The best flat fee MLS services | Other ways to save | Additional resources
If you’re selling your home for sale by owner (FSBO) in Louisville, hiring a flat fee MLS service can help you increase your listing’s visibility to potential buyers.
The average commission rate for full-service listing agents in Kentucky is approximately 3%. Based on the median sale price for Louisville homes — which as of July 31, 2023 was $251,633 — that translates to about $7,549.
In contrast, you'll pay between $349 and $999 to list your home with flat fee MLS companies in Louisville. The most basic flat fee real estate packages will offer little more than a listing on the MLS, but more comprehensive packages could include additional services like help with negotiations and paperwork.
That being said, using a Louisville flat fee MLS company to sell FSBO comes with additional costs in terms of time, energy, and your final sales price. You'll have to manage your own sale — from scheduling showings to drafting contracts. And, FSBO homes usually sell for 6% less on average than agented properties.
If using a flat fee MLS company is still the right choice for your sale, we've picked some of the best flat fee MLS services in Louisville.
But if you're not ready to sell FSBO, one of your best options is to work with a discount real estate company like Clever. With Clever, you'll pay only 1.5% to list your home instead of the typical 3%. And you'll get full-service support from a great Louisville realtor so you can sell for top dollar!
💰 SAVE: List with a full-service agent for just 1.5%
The best Louisville flat fee MLS companies
Every Louisville flat fee MLS service is different. When evaluating the following options, be sure to read the fine print. Look at things like the length of the listing term, fees to change your listing, how many photos you can add, and more.
» MORE: Find out how to evaluate flat fee MLS services

MLSCO Realty
MLSCO RealtyPrice Range
Number of Photos
Listing Term
- MLSCO Realty is a licensed brokerage based in Louisville that specializes in flat-fee MLS listing services
- Listing is live on the MLS within 24 hours
- There is no cancellation fee, and you can cancel at any time
- Automated home valuation available
- Buyer’s commission offer required (2.5-3% recommended)
$349 - Listing
|
Additional al-la-carte services include lockbox rental, photography, detailed CMA, Showing Time service, e-signing, and additional yard signs.
Pros
- Up to 50 photos on the MLS in base package
- Offer negotiation and consultation provided
Cons
- Home valuation is automated; a detailed CMA by an agent costs an extra fee
- Only one package to choose from

Patti Morgan
Patti MorganPrice Range
Number of Photos
Listing Term
- Patti Morgan Realtors is a licensed, Kentucky real estate brokerage that specializes in flat-fee MLS listing services in Louisville
- Agent assistance throughout process, including scheduling showings, vetting buyers, contract review, negotiation assistance, setting up appraisals and inspections, and attending closing
- 3% commission to buyer’s agent, unless Patti Morgan Realtors also writes the buyer's offer
- Free comparative market analysis
$495, plus an additional $495 at closing
|
Pros
- A lot of agent assistance throughout the selling process, including vetting buyer qualification
- Built-in market analysis
Cons
- Additional fee at closing

Mink Realty
Mink RealtyPrice Range
Number of Photos
Listing Term
- Mink Realty is a licensed real estate brokerage offering flat-fee MLS listing services to Kentucky and Southern Indiana
- Market analysis included
- Cancel anytime
- Listing typically goes live in 48 hours
- You choose the buyer’s agent commission (2.5%-3%)
- Practices dual agency (if an unrepresented buyer buys your home, Mink Realty will represent you and them and claim the buyer’s agent commission)
- Buyer and agent inquiries forwarded to you
$299 - Silver
$999 - Platinum
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$499 - Gold
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Additional a-la-carte services include: professional photos, open house sign, listing on a second MLS, rush service, additional open house ads, lockboxes, and more
Pros
- Work directly with the broker, not a referral service
- Buyer leads forwarded to you
Cons
- No built-in market analysis
- Doesn’t offer full coverage in Indiana or Kentucky — see website for details on specific MLS access
National flat fee MLS services in Louisville
Didn't find a great option in local flat fee MLS companies? These national brands operate in the Louisville area, too.

Flat Fee Realty
Flat Fee RealtyPrice Range
Number of Photos
Listing Term
- Flat Fee Realty is a nationwide flat-fee MLS referral service, licensed in Connecticut, that connects you with Kentucky brokers and agents who will list your home on the MLS for a pre-negotiated rate
- You set buyer’s agent commission
- MLS photo upgrade available for $50
- State disclosures and forms available
- Unlimited listing changes
- Buyer leads forwarded to you
- Refund available within 30 days of purchase
$249 - MLS Listing package
- 6-month listing on MLS
- Syndicated to Realtor.com, Zillow, Trulia, and more
- 6 Photos
- Free state disclosures
- Unlimited listing changes
- No cancellation fee
- Buyer leads forwarded to you
MLS photo upgrade available for $50
Pros
- Unlimited listing changes
- No cancellation fee
- Free state disclosures
- Buyer leads forwarded to you
- Refund available within 30 days of purchase
Cons
- No built-in home valuation or market analysis
- Limited coverage in rural areas
As of August 11, 2020, no third-party reviews exist for Flat Fee Realty. We will update when this information becomes available.

FSBO.com
FSBO.comPrice Range
Number of Photos
Listing Term
- FSBO.com is a flat-fee MLS referral service that connects you with licensed brokerage MLSmart Realty, LLC. MLSmart Realty then refers you to a regional Kentucky broker who will list your home on your local MLS for a pre-negotiated rate
- Set your own buyer’s agent commission (FSBO.com recommends 2-3%)
- Edit or cancel anytime (may include an additional fee)
- Additional $299 paid at closing to cover state’s minimum service requirements
$399.95 + $299 at closing - Kentucky Flat Fee MLS
- 6-month listing on MLS
- Syndicated to Realtor.com, Zillow, Trulia, and more
- 6 MLS photos ($5 per each additional photos)
- Yard sign
- FSBO.com Listing
- Unlimited photos on FSBO.com
- Video Upload on FSBO.com
Pros
- Set your own buyer’s agent commission
Cons
- Only one package to choose from
- No home valuation included
As of August 12, 2020, FSBO.com has an average rating of 4.9/5 based on 26 reviews on Zillow and an A+ rating with Better Business Bureau.
Note: As a referral service, the reviews and service quality of your local FSBO.com broker may vary. Be sure to research your broker before signing a listing agreement.
Alternatives to flat fee MLS services in Louisville
To sell your home for top price, it’s important to weigh all of your options before making a final decision. A Louisville flat fee MLS company may make the most sense for your sale, or one of these options may work better.
- The Best Low-Commission Real Estate Agents
- What to Know Before Selling to an iBuyer
- How to Sell Your Home to a Cash Buyer
For most sellers, though, working with a company like Clever is the best way to maximize your savings while selling your home for top dollar.
Want to find a top local agent without overpaying on realtor fees? Clever negotiates 1.5% listing fees with top-rated realtors from trusted brokerages like Keller Williams, RE/MAX, and Berkshire Hathaway.
Get guaranteed full service for a fraction of the 3% rate agents typically charge. Schedule a free, no obligation consultation with a top local agent today!
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