4 Best Cash Home Buyers in Clifton, New Jersey (2025)

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By Jamie Ayers Updated June 17, 2025
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Reviewed by Ben Mizes Edited by Chelsi Hewitt

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When you sell with a company you find on our site, we may earn a small commission.

If you need to sell a house fast or you're selling a house that needs repairs in Clifton, New Jersey, you may want to consider a cash home buyer company. We identified and ranked 32 companies that can help you sell your house for cash or move quickly in Clifton.

Expert advice: Start with Clever Offers, get up to 100% of your home’s market value in as few as 7 days. Clever Offers lets you compare competitive cash offers and alternatives quickly in one place. It’s faster, easier, and safer than contacting individual cash buyers yourself. Request offers.

At a glance: Companies we recommend in Clifton

  • Best Overall

    Clever Offers

    Offers Marketplace
    4.9

    Compare all cash offers and sell-fast options in one place.

    ⚡ Get Cash Offers View Details
  • Fixer-uppers

    Halo Homebuyers

    Cash Investor
    4.9

    Get cash fast for a fixer-upper or hard-to-sell property.

    View Details  
  • Buy Before You Sell

    Knock

    Bridge Loan
    4.4

    Unlock equity to buy your next house before you sell.

    View Details  
  • Sell Online

    Xome

    Online Auction
    4.3

    Get more bids for fixer-uppers if you can wait longer to sell.

    Request Offer View Details

Top 4 companies that buy houses for cash in Clifton, New Jersey

  • Offers Marketplace
    4.9

    Clever Offers

    Claimed ✓
    Offers Marketplace
    Active since
    2017
    BBB status
    Accredited, A+
    Profile status*
    Verified
    Summary
    Pros & cons
    Reviews & ratings
    Company info

    Clever Offers is our top Offers Marketplace pick 🏅 in Clifton and our recommendation for most sellers considering a cash home buyer. Clever Offers connects you to a vetted, nationwide network of cash buyers and alternative financing solutions. Compare options like cash offers, bridge loans, creative finance, novation, and top-agent 7-day sales to get the best price for your home and timeline. Clever is the top-rated real estate company on Trustpilot with 3,500+ 5-star reviews.

    Pros

    • Multiple cash offers to boost competition and price
    • Fast and easy process
    • Widest range of other sell-fast solutions to fit all situations and goals
    • Fully vetted cash buyer and partner network
    • Excellent 5-star brand rating across over 4,000 reviews

    Cons

    • Nothing significant
    RatingTotal reviews
    Overall4.94,136
    Google4.8453
    BBB4.9119
    TrustPilot4.93,564

    Availability: Nationwide

    Business Address: Clever Real Estate 6358 Delmar Blvd Suite 300 St. Louis, MO 63130

    Website: cleveroffers.com

    Phone: (833) 225-3837

  • Cash Investor
    4.9

    Halo Homebuyers

    Claimed ✓
    Cash Investor
    Active since
    2011
    BBB status
    Accredited, A+
    Profile status*
    Verified
    Summary
    Pros & cons
    Reviews & ratings
    Company info

    Halo Homebuyers is our top Cash Investor pick 🏅 in Clifton, New Jersey. If you need to sell a distressed property quickly in the Clifton metro area, we think Halo Homebuyers is worth contacting for a no-obligation offer. The company stands out for its customer rating and track record. Halo Homebuyers has a 4.9 average rating across 103 total reviews. It has been active for at least 11 years, with its first verified customer review dating back to 2011.

    Pros

    • 4.9 average rating across 103 total reviews - top 1% compared to similar companies
    • 98% of 103 total reviewers would likely recommend to others
    • Halo Homebuyers has claimed its profile, which indicates it’s active and shared additional background info with us
    • Excellent BBB profile: Accredited since 2016 with A+ rating
    • Very established, with verified activity dating back at least 11 years

    Cons

    • Nothing significant
    RatingTotal reviews
    Overall4.9103
    Google5.080
    BBB4.823

    Availability: Statewide in New Jersey

    Business Address: 726 US202 320164, Bridgewater, NJ 08807

    Website: halohomebuyers.com

    Phone: (908) 547-0404

    Additional Info: Offers onsite services; Offers online appointments; Offers language assistance

  • Bridge Loan
    4.4

    Knock

    Bridge Loan
    Active since
    2015
    BBB status
    Unaccredited, A+
    Profile status*
    Verified
    Summary
    Pros & cons
    Reviews & ratings
    Company info

    Knock is our top Bridge Loan pick 🏅 in Clifton. Consider using Knock if you have a lot of equity built up in your current home and need to move asap. Knock lets you choose your agent and lender, and charges no interest for 6 months. You can use up to $35,000 to prep your home for sale and get a backup offer if it doesn’t sell. Active since 2015, Knock has a 4.8 rating across 800+ reviews. Just be ready for a 2.25% fee and ~$1,850 in closing costs.

    Pros

    • Bridge Loan is interest-free for 6 months
    • Choose your own agent and mortgage lender
    • Very good 4.8 average customer rating across 800+ reviews

    Cons

    • Need significant equity in current home to qualify
    • 2.25% program fee doesn’t include closing costs (~$1,850 extra)
    • Some reviewers complain about delayed closings and inaccurate home valuations
    • Not BBB accredited
    RatingTotal reviews
    Overall4.7282
    BBB5.051
    TrustPilot4.6132
    Zillow4.799

    Availability: Statewide in Alabama, Arizona, California, Colorado, District of Columbia, Florida, Georgia, Illinois, Kentucky, Maryland, Michigan, Minnesota, New Hampshire, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Washington, Wisconsin

    Business Address: 309 E Paces Ferry Rd NE STE 400, Atlanta, GA 30305

    Website: knock.com

    Phone: (866) 996-1695


    Is this your business? Claim your profile now.
  • Online Auction
    4.3

    Xome

    Claimed ✓
    Online Auction
    Active since
    2013
    BBB status
    Unaccredited, A
    Profile status*
    Verified
    Summary
    Pros & cons
    Reviews & ratings
    Company info

    Xome is our top Online Auction pick 🏅 for Clifton sellers with hard-to-sell homes who aren’t under a huge amount of time pressure to sell quickly. Online auctions typically close in 15–30 days, but some cash buyers can close faster. The upside is more buyer competition, which can mean a better price. Xome doesn’t charge sellers and only requires a realtor for single-family listings. DIYers can handle listing, auction, and closing in Xome's portal and app.

    Pros

    • No platform fees for sellers
    • Not required to use a real estate agent unless selling a primary residence
    • Easy-to-use seller portal and app
    • Streamlined digital closing process
    • Good 4.6 rating across 4,400+ customer reviews in Google Play and Apple App Store

    Cons

    • Not BBB accredited
    RatingTotal reviews
    Overall4.3104
    Google4.3103
    BBB5.01

    Availability: Nationwide

    Business Address: 750 Highway 121 Byp STE 100 Lewisville, TX 750678199

    Website: xome.com

    Phone: (888) 400-9663

» View more: Cash Investors | Bridge Loans | Online Auctions | Offers Marketplaces

What to know about cash home buyers in Clifton, New Jersey

Most companies that buy houses for cash in Clifton are professional real estate investors who purchase properties, fix them up, then resell or rent them out for a profit.

  • Many property investors look to buy “distressed” homes (properties that need major repairs, have complex title or tax issues, or whose owners are under pressure to sell fast).
  • Because investors usually pay with cash, they can close faster than retail buyers who need approval from a lender. Some can close in as few as 2-3 days after making an offer.
  • Buying complicated properties fast carries a lot of risk, so investors typically pay less than you'd net on the open market to ensure they don't end up losing money on the deal.
  • This tradeoff can be worth it if you need speed and certainty or can't sell your home on the open market.
  • But cash investors aren't always your best or only option. We suggest trying an Offers Marketplace, which helps you compare multiple cash offers and alternatives to get the best possible deal.

Consider a cash home buyer company if you're selling a house that needs major repairs, has complicating factors (e.g., title problems, liens, tax issues), or are under pressure to sell your house fast because of pre-foreclosure, financial issues, or unexpected life changes.

If you need to sell fast and have a newer, well-maintained house, you may want to look into an iBuyer or Buy-Before-You-Sell (aka bridge loan) service, if they're available in your area. iBuyer and Bridge Loan services may help you get a higher price without sacrificing speed and certainty.

If you have a more flexible selling timeline, it’s worth finding a real estate agent to get a free comparative market analysis so you know what you could get for your home on the open market. Listing with an agent means less control over timing, but will generally net you the most money in the end — even if you're selling a house as-is.

Most Clifton "We Buy Houses for Cash" companies are legit. But there are definitely bad actors and frauds to watch out for. Here are some quick tips that can help you avoid potential scams or predatory buyers.

  • Look for an established online presence. E.g., BBB accreditation with a high letter grade; excellent customer ratings and lots of reviews (including recent ones) on third-party platforms like Google; a legitimate-looking website with info about owners, customer testimonials, and other credibility signals.
  • Always request offers from more than one cash buyer. This will help ensure, at minimum, that you get a fair price and, ideally, help you net the most possible cash in the end. (Note: Offers Marketplaces make this process fast, safe, and easy).
  • Ask for a proof of funds letter along with the cash offer. Legit and experienced cash investors should be happy to provide this to you.
  • Make sure all the key details are in the contract. The earnest money deposit, sale price, closing date, and other key terms should be clearly stated in the purchase agreement. If it’s not in writing, the buyer can make last minute changes or back out of the deal and you have zero recourse.
  • ⚠️ DON’T call the phone numbers on those generic “Cash for Houses” signs posted by the side of the road, especially when there are no details about the company.
  • ⚠️ WALK AWAY if the cash investor or company representative is getting aggressive, pushy, or making you uncomfortable in any way.
  • ⚠️ NEVER wire anyone money or give out your personal financial information without professional representation or a licensed third-party (like an attorney or title company) involved.

🚨 Important: If you or someone you know has been in contact with or possibly taken advantage of by a company you think is a scam or fraud, please (a) report it to your local police via 911 and (b) all relevant government protection agencies online:

The amount a Clifton cash buyer pays depends on the type of business you sell your home to. The exact location, size and condition of your home will also be unique determining factors. Generally speaking:

  • Cash investors pay 67.5% of a home's after repair value. So, if your Clifton home is worth approximately $600,000 (the median home sale price in Clifton) after all necessary repairs are made, you might expect an offer that's about $405,000.
  • iBuyers pay a little more, with offers ranging from 90—100% of a home's fair market value. However, this doesn't include service fees (usually around 5%) and deductions for repair costs.

We recommend requesting and comparing quotes from a variety of cash buyers before you make a commitment. Use Clever Offers to request offers from local buyers today.

  • Offers Marketplaces help you compare multiple cash offers and alternatives side-by-side. Cash buyers are pre-vetted, making it a fast and safe option. Most are free to use and there's no obligation to accept offers they bring you.
  • iBuyers are large, tech-enabled companies that purchase newer, well-maintained homes in select cities. You can get an offer in less than 24 hours and close in 7-14 days. Expect to net 75-85% of your home's fair market value.
  • Bridge Loan services offer short-term home equity loans you can use to buy your new home before you sell your current one. After you move, you sell your old home on the open market with a realtor. Most charge 2-2.5% on top of other, typical transaction costs.
  • Auction Sites let you auction off your home directly to cash buyers all over the country. The competition can help boost your offers. Just be aware that auction sales typically take longer and most sites require residential sellers to have a realtor.

  • Clifton is currently experiencing a seller's market, with more demand than supply. There are currently 86 homes for sale with 59 new listings added last month.
  • The median sale price for all homes at the end of last month was $600,000, up 5.4% since last year. There were 47 property sales, a 34% year-over-year increase.
  • The median sale-to-list ratio in Clifton, New Jersey was 106%. 74% of homes sold for more than their original list price. 8.1% of homes had a price reduction.
  • The typical Clifton home sale took 51 days in total, from listing to closing. That's 23 days faster than last year.

  • If you have time to list your home, a discount real estate broker could help you save on realtor commissions and still get maximum value for your property. Services like Clever Real Estate can match you with top local agents and help you save up to 50% on listing fees.
  • Selling for sale by owner (FSBO) is an option if you have real estate experience and you only require basic assistance. A flat fee MLS company in Clifton, New Jersey can help you list your home on the MLS. These services have low starting costs of $100 — $200, but you'll have to pay for add-ons like professional photography.

Other Offers Marketplaces in Clifton, New Jersey (2)

  • Offers Marketplace
    4.1

    HomeLight

    Offers Marketplace
    Active since
    2011
    BBB status
    Accredited, A+
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • Multiple cash offers to boost competition and price
    • Streamlined platform and process
    • Fully vetted cash buyer network
    • Good 4.4-star brand rating across nearly 2,000 reviews

    Cons

    • Network limited to Cash Investors, which might not be the best option for all sellers
    • Lower brand rating than other options
    RatingTotal reviews
    Overall4.5645
    Google4.6542
    BBB4.5102
    TrustPilot1.01

    Availability: Nationwide

    Business Address: 1375 N Scottsdale Road, Suite 140, Scottsdale, AZ 85257

    Website: homelight.com

    Phone: (855) 999-7971


    Is this your business? Claim your profile now.
  • Offers Marketplace
    3.6

    Keller Offers

    Offers Marketplace
    Active since
    1983
    BBB status
    Unaccredited, D-
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • Multiple cash offers to boost competition and price

    Cons

    • Network limited to Cash Investors, which might not be the best option for all sellers
    • No verified customer reviews available
    • May still have to pay commission fee and closing costs
    No verified reviews

    Availability: Nationwide

    Business Address: 889 Americana Way Suite 408, Glendale, CA 91210

    Website: thinkkw.com

    Phone: (818) 275-2480


    Is this your business? Claim your profile now.

Other Cash Investors in Clifton, New Jersey (24)

  • Cash Investor
    4.8

    We Buy Houses

    Cash Investor
    Active since
    1997
    BBB status
    Accredited, A+
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • High likelihood of getting an offer for any property
    • Vets local franchise owners
    • Higher ethics standards and more oversight than other large Cash Investor franchises
    • Good 4.6 average rating across 307 reviews (ratings vary by location)

    Cons

    • Customer experiences and outcomes may vary by location
    • Limited transparency about local office ownership on website
    RatingTotal reviews
    Overall4.81,865
    Google4.81,766
    BBB4.989
    Yelp4.610

    Availability: Statewide in Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

    Business Address: 3600 William D. Tate Ave Suite 100, Grapevine, Texas 76051

    Website: webuyhouses.com

    Phone: (877) 932-8946

    Additional Info: Offers onsite services; Offers online appointments


    Is this your business? Claim your profile now.
  • Cash Investor
    4.8

    We Buy Ugly Houses

    Cash Investor
    Active since
    1996
    BBB status
    Accredited, A+
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • High likelihood of getting an offer for any property
    • Good 4.6 average rating across 1,996 total customer reviews (ratings vary by location)

    Cons

    • Customer experiences and outcomes vary by location
    • Limited transparency about local office ownership on website
    RatingTotal reviews
    Overall4.62,798
    Google4.72,713
    BBB2.946
    TrustPilot1.03
    Yelp2.136

    Availability: Statewide in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

    Business Address: 6500 Greenville Avenue 400 Dallas, TX 75206

    Website: homevestors.com

    Phone: (866) 964-0642


    Is this your business? Claim your profile now.
  • Cash Investor
    4.6

    We Buy NJ Real Estate

    Cash Investor
    Active since
    2001
    BBB status
    Unaccredited, A+
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • Well established, with verified activity dating back at least 9 years
    • Average customer ratings have been consistent 5.0 in recent months compared to lifetime average rating 5.0
    • Responds to 100% of reviews, indicating company cares about reputation
    • Excellent credibility signals on website

    Cons

    • Limited review data makes it difficult to gauge quality of service
    • Inconsistent distribution of new, monthly activity over 9 total years could indicate a less active or unstable business
    RatingTotal reviews
    Overall5.024
    Google5.024

    Availability: Statewide in New Jersey

    Business Address: 499 Ernston Rd A1, Parlin, NJ 08859

    Website: webuynjrealestate.com

    Phone: (908) 320-7995


    Is this your business? Claim your profile now.
  • Cash Investor
    4.5

    Blue Anchor Properties

    Cash Investor
    Active since
    2020
    BBB status
    Accredited, A+
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • Good 4.5 average rating across 25 total reviews
    • Excellent BBB profile with A+ rating
    • Well established, with verified activity dating back at least 6 years
    • Average customer ratings have been consistent 4.4 in recent months compared to lifetime average rating 4.5
    • Some credibility signals on website

    Cons

    • Nothing significant
    RatingTotal reviews
    Overall4.525
    Google4.525

    Availability: Bergen county

    Business Address: 411 State Rt 17, Room 520, Hasbrouck Heights, NJ 07071

    Website: blueanchornj.com

    Phone: (201) 713-5312


    Is this your business? Claim your profile now.
  • Cash Investor
    4.4

    Templar Buys Houses

    Cash Investor
    Active since
    2017
    BBB status
    Accredited, A+
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • Very good 4.8 average rating across 31 total reviews
    • 94% of 31 total reviewers would likely recommend to others
    • Excellent BBB profile: Accredited since 2018 with A+ rating
    • Well established, with verified activity dating back at least 7 years
    • Excellent credibility signals on website

    Cons

    • No verified new activity in past 6 months
    RatingTotal reviews
    Overall4.831
    Google5.024
    BBB5.01
    TrustPilot4.34
    Yelp3.02

    Availability: Statewide in New Jersey

    Business Address: 90 E Halsey Rd Ste 323, ParsippanyTroy Hills, NJ 07054

    Website: templarcashforhouses.com

    Phone: (973) 240-8593

    Additional Info: Offers onsite services; Offers online appointments; Identifies as women-owned


    Is this your business? Claim your profile now.
  • Cash Investor
    4.4

    Sell Now Homebuyers

    Claimed ✓
    Cash Investor
    Active since
    2017
    BBB status
    Unverified
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • Excellent 4.8 average rating across 28 total reviews
    • 96% of 28 total reviewers would likely recommend to others
    • Sell Now Homebuyers has claimed its profile, which indicates it’s active and shared additional background info with us
    • Well established, with verified activity dating back at least 9 years
    • Average customer ratings have been consistent 5.0 in recent months compared to lifetime average rating 4.8

    Cons

    • Inconsistent distribution of new, monthly activity over 9 total years could indicate a less active or unstable business
    RatingTotal reviews
    Overall4.828
    Google4.828

    Availability: Statewide in New Jersey

    Business Address: 214 Dubois Rd, New Paltz, NY, 12561

    Website: sellnowhomebuyers.com

    Phone: (914) 559-2579

  • Cash Investor
    4.3

    I Will Buy Your House For Cash NJ

    Claimed ✓
    Cash Investor
    Active since
    2018
    BBB status
    Unaccredited, A+
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • Perfect 5.0 average rating across 35 total reviews
    • 100% of 35 total reviewers would likely recommend to others
    • I Will Buy Your House For Cash NJ has claimed its profile, which indicates it’s active and shared additional background info with us
    • Well established, with verified activity dating back at least 6 years
    • Responds to 83% of reviews, indicating company cares about reputation

    Cons

    • No verified new activity in past 6 months
    RatingTotal reviews
    Overall5.035
    Google5.032
    BBB5.03

    Availability: Statewide in New Jersey

    Business Address: 3 Miln St 1671, Cranford, NJ 07016

    Website: iwillbuyyourhouseforcash.com

    Phone: (908) 341-0891

    Additional Info: Offers onsite services; Offers online appointments

Other Bridge Loans in Clifton, New Jersey (1)

  • Bridge Loan
    4.2

    HomeLight

    Bridge Loan
    Active since
    2011
    BBB status
    Accredited, A+
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • Bridge Loan is interest-free for up to 120 days
    • Can use equity advance to cover wide variety of expenses
    • Choose your own real estate agent
    • Good 4.4-star brand rating across nearly 2,000 reviews

    Cons

    • 2.4% program fee slightly higher than some alternatives
    • Minimum fees apply if final sale price is below $375,000
    • Stricter eligibility criteria than some other options
    RatingTotal reviews
    Overall4.5645
    Google4.6542
    BBB4.5102
    TrustPilot1.01

    Availability: Nationwide

    Business Address: 1375 N Scottsdale Road, Suite 140, Scottsdale, AZ 85257

    Website: homelight.com

    Phone: (855) 999-7971


    Is this your business? Claim your profile now.

Other Online Cash Auction Sites in Clifton, New Jersey (1)

  • Online Auction
    3.7

    Hubzu

    Online Auction
    Active since
    2013
    BBB status
    Unaccredited, NR
    Profile status*
    Verified
    Pros & cons
    Reviews & ratings
    Company info

    Pros

    • No platform fees for sellers
    • BBB accredited with A+ rating

    Cons

    • Requires real estate agent for all property sales
    • Mediocre 3.9 rating across 300+ customer reviews on Google Play and Apple App store
    RatingTotal reviews
    Overall3.454
    Google3.143
    BBB4.911

    Availability: Nationwide

    Business Address: 1000 Abernathy Rd NE, Atlanta, GA 30328, United States

    Website: hubzu.com

    Phone: (855) 882-1314


    Is this your business? Claim your profile now.

⚡️ Get fast cash offers near you in Clifton, New Jersey

Use Clever to request and compare offers from the best cash home buyers in Clifton, New Jersey. It’s simple, secure, and free.
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Related guides and resources for Clifton, New Jersey home sellers

How we research and rank cash home buyers

Data sources

Our research team evaluated 32 cash home buyer companies and related services in Clifton, New Jersey. Only the companies that met our minimum criteria are included on this page. Our team also compiled and analyzed 813,216 publicly available data points tied to past transactions, customer reviews, service terms, pricing, and more to evaluate each of the Clifton product offerings to choose our top picks and ranked lists.

Methodology

Our team used public business directories and manual research to identify all companies in Clifton advertising relevant services for home sellers looking for cash offers and/or a guaranteed fast sale. We filtered out companies with unrelated product offers or that were missing basic verification info (website, phone number, etc.).

We then compiled key performance and credibility data from company websites and other public business profiles and fed it into our ranking methodology formulas. We scored each company across 6 potential categories:

  • Customer Score reflects the overall level of customer satisfaction with the company’s services and outcomes. It’s primarily based on average customer ratings, total review counts, and recency of reviews across online review platforms.
  • Credibility Score measures overall strength of company’s online profiles and reputation. More verifiable credibility signals across the web (BBB, company website, etc.) yields higher scores.
  • Recent Activity Score signals how active and highly rated the company has been in recent months. High scores indicate consistent new business activity and a continued ability to deliver good experiences and outcomes to customers.
  • Track Record Score is based on how long the company has been active and distribution of new activity over that full period of time. The more total months of activity and consistency (% of months with new activity) the better.
  • Value Score reflects our assessment of the value of a given service or product, in terms of associated costs vs. benefits, relative to other services within the same product category.
  • Flexibility Score indicates a given service or product’s ability to accommodate a wide variety of situations, needs, or goals relative to other services within the same product category.

We then combined these individual scores into a single Overall Score, which determined our top picks and the overall ranking order within each product category. We excluded any company that didn't score at least a 1.0 rating overall.

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