We ranked 9 cash buyers who buy homes in the St. Charles, Missouri area. Read on for the full list of companies, or use our tool to compare cash offers from vetted buyers in your zip code.
About cash home buyers (read more)
- Companies that buy houses for cash buy almost any St. Charles property, including homes that need repairs or homes with complicating factors, like title issues or tax defaults, that could make a regular sale difficult.
- Cash home buyers typically pay in cash, so they can often help you sell your house faster than a conventional buyer who has to wait to get approved for a mortgage — sometimes within just a few days.
- Buying complicated properties quickly brings a lot of risk, so these investors typically pay less for homes than you would get in an open market sale, to ensure they don’t end up taking a loss.
- This tradeoff can be well worth it for sellers who need speed, certainty, privacy, or problem-solving to get a deal done. Just make sure to thoroughly vet any cash home buyer and get multiple offers to compare. It's also worth considering alternatives like selling with a low commission realtor.
Cash home buyer alternatives (read more)
- If you need to sell fast or on a very specific timeline and your home is relatively new and in good condition, you may want to consider an iBuyer instead. iBuyer companies offer similar speed and flexibility but pay closer to fair-market value.
- If you have a bit of timeline flexibility, it’s worth finding a real estate agent to get a free comparative market analysis so you know what you could get for your home on the open market. Listing with an agent means less control over timing but will generally net you the most money in the end.
Top companies that buy houses for cash in St. Charles, Missouri
Company
TrustScore
BBB Status
Active Since
Explore all St. Charles, Missouri cash home buyers
O'Fallon cash home buyer
TrustScore
94.2
BBB Status
Accredited, A+
Active Since
2015
At a glance
Full analysis
Reviews
Company info
- Impressive average rating of 4.9 based on 148 reviews and regularly responds to feedback.
- An accredited BBB business with an A+ rating, demonstrating strong credibility.
- Regular recent activity with 24 reviews in the last six months.
- Strong track record since 2015, with consistent customer interactions.
- High transparency with team member information and customer testimonials on its site.
St Charles cash home buyer
TrustScore
66.5
BBB Status
Accredited, A+
Active Since
2020
At a glance
Full analysis
Reviews
Company info
- Excellent average rating of 5 based on 19 reviews, but response rate to reviews is low.
- BBB accredited with an A+ rating, demonstrating good credibility.
- Recent activity level is relatively high for this business, with a 92% recent activity score.
- Has a strong track record since its inception in 2020 with consistent customer interaction.
- Shows strong transparency with team member information and customer testimonials available.
Missouri cash home buyer
TrustScore
61.5
BBB Status
Accredited, A+
Active Since
2018
At a glance
Full analysis
Reviews
Company info
- 5-star average rating from 15 reviews, but it does not respond to feedback.
- It is BBB accredited with an A+ rating, indicating strong credibility.
- Limited recent activity, as only 13% of its months are active with customer reviews.
- Operating since 2018, but its low review count suggests it doesn't get consistent business.
- Some transparency is shown by offering customer testimonials, but team member photos are not available.
O'Fallon cash home buyer
TrustScore
43.7
BBB Status
Not accredited, A+
Active Since
2022
At a glance
Full analysis
Reviews
Company info
- Excellent average rating of 5 based on six reviews, with an active response rate to feedback.
- Not accredited by BBB, but it holds an A+ rating.
- Moderate recent activity with a review nearly every month in the last six months.
- Short track record since starting in 2022, with active customer interaction.
- Some transparency signals, but lacks team member photos and customer testimonials on its site.
O'Fallon cash home buyer
TrustScore
33.3
BBB Status
Not accredited, A+
Active Since
2020
At a glance
Full analysis
Reviews
Company info
- Good average rating of 4.5, but limited to only eight reviews.
- Not accredited by BBB, but holds an A+ rating.
- Active since 2020, but the low percentage of months with reviews suggests a lack of consistent business.
- Limited transparency, with no team member information or customer testimonials available.
O'Fallon cash home buyer
TrustScore
26.0
BBB Status
Not accredited, A+
Active Since
Unverified
At a glance
Full analysis
Reviews
Company info
- Not accredited by BBB, but holds an A+ rating.
- Partial transparency with team member names and photos available, but lacks customer testimonials.
O'Fallon cash home buyer
TrustScore
25.8
BBB Status
Unverified
Active Since
2021
At a glance
Full analysis
Reviews
Company info
- Perfect 5-star average rating, but based on just one review.
- No recent activity, with zero reviews in the past six months.
- Has been active since 2021, but with only one review across 28 months.
- Lacks transparency - it does not provide customer testimonials and only shares team member names.
St Charles cash home buyer
TrustScore
6.0
BBB Status
Unverified
Active Since
Unverified
At a glance
Full analysis
Reviews
Company info
- Limited transparency due to lack of team member bios and customer testimonials.
St Charles cash home buyer
TrustScore
6.0
BBB Status
Unverified
Active Since
Unverified
At a glance
Full analysis
Reviews
Company info
- Minimal transparency, with no team member or customer testimonial information on its site.
Next steps: Start requesting cash offers
Related articles and resources
What you should know about cash home buyers
- Cash home buyers can be useful if you have a complicated home sale, you want to sell your house fast, you've inherited a house, or you have goals that would be difficult to achieve selling with a real estate agent on the open market. Your options, offer prices, and closing speed will depend on your situation.
- You may need to contact numerous cash buyers to get workable offers. Cash buyers are investors with varying budgets, goals, and constraints. Some will pay cash for almost any home under any circumstance at any time. Others specialize in locations, price ranges, property types, or situations.
- Cash offers will be unique to your home. How much "we buy houses for cash" companies will pay — and how fast they can close — depends on the home and situation. Investors can pay more for turnkey properties than those in need of major repairs.
- The selling process is condensed. Some companies that buy houses for cash can close deals within 2–3 days. However, Chesapeake houses with complicated legal issues could take months to close.
- Most cash home buyers pay closing costs. You won't have to pay any unexpected fees on your closing date. Companies that buy houses for cash usually factor the seller's closing costs into their offer.
- Requesting a cash offer is always free, and there’s zero obligation to accept it. You may not get the fair market value many sellers get using a real estate agent. But you decide if you're offered a fair price and if the terms are acceptable based on your situation. If you feel pressured to accept an offer, walk away. If you suspect a scam or financial exploitation, the Consumer Financial Protection Bureau recommends you report it to the Federal Trade Commission and take these additional steps.
How to choose a cash home buyer and get good offers
- Make sure the cash buyer is legit. Stick to buyers with credible websites that include owner information and video testimonials from real customers. Look for a solid number of legitimate positive customer reviews on established, external platforms like Google. Also, look for companies with Better Business Bureau (BBB) profiles accredited with A+ ratings.
- Verify the buyer has the funds. Ask the buyer for an official proof of funds (POF) letter from their bank. Experienced and legitimate cash home buyers will expect this question or provide the POF without you even asking. The cash buyer should also provide a sufficient earnest money deposit (usually 1–2% of the sale price) when you go under contract, which represents their commitment to the sale.
- Get multiple cash offers. Just like when getting quotes from contractors or shopping for the best mortgage rates, getting several offers from legit "we buy houses for cash" companies to compare and choose from will help you get the best terms and outcome.
Selling a House As-Is: What You Need to Know: We share the main factors that affect how much you may gain (or lose) when you sell as-is.
10 Best Companies That Buy Houses for Cash: Our team spent hundreds of hours researching "we buy houses" companies and iBuyers. Many of these companies have local franchises throughout the nation.
How we rank cash buyers
Data sources
Our research team evaluated 9 cash home buyers serving St. Charles. It also compiled and analyzed 54,079 publicly available data points tied to past transactions, customer reviews, and more to evaluate each of the St. Charles home buyers and create our final list and rankings.
Methodology
Our team used public business directories to identify every company serving the St. Charles area calling itself a cash home buyer. We filtered that list and ranked the top options based on the following criteria:
- Credibility: Is the company a legitimate and safe option? Before we recommend any company, we assess its owners and/or team members, customer testimonial videos, Better Business Bureau status, total Google reviews, and the legitimacy of those reviews.
- Activity: Is the company actively buying a large number of homes? We consider Google and BBB reviews an indicator of sales activity. We examine how many reviews the company has had in the past six months and whether the company responds to its reviews.
- Satisfaction: Are sellers generally happy with their experience and outcome? We gauge how compassionate, helpful, fair, and reliable a cash home buyer is by evaluating its Google and BBB reviews for average rating, total reviews, and negative reviews.
Our team also highlighted the company's availability based on where it operates.
- Local: Operates in St. Charles
- Statewide: Operates throughout Missouri
- Multi-state: Operates throughout Missouri and at least one other state
- Nationwide: Operates in all states
✍️ Editor’s note: We don't disqualify a company for limited or missing data, but we do lower the company’s ranking. We base our rankings on objective measurements and can only measure what we see. We regularly search for missing data to update our rankings accordingly.
Clever Real Estate's content team created parts of this page with the assistance of an AI tool. Our team of humans researched the companies, collected and analyzed the data, and ranked the companies, then used AI to assist in writing about the companies. Our team fact-checked and edited the text, as it does for all of our content.