The 5 Most Affordable Places to Live In Washington State

Jamie Ayers


Jamie Ayers

October 22nd, 2021
Updated October 22nd, 2021


Finding the most affordable places to live in Washington is challenging even if you're a native. State-wide, Washington has a median home value of $619,600. When you add in maintenance costs and property taxes, it can be difficult for many to buy and own a home. Because of that, we scoured the data to find the most affordable cities in Washington, looking at median home prices, cost of living, and other factors to find your best options.

Looking for the most affordable places in Washington is a start, but you'll save even more money by working with a great agent. The top Washington real estate agents know the local market and where to find pockets of more affordable homes. They can also help negotiate a better price when you do find your dream home.

Ready to buy? Clever is a free service that connects you with the best real estate agents in Washington from top brokers, like Keller Williams and RE/MAX.

With a Clever agent, you'll get instant MLS alerts on affordable Washington homes, on-demand showings, and an expert negotiator on your side. Even better? Eligible home buyers get a check for up to 0.5% of the purchase price back after closing!

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Ready to learn more about the most affordable places in Washington? These are our top picks.

1. Spokane

Spokane is the birthplace of Father’s Day and the home of the Spokane Falls, a roaring waterfall located right in the city. The local market has experienced a lot of growth recently, with the median home value rising 11.4% just in the past year. Currently, the median home value is $212,400, and it’s expected to rise another 7.3% over the next year.

This vibrant northwestern city is full of trendy restaurants and fine dining experiences fit for any palate. When the sun sets, there’s a city full of music, bars, and nightlife to enjoy, and that’s not to mention the breathtaking nature that surrounds the city.

2. Yakima

Situated just 60 miles from the beautiful Mount Rainier, this city in central Washington is the seventh most populous in the state and home to many local apple, wine, and hop producers in the surrounding area.

Yakima, named after the Native Americans that lived there prior to colonization, is an affordable city with a median home value of just $228,400. Like Spokane, this city has seen astronomical growth over the past year, with home values appreciating by 10%. The trend is expected to continue throughout the coming year with an expected growth of 6%.

Due to its location in the middle of Washington’s wine country, Yakima is a prime choice for sommeliers. Its proximity to one of the nation’s most beloved state parks, Mount Rainier State Park, also makes it a fantastic option for nature lovers.

Finding a home to buy here is easier with a local agent! With Clever, you'll find a great Washington realtor who can help with your home search.

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3. Tacoma

This port city located in the northwest of Washington is best known for the Museum of Glass, which features works by world-famous glass artist Dale Chihuly. The locality has a clear interest in the arts and culture, as this mid-sized city of approximately 200,000 is also home to the Tacoma Art Museum.

Home values in Tacoma have been on the up and up, with the median home value increasing 10% in just the past year. The current median home value in the city is $312,200, and it’s expected to increase another 5.3% this year.

Like most places in Washington, Tacoma is near to spectacular scenery, including Mount Rainier and Olympic National Park. Those who want to live immersed in natural beauty will not be disappointed.

4. Vancouver

Located right on the Oregon-Washington border, this mid-sized city is just 15 minutes by car from Portland and a couple hours from Mount Hood. Vancouverites truly have the best of both worlds, as they can enjoy the rich culture of Vancouver and Portland, while taking in the vast natural beauty around them.

The current median home value in the city is $321,200, which represents a 6.4% increase since last year. The market is fairly neutral right now, but housing values are expected to grow another 2.4% this year. Since the market isn’t as competitive as Spokane, Yakima, or Tacoma, buyers may be able to get a better bargain here.

» FIND: Top Real Estate Agents in Washington

5. Bellingham

Bellingham is a coastal city situated right below the Canadian border. The city is full of — you guessed it — awe-inspiring nature. Residents are treated to phenomenal views of the snow-capped Mount Baker to the east and the soothing sights of Bellingham Bay to the west. As its name suggests, Bellingham truly offers its residents the chance to live “la belle vie”: the beautiful life.

Housing prices are a bit steeper in this city, but it’s still one of the cheapest cities in the state, and good bargains can be found. The market is hot, with the median home value sitting at $431,100, which is a 9.9% increase in the past year. Home values are expected to rise another 5% this year, so Bellingham is a great place to invest in a home.

How to find affordable homes in Washington

Whether you want to live in a bustling Washington metro area or a tranquil small town, there's plenty to love in Washington. Working with a local real estate agent is the best way to find the most affordable places to live in Washington.

Ready to start house hunting? Clever is a free service that can match you with the best realtors in Washington. And, when you buy with a Clever partner agent, you could get 0.5% of your purchase price back as a check after closing. On a $300,000 home, that's an extra $1,500 back in your pocket. That's real money!

👋 Next steps: Talk to an expert

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