The Best Time to Buy a House in Pennsylvania

Clever Real Estate


Clever Real Estate

June 16th, 2022
Updated June 16th, 2022


Pennsylvania is a culturally rich and vibrant place to live. But finding a home can be a long and sometimes frustrating process. However, knowing when to buy is half the battle. Here’s a guide to the best time to buy in Pennsylvania.

best time to buy pennsylvania

Buying a house is a stressful and emotional process. You'll likely have to spend weeks touring properties, fill out hundreds of forms, and invest a large chunk of your savings to secure the right house.

One way to make buying a house easier is starting the process at the right time. In Pennsylvania, housing inventory, mortgage rates, and market trends vary from month to month.

For example, this year listing prices for homes in Pennsylvania were lowest in January. On average, homes were $37,880 less expensive. While in October — the month with the highest prices — the listing prices were $31,951 more than the annual average.

In truth, the best time to buy a house really depends on your priorities and situation. Read on to find out which time of year will give you the most options and the biggest savings when buying a house in Pennsylvania.

Best Month For

Listing price
10.5% lower than average
Housing inventory
17.6% more homes to choose from
Mortgage rates
2.93% interest for 30-year mortgage data (10/1/2020)
Bankrate data (12/1/2020)

If you're interested in buying a home, the first step in the home buying journey is to find an experienced realtor who's an expert in your local market. The right agent can help you find the best house for your budget and priorities - and negotiate a winning offer so you don't miss out on your dream home.

The easiest way to find a great local realtor is to use a free service like Clever Real Estate. Clever matches home buyers like you with top agents in your area so you can compare your options and choose a realtor who's the right fit for you.

You can interview multiple agents until you find the perfect fit, or walk away at any time - Clever's service is 100% free with no obligation. Fill out the form below to instantly request hand-picked agent matches now!

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Best Time of Year to Buy in Pennsylvania

The best time of year to buy a house in Pennsylvania tends to be during the winter and fall. The spring and summer seasons also have good deals, but there also tends to be more competition. For this reason, fall and winter tend to be the best seasons for combined deals, availability, and savings.

Holidays are also generally a good time to buy a home. Most people are busy with holiday activities, so there's less competition for buyers. Sellers who sell their home in the winter often want to get rid of it quickly, so you can usually negotiate a pretty good deal.

The current market in Pennsylvania is a little bit difficult at the moment. However, that doesn't mean that you can't find a great home at a great price. Here are a few of the most sought out areas in Pennsylvania.

Best Place to Find a Home in Pennsylvania

There's no shortage of areas that home buyers find appealing in Pennsylvania. However, the following locations tend to be some of the most sought out in the state. Here are five of the best places to buy a home in Pennsylvania.

Bradford Woods

Bradford Woods is a suburban area near Pittsburgh, Pennsylvania. It's very popular among families thanks to its proximity to excellent public schools. There's much to do here in the way of restaurants, coffee shops, and parks. It has a population of 1,154 people. The median home value is $299,100 and 94% of the residents own their homes.


Boalsburg is another charming suburban area with a great selection of unique restaurants and coffee shops. It's also a great location for people who are interested in having access to nearby outdoor activities and living an active and healthy lifestyle. It's often preferred among young professionals and young couples. It has a population of 4,533 people, a median home value of $269,300, and 81% of residents own their homes.


Houserville has it all. From great schools and a vibrant nightlife to plentiful outdoor activities and locations for nature-lovers, there’s nothing you could want that Houserville doesn’t offer. It’s popular among young professionals and active retirees alike. Currently, 2,019 people call Houserville home. The median home value is $215,500, and 83% of residents own their homes.


This family-friendly location is quiet and safe. Its 1,089 residents appreciate its family-oriented atmosphere, great public schools, and the proximity to nearby outdoor activities and parks. Avonia is popular among retirees. The median home value here is $188,300 and 90% of residents own their homes.


This vibrant suburb of Philadelphia is great for job-seeker and families alike. It has a sound job market, great public schools, and all the outdoor activities and unique restaurants that other areas in Pennsylvania have to offer, as well.

Chesterbrook is popular among families and retirees, and it’s home to 4,675 people. The median home value is $318,400, and 77% of residents own their homes.

4 Ways to Get a Great Deal on a Home in Pennsylvania

While knowing the right time to buy is a pivotal factor in obtaining a great deal, there are a few other things you can do, too. With a little strategy, you can find a good deal on the Pennsylvania home of your dreams.

Find a Great Pennsylvania Real Estate Agent

Working with an experienced local buyer’s agent who has in-depth knowledge about the particular area you’re interested in buying is a critical part of obtaining the best deal. An agent can advocate for you throughout the entire home buying process. They can also tailor your search to your specific needs and make sure you find a deal that is in line with your goals and objectives.

Assess Your Needs and Lay Out Your Goals

Knowing what to look for when buying a home can make the difference between landing your dream home and missing out. Working with a local real estate agent to work out exactly what you need in a property can help you clarify your requirements and develop a strategic plan for success. Your agent can work with you to determine an appropriate budget, help you establish your must-haves, and help you begin your search.

Find a Lender and Secure Financing

Unless you plan to buy your home with cash, you'll need to apply for a mortgage. For most home buyers in Pennsylvania, interest rates are among the biggest factors when choosing a lender. Doing a little upfront research and comparing options to find the best rates could save you tens of thousands of dollars over the life of your loan.

For example, in Pennsylvania a typical house is worth $211,000. Assuming a 20% down payment, if you took out a 30-year mortgage for 3.5%, your monthly payment would be $753. But if you shopped around and found a 3% mortgage, your monthly payment would drop to about $712.

Getting a mortgage is a big decision – and it pays to shop around! Keep shopping until you find a lender with competitive rates who also understands your goals. Don’t get pressured into taking on a bigger loan than you’re comfortable with – work with a lender who explains what you’re really signing up for.

» Get instantly matched with a lender who works in your area.

Negotiate for the Best Possible Price

Once you’ve chosen the Pennsylvania home of your dreams, it’s time to enter negotiations. Your real estate agent can help you formulate an offer that is realistic and within your financial capabilities. They can also help you handle post-inspection negotiations so you can obtain the best deal possible.

Whether you’re buying your first home or you’re a homebuying veteran, working with an agent is a necessary step of the process.

To find an experienced real estate agent in your market, fill out our online form. A Clever representative will be in touch to answer your questions and connect you with a local Partner Agent.

Clever Partner Agents are top performers in their local markets, and they’ll offer you a no-obligation consultation. Contact Clever today to make sure you get the best deal possible on your Pennsylvania dream home.

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