The Best Time to Buy a House in Pennsylvania

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By Clever Real Estate Updated January 17, 2023


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When's the best time to buy a home in Pennsylvania? It depends on what you're looking for, like low listing prices or low mortgage rates.

In recent years, listing prices for homes in Pennsylvania were lowest in January. On average, homes were $37,880 less expensive. While in October — the month with the highest prices — listing prices were $31,951 more than the annual average.

Mortgage rates, on the other hand, were lowest in December. But with interest rates on the rise, it pays to explore your options with a trusted mortgage provider to make sure you get the best rate possible.

Read on to find out which time of year will give you the most options and the biggest savings when buying a house in Pennsylvania.

Getting started

If you're interested in buying a home in Pennsylvania, start by connecting with a realtor who knows the local market. The real estate market can shift quickly, and a knowledgeable realtor will keep you up to date on the best places and times to buy.

To find an agent, try a free service like Clever Real Estate. Clever matches you with top agents from trusted brands like RE/MAX and Keller Williams.

Interview as many agents as you'd like until you find the perfect fit, or walk away at any time with no obligation. Add your zip code below to request hand-picked agent matches today!

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The best time to buy a house in Pennsylvania

If you're hoping to purchase a home at a discount, the best time of year to buy in Pennsylvania is generally the winter and fall. During the cold months, typically there's less competition from other buyers and more motivation for sellers to sell quickly, so you may be able to negotiate a good deal.

While this is a general rules of thumb, it's important to remember that price trends can vary from city to city — and there may even be anomalies within certain neighborhoods. The best way to find a home in your target market is to connect with a local realtor. They'll help you navigate the ins and outs of your market and find the best time to buy a house in Pennsylvania.

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The best place to find a home in Pennsylvania

There's no shortage of areas home buyers find appealing in Pennsylvania, but people tend to seek out the following locations in particular.

Bradford Woods

Bradford Woods is a suburb of Pittsburgh with a population of 1,154. Thanks to its proximity to excellent public schools, the area is popular among families. You'll find a lot of options when it comes to restaurants, coffee shops, and parks. The median home value is $299,100, and 94% of the residents own their homes.


Boalsburg is another charming suburb with unique restaurants and coffee shops. The area appeals to young professionals, young couples, and people who want outdoor activities nearby. The population is 4,533, the median home value is $269,300, and 81% of residents own their homes.


Houserville has it all, from great schools and a vibrant nightlife to plentiful outdoor activities. The area is popular among young professionals and active retirees alike. Currently, 2,019 people call Houserville home. The median home value is $215,500, and 83% of residents own their homes.


This family-friendly location is quiet and safe, with a population of 1,089. Residents appreciate its great public schools and proximity to nearby outdoor activities and parks. The area is particularly popular among retirees. The median home value is $188,300, and 90% of residents own their homes.


This vibrant suburb of Philadelphia is great for job-seekers and families alike. It has a sound job market, great public schools, and many outdoor activities and unique restaurants. Chesterbrook is popular among families and retirees, and it’s home to 4,675 people. The median home value is $318,400, and 77% of residents own their homes.

Four ways to get a great deal on a home in Pennsylvania

1. Find a great Pennsylvania real estate agent

To find the best deal, work with an experienced local real estate agent. Your agent will advocate for you throughout the home buying process, from helping you search for homes to negotiating with the seller on your behalf.

2. Determine what you need and want in a house

Before you start house hunting, make sure you know what you're looking for. Work with your realtor to solidify an appropriate budget and establish your must-haves. Doing this work up front will help your agent search for the right home efficiently and effectively.

3. Find a lender and secure financing

Unless you plan to buy your home with cash, you'll need to apply for a mortgage. For most home buyers in Pennsylvania, interest rate is one of the biggest factors when choosing a lender. Doing some upfront research and comparing options to find the best rate could save you tens of thousands of dollars over the life of your loan.

For example, in Pennsylvania a typical house is worth $211,000. Assuming a 20% down payment, if you took out a 30-year mortgage for 3.5%, your monthly payment would be $753. But if you shopped around and found a 3% mortgage, your monthly payment would drop to about $712.

4. Negotiate for the best possible price

Once you find a home you're serious about, your real estate agent can help you make a realistic yet competitive offer. They'll also help you navigate post-inspection negotiations, ensuring that you pay a fair price in the current market conditions.

If you're looking for a realtor, Clever can connect you with the top buyer's agents in your area for a free, no-obligation consultation.

Fill out our online form, and a Clever representative will reach out to get the process started and answer any questions.

👋 Find your perfect agent now!

Finding a great local realtor is the first step in making your home buying dreams a reality. Our free service matches you with top agents from trusted brands like Keller Williams and RE/MAX.

Enter your zip code to request hand-picked agent matches in minutes. Compare your options until you find the perfect fit, or walk away with no obligation. Try Clever's free service today!

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