5 Best Low Commission Realtors in Louisville, Kentucky (2025)

• Louisville discount real estate brokers offer a similar range of services and support as conventional realtors for a lower price.
• If you work with a conventional Louisville realtor, you’ll typically pay a listing commission fee of about 2.83%.
• Discount realtors typically deliver savings by charging lower listing fees at closing. The average listing fee among discount brokerages in Louisville is 1% as of September 2025.
• That’s an average savings premium of $5,157 based on the median home sale price in Louisville ($282,300), according to the latest available data (September 2025).

• Consider a discount realtor if saving on real estate commission fees is a top priority, but you still want a real estate agent to guide and support you through the process.
• Discount realtors sometimes handle more customers at once to offset their lower rates. Some sellers say this can lead to less hands-on, personalized service compared to a conventional realtor.
• We recommend sellers with more complicated properties or circumstances stick with conventional realtors with experience that fits their needs. (Try Clever: list with top full-service realtors, get up to 50% off their typical rate.)
• That being said, discount brokerage service models and customer experiences vary widely, which is why thoroughly interviewing and vetting any agent is so important.

Pros

• Discount real estate agents save sellers in Louisville $5,157, on average.
• You get expertise from a licensed agent who knows the Louisville market.
• Some discount real estate agents offer full service, so you can get everything you'd expect for less.

Cons

• Some Louisville discount real estate agents only provided limited service, and may charge extra fees for "add-ons" like professional photography.
• Discount real estate brokers sometimes charge upfront fees, so you'll have to pay out-of-pocket before your house sells.

• Clever Real Estate gets you special discounted rates from top, conventional realtors representing major brokerages like RE/MAX, Century 21, and Compass. Get personalized agent recommendations and save up to 50% on listing fees.
• You can try to negotiate a lower commission rate with a conventional realtor yourself, but this can be difficult to do (only about 22% of sellers who try to negotiate are successful). Negotiating is easier if you have a pricier home, are selling in a particularly hot market, or already have a buyer lined up.
• If you're selling for sale by owner in Kentucky and just want a marketing boost, a Louisville flat fee MLS service may be a better fit. Basic flat fee MLS plans get your listing on the local MLS for around $150. Premium plans include more services, like pro photography, but can cost well over $1,000.
• If you want to sell your house fast in Louisville or sell your house in as-is condition, consider using a Louisville cash home buyer company. Cash home buyers will purchase almost any home in any condition. You typically don't have to pay realtor commissions and many will actually cover your closing costs. And because they pay cash, they can usually close in a matter of days.

The Louisville housing market has cooled since this time last year, according to the latest data (August 2025).

• Louisville is currently in a neutral market, with an equal amount of buyer demand and inventory. Last month, there were 4,512 active listings, (up 17.38% year over year).
• The median home sale price in Kentucky last month was $282,300, up 5.4% from $267,752 last year.

• In the past month, Louisville properties spent a median of 40 days on the market — that’s 2 days slower than this time last year.
• The average Kentucky home sold for 97.7% of its original list price in the past month, down 0.1% year over year.
• Louisville houses are experiencing more price drops compared to last year. 1,650 of properties dropped their price last month. That's a 27.31% increase compared to this time last year.

The average cost of selling a home in Kentucky is $27,996, 16.9% less than the nationwide average of $33,702.

• The bulk of home seller costs is made up of realtor listing fees and closing costs.
• Listing fee: Kentucky home sellers pay their agents an average listing fee of 2.8%. That's 282.1% more than the average discount listing fee of 1% in Louisville.

In Louisville, Kentucky the average real estate commission is 5.65%. 6% real estate commission (split between the buyer's agent and the listing agent) is becoming less common, especially as buyer's agent commissions trend lower.

» More: Average real estate commission in Louisville.

Realtors who offer 1% real estate commission are typically focused on saving you the most possible money when you're selling your home, but these savings sometimes come with limited services and support. 2% real estate commission companies offer less potential for savings, but they usually have a more full-service approach to listing your home and some even offer premium services like 3D tours and drone photography.

Real estate agents in Louisville, Kentucky who advertise 4% or 5% commission are usually advertising a total commission rate, not their listing commission. For example, 5% realtors may actually charge a 2.5% listing commission, with the other 2.5% being charged by the buyer's agent. These fees are taken from the proceeds of your home sale.

Since the recent NAR lawsuit, listing agents are now prohibited from advertising the buyer's agent commission since this is supposed to be negotiated between the buyer and their agent. However, as the industry catches up to new regulations, you may still see realtors in Louisville advertising a fixed total commission that includes the buyer's agent fee.