I want to... 🏠 Sell my home | 🗝️ Buy a home | 🗺️ Find a new place to live in Kentucky
💡 Key Kentucky housing market facts
| Data Point | Value | Rank | Compared to National Avg |
| Typical Home Value | $196,550[1] | #47 of 50 states | 44.5% lower |
| Median Listing Price | $303,900[2] | #39 of 50 states | 30.5% lower |
| Median Sale Price | $254,400[3] | #40 of 50 states | 34.7% lower |
| 30 Year Mortgage Rate | 6.92%[4] | #10 of 50 states | 0.8% lower |
| Median Days on Market | 49[5] | #25 of 50 states | 1.8% shorter |
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🗺️ Buying a house in the Kentucky real estate market
Kentucky has an affordability score of 4.9, meaning it takes 4.9 years of the median household income ($52,238) to afford Kentucky's median home sale price ($254,400). Because of this, we rank Kentucky as the 15th most affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to National Avg |
| Median Sale Price | $254,400[6] | #40 of 50 states | 34.7% lower |
| 30 Year Mortgage Rate | 6.92%[7] | #10 of 50 states | 0.8% lower |
| Median Household Income | $52,238[8] | #44 of 50 states | 19% lower |
| Affordability Ratio | 4.9 | #15 of 50 states | 18.6% lower |
| Buyers Agent Commission | 3.00%[9] | #47 of 50 states | 12.1% higher |
Resources for Kentucky home buyers
Preparing to buy in Kentucky
Kentucky home buying costs
🗺️ Selling a house in the Kentucky real estate market
According to our detailed survey of Kentucky real estate agents, listing agents (those representing the seller) charge an average commission in Kentucky of 3%, which is the 14th highest in the United States. Buyers' agents charge an average commission of 3%, which is the 4th highest in the United States.
| Data Point | Value | Rank | Compared to National Avg |
| Median Listing Price | $303,900[10] | #39 of 50 states | 30.5% lower |
| Median Sale Price | $254,400[11] | #40 of 50 states | 34.7% lower |
| Median Days on Market | 49[12] | #25 of 50 states | 1.8% shorter |
| Buyer's Agent Commission | 3.00%[13] | #47 of 50 states | 12.1% higher |
| Listing Agent Commission | 3.00%[14] | #37 of 50 states | 5% higher |
Resources for Kentucky home sellers
Preparing to sell in Kentucky
- Average Time to Sell a House in Kentucky
- When Is the Best Time to Sell a House in Kentucky?
- Top Real Estate Agents in Kentucky
Kentucky home selling costs and requirements
Moving to Kentucky
According to our recent moving trends survey[15], 6% of Americans indicated that they would choose to move to Kentucky if money were no object. Likewise, 6% of survey respondents indicated that they would move to Louisville among a choice of America's largest cities.
Here's how Kentucky cities rank in a number of our research studies.
| Study | Best Kentucky city | Rank |
| Best Pizza Cities[16] | Louisville | 42nd best |
| Best Coffee Cities[17] | Louisville | 16th best |
| Best LGBTQ Cities[18] | Louisville | 27th best |
| Best Bike Cities[19] | Louisville | 31st best |
| Best Commuter Cities[20] | Louisville | 14th best |