5 Best Low Commission Realtors in Kentucky (2025)

• Kentucky discount real estate brokers offer a similar range of services and support as conventional realtors for a lower price.
• If you work with a conventional Kentucky realtor, you’ll typically pay a listing commission fee of about 2.7%.
• Discount realtors typically deliver savings by charging lower listing fees at closing. The average listing fee among discount brokerages in Kentucky is 1% as of September 2025.
• That’s an average savings premium of $4,868.00 based on the median home sale price in Kentucky ($284,700.00), according to the latest available data (September 2025).

• Consider a discount realtor if saving on real estate commission fees is a top priority, but you still want a real estate agent to guide and support you through the process.
• Discount realtors sometimes handle more customers at once to offset their lower rates. Some sellers say this can lead to less hands-on, personalized service compared to a conventional realtor.
• We recommend sellers with more complicated properties or circumstances stick with conventional realtors with experience that fits their needs. (Try Clever: list with top full-service realtors, get up to 50% off their typical rate.)
• That being said, discount brokerage service models and customer experiences vary widely, which is why thoroughly interviewing and vetting any agent is so important.

Pros

• Discount real estate agents save sellers in Kentucky $4,868.00, on average.
• You get expertise from a licensed agent who knows the Kentucky market.
• Some discount real estate agents offer full service, so you can get everything you'd expect for less.

Cons

• Some Kentucky discount real estate agents only provided limited service, and may charge extra fees for "add-ons" like professional photography.
• Discount real estate brokers sometimes charge upfront fees, so you'll have to pay out-of-pocket before your house sells.

• Clever Real Estate gets you special discounted rates from top, conventional realtors representing major brokerages like RE/MAX, Century 21, and Compass. Get personalized agent recommendations and save up to 50% on listing fees.
• You can try to negotiate a lower commission rate with a conventional realtor yourself, but this can be difficult to do (only about 22% of sellers who try to negotiate are successful). Negotiating is easier if you have a pricier home, are selling in a particularly hot market, or already have a buyer lined up.
• If you're selling for sale by owner in Kentucky and just want a marketing boost, a Kentucky flat fee MLS service may be a better fit. Basic flat fee MLS plans get your listing on the local MLS for around $150. Premium plans include more services, like pro photography, but can cost well over $1,000.
• If you want to sell your house fast in Kentucky or sell your house in as-is condition, consider using a Kentucky cash home buyer company. Cash home buyers will purchase almost any home in any condition. You typically don't have to pay realtor commissions and many will actually cover your closing costs. And because they pay cash, they can usually close in a matter of days.

The Kentucky housing market has cooled since this time last year, according to the latest data (July 2025).

• Kentucky is currently in a buyer’s market, with inventory outpacing buyer demand. Last month, there were 11,430 active listings, (up 17.7% year over year).
• The median home sale price in Kentucky last month was $284,700, up 5.2% from $270,502 last year.

• In the past month, Kentucky properties spent a median of 51 days on the market — that’s 5 days slower than this time last year.
• The average Kentucky home sold for 97.75% of its original list price in the past month, down 0.1% year over year.
• Kentucky houses are experiencing more price drops compared to last year. 4,740 of properties dropped their price last month. That's a 24.87% increase compared to this time last year.

• The bulk of home seller costs is made up of realtor listing fees and closing costs.
• Listing fee: Kentucky home sellers pay their agents an average listing fee of 2.7%. That's 272.7% more than the average discount listing fee of 1% in Kentucky.