Description
Pricing
Pros & Cons
Reviews
  • Houzeo is a national flat-fee MLS referral service that connects you with local brokers and agents who will list your home on the MLS for a pre-negotiated rate
  • Draft your listing, upload photos, set your price, and sign MLS contracts via Houzeo’s dashboard
  • Autofills listing details using publicly available info about your home to expedite the listing process
  • Home valuation not included in service
  • Does not require that you offer buyer’s agent commission
  • Listing is typically live within 24 hours of submission
$79 - Bronze
  • 3-month listing term
  • 6 photos on MLS
  • Virtual tour
  • $25 for each listing change
  • Syndicated to Zillow, Trulia, Realtor.com, and more
$179 - Silver
  • Same as Bronze plan, plus:
  • 6-month listing term
  • 24 photos on MLS
  • 10 free listing changes
  • Select and communicate with Escrow Agent 
$279 - Gold
  • Same as Silver plan, plus:
  • Max photos allowed by MLS
  • Federal and state disclosures forms
$999 - Platinum
  • Same as Gold plan, plus:
  • Unlimited listing term
  • Contract and form review
  • ShowingTime Automated Showing Service
  • Pricing assistance
  • Yard sign

Houzeo also offers a-la-carte services like professional photography, pricing assistance, contract review, etc.


Packages and prices may differ from market to market. Some states require additional closing fees or have limited services.

Pros

  • Free cancellation anytime (no refunds)
  • Freedom to specify any buyer’s agent commission
  • Listings typically go live within 24 hours

Cons

  • Currently limited coverage in IA, KS, MO, MS, NE, ND, SD, WV, and WY
  • “Free changes” only apply to listing price, status, and property description; $10 for additional changes

As of August 10, 2020, Houzeo has an average rating of 4.8/5 based on 21 reviews on Google.

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Alternatives to Flat-Fee MLS in San Diego

The San Diego real estate market is leveling off. According to Redfin, the median sale price rose 6.0% over the past year and is expecting to decline by 0.8% in the next year. To realize your home's full value (or ideally more), it's important to weigh all of your options for selling before making a final decision.

Quick Tip: Don't let upfront "savings" cost you thousands when you sell your home...

Yes, a flat-fee MLS service can save you money on commission — if you know what you're doing. However, homes listed "For Sale By Owner" with an MLS service typically sell for thousands less than agent-assisted homes. 

Plus, there's no guarantee your home actually sells. Since flat-fee MLS services are paid upfront, that means you're out the hundreds of dollars you already spent. 

The Alternative: List with Clever and get a top agent for a reduced rate. 

At Clever, our free service connects you to top-rated agents from name brands like Keller Williams, RE/MAX, Century 21, and more — full-service agents with a proven record of selling fast, for top dollar. 

You pay $0 upfront. So if you don't see the value when you talk to an agent, you're free to walk away. No strings attached. But if you do decide to work with any agent, you'll also get an exclusive low rate — a flat $3,000 or a reduced commission of just 1%.