4 Best Cash Home Buyers in Louisville, Kentucky

Chelsi Hewitt's Photo
By Chelsi Hewitt Updated June 6, 2024
's Photo
Edited by Lindsay Stefan

SHARE

We ranked 4 cash buyers who buy homes in the Louisville, Kentucky area. Read on for the full list of companies, or use our tool to compare cash offers from vetted buyers in your zip code.

About cash home buyers (read more)
  • Companies that buy houses for cash buy almost any Louisville property, including homes that need repairs or homes with complicating factors, like title issues or tax defaults, that could make a regular sale difficult.
  • Cash home buyers typically pay in cash, so they can often help you sell your house faster than a conventional buyer who has to wait to get approved for a mortgage — sometimes within just a few days.
  • Buying complicated properties quickly brings a lot of risk, so these investors typically pay less for homes than you would get in an open market sale, to ensure they don’t end up taking a loss.
  • This tradeoff can be well worth it for sellers who need speed, certainty, privacy, or problem-solving to get a deal done. Just make sure to thoroughly vet any cash home buyer and get multiple offers to compare. It's also worth considering alternatives like selling with a low commission realtor.
Cash home buyer alternatives (read more)
  • If you need to sell fast or on a very specific timeline and your home is relatively new and in good condition, you may want to consider an iBuyer instead. iBuyer companies offer similar speed and flexibility but pay closer to fair-market value.
  • If you have a bit of timeline flexibility, it’s worth finding a real estate agent to get a free comparative market analysis so you know what you could get for your home on the open market. Listing with an agent means less control over timing but will generally net you the most money in the end.

Top companies that buy houses for cash in Louisville, Kentucky

Company
Customer Rating
TrustScore
BBB Status
Active Since
5.0
26 reviews
80
🟢 Recommended
Accredited, A+
2021
4.7
78 reviews
74
🔵 Worth considering
Accredited, A+
2020
5.0
41 reviews
74
🔵 Worth considering
Accredited, B+
2020
4.5
20 reviews
56
🟣 Safe to consider
Unverified
2021

Explore all Louisville, Kentucky cash home buyers

Kentucky cash home buyer

We Buy Houses in Kentucky

Visit Site
5.0
26 reviews

TrustScore

80

BBB Status

Accredited, A+

Active Since

2021

At a glance

Full analysis

Reviews

Company info

Things to know: 3 reviews and 5 average rating in past 6 months | Excellent 5 rating with 26 reviews | BBB accredited with A+ rating and 2 complaints | Active for more than 4 years, with 42 months of verified activity

Potential concerns: Responds to a low percentage of customer reviews | Does not respond quickly to customer reviews

Clever TrustScore 80 🟢 Recommended 
Customer score 63
Total reviews 26
Average rating 5.0
Review response rate 58%
7-day response rate 46%
BBB score 95
Has BBB profile Yes
BBB accredited Yes
BBB rating A+
BBB complaints 2
Activity score 92
Reviews in past 6 months 3
Average rating in past 6 months 5.0
Months since last review 0
Track record score 75
Total number of months active 42
% of total months with activity 48%
Website credibility score 100
Names Yes
Photos Yes
Testimonials Yes

RatingTotal reviews
Overall5.026
Google5.024
BBB5.02

Availability: Statewide

Website: buyhousesinkentucky.com

Additional Info: Offers online appointments; Offers onsite services

Kentucky cash home buyer

Rapid Fire Home Buyers

Visit Site
4.7
78 reviews

TrustScore

74

BBB Status

Accredited, A+

Active Since

2020

At a glance

Full analysis

Reviews

Company info

Things to know: 10 reviews and 5 average rating in past 6 months | Very good 4.7 rating with 78 reviews | BBB accredited with A+ rating and 1 complaints | Active for more than 5 years, with 45 months of verified activity

Potential concerns: Website missing important credibility signals

Clever TrustScore 74 🔵 Worth considering 
Customer score 81
Total reviews 78
Average rating 4.7
Review response rate 84%
7-day response rate 59%
BBB score 95
Has BBB profile Yes
BBB accredited Yes
BBB rating A+
BBB complaints 1
Activity score 100
Reviews in past 6 months 10
Average rating in past 6 months 5.0
Months since last review 1
Track record score 75
Total number of months active 45
% of total months with activity 49%
Website credibility score 30
Names No
Photos Yes
Testimonials No

RatingTotal reviews
Overall4.778
Google4.674
BBB5.04

Availability: Statewide

Website: rfhomebuyers.com

Louisville cash home buyer

Cash Offer KY

Visit Site
5.0
41 reviews

TrustScore

74

BBB Status

Accredited, B+

Active Since

2020

At a glance

Full analysis

Reviews

Company info

Things to know: Excellent 5 rating with 41 reviews | BBB accredited with B+ rating and 7 complaints | Active for more than 5 years, with 48 months of verified activity | New customer review activity in 23% of months

Potential concerns: Responds to a low percentage of customer reviews | Does not respond quickly to customer reviews | Poor BBB rating | Irregular or inconsistent verifiable company activity

Clever TrustScore 74 🔵 Worth considering 
Customer score 75
Total reviews 41
Average rating 5.0
Review response rate 45%
7-day response rate 24%
BBB score 70
Has BBB profile Yes
BBB accredited Yes
BBB rating B+
BBB complaints 7
Activity score 0
Reviews in past 6 months 0
Average rating in past 6 months N/A
Months since last review 21
Track record score 63
Total number of months active 48
% of total months with activity 23%
Website credibility score 100
Names Yes
Photos Yes
Testimonials Yes

RatingTotal reviews
Overall5.041
Google5.022
BBB5.019

Availability: Jefferson County area

Business Address: 620 S 3rd St #204, Louisville, KY 40202

Website: cashofferky.com

Phone: (502) 369-0432

Additional Info: Offers online appointments; Offers onsite services

Kentucky cash home buyer

Kentucky Property Twins- We Buy Houses

Visit Site
4.5
20 reviews

TrustScore

56

BBB Status

Unverified

Active Since

2021

At a glance

Full analysis

Reviews

Company info

Things to know: Good 4.5 rating with 20 reviews | Active for more than 4 years, with 42 months of verified activity | Excellent transparency signals on website

Potential concerns: Responds to a low percentage of customer reviews | Does not respond quickly to customer reviews | No verified BBB profile | Limited verifiable company track record

Clever TrustScore 56 🟣 Safe to consider 
Customer score 56
Total reviews 20
Average rating 4.5
Review response rate 10%
7-day response rate 0%
BBB score 20
Has BBB profile Unverified
BBB accredited Unverified
BBB rating Unverified
BBB complaints Unverified
Activity score 67
Reviews in past 6 months 5
Average rating in past 6 months 3.4
Months since last review 0
Track record score 38
Total number of months active 42
% of total months with activity 14%
Website credibility score 100
Names Yes
Photos Yes
Testimonials Yes

RatingTotal reviews
Overall4.520
Google4.520

Availability: Statewide

Website: kentuckypropertytwins.com

Additional Info: Offers online appointments; Offers onsite services

Next steps: Start requesting cash offers

Compare cash offers in minutes
  • Answer 5 simple questions about your sale
  • Get competitive cash offers from fully vetted buyers
  • Compare all your options with zero pressure or obligation
Get Cash Offers

Related articles and resources

What you should know about cash home buyers

  • Cash home buyers can be useful if you have a complicated home sale, you want to sell your house fast, you've inherited a house, or you have goals that would be difficult to achieve selling with a real estate agent on the open market. Your options, offer prices, and closing speed will depend on your situation.
  • You may need to contact numerous cash buyers to get workable offers. Cash buyers are investors with varying budgets, goals, and constraints. Some will pay cash for almost any home under any circumstance at any time. Others specialize in locations, price ranges, property types, or situations. 
  • Cash offers will be unique to your home. How much "we buy houses for cash" companies will pay — and how fast they can close — depends on the home and situation. Investors can pay more for turnkey properties than those in need of major repairs. 
  • The selling process is condensed. Some companies that buy houses for cash can close deals within 2–3 days. However, Chesapeake houses with complicated legal issues could take months to close.
  • Most cash home buyers pay closing costs. You won't have to pay any unexpected fees on your closing date. Companies that buy houses for cash usually factor the seller's closing costs into their offer. 
  • Requesting a cash offer is always free, and there’s zero obligation to accept it. You may not get the fair market value many sellers get using a real estate agent. But you decide if you're offered a fair price and if the terms are acceptable based on your situation. If you feel pressured to accept an offer, walk away. If you suspect a scam or financial exploitation, the Consumer Financial Protection Bureau recommends you report it to the Federal Trade Commission and take these additional steps.

How to choose a cash home buyer and get good offers

  • Make sure the cash buyer is legit. Stick to buyers with credible websites that include owner information and video testimonials from real customers. Look for a solid number of legitimate positive customer reviews on established, external platforms like Google. Also, look for companies with Better Business Bureau (BBB) profiles accredited with A+ ratings. 
  • Verify the buyer has the funds. Ask the buyer for an official proof of funds (POF) letter from their bank. Experienced and legitimate cash home buyers will expect this question or provide the POF without you even asking. The cash buyer should also provide a sufficient earnest money deposit (usually 1–2% of the sale price) when you go under contract, which represents their commitment to the sale.
  • Get multiple cash offers. Just like when getting quotes from contractors or shopping for the best mortgage rates, getting several offers from legit "we buy houses for cash" companies to compare and choose from will help you get the best terms and outcome.

Selling a House As-Is: What You Need to Know: We share the main factors that affect how much you may gain (or lose) when you sell as-is.

10 Best Companies That Buy Houses for Cash: Our team spent hundreds of hours researching "we buy houses" companies and iBuyers. Many of these companies have local franchises throughout the nation. 

How we rank cash buyers

Data sources

Our research team evaluated 467 cash home buyers serving Louisville. The companies that met our minimum criteria are included in the list above. Our team also compiled and analyzed 133,448 publicly available data points tied to past transactions, customer reviews, and more to evaluate each of the Louisville home buyers and create our final list and rankings.

Methodology

Our team used public business directories to identify every company serving the Louisville area calling itself a cash home buyer. We filtered that list and ranked the top options based on the following criteria: 

  • Credibility: Is the company a legitimate and safe option? Before we recommend any company, we assess its owners and/or team members, customer testimonial videos, Better Business Bureau status, total Google reviews, and the legitimacy of those reviews. 
  • Activity: Is the company actively buying a large number of homes? We consider Google and BBB reviews an indicator of sales activity. We examine how many reviews the company has had in the past six months and whether the company responds to its reviews. 
  • Satisfaction: Are sellers generally happy with their experience and outcome? We gauge how compassionate, helpful, fair, and reliable a cash home buyer is by evaluating its Google and BBB reviews for average rating, total reviews, and negative reviews.

Our team also highlighted the company's availability based on where it operates.

  • Local: Operates in Louisville
  • Statewide: Operates throughout Kentucky
  • Multi-state: Operates throughout Kentucky and at least one other state
  • Nationwide: Operates in all states

✍️ Editor’s note: We don't disqualify a company for limited or missing data, but we do lower the company’s ranking. We base our rankings on objective measurements and can only measure what we see. We regularly search for missing data to update our rankings accordingly.

Better real estate agents at a better rate

Enter your zip code to see if Clever has a partner agent in your area
If you don't love your Clever partner agent, you can request to meet with another, or shake hands and go a different direction. We offer this because we're confident you're going to love working with a Clever Partner Agent.