🏠 Buying a house in Maryland | 🏘️ Selling a house in Maryland | 🚚 Moving to Maryland
❓ FAQ | 📊 Methodology
🏡 Home values in Maryland have risen 7.80% over the past year, indicating a seller's market.
📈 Housing inventory (the total number of homes for sale) stands at 12,241. That's about 4.21 months of inventory, indicating a seller's market.
📊 The sale-to-list price ratio (the percentage of listing price sellers are actually getting) is 99.50%, indicating a seller's market.
How does Maryland compare to the national average?
| Data point | Value | Rank | Compared to national avg |
| Typical home value | $428,027[1] | #16 of 50 states | 13.9% higher |
| Median listing price | $443,950[2] | #23 of 50 states | 0.2% higher |
| Median sale price | $538,700[3] | #13 of 50 states | 23.1% higher |
| 30-year mortgage rate | 7.05%[4] | #42 of 50 states | 1.1% higher |
| Median days on market | 43[5] | #5 of 50 states | 26.9% shorter |
Looking to buy or sell in Maryland?
Enter your zip code to match with top agents in your area!
Buying a house in the Maryland real estate market
Maryland has an affordability score of 5.5, meaning it takes 5.5 years of the median household income ($98,678) to afford Maryland's median home sale price ($538,700). Because of this, we rank Maryland as the 25th least affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to national avg |
| Median sale price | $538,700[6] | #13 of 50 states | 23.1% higher |
| 30-year mortgage rate | 7.05%[7] | #42 of 50 states | 1.1% higher |
| Median household income | $98,678[8] | #3 of 50 states | 28.2% higher |
| Affordability ratio | 5.5 | #26 of 50 states | 2.1% lower |
| Buyers agent commission | 2.72%[9] | #17 of 50 states | 1% lower |
Who pays for realtor commission in Maryland?
Real estate agents' commissions are technically the responsibility of their respective clients - buyers pay their agents, and sellers pay theirs. Each party signs a contract with their agent promising to pay. However, sellers usually offer to pay for the buyer's agent so they can more easily afford the home.
Who pays closing costs in Maryland?
Sellers are usually responsible for most closing costs, but some closing expenses fall to the buyer. As a buyer, you'll be expected to pay for the mortgage loan origination fee and other lender-related fees, private mortgage insurance, the down payment, an appraisal fee, and a home inspection fee.
Learn more about who pays closing costs in Maryland.
Resources for Maryland home buyers
Preparing to buy in Maryland
Maryland home buying costs
Selling a house in the Maryland real estate market
According to our detailed survey of Maryland real estate agents, listing agents (those representing the seller) charge an average commission in Maryland of 2.83%, which is the 18th lowest in the United States. Buyers' agents charge an average commission of 2.72%, which is the 17th lowest in the United States.
| Data point | Value | Rank | Compared to national avg |
| Median listing price | $443,950[10] | #23 of 50 states | 0.2% higher |
| Median sale price | $538,700[11] | #13 of 50 states | 23.1% higher |
| Median days on market | 43[12] | #5 of 50 states | 26.9% shorter |
| Buyer's agent commission | 2.72%[13] | #17 of 50 states | 1% lower |
| Listing agent commission | 2.83%[14] | #18 of 50 states | 0.4% lower |
Resources for Maryland home sellers
Preparing to sell in Maryland
- Selling a House in Maryland: 8 Simple Steps
- Average Time to Sell a House in Maryland
- When Is the Best Time to Sell a House in Maryland?
- Top Real Estate Agents in Maryland
Maryland home selling costs and requirements
Moving to Maryland
According to our recent moving trends survey[15], 7% of Americans indicated that they would choose to move to Maryland if money were no object. Likewise, 8% of survey respondents indicated that they would move to Baltimore among a choice of America's largest cities.
Here's how Maryland cities rank in a number of our research studies.
| Study | Best Maryland city | Rank |
| Best Pizza Cities[16] | Baltimore | 16th best |
| Best Coffee Cities[17] | Baltimore | 25th best |
| Best LGBTQ Cities[18] | Baltimore | 14th best |
| Best Bike Cities[19] | Baltimore | 19th best |
| Best Commuter Cities[20] | Baltimore | 37th best |
Where to shop for homes in Maryland
Frequently asked questions
As of October 10, 2025, the median days on market (DOM) in Maryland is 58. On average, it takes about 57 days to sell in Maryland.
Home values have risen in Maryland over the past year. The current median home value is $435,024 and it's projected to decrease by 0.08% in the next year.
As of October 10, 2025, sellers in Maryland are typically getting 100% of the list price for their homes.
Methodology
Information on market conditions is based on Zillow data as of August 2025, Realtor.com data as of September 2025, and HouseCanary data as of October 10, 2025, unless specified otherwise.
We gathered our commission rate data from a September 2025 survey of 828 of agents nationwide. The survey asked about standard local rates for both listing and buying agents. These data points are averages based on responses we’ve received from 18 agents in Maryland.