The 15801 zip code in DuBois tops our ranking of the most affordable places to live in Pennsylvania.
We looked at 404 zip codes in the state, evaluating home values, rental costs, energy rates, property taxes, and five other affordability indicators. We used the data we gathered to calculate our proprietary Affordability Score for each zip code.
Top 10 most affordable places to live in Pennsylvania
| Rank | City | Affordability Score | Median home value | Rental costs |
|---|---|---|---|---|
| 1 | DuBois 🥇 | 100.0 | $171,295 | $1,007 |
| 2 | New Brighton 🥈 | 97.3 | $150,709 | $1,023 |
| 3 | Altoona 🥉 | 96.7 | $130,641 | $979 |
| 4 | Clairton | 96.0 | $159,586 | $1,235 |
| 5 | Uniontown | 95.6 | $155,312 | $931 |
| 6 | Jeannette | 95.0 | $172,953 | $1,052 |
| 7 | Windber | 94.3 | $111,219 | $1,606 |
| 8 | Pittsburgh | 94.1 | $214,413 | $1,324 |
| 9 | Bradford | 93.9 | $105,207 | $1,606 |
| 10 | Clearfield | 93.8 | $132,410 | $1,606 |
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1. DuBois
Here's why the 15801 zip code in DuBois is Pennsylvania's most affordable place to live.
🔎 Key data about DuBois
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 100.0 | No. 1 | N/A |
| Median home value | $171,295[1] | No. 66 | -$153,585.87 |
| Home affordability ratio | 2.5 | No. 34 | -1.3 |
| Home value five-year change | 16.0%[2] | No. 57 | -13.5% |
| Home value one-year forecast | -3.5%[3] | No. 5 | -4.0% |
| Rental costs | $1,007[4] | No. 15 | -$599 |
| Rent affordability ratio | 1.49% | No. 35 | -0.4% |
| Median household income | $67,583[5] | No. 280 | -$16,985 |
| Property taxes | $2,051[6] | No. 70 | -$1,768 |
| Energy costs | $0.13 kWh[7] | No. 249 | $0.00 |
DuBois's 15801 zip code is the cheapest place to live in Pennsylvania, leading the 404 markets we evaluated.
The median home value is $171,295, making it the 66th-cheapest housing market in the state. Forecasts project a -3.5% change in home values in the next year. Rent in the zip code averages $1,007 per month, which is the 35th cheapest amount in Pennsylvania.
The median property tax for homeowners in DuBois is $2,051 per household, the No. 70 ranked market in Pennsylvania.
Residents pay $0.13 per kWh of electricity, which ranks No. 249 among Pennsylvania markets.
2. New Brighton
The 15066 zip code is the 2nd-cheapest place to live in Pennsylvania.
🔎 Key data about New Brighton
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 97.3 | No. 2 | N/A |
| Median home value | $150,709[8] | No. 39 | -$174,172.42 |
| Home affordability ratio | 2.4 | No. 24 | -1.5 |
| Home value five-year change | 11.2%[9] | No. 35 | -18.2% |
| Home value one-year forecast | -1.3%[10] | No. 39 | -1.8% |
| Rental costs | $1,023[11] | No. 17 | -$583 |
| Rent affordability ratio | 1.60% | No. 59 | -0.3% |
| Median household income | $63,836[12] | No. 303 | -$20,732 |
| Property taxes | $2,262[13] | No. 82 | -$1,557 |
| Energy costs | $0.17 kWh[14] | No. 336 | $0.03 |
New Brighton's 15066 zip code has a median home value of $150,709, which is the 39th-cheapest housing market in Pennsylvania. You can rent for an average of $1,023 per month. That's the 17th-cheapest price in the state.
The average household income in the zip code is $63,836, which ranks 303rd-highest in the state.
Homeowners in New Brighton pay a median property tax of $2,262 per year, making it the 82nd-most affordable market in Pennsylvania.
New Brighton ranks No. 336 among Pennsylvania energy markets. You'll pay $0.17 per kWh of electricity.
3. Altoona
The 3rd-cheapest place to live in Pennsylvania is Altoona's 16602 zip code.
🔎 Key data about Altoona
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 96.7 | No. 3 | N/A |
| Median home value | $130,641[15] | No. 21 | -$194,239.53 |
| Home affordability ratio | 2.4 | No. 25 | -1.5 |
| Home value five-year change | 16.0%[16] | No. 59 | -13.5% |
| Home value one-year forecast | -1.3%[17] | No. 39 | -1.8% |
| Rental costs | $979[18] | No. 11 | -$627 |
| Rent affordability ratio | 1.78% | No. 104 | -0.1% |
| Median household income | $55,046[19] | No. 357 | -$29,522 |
| Property taxes | $1,393[20] | No. 17 | -$2,426 |
| Energy costs | $0.15 kWh[21] | No. 326 | $0.02 |
The No. 21 cheapest housing market in Pennsylvania is Altoona's 16602 zip code, with a median home value of $130,641. Rents in the market average $979 per month, making it the 11th-most affordable rental market in the state.
The median property tax for households in Altoona is $1,393, which makes it the 17th-cheapest place in Pennsylvania. Altoona ranks No. 326 among Pennsylvania markets by energy costs. Residents pay $0.15 per kWh of electricity.
4. Clairton
The 15025 zip code in Clairton comes in at No. 4 on our list of the cheapest places to live in Pennsylvania.
🔎 Key data about Clairton
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 96.0 | No. 4 | N/A |
| Median home value | $159,586[22] | No. 49 | -$165,294.98 |
| Home affordability ratio | 2.1 | No. 10 | -1.8 |
| Home value five-year change | 13.4%[23] | No. 45 | -16.0% |
| Home value one-year forecast | -1.5%[24] | No. 17 | -2.0% |
| Rental costs | $1,235[25] | No. 50 | -$371 |
| Rent affordability ratio | 1.61% | No. 62 | -0.3% |
| Median household income | $76,531[26] | No. 212 | -$8,037 |
| Property taxes | $3,331[27] | No. 190 | -$488 |
| Energy costs | $0.17 kWh[28] | No. 336 | $0.03 |
The No. 49 cheapest housing market in Pennsylvania is Clairton's 15025 zip code, where the median home value is $159,586. Renters here pay an average of $1,235 per month.
When it comes to energy costs, Clairton ranks 336th among Pennsylvania markets. Residents pay $0.17 per kWh of electricity.
The median property tax for households in the zip code is $3,331, which makes it the 190th-cheapest market in Pennsylvania.
5. Uniontown
The 15401 zip code in Uniontown ranks No. 5 among Pennsylvania's most affordable places to live.
🔎 Key data about Uniontown
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 95.6 | No. 5 | N/A |
| Median home value | $155,312[29] | No. 48 | -$169,568.48 |
| Home affordability ratio | 2.9 | No. 82 | -1.0 |
| Home value five-year change | 11.8%[30] | No. 39 | -17.6% |
| Home value one-year forecast | -1.2%[31] | No. 60 | -1.7% |
| Rental costs | $931[32] | No. 7 | -$674 |
| Rent affordability ratio | 1.73% | No. 89 | -0.2% |
| Median household income | $53,925[33] | No. 363 | -$30,643 |
| Property taxes | $1,699[34] | No. 39 | -$2,120 |
| Energy costs | $0.13 kWh[35] | No. 249 | $0.00 |
Uniontown's 15401 zip code has a median home value of $155,312, the 48th-cheapest market in the state. Forecasts project a -1.2% change in home values in the next year.
The median property tax per household in Uniontown is $1,699. It's the 39th-cheapest market by tax rate in Pennsylvania.
6. Jeannette
The No. 6 most affordable place to live in Pennsylvania is the 15644 zip code.
🔎 Key data about Jeannette
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 95.0 | No. 6 | N/A |
| Median home value | $172,953[36] | No. 71 | -$151,927.59 |
| Home affordability ratio | 2.7 | No. 48 | -1.2 |
| Home value five-year change | 23.7%[37] | No. 111 | -5.7% |
| Home value one-year forecast | -1.2%[38] | No. 60 | -1.7% |
| Rental costs | $1,052[39] | No. 21 | -$554 |
| Rent affordability ratio | 1.63% | No. 65 | -0.3% |
| Median household income | $64,684[40] | No. 300 | -$19,884 |
| Property taxes | $2,047[41] | No. 69 | -$1,772 |
| Energy costs | $0.13 kWh[42] | No. 249 | $0.00 |
The back half of our top 10 kicks off with Jeannette's 15644 zip code, which has the 71st-cheapest home values in Pennsylvania. The median home value is $172,953. Rents average $1,052 per month, making it the 21st-most affordable rental market in the state.
Residents pay $0.13 per kWh of electricity. It's the 249th-cheapest energy market.
7. Windber
Windber's 15963 zip code is the 7th-cheapest place to live in Pennsylvania.
🔎 Key data about Windber
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 94.3 | No. 7 | N/A |
| Median home value | $111,219[43] | No. 10 | -$213,662.28 |
| Home affordability ratio | 1.8 | No. 6 | -2.0 |
| Home value five-year change | 9.1%[44] | No. 27 | -20.4% |
| Home value one-year forecast | -2.3%[45] | No. 8 | -2.8% |
| Rental costs | $1,606[46] | No. 146 | $0 |
| Rent affordability ratio | 1.90% | No. 134 | 0.0% |
| Median household income | $61,566[47] | No. 315 | -$23,002 |
| Property taxes | $1,399[48] | No. 18 | -$2,420 |
| Energy costs | $0.14 kWh[49] | No. 303 | $0.01 |
You'll find the 10th-cheapest home values in Pennsylvania in Windber's 15963 zip code. The median value: $111,219. Renters in Windber pay an average of $1,606 per month.
Homeowners in Windber pay a median property tax of $1,399 per year, which is Pennsylvania's 18th-most affordable market.
The average household income is $61,566, which ranks 315th-highest in the state.
8. Pittsburgh
The 8th-cheapest place to live in Pennsylvania is Pittsburgh's 15216 zip code.
🔎 Key data about Pittsburgh
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 94.1 | No. 8 | N/A |
| Median home value | $214,413[50] | No. 120 | -$110,468.06 |
| Home affordability ratio | 2.7 | No. 45 | -1.2 |
| Home value five-year change | 9.9%[51] | No. 30 | -19.6% |
| Home value one-year forecast | -1.4%[52] | No. 25 | -1.9% |
| Rental costs | $1,324[53] | No. 73 | -$282 |
| Rent affordability ratio | 1.65% | No. 74 | -0.3% |
| Median household income | $80,313[54] | No. 187 | -$4,255 |
| Property taxes | $2,720[55] | No. 132 | -$1,099 |
| Energy costs | $0.17 kWh[56] | No. 336 | $0.03 |
The 120th-cheapest housing market in Pennsylvania is Pittsburgh's 15216 zip code, with a median home value of $214,413. Renters pay an average of $1,324 per month, the No. 73 rental market in the state.
The median property tax for households in Pittsburgh is $2,720, which makes it the 132nd-cheapest place in Pennsylvania. The average household income of $80,313 ranks 187th.
9. Bradford
Bradford's 16701 zip code sneaks into the top ten of Pennsylvania's most affordable places to live.
🔎 Key data about Bradford
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 93.9 | No. 9 | N/A |
| Median home value | $105,207[57] | No. 9 | -$219,674.09 |
| Home affordability ratio | 1.6 | No. 4 | -2.2 |
| Home value five-year change | 14.4%[58] | No. 49 | -15.1% |
| Home value one-year forecast | -2.4%[59] | No. 6 | -2.9% |
| Rental costs | $1,606[60] | No. 146 | $0 |
| Rent affordability ratio | 1.90% | No. 134 | 0.0% |
| Median household income | $65,102[61] | No. 298 | -$19,466 |
| Property taxes | $1,899[62] | No. 54 | -$1,920 |
| Energy costs | $0.13 kWh[63] | No. 249 | $0.00 |
The 9th-cheapest housing market in Pennsylvania is Bradford's 16701 zip code, where the median home value is $105,207. Renters pay an average of $1,606 per month. It's the state's 146th-cheapest rental market.
The median property tax for households within the zip code is $1,899, which makes it the 54th-cheapest property tax rate in Pennsylvania.
10. Clearfield
The final spot on our list of the most affordable places to live in Pennsylvania goes to the 16830 zip code in Clearfield.
🔎 Key data about Clearfield
| Data point | Value | Rank (out of 404 markets) | Difference from median or average |
|---|---|---|---|
| Affordability Score | 93.8 | No. 10 | N/A |
| Median home value | $132,410[64] | No. 22 | -$192,471.08 |
| Home affordability ratio | 2.3 | No. 17 | -1.6 |
| Home value five-year change | 3.0%[65] | No. 7 | -26.5% |
| Home value one-year forecast | -3.7%[66] | No. 4 | -4.2% |
| Rental costs | $1,606[67] | No. 146 | $0 |
| Rent affordability ratio | 1.90% | No. 134 | 0.0% |
| Median household income | $58,304[68] | No. 338 | -$26,264 |
| Property taxes | $1,781[69] | No. 44 | -$2,038 |
| Energy costs | $0.13 kWh[70] | No. 249 | $0.00 |
The 22nd-most affordable market in Pennsylvania is Clearfield's 16830 zip code. The median home value is $132,410. Rent in the market costs $1,606 per month on average, making it the 146th-most affordable rental market in Pennsylvania.
The median property tax for households in Clearfield is $1,781, which is the 44th-cheapest property tax rate in the state.
Clearfield ranks No. 249 among Pennsylvania markets by energy costs, with households paying $0.13 per kWh of electricity.
How we ranked the most affordable places in Pennsylvania
We evaluated 404 zip codes in Pennsylvania with a population over 10,000 on nine metrics. We then assigned each market an Affordability Score based on its weighted and combined rankings.
Our proprietary Affordability Score is a score on a scale of 0 (worst in state) to 100 (best in state) that estimates the affordability of a particular zip code. It takes into account these key data points for each zip code.
- Median home value: The median home value for each zip code comes from the Zillow Home Value Index. The lower the median home value relative to the median value in Pennsylvania, the higher our score on this component. We assign a weight of 13.0% to median home value.
- Home affordability ratio. The home affordability ratio is the typical median home value divided by the median household income in the zip code, which reveals the number of years of household income needed to afford a home in that zip code. A lower ratio is better because it means more households can afford a home. The data comes from the Zillow Observed Rent Index and the U.S. Census American Community Survey. We assign a weight of 28.0% to the home affordability ratio.
- Home value five-year change: The home value five-year change is the amount that the median home value in the zip code has risen or fallen during the last five years. Our data comes from the Zillow Home Value Index. We assign a weight of 10.0% to the home value five-year change.
- Home value one-year forecast: The home value one-year forecast comes from Zillow Forecast data. It projects how much home values in the zip code are forecasted to change in the next year. We assign a weight of 8.0% to the home value one-year forecast.
- Rental costs. The rental costs are the observed rents in the zip code, sourced from the Zillow Observed Rent Index. The index includes "listed rents that fall into the 40th to 60th percentile range for all homes and apartments in a given region." We assign a weight of 7.0% to rental costs.
- Median household income: The inflation-adjusted median household income figures for the zip code comes from the U.S. Census American Community Survey. We assign a weight of 5.0% to median household income.
- Rent affordability ratio. The rent affordability ratio is the ratio of rental costs divided by median household income, which provides the percentage of household income needed to pay a typical month’s rent in the zip code. The data comes from the Zillow Observed Rent Index and the U.S. Census American Community Survey. We assign a weight of 17.0% to the rent affordability ratio.
- Property taxes: The property tax figures are the median real estate taxes paid in the zip code, sourced from the U.S. Census American Community Survey. The lower the property tax rate relative to the Pennsylvania average, the higher our score on this component. We assign a weight of 8.0% to property taxes.
- Energy costs: The energy costs are the costs of a kilowatt hour (kWh) of residential electricity in the zip code, sourced from the U.S. Department of Energy. The lower the cost of electricity relative to the Pennsylvania average, the higher our score on this component. We assign a weight of 4.0% to energy costs.
✍️ Editor’s note: Our Affordability Score identifies the most affordable places in a state by zip code. Often the zip code we identify will represent an entire city or portion of a city.
Occasionally the zip code we identify will encompass an area that includes one or more small towns. In these cases, the data we’ve gathered applies to the entire zip code, not just the single town we’re using to help identify the zip code's location.
If you’re looking to move to one of these affordable places, we recommend doing additional research to make sure the costs in the area — and the quality of life it offers — meet your specific needs.
