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Buying a Home

How to Find High DTI Mortgage Lenders

Buyers who have a large amount of debt certainly understand how overwhelming it can be to pay off their loans. Every month, they see money go toward loans that could have been saved or spent on something more productive. But there is good news for people in debt. The first set of good news is that ...

  • 4 days ago
  • Leisl Bailey

Understanding Subordinate Mortgages

Buyers are not just committed to a single mortgage or loan forever. But when buyers are dealing with multiple mortgages and refinancing options, how do you know which one takes priority? For the answer, you need to understand mortgage subordination. What is a subordinate mortgage? Homeowners may ta...

  • 4 days ago
  • Leisl Bailey

Buying a Home

When Less Is More: Why to Choose a 10-Year Mortgage Over a 30-Year Mortgage

When choosing how to finance your home, less is more! As you pick out your mortgage, you soon find that selecting a 10 over 30-year loan can typically save you time and money. We say typically because no one’s homeowner plan is exactly the same. Just like there are many different types of mortgag...

  • 5 days ago
  • Leisl Bailey

Buying a Home

Advice for First-Time Home Buyers in Oregon

So you’re ready to buy your first home and move to Oregon. Maybe you live here already, but it’s time for you to take the leap and become a homeowner. You may have a lot of questions about the home buying process. But, most importantly, you might be asking yourself, how am I going to pay for th...

  • 5 days ago
  • Leisl Bailey

Buying a Home

Q&A: Should I Buy a Foreclosed Home?

Is buying a foreclosed home on your wish list? You’re sure to have a lot of questions about them, and rightly so! Buying a foreclosed home isn’t as cut and dry as a traditional home sale. You asked, we listened! Here are the answers your top foreclosed home questions. What exactly is a foreclos...

  • 5 days ago
  • Leisl Bailey

Moving

Everything You Need to Know About Buying a House Out of State

Are you thinking about buying a house out of state but don’t know where to start? There are a few things you absolutely must know if it’s going to be a success. Why to Buy a House Out of State Many people wonder why anyone would want to go through all the work of finding, financing, and purchas...

  • 5 days ago
  • Leisl Bailey

Buying a Home

 Here’s How to Refinance a Reverse Mortgage (and Why You’d Want To)

There’s a long road in between getting your mortgage and finally paying it off. After 15 or 20 years of paying off a mortgage, your situation and income may have changed. Retirement or other types of income loss can affect your ability to make monthly mortgage payments. Luckily, buyers have m...

  • 5 days ago
  • Leisl Bailey

Buying a Home

Q&A: Can I Get a Mortgage on a House I Already Own?

Paying off your house is a great feeling. You make that last payment and can cross off that monthly payment off your list. Now you have equity in your home, and all that equity might get you thinking, “Can I get a mortgage on a house I already own?” Can I get a mortgage on a house I alr...

  • 6 days ago
  • Leisl Bailey

Buying a Home

How to Buy a Bank-Owned Home (and Why to Consider It)

Sometimes purchasing bank-owned home can be a great financial option. This is especially true for investors looking to buy a cheap home to flip for profit. However, there are many different kinds of bank-owned properties, as well as significant pros and cons to owning them. Is it even a good idea ...

  • 6 days ago
  • Leisl Bailey

Buying a Home

How to Buy a Manufactured Home You’ll Love

For many people considering a home purchase—particularly first-time home buyers—the current real estate prices are too much to swallow.  Some have even begun researching alternatives to traditional homes. A quick Google search may result in finding things like trailers, mobile homes, and modul...

  • 6 days ago
  • Leisl Bailey

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