Top Flat-Fee MLS Companies in San Diego, CA

Michael Yessis's Photo
By Michael Yessis Updated April 15, 2024


The best flat-fee MLS services | Other ways to save | Additional resources

If you’re selling your home for sale by owner (FSBO) in San Diego, hiring a flat-fee MLS service can help you increase your listing’s visibility to potential buyers.

The average commission rate for full-service listing agents in California is approximately 3%. Based on the median sale price for San Diego homes — which as of February 29, 2024 was $832,500 — that translates to about $24,975.

In contrast, you'll pay between $49 and $999 to list your home with flat-fee MLS companies in San Diego. The most basic flat-fee real estate packages will offer little more than a listing on the MLS, but more comprehensive packages could include additional services like help with negotiations and paperwork.

That being said, using a San Diego flat-fee MLS company to sell FSBO comes with additional costs in terms of time, energy, and your final sales price. You'll have to manage your own sale — from scheduling showings to drafting contracts. And, FSBO homes usually sell for 6% less on average than agented properties.

If using a flat-fee MLS company is still the right choice for your sale, we've picked some of the best flat-fee MLS services in San Diego.

But, if you're not ready to sell FSBO, one of your best options is to work with a discount real estate company like Clever. With Clever, you'll only pay 1.5% to list your home instead of the typical 3%. And, you'll get full-service support from a great San Diego realtor so you can sell for top dollar!

💰 SAVE: List with a full-service agent for just 1.5%

The best San Diego flat-fee MLS companies

Every San Diego flat-fee MLS service is different. When evaluating the following options, be sure to read the fine print. Look at things like the length of the listing term, fees to change your listing, how many photos you can add, and more.

» MORE: Find out how to evaluate flat-fee MLS services



Price Range


Number of Photos


Listing Term

Until sold
Pros & Cons
  • Jef Karchin is a California licensed broker who specializes in flat-fee MLS listing services for San Diego, Los Angeles, and other parts of Southern California
  • You choose the buyer agent commission (2-3% recommended)
  • Listing can be changed once for free
  • Agent will visit your home to offer assistance (only in San Diego)
$300 - MLS Listing

  • Listed on the MLS until your home is sold
  • 1 Photo on listing (20 photos in San Diego)
  • 1 free listing change, $25 for additional
  • Agent will visit your home to offer assistance (only in San Diego)
  • Assistance buying your next home (upon request)

A-la-carte options include: lockbox rental, virtual tour, sign rental and full closing support.


  • Buying assistance and fee rebate offered if Karchin is used to buy a house after selling
  • In-person agent support for San Diego sellers
  • Opportunity to add virtual tour within the same platform


  • Only one photo for primary MLS listing

As of August 11, 2020, Jef Karchin has an average rating of 5/5 based on 1 review on Zillow.

Associated Brokers SDC

Associated Brokers SDC

Price Range


Number of Photos

N/A - information not available

Listing Term

Until sold
Pros & Cons
  • Associated Brokers SDC is a California licensed brokerage that offers MLS listing services in San Diego
  • Listed the same day you submit the paperwork
  • Free listing changes
  • Closing and marketing assistance available for additional fees
  • Full-Service option available for 3.9% (including buyer’s agent commission)
$49 - MLS Listing

  • Listed on the MLS until your home is sold
  • Can be posted on additional websites for an additional $50 fee
  • Free changes to listing information
  • CMA provided on request for free

3.9% - Full Service

  • Covers buying, selling, and closing costs
  • Includes buyer's agent commission

Available closing paperwork packages include:

  • $150 - Review of written offers and counter-offer assistance
  • $1,500 - Complete representation during closing and escrow assistance
  • $3,000 - Completion of all closing paperwork for both buyer and seller (assuming no other agent and FSBO)


  • Free changes
  • CMA and pricing assistance offered (upon request)
  • Closing paperwork services available for additional costs


  • No physical materials available (flyers, signs, etc.)

As of July 30, 2020 Associated Brokers SDC has an average rating of 5/5 based on 1 review on Google.

Realty Connection Group

Realty Connection Group

Price Range


Number of Photos

Max. allowed on MLS

Listing Term

12 months
Pros & Cons
  • Realty Connection Group is a Southern California real estate brokerage that offers a variety of home buying and selling services
  • Free home valuation provided with all packages
  • No minimum buyer’s agent commission (2.5-3% recommended)
  • Full Service package available for 1% seller’s agent commission if Realty Connection Group brings the buyer
$95 - Flat Fee MLS Listing

  • 12-month listing on MLS
  • Syndicated to, Zillow, Trulia, and more
  • Unlimited Photos
  • Free CMA
  • Seller’s contact information included on the listing

1% - Full Service

  • Everything in the Flat Fee MLS Listing, plus:
  • No upfront fees, no fees if home doesn’t sell
  • Agent manages open houses and showings
  • Staging advice and inspection referrals
  • If Realty Connection Group finds a buyer, there are no additional fees


  • Free CMA/valuation included with basic package
  • Inquiries go directly to the seller
  • Unlimited photos


  • No renewal options
  • No refunds

As of August 11, 2020, Realty Connection Group has an average rating of 5/5 based on 5 reviews across Google and Yelp.

Yager Realty

Yager Realty

Price Range


Number of MLS Listing Photos


Listing Term

6 months up to until sold
Pros & Cons
  • Yager Realty is a licensed real estate brokerage that offers flat-fee MLS listings and other for sale by owner (FSBO) services to sellers throughout California
  • Downloadable contracts and disclosures included with basic plan (no advice)
  • For sale sign and property flyer included with basic plan
  • Requires minimum buyers agent commission of 2-3%
  • Additional $150 to remove listing from MLS at closing
  • Offers an array of a-la-carte services, including lockbox rental, extra photos, home valuations / market reports, open house advertisements, and more
$299 - Bronze Plan

  • 6-month listing on the MLS
  • 15 Photos
  • Listing is syndicated to Zillow,, and more
  • Email support

$399 - Silver Plan

  • Same as Bronze Plan, plus:
  • 8-month listing on the MLS
  • 20 Photos
  • No removal fee
  • Free edits to listing and price changes
  • Downloadable purchase agreement and disclosures forms (no advice)
  • For sale sign and property flyer

$999 - Gold Plan

  • Same as Silver Plan, plus:
  • 12-month listing on the MLS
  • 35 Photos
  • Priority email and phone support
  • Help with purchase agreement and disclosures
  • Contract review
  • Docusign for counteroffers
  • Help with pricing strategy and sales comps
  • Calculated closing costs

$699 + .75% at closing - Platinum Pan

  • Same as Gold Plan, plus:
  • 12-month listing on MLS
  • 45 (or maximum allowed) Photos
  • Electronic Realtor Key Box
  • Home valuation and pricing support
  • Visits your property for an on-site inspection and offers advice
  • Handles purchase contract and disclosures on your behalf
  • Helps with counteroffers and negotiations


  • Access to 84+ MLSs in CA
  • 15 photos included with basic plan
  • For sale sign and flyer included


  • Requires minimum buyer’s agent commission of 2-3%
  • No coaching or support included with base plan
  • $150 fee to remove listing from MLS due at closing

As of August 6, 2020, Yager Realty has an average rating of 4.6/5 based on 50 reviews across Google and Yelp.

National flat-fee MLS services in San Diego

Didn't find a great option in local flat-fee MLS companies? These national brands operate in the San Diego area, too.

Congress Realty

Congress Realty

Price Range


Number of Photos

6 to max. allowed

Listing Term

6 months
Pros and cons

Congress Realty is a flat fee MLS service that operates in AZ, AK, CA, ID, LA, MT, NV, NM, OR, TX, UT, and WA.

Basic: $299

  • 6-month MLS listing

  • 4 photos

  • 5 listing changes

  • DocuSign documents

  • Seller's contact info prominently displayed on MLS listing

  • ShowingTime appointment tool

  • Access to all state forms and disclosures

Plus: $399

Includes Basic plan, plus:

  • Max photos allowed by MLS

  • 10 listing changes

  • Automated phone lead forwarding

Premium: $499

Includes Plus plan, plus:

  • Unlimited listing changes

  • Unlimited open house postings

  • Listing posted on

  • Listing featured on social media

Full Service: $399 + 0.5% at closing

Includes Premium plan, plus:

  • Dedicated 24/7 experienced agent

  • Full negotiation and paperwork support

  • Sales comps upon request

  • Contract review

  • Closing transaction support (inspection, title, escrow, etc.)


  • Congress Realty offers DocuSign for all packages.
  • Most packages include unlimited changes and unlimited photos.
  • The company offers call and email forwarding so buyers can contact you directly.
  • The company offers 2% cash back if you use its representation to buy a home.
  • You can get upgrades, including electronic lockboxes.


  • The basic package allows only four photos and five free changes.

  • The company serves only the Western and Southwestern U.S.

As of June 3, 2023, Congress Realty has 4.8/5 stars across 49 Googlereviews and 5/5 stars out of 46 Zillow reviews.



Price Range


Number of Photos

6 to max. allowed

Listing Term

3 months to until sold
Pros and cons

Houzeo is a flat fee MLS referral service that connects you with brokers and agents who will list your home on your local MLS for a pre-negotiated rate.

On Houzeo's online dashboard, you can draft your listing, upload photos, set your price, and sign MLS contracts. To expedite the listing process, the company autofills listing details using publicly available info about your home.

Bronze: $329

  • 3-month MLS listing

  • 6 photos

  • Used when selling land or lot

  • intelliList listing management

  • Cancel anytime

  • Listing changes ($25 each)

  • Open houses ($25 each)

  • Custom yard sign ($49)

Silver: $399

Includes Bronze package, plus:

  • 6-month MLS listing

  • Max photos allowed by MLS

  • Unlimited listing changes

  • Unlimited open houses

  • Houzeo mobile app

  • Houzeo showings

Gold: $379 + 0.5% at closing (min. $999)

Includes Silver package, plus:

  • Houzeo Offers platform

  • Federal and state disclosures

  • Rush service (draft in 12 hours)

  • Personal concierge

  • Call forwarding service

  • Virtual basic service with licensed broker

Platinum: $349 + 1% at closing (min. $999)

Includes Gold package, plus:

  • 12-month MLS listing

  • Listings on additional MLS


  • You can cancel for free anytime (no refunds).

  • You choose the buyer’s agent commission.

  • Listings typically go live within 24 hours.


  • There's limited coverage in rural areas.

  • Free listing changes apply only to the listing price, status, and property description. It costs $10 for additional changes.

  • A home valuation isn't included.

As of June 3, 2023, Houzeo has 4.9/5 stars across 1,270 reviews on Google.

Alternatives to flat-fee MLS services in San Diego

To sell your home for top price, it’s important to weigh all of your options before making a final decision. A San Diego flat-fee MLS company may make the most sense for your sale, or one of these options may work better.

For most sellers, though, working with a company like Clever is the best way to maximize your savings while selling your home for top dollar.

💰 Get a lower rate with a top local agent!

Want to find a top local agent without overpaying on realtor fees? Clever negotiates 1.5% listing fees with top-rated realtors from trusted brokerages like Keller Williams, RE/MAX, and Berkshire Hathaway.

Get guaranteed full service for a fraction of the 3% rate agents typically charge. Schedule a free, no obligation consultation with a top local agent today!

Additional resources San Diego

Authors & Editorial History

Our experts continually research, evaluate, and monitor real estate companies and industry trends. We update our articles when new information becomes available.

Better real estate agents at a better rate

Enter your zip code to see if Clever has a partner agent in your area
If you don't love your Clever partner agent, you can request to meet with another, or shake hands and go a different direction. We offer this because we're confident you're going to love working with a Clever Partner Agent.