5 Best Kentucky Flat-Fee MLS Companies

If you're selling your home for sale by owner (FSBO) in Kentucky, hiring a flat-fee MLS service can help you increase your listing's visibility without breaking the bank.

The average commission rate for full-service listing agents in the The Bluegrass State is approximately 3%. Based on the median sale price for Kentucky homes, as of November 2019, that translates to about $5,430.

In contrast, typical rates for flat-fee MLS companies in Kentucky are in the $249 to $999+ range. The most basic plans can be as low as $50 to $99, while more comprehensive services range upwards of $1,000 to $3,000.

It's important to remember that every Kentucky flat-fee MLS service is different. When evaluating offerings, be sure to read the fine print: look at things like the length of the listing term (and how much it costs to extend); whether there's a fee to make changes to your listing; how many photos are allowed; the policy on buyer's agent commission; and more.

>> LEARN more about flat-fee MLS services and how to evaluate them.

To help you make the right choice, Clever has picked some of the top flat-fee MLS services across the state of Kentucky.

Top Kentucky Flat-Fee MLS Companies in 2020

Kentucky Flat Fee

Kentucky Flat Fee

Price Range

$399 + $799 at closing

Number of Photos

35

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Kentucky Flat Fee is a licensed, Kentucky real estate brokerage that specializes in flat-fee MLS listing services
  • Offers listings for Bowling Green, Louisville, and surrounding counties
  • 35 professional photos and video tour included in base package
  • Cancel anytime
  • Kentucky Flat Fee also offers public and online auction services for selling you home

$399 + $799 at closing - Flat Fee Listing Plan

  • 6-month listing on the MLS
  • 35 photos
  • Listing syndicated to Realtor.com, Zillow, Trulia, and more
  • Professional photography and video tour
  • Electronic lockbox
  • Cancel anytime
  • Offer and negotiation assistance
  • Online appointment service
  • Inspection assistance
  • Transaction management website
  • Yard sign


Kentucky Flat Fee also offers public and online auction services for selling you home

Pros

  • 35 professional photos and video tour included in base package
  • Electronic lockbox
  • Cancel anytime
  • Online appointment service

Cons

  • No built-in home valuation
  • Access to buyer inquiries unclear
  • N/A — as of August 11, 2020, no third-party review information was available for Kentucky Flat Fee. We will update when this information becomes available.
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Mink Realty

Mink Realty

Price Range

$299-999

Number of Photos

6-50

Listing Term

6-12 months

Description
Pricing
Pros & Cons
Reviews
  • Mink Realty is a licensed real estate brokerage offering flat-fee MLS listing services to Kentucky and Southern Indiana
  • Market analysis included
  • Cancel anytime
  • Listing typically goes live in 48 hours
  • You choose the buyer’s agent commission (2.5%-3%)
  • Practices dual agency (if an unrepresented buyer buys your home, Mink Realty will represent you and them and claim the buyer’s agent commission)
  • Buyer and agent inquiries forwarded to you
$299 - Silver
  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • 6 photos
  • Yard sign
  • Buyer leads forwarded to you
  • Cancel anytime
$999 - Platinum
  • Same as Gold package, plus:
  • 12-month listing on MLS
  • Contract review, offer advice
  • Assistance with negotiations and inspections
  • Review of closing documents
$499 - Gold
  • Same as Silver package, plus:
  • 6-month listing on MLS
  • 50 photos
  • Lockbox
  • Email support
  • Video tour
  • 1 open house ad
  • Social media marketing
  • Agent feedback service


Additional a-la-carte services include: professional photos, open house sign, listing on a second MLS, rush service, additional open house ads, lockboxes, and more

Pros

  • Work directly with the broker, not a referral service
  • Buyer leads forwarded to you

Cons

  • No built-in market analysis
  • Doesn’t offer full coverage in Indiana or Kentucky — see website for details on specific MLS access

As of August 17, 2020. Mink Realty has an average rating of 4.9/5 based on 17 reviews across Facebook and Zillow.

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National Flat-Fee MLS Services & Brokers Operating in Kentucky

Flat Fee Realty

Flat Fee Realty

Price Range

$249

Number of Photos

6

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Flat Fee Realty is a nationwide flat-fee MLS referral service, licensed in Connecticut, that connects you with Kentucky brokers and agents who will list your home on the MLS for a pre-negotiated rate
  • You set buyer’s agent commission
  • MLS photo upgrade available for $50
  • State disclosures and forms available
  • Unlimited listing changes
  • Buyer leads forwarded to you
  • Refund available within 30 days of purchase

$249 - MLS Listing package

  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • 6 Photos
  • Free state disclosures
  • Unlimited listing changes
  • No cancellation fee
  • Buyer leads forwarded to you


MLS photo upgrade available for $50

Pros

  • Unlimited listing changes
  • No cancellation fee
  • Free state disclosures
  • Buyer leads forwarded to you
  • Refund available within 30 days of purchase

Cons

  • No built-in home valuation or market analysis
  • Limited coverage in rural areas

As of August 11, 2020, no third-party reviews exist for Flat Fee Realty. We will update when this information becomes available.

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FSBO.com

FSBO.com

Price Range

$399.95 (+ $299 at closing)

Number of Photos

6

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • FSBO.com is a flat-fee MLS referral service that connects you with licensed brokerage MLSmart Realty, LLC. MLSmart Realty then refers you to a regional Kentucky broker who will list your home on your local MLS for a pre-negotiated rate
  • Set your own buyer’s agent commission (FSBO.com recommends 2-3%)
  • Edit or cancel anytime (may include an additional fee)
  • Additional $299 paid at closing to cover state’s minimum service requirements

$399.95 + $299 at closing - Kentucky Flat Fee MLS

  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • 6 MLS photos ($5 per each additional photos)
  • Yard sign
  • FSBO.com Listing
  • Unlimited photos on FSBO.com
  • Video Upload on FSBO.com

Pros

  • Set your own buyer’s agent commission

Cons

  • Only one package to choose from
  • No home valuation included

As of August 12, 2020, FSBO.com has an average rating of 4.9/5 based on 26 reviews on Zillow and an A+ rating with Better Business Bureau.

Note: As a referral service, the reviews and service quality of your local FSBO.com broker may vary. Be sure to research your broker before signing a listing agreement.

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Houzeo

Houzeo

Price Range

$329-429 (+$200 at closing)

Number of Photos

6 to max allowed

Listing Term

3-6 months

Description
Pricing
Pros & Cons
Reviews
  • Houzeo is a flat-fee MLS referral service that connects you with Kentucky brokers and agents who will list your home on your local MLS for a pre-negotiated rate
  • Draft your listing, upload photos, set your price, and sign MLS contracts via Houzeo’s online dashboard
  • Autofills listing details using publicly available info about your home to expedite the listing process
  • Home valuation not included in service
  • Does not require that you offer buyer’s agent commission
  • Listing is typically live within 24 hours of submission
$329 - Bronze
  • 3-month listing on MLS
  • 6 Photos
  • Virtual tour
  • $25 for each listing change
  • Syndicated to Zillow, Trulia, Realtor.com, and more
$359 - Silver
  • Same as Bronze plan, plus:
  • 6-month listing on MLS
  • 24 Photos
  • 10 free listing changes
  • Select and communicate with Escrow Agent

$429 - Gold
  • Same as Silver plan, plus:
  • Max photos allowed by MLS
  • Federal and state disclosures forms














All plans require an additional $200 at closing to cover Kentucky's minimum service requirements.

Pros

  • Free cancellation anytime (no refunds)
  • Freedom to specify any buyer’s agent commission
  • Listings typically go live within 24 hours

Cons

  • Limited coverage in rural areas
  • “Free changes” only apply to listing’s price, status, and property description; $10 for additional changes

As of August 10, 2020, Houzeo has an average rating of 4.8/5 based on 21 reviews on Google.

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Alternatives to Flat-Fee MLS in Kentucky

The Kentucky real estate market is increasing rapidly. According to Zillow, the median home value rose 5.4% over the past year and is expected to see an increase of 4.4% in 2020. To realize your home's full value (or ideally more), it's important to weigh all of your options for selling before making a final decision.

Quick Tip: Don't let upfront "savings" cost you thousands when you sell your home...

Yes, a flat-fee MLS service can save you money on commission — if you know what you're doing. However, homes listed "For Sale By Owner" with an MLS service typically sell for thousands less than agent-assisted homes. 

Plus, there's no guarantee your home actually sells. Since flat-fee MLS services are paid upfront, that means you're out the hundreds of dollars you already spent. 

The Alternative: List with Clever and get a top agent for a reduced rate. 

At Clever, our free service connects you to top-rated agents from name brands like Keller Williams, RE/MAX, Century 21, and more — full-service agents with a proven record of selling fast, for top dollar. 

You pay $0 upfront. So if you don't see the value when you talk to an agent, you're free to walk away. No strings attached. But if you do decide to work with any agent, you'll also get an exclusive low rate — a flat $3,000 or a reduced commission of just 1%.

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