5 Best Discount Real Estate Brokers in Loveland, Colorado (2024)

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By Jamie Ayers Updated November 20, 2024
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Edited by Chelsi Hewitt

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If you’re looking to sell your house and save on realtor commission fees in Loveland, Colorado, you may want to consider a discount real estate brokerage. A good discount realtor provides the same general services and support as a conventional agent, but charges a fraction of the price.

We identified and ranked 12 discount real estate brokers active in Loveland. These are the 5 best low commission brands in Loveland right now, according to the data.

At a glance: Low-fee real estate companies we recommend in Loveland, Colorado

  • Best Overall

    Clever Real Estate

    Agent Marketplace
    4.9

    Listing fee: 1.5%

    ⚡ Compare Agents
  • Runner-up

    Trelora Realty

    Discount Real Estate Broker
    4.6

    Listing fee: 1.0%

    View details
  • Also Great

    Homie

    Discount Real Estate Broker
    4.3

    Listing fee: $3,500

    View details
  • Also Great

    Redfin

    Discount Real Estate Broker
    3.7

    Listing fee: 1.5%

    View details
  • Also Great

    Colorado Flat Fee Realty

    Discount Real Estate Broker
    3.4

    Listing fee: 1.0%

    View details

Our take: Most home sellers should try an Agent Marketplace like Clever before reaching out to individual discount brokerages. Clever’s free platform lets you compare multiple agents from different brokerages — discount and conventional, like RE/MAX and Compass — and you pay a pre-negotiated 1.5% listing fee at closing, regardless of who you choose. That’s up to 50% of the agents’ typical rates.

  • Why this matters: Thanks to the wider selection of agents and pre-negotiated low rates, you can focus on hiring the best agent for the job without worrying about the price tag. It’s faster, easier, and safer than reaching out to individual discount brokers yourself. Plus it’s free with no obligation.

Top 5 low commission real estate companies in Loveland, Colorado

$
We used the Loveland, Colorado average home value of $489,900 to estimate savings. Enter your home value for a personalized estimate.
  • Best Overall
    4.9
    Top-rated

    Clever Real Estate

    Claimed ✔
    Agent Marketplace

    Listing fee*
    1.5%
    Actual cost*
    $7,349
    Savings*
    $5,732

    ⚡ Compare Agents
    Summary
    Pros & Cons
    Full ratings
    Company Info

    Clever Real Estate is our Top Pick 🥇 for Loveland home sellers looking for a great realtor and solid commission savings. Clever isn’t actually a discount real estate brokerage, but an agent marketplace that negotiates lower rates on your behalf. This gives you more choice and control over who you work with: Clever’s nationwide agent network includes 19,000+ realtors from top regional brokerages and major brands like Keller Williams, RE/MAX, and Compass. But you also get competitive built-in savings: Clever sellers pay their agent just a 1.5% listing fee at closing, on par with leading discount brands like Redfin. Clever’s agent matching platform is fast, easy to use, and free with no obligation. Clever is also currently the number-one rated real estate company on Trustpilot with 3,100+ 5-star reviews. Read more

    Pros

    • Competitive 1.5% listing fee
    • Very good 4.9 average customer rating based on 3,703 reviews
    • Strong recent performance, with 433 new reviews and a 4.9 average rating over the past 6 months
    • Solid track record, with at least 7 years of verified activity
    • Advertised listing fee includes premium services, like marketing materials

    Cons

    • Doesn’t provide key expected services, including social media marketing

    Overall Rating:
    4.9

    • Customer Score
      4.9
    • Pricing Score
      4.7
    • Services Score
      4.7

    Availability: Available statewide in Colorado

    Business Address: Clever Real Estate 6358 Delmar Blvd Suite 300 St. Louis, MO 63130

    Website: listwithclever.com

    Phone: (833) 225-3837

    Is this your business? Claim your profile here.

  • Runner-up
    4.6
    Top-rated

    Trelora Realty

    Discount Real Estate Broker

    Listing fee*
    1%
    Actual cost*
    $4,899
    Savings*
    $8,181

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Trelora is a discount real estate brokerage with agents available in Loveland, plus select markets across 7 states. It charges a very competitive 1% listing commission with no minimum fee. Trelora provides all standard services and support, including an in-person agent and pro photography, plus 3D Tours. Trelora employs a team-based service model, where you work with different specialists for each stage of the process. This approach can bring pros and cons, but it really comes down to your personal preferences: if you prefer the “conventional realtor” experience, where you have a single, primary point of contact throughout the process, Trelora may not be the best choice. Trelora doesn’t have any verified local reviews, specific to Loveland. But as a brand, it has an average 4.9 customer rating across 1,630 total reviews. Read more

    Pros

    • Very competitive 1.0% listing commission fee
    • Very good 4.9 average customer rating based on 1,630 reviews
    • Strong recent performance, with 40 new reviews and a 4.8 average rating over the past 6 months
    • Very strong track record, with at least 12 years of verified activity

    Cons

    • Doesn’t provide key expected services, including social media marketing
    • Changes extra for yard sign, which is typically included

    Overall Rating:
    4.6

    • Customer Score
      4.8
    • Pricing Score
      5.0
    • Services Score
      3.7

    Availability: Available statewide in Colorado

    Business Address: 2401 15th St, Denver, CO, United States, Colorado

    Website: trelora.com

    Phone: (303) 886-3000

    Is this your business? Claim your profile here.

  • Also Great
    4.3
    Recommended

    Homie

    Discount Real Estate Broker

    Listing fee*
    $3,500
    Actual cost*
    $3,500
    Savings*
    $9,580

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Homie is a discount real estate broker based in South Jordan, Utah, with agents available in Loveland, Colorado. It advertises a very competitive flat listing fee of $3,500. Homie has very good 4.8 average customer rating based on 384 reviews. It has strong recent performance, with 62 new reviews and a 4.8 average rating over the past 6 months. Read more

    Pros

    • Competitive $3,500 listing fee
    • Very good 4.8 average customer rating based on 384 reviews
    • Strong recent performance, with 62 new reviews and a 4.8 average rating over the past 6 months
    • Solid track record, with at least 8 years of verified activity
    • Better savings for pricey homes, offering a less-than-1% effective listing commission for homes above $350,000

    Cons

    • Doesn’t provide key expected services, including social media marketing
    • Changes extra for offers and negotiating assistance, which is typically included

    Overall Rating:
    4.3

    • Customer Score
      4.6
    • Pricing Score
      4.9
    • Services Score
      3.2

    Availability: Available statewide in Colorado

    Business Address: 489 S Jordan Pkwy #253, South Jordan, UT 84095,

    Website: homie.com

    Phone: (385) 429-6888

    Is this your business? Claim your profile here.

  • Also Great
    3.7
    Worth considering

    Redfin

    Discount Real Estate Broker

    Listing fee*
    1.5%
    Actual cost*
    $7,349
    Savings*
    $5,732

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Redfin is a discount real estate brokerage with agents in Colorado, plus more than 803 other markets across 44 states. Redfin advertises a competitive 1.5% listing fee with a $2,000 minimum fee in Loveland. Redfin offers an additional 0.5% refund if you also buy with a Redfin agent within 12 months of your sale. Redfin’s 1.5% fee gets you all the baseline expected services and support, plus some non-standard services like 3D Tours and virtual staging. Redfin sellers get a dedicated agent, but much of the process is often managed by a support team and Redfin’s technology platform. This can be a benefit or drawback depending on your personal preferences. Redfin has a 4.9 customer rating across 41,885 reviews nationwide. The Loveland office has 12 years of verified activity. Read more

    Pros

    • Competitive 1.5% listing fee
    • Very good 4.9 average customer rating based on 41,885 reviews
    • Very strong track record, with at least 12 years of verified activity
    • Advertised listing fee includes premium services, like marketing materials

    Cons

    • Doesn’t provide key expected services, including social media marketing

    Overall Rating:
    3.7

    • Customer Score
      4.3
    • Pricing Score
      3.0
    • Services Score
      3.8

    Availability: Available in Arvada, Aurora, Boulder, and 17 more cities in Colorado.

    Business Address: 1099 Stewart St #600, Seattle, WA 98101

    Website: redfin.com

    Phone: (877) 973-3346

    Is this your business? Claim your profile here.

  • Also Great
    3.4
    Worth considering

    Colorado Flat Fee Realty

    Discount Real Estate Broker

    Listing fee*
    1%
    Actual cost*
    $495
    Savings*
    $12,585

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Colorado Flat Fee Realty is a discount real estate broker based in Colorado, with agents available in Loveland. It advertises a very competitive listing fee of $495 plus 1.0%. Colorado Flat Fee Realty has strong recent performance, with 2 new reviews and a 5.0 average rating over the past 6 months. It has very strong track record, with at least 10 years of verified activity.

    Pros

    • Competitive estimated listing fee
    • Strong recent performance, with 2 new reviews and a 5.0 average rating over the past 6 months
    • Very strong track record, with at least 10 years of verified activity
    • Better savings for pricey homes, offering a less-than-1% effective listing commission for homes above $750,000
    • Advertised listing fee includes premium services, like marketing materials

    Cons

    • Doesn’t provide key expected services, including social media marketing

    Overall Rating:
    3.4

    • Customer Score
      2.3
    • Pricing Score
      4.5
    • Services Score
      3.8

    Availability: Available in Arvada, Aurora, Berthoud, and 61 more cities in Colorado.

    Business Address: 7932 S Vine CT, Centennial, CO, United States, Colorado

    Website: coloradoflatfeerealty.com

    Phone: (303) 300-9660

    Is this your business? Claim your profile here.

What to know about discount real estate agents in Loveland, Colorado

  • Loveland discount real estate brokers offer a similar range of services and support as conventional realtors for a lower price.
  • If you work with a conventional Loveland realtor, you’ll typically pay a listing commission fee of about 2.7%
  • Discount realtors typically deliver savings by charging lower listing fees at closing. The average listing fee among discount brokerages in Loveland is 0.9% as of November 2024.
  • That’s an average savings premium of $8,631 based on the median home sale price in Loveland ($489,900), according to the latest available data (November 2024).

Pros

  • Discount real estate agents save sellers in Loveland, Colorado $8,631, on average.
  • You get expertise from a licensed agent who knows the Loveland market.
  • Some discount real estate agents offer full service, so you can get everything you'd expect for less.

Cons

  • Some Loveland discount real estate agents only provided limited service, and may charge extra fees for "add-ons" like professional photography.
  • Discount real estate brokers sometimes charge upfront fees, so you'll have to pay out-of-pocket before your house sells.

  • Stick with companies that offer in-person representation and "full service" (including an on-site comparative market analysis and professional photography). Avoid brands that only provide "remote" or "virtual" broker support.
  • We recommend brands with success-based fees (you only pay at closing) and transparent pricing models. Watch out for upfront, nonrefundable fees and high minimums — some companies don’t make these easy to spot.
  • Don't just rely on the advertised commission rate. Calculate your actual estimated commission fee based on your estimated home value. This is especially important for companies with flat fee models or high minimum fees to avoid paying more than advertised.
  • Customer ratings are generally more important than small differences in pricing models. Look for companies with high average ratings based on large numbers of reviews.
  • Be sure to interview the specific agent you'll be working with and evaluate them based on the same criteria you'd use to choose a conventional realtor.

  • Clever Real Estate gets you special discounted rates from top, conventional realtors representing major brokerages like RE/MAX, Century 21, and Compass. Take our simple quiz to get personalized agent recommendations and save up to 50% on listing fees.
  • You can try to negotiate a lower commission rate with a conventional realtor yourself, but this can be difficult to do (only about 22% of sellers who try to negotiate are successful). Negotiating is easier if you have a pricier home, are selling in a particularly hot market, or already have a buyer lined up.
  • If you're selling for sale by owner and just want a marketing boost, a Loveland flat fee MLS service may be a better fit. Basic flat fee MLS plans get your listing on the local MLS for around $150. Premium plans include more services, like pro photography, but can cost well over $1,000.
  • If you want to sell your house fast or are listing a home in poor condition, consider a Loveland cash home buyer company. Cash home buyers will purchase almost any home in any condition. You typically don't have to pay realtor commissions and many will actually cover your closing costs. And because they pay cash, they can usually close in a matter of days.

The Loveland housing market has cooled since this time last year, according to the latest data (September 2024)

  • Loveland is currently in a seller’s market, with buyer demand outpacing the inventory. At the end of October, there were 384 active listings (30%, year over year), with 126 new properties listed over the course of the month (5.0%, year over year).
  • The median home sale price in Loveland last month was $489,900, up 6.5% from $458,057 last year.
Loveland, Colorado homes are taking longer to sell and netting a higher premium compared to last year
  • Loveland properties spend a median 53 days on market — that’s 12 days slower than last year
  • The average Loveland home sells for 99% of its original list price, up 0.5% year over year.
  • Loveland houses are experiencing fewer price drops compared to last year. 24% of properties dropped their price last month. That's a 3.0% decrease compared to this time last year.
The average cost of selling a home in Loveland, Colorado is $50,427, 26% higher than the nationwide average of $37,202.
  • The bulk of home seller costs is made up of realtor listing fees and closing costs:
  • Listing fee: Loveland home sellers pay their agents an average listing fee of 2.7%, based on the median home sale price. That’s 163% more than the nationwide average discount listing fee of 1.0%.
  • Seller closing costs: Loveland home sellers typically pay an additional $3,169 in closing costs, based on the median home sale price. That’s 44% more than the nationwide average of $1,771.
💰 Good news: The typical listing fee when you sell a house with a discount realtor in Loveland, Colorado is 0.9%, or $4,449 — a savings premium of about 65%, or $8,631 at the closing table. Try our free agent matching tool to find top local realtors and save up to 50% off their typical rate.

All low commission real estate companies in Loveland, Colorado (12)

What it is: Low commission realtors charge lower listing fees than conventional realtors but provide the same general range of services and support.

Who this is for: Any home seller interested in saving money on realtor fees but still wants a skilled agent to help guide them through the process.

How to choose: The average low commission real estate company in Loveland charges a 0.9% listing fee and has a 4.9 out of 5 customer rating, 229 verified reviews, and at least 9 years of verified activity. These can be useful baseline criteria to help guide your search.

  • Best Overall
    4.9
    Top-rated

    Clever Real Estate

    Claimed ✔
    Agent Marketplace

    Listing fee*
    1.5%
    Actual cost*
    $7,349
    Savings*
    $5,732

    ⚡ Compare Agents
    Summary
    Pros & Cons
    Full ratings
    Company Info

    Clever Real Estate is our Top Pick 🥇 for Loveland home sellers looking for a great realtor and solid commission savings. Clever isn’t actually a discount real estate brokerage, but an agent marketplace that negotiates lower rates on your behalf. This gives you more choice and control over who you work with: Clever’s nationwide agent network includes 19,000+ realtors from top regional brokerages and major brands like Keller Williams, RE/MAX, and Compass. But you also get competitive built-in savings: Clever sellers pay their agent just a 1.5% listing fee at closing, on par with leading discount brands like Redfin. Clever’s agent matching platform is fast, easy to use, and free with no obligation. Clever is also currently the number-one rated real estate company on Trustpilot with 3,100+ 5-star reviews. Read more

    Pros

    • Competitive 1.5% listing fee
    • Very good 4.9 average customer rating based on 3,703 reviews
    • Strong recent performance, with 433 new reviews and a 4.9 average rating over the past 6 months
    • Solid track record, with at least 7 years of verified activity
    • Advertised listing fee includes premium services, like marketing materials

    Cons

    • Doesn’t provide key expected services, including social media marketing

    Overall Rating:
    4.9

    • Customer Score
      4.9
    • Pricing Score
      4.7
    • Services Score
      4.7

    Availability: Available statewide in Colorado

    Business Address: Clever Real Estate 6358 Delmar Blvd Suite 300 St. Louis, MO 63130

    Website: listwithclever.com

    Phone: (833) 225-3837

    Is this your business? Claim your profile here.

  • Runner-up
    4.6
    Top-rated

    Trelora Realty

    Discount Real Estate Broker

    Listing fee*
    1%
    Actual cost*
    $4,899
    Savings*
    $8,181

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Trelora is a discount real estate brokerage with agents available in Loveland, plus select markets across 7 states. It charges a very competitive 1% listing commission with no minimum fee. Trelora provides all standard services and support, including an in-person agent and pro photography, plus 3D Tours. Trelora employs a team-based service model, where you work with different specialists for each stage of the process. This approach can bring pros and cons, but it really comes down to your personal preferences: if you prefer the “conventional realtor” experience, where you have a single, primary point of contact throughout the process, Trelora may not be the best choice. Trelora doesn’t have any verified local reviews, specific to Loveland. But as a brand, it has an average 4.9 customer rating across 1,630 total reviews. Read more

    Pros

    • Very competitive 1.0% listing commission fee
    • Very good 4.9 average customer rating based on 1,630 reviews
    • Strong recent performance, with 40 new reviews and a 4.8 average rating over the past 6 months
    • Very strong track record, with at least 12 years of verified activity

    Cons

    • Doesn’t provide key expected services, including social media marketing
    • Changes extra for yard sign, which is typically included

    Overall Rating:
    4.6

    • Customer Score
      4.8
    • Pricing Score
      5.0
    • Services Score
      3.7

    Availability: Available statewide in Colorado

    Business Address: 2401 15th St, Denver, CO, United States, Colorado

    Website: trelora.com

    Phone: (303) 886-3000

    Is this your business? Claim your profile here.

  • Also Great
    4.3
    Recommended

    Homie

    Discount Real Estate Broker

    Listing fee*
    $3,500
    Actual cost*
    $3,500
    Savings*
    $9,580

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Homie is a discount real estate broker based in South Jordan, Utah, with agents available in Loveland, Colorado. It advertises a very competitive flat listing fee of $3,500. Homie has very good 4.8 average customer rating based on 384 reviews. It has strong recent performance, with 62 new reviews and a 4.8 average rating over the past 6 months. Read more

    Pros

    • Competitive $3,500 listing fee
    • Very good 4.8 average customer rating based on 384 reviews
    • Strong recent performance, with 62 new reviews and a 4.8 average rating over the past 6 months
    • Solid track record, with at least 8 years of verified activity
    • Better savings for pricey homes, offering a less-than-1% effective listing commission for homes above $350,000

    Cons

    • Doesn’t provide key expected services, including social media marketing
    • Changes extra for offers and negotiating assistance, which is typically included

    Overall Rating:
    4.3

    • Customer Score
      4.6
    • Pricing Score
      4.9
    • Services Score
      3.2

    Availability: Available statewide in Colorado

    Business Address: 489 S Jordan Pkwy #253, South Jordan, UT 84095,

    Website: homie.com

    Phone: (385) 429-6888

    Is this your business? Claim your profile here.

  • Also Great
    3.7
    Worth considering

    Redfin

    Discount Real Estate Broker

    Listing fee*
    1.5%
    Actual cost*
    $7,349
    Savings*
    $5,732

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Redfin is a discount real estate brokerage with agents in Colorado, plus more than 803 other markets across 44 states. Redfin advertises a competitive 1.5% listing fee with a $2,000 minimum fee in Loveland. Redfin offers an additional 0.5% refund if you also buy with a Redfin agent within 12 months of your sale. Redfin’s 1.5% fee gets you all the baseline expected services and support, plus some non-standard services like 3D Tours and virtual staging. Redfin sellers get a dedicated agent, but much of the process is often managed by a support team and Redfin’s technology platform. This can be a benefit or drawback depending on your personal preferences. Redfin has a 4.9 customer rating across 41,885 reviews nationwide. The Loveland office has 12 years of verified activity. Read more

    Pros

    • Competitive 1.5% listing fee
    • Very good 4.9 average customer rating based on 41,885 reviews
    • Very strong track record, with at least 12 years of verified activity
    • Advertised listing fee includes premium services, like marketing materials

    Cons

    • Doesn’t provide key expected services, including social media marketing

    Overall Rating:
    3.7

    • Customer Score
      4.3
    • Pricing Score
      3.0
    • Services Score
      3.8

    Availability: Available in Arvada, Aurora, Boulder, and 17 more cities in Colorado.

    Business Address: 1099 Stewart St #600, Seattle, WA 98101

    Website: redfin.com

    Phone: (877) 973-3346

    Is this your business? Claim your profile here.

  • Also Great
    3.4
    Worth considering

    Colorado Flat Fee Realty

    Discount Real Estate Broker

    Listing fee*
    1%
    Actual cost*
    $495
    Savings*
    $12,585

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Colorado Flat Fee Realty is a discount real estate broker based in Colorado, with agents available in Loveland. It advertises a very competitive listing fee of $495 plus 1.0%. Colorado Flat Fee Realty has strong recent performance, with 2 new reviews and a 5.0 average rating over the past 6 months. It has very strong track record, with at least 10 years of verified activity.

    Pros

    • Competitive estimated listing fee
    • Strong recent performance, with 2 new reviews and a 5.0 average rating over the past 6 months
    • Very strong track record, with at least 10 years of verified activity
    • Better savings for pricey homes, offering a less-than-1% effective listing commission for homes above $750,000
    • Advertised listing fee includes premium services, like marketing materials

    Cons

    • Doesn’t provide key expected services, including social media marketing

    Overall Rating:
    3.4

    • Customer Score
      2.3
    • Pricing Score
      4.5
    • Services Score
      3.8

    Availability: Available in Arvada, Aurora, Berthoud, and 61 more cities in Colorado.

    Business Address: 7932 S Vine CT, Centennial, CO, United States, Colorado

    Website: coloradoflatfeerealty.com

    Phone: (303) 300-9660

    Is this your business? Claim your profile here.

  • 3.4
    Worth considering

    Harmony Brokers Real Estate and Lending

    Discount Real Estate Broker

    Listing fee*
    1%
    Actual cost*
    $4,899
    Savings*
    $8,181

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Harmony Brokers Real Estate and Lending is a discount real estate broker based in Colorado, with agents available in Loveland. It advertises a very competitive listing fee of 1.0%. Harmony Brokers Real Estate and Lending has good 4.7 average customer rating based on 41 reviews. It has strong recent performance, with 6 new reviews and a 5.0 average rating over the past 6 months.

    Pros

    • Very competitive 1.0% listing commission fee
    • Good 4.7 average customer rating based on 41 reviews
    • Strong recent performance, with 6 new reviews and a 5.0 average rating over the past 6 months
    • Very strong track record, with at least 12 years of verified activity

    Cons

    • Doesn’t provide key expected services, including social media marketing
    • Changes extra for pricing assistance CMA, professional photography, and lockbox, which are typically included

    Overall Rating:
    3.4

    • Customer Score
      2.8
    • Pricing Score
      5.0
    • Services Score
      2.6

    Availability: Available statewide in Colorado

    Business Address: 2815 E Harmony Road Suite 108, Fort Collins, CO, United States, Colorado

    Website: harmonybrokers.com

    Phone: (970) 282-9488

    Is this your business? Claim your profile here.

  • 3.0
    Worth considering

    Pro Flat Fee Realty

    Discount Real Estate Broker

    Listing fee*
    $3,900
    Actual cost*
    $3,900
    Savings*
    $9,180

    Summary
    Pros & Cons
    Full ratings
    Company Info

    Pro Flat Fee Realty is a discount real estate broker based in Shoreview, Minnesota, with agents available in Loveland, Colorado. It advertises a very competitive hybrid listing fee with $500 due upfront and $3,400 paid at closing. Pro Flat Fee Realty has good 4.9 average customer rating based on 67 reviews. It has strong recent performance, with 1 new reviews and a 5.0 average rating over the past 6 months.

    Pros

    • Competitive estimated listing fee
    • Good 4.9 average customer rating based on 67 reviews
    • Strong recent performance, with 1 new reviews and a 5.0 average rating over the past 6 months
    • Solid track record, with at least 8 years of verified activity

    Cons

    • Charges a $500 nonrefundable upfront fee
    • Doesn’t provide key expected services, including social media marketing
    • Changes extra for pricing assistance CMA, professional photography, and yard sign, which are typically included

    Overall Rating:
    3.0

    • Customer Score
      2.6
    • Pricing Score
      4.1
    • Services Score
      2.5

    Availability: Available statewide in Colorado

    Business Address: 3450 Lexington Ave Ste # 124 Shoreview, MN 55126

    Website: proflatfee.com

    Phone: (612) 998-1919

    Is this your business? Claim your profile here.