🏠 Buying a house in Colorado | 🏘️ Selling a house in Colorado | 🚚 Moving to Colorado
🏡 Home values in Colorado have fallen 2.56% over the past year, indicating a buyer's market.
📈 Housing inventory (the total number of homes for sale) stands at 20,085. That's about 6.46 months of inventory, indicating a seller's market.
📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 97.60%, indicating a buyer's market.
How does Colorado compare to the national average?
| Data point | Value | Rank | Compared to national avg |
| Typical home value | $529,284[1] | #6 of 50 states | 43.1% higher |
| Median listing price | $548,900[2] | #10 of 50 states | 30.1% higher |
| Median sale price | $640,300[3] | #4 of 50 states | 53.6% higher |
| 30-year mortgage rate | 7.03%[4] | #34 of 50 states | 0.8% higher |
| Median days on market | 85[5] | #35 of 50 states | 7% longer |
Looking to buy or sell in Colorado?
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Buying a house in the Colorado real estate market
Colorado has an affordability score of 6.9, meaning it takes 6.9 years of the median household income ($92,911) to afford Colorado's median home sale price ($640,300). Because of this, we rank Colorado as the 5th least affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to national avg |
| Median sale price | $640,300[6] | #4 of 50 states | 53.6% higher |
| 30-year mortgage rate | 7.03%[7] | #34 of 50 states | 0.8% higher |
| Median household income | $92,911[8] | #9 of 50 states | 20.7% higher |
| Affordability ratio | 6.9 | #46 of 50 states | 29.6% higher |
| Buyers agent commission | 2.73%[9] | #10 of 50 states | 3.1% lower |
Who pays for realtor commission in Colorado?
Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.
Who pays closing costs in Colorado?
Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.
Learn more about who pays closing costs in Colorado.
Resources for Colorado home buyers
Preparing to buy in Colorado
Colorado home buying costs
Selling a house in the Colorado real estate market
According to our detailed survey of Colorado real estate agents, listing agents (those representing the seller) charge an average commission in Colorado of 2.98%, which is the 8th highest in the United States. Buyers' agents charge an average commission of 2.73%, which is the 10th lowest in the United States.
| Data point | Value | Rank | Compared to national avg |
| Median listing price | $548,900[10] | #10 of 50 states | 30.1% higher |
| Median sale price | $640,300[11] | #4 of 50 states | 53.6% higher |
| Median days on market | 85[12] | #35 of 50 states | 7% longer |
| Buyer's agent commission | 2.73%[13] | #10 of 50 states | 3.1% lower |
| Listing agent commission | 2.98%[14] | #43 of 50 states | 3.4% higher |
Resources for Colorado home sellers
Preparing to sell in Colorado
- Selling a House in Colorado: 8 Simple Steps
- Average Time to Sell a House in Colorado
- When Is the Best Time to Sell a House in Colorado?
- Top Real Estate Agents in Colorado
Colorado home selling costs and requirements
Moving to Colorado
According to our recent moving trends survey[15], Colorado is the 7th most desirable state to move to, with 16% of Americans indicating that they would choose to move there if money were no object. Likewise, 13% of survey respondents indicated that they would move to Denver among a choice of America's largest cities. Among medium-sized cities, 19% indicated that they would move to Colorado Springs.
Here's how Colorado cities rank in a number of our research studies.
| Study | Best Colorado city | Rank |
| Best Pizza Cities[16] | Denver | best |
| Best Coffee Cities[17] | Denver | 4th best |
| Best LGBTQ Cities[18] | Denver | 5th best |
| Best Bike Cities[19] | Denver | 8th best |
| Best Commuter Cities[20] | Denver | 24th best |
Where to shop for homes in Colorado
Frequently asked questions
As of February 27, 2026, the median days on market (DOM) in Colorado is 81. On average, it takes about 88 days to sell in Colorado.
Home values have fallen in Colorado over the past year. The current median home value is $529,284 and it's projected to rise by 0.99% in the next year.
As of February 27, 2026, sellers in Colorado are typically getting 100% of the list price for their homes.
Methodology
Information on market conditions is based on Zillow data as of January 2026, Realtor.com data as of February 2026, and HouseCanary data as of February 27, 2026, unless specified otherwise.
We gathered our commission rate data from a February 2026 survey of 533 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. To ensure an adequate amount of agent data, these data points are averages based on responses we've received from 20 agents in the Rocky Mountains region.