5 Best Chicago Flat-Fee MLS Companies

If you're selling your home for sale by owner (FSBO) in Chicago, hiring a flat-fee MLS service can help you increase your listing's visibility without breaking the bank.

The average commission rate for full-service listing agents in the Windy City is approximately 3%. Based on the median sale price for Chicago homes, as of January 2020, that translates to about $7,050.

In contrast, typical rates for flat-fee MLS companies in Chicago are in between $79 and $795. Nationwide, the most basic plans can be as low as $50 to $99, while more comprehensive services range upwards of $1,000 to $3,000.

It's important to remember that every Chicago flat-fee MLS service is different. When evaluating offerings, be sure to read the fine print: look at things like the length of the listing term (and how much it costs to extend); whether there's a fee to make changes to your listing; how many photos are allowed; the policy on buyer's agent commission; and more.

>> LEARN more about flat-fee MLS services and how to evaluate them.

To help you make the right choice, Clever has picked some of the top flat-fee MLS services across Chicago.

Top Chicago Flat-Fee MLS Companies in 2020

EDITOR'S NOTE: Clever doesn't offer a basic flat-fee MLS-only service, so we've compiled objective overviews of local companies that do based on publicly available data. We do offer a free service that lets you work with top-rated realtors for a reduced, flat fee — you can check it out (and read reviews) here.

MLS Town

MLS Town

Price Range

$175-$295

Number of Photos

1-25

Listing Term

4-12 months

Description
Pricing
Pros & Cons
Reviews
  • MLS Town is a licensed, Chicago real estate brokerage that specializes in flat-fee MLS listing services
  • You set buyer’s agent commission (MLS Town recommends 2.5%)
  • Buyer leads forwarded to you
  • Unlimited listing changes and open house postings
  • Listing is live within 24-48 hours
  • Offers money-back guarantee if you decide to list with a full-service agent referred by MLS Town
  • $175 - 4 Month package
    • 4-month listing on MLS
    • Syndicated to Realtor.com, Zillow, Trulia, and more
    • 1 exterior photo
    • Unlimited open house postings
    • Unlimited listing changes
    • Free sales contracts and required forms
    • No cancellation fee
    • Buyer leads forwarded to you


  • $295 - 12 Month package
    • Same as 4 Month package, plus:
    • 12-month listing on MLS
    • 25 photos


A-la-carte services include yard signs, lockboxes, professional photography, floor plan, and appointment setting

Pros

  • Unlimited listing changes and open house postings
  • Buyer leads forwarded to you
  • No cancellation fee
  • Offers money-back guarantee if you decide to list with a full-service agent referred by MLS Town

Cons

  • Only 1 exterior photo in base package
  • No built-in home valuation

As of January 20, 2020:

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Prello Realty

Prello Realty

Price Range

$295-795

Number of Photos

25

Listing Term

6 months up to until sold

Description
Pricing
Pros & Cons
Reviews
  • Prello Realty is a licensed, Illinois real estate brokerage that specializes in flat-fee MLS listing services
  • You set buyer’s agent commission (Prello Realty recommends 2.5% to 3%)
  • Buyer leads forwarded to you
  • Unlimited listing changes
  • Unlimited open house postings
  • Contracts and disclosures
  • A-la-carte services include signs, lockboxes, brochure boxes, and more
  • Offers money-back guarantee if you decide to list with a full-service agent referred by Prello Realty
$295 - MLS Basic Package
  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • 25 Photos
  • Phone/Email support
  • Buyer leads forwarded to you
  • Unlimited listing changes
  • Unlimited open house postings
  • Yard sign
  • Contracts and disclosures

$495 - MLS Plus Package
  • Same as MLS Basic package, plus:
  • 12-month listing on MLS
  • 25 Professional photos
$795 - MLS Pro Package
  • Same as MLS Plus package, plus:
  • Listed until sold
  • Professional wood post yard sign
  • Showing appointment service
  • Lockbox




A-la-carte services include signs, lockboxes, brochure boxes, and more

Pros

  • Offers money-back guarantee if you decide to list with a full-service agent referred by Prello Realty
  • Buyer leads forwarded to you
  • Unlimited listing changes
  • Unlimited open house postings

Cons

  • Doesn’t offer full coverage in Illinois — see website for details on specific MLS access
  • No built-in home valuation or market analysis

As of August 11, 2020, Prello Realty has an average rating of 4.6/5 based on 30 reviews across Google, Facebook, and Yelp.


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Price Range

$299-$399

Number of Photos

1-25

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Mentor Listing Realty is a licensed real estate brokerage that specializes in flat-fee MLS listing services in Indiana and Illinois
  • Unlimited listing changes
  • Buyer leads forwarded to you
  • No cancellation fee
  • Unlimited open house postings
  • Broker support and assistance
  • As of January 23, 2020, Mentor Listing Realtor is a member of MLSs in 62 counties in Indiana and 10 counties in Illinois
  • A-la-carte services include signs, lockboxes, market surveys, flyers, and full representation options
  • $299 - Basic package
    • 6-month listing on MLS
    • Syndicated to Realtor.com, Zillow, Trulia, and more
    • 1 Photo
    • Contracts and disclosures
    • Phone/Email support
    • Buyer leads forwarded to you
    • Unlimited open house postings
    • Broker support and assistance
    • Unlimited listing changes
    • No cancellation fee


  • $349 - Standard package
    • Same as Basic package, plus:
    • 6 Photos
  • $399 - Premium package
    • Same as Standard package, plus:
    • 25 Photos



A-la-carte services include signs, lockboxes, market surveys, flyers, full representation options, and listing renewal



Due to Indiana state laws, listing agent is required to attend closing, and an additional $200 is due at closing

Pros

  • Unlimited listing changes
  • Buyer leads forwarded to you
  • No cancellation fee
  • Unlimited open house postings
  • Broker support and assistance

Cons

  • As of January 23, 2020, Mentor Listing Realtor is a member of MLSs in 62 counties in Indiana and 10 counties in Illinois
  • Only 1 photo in base package
  • Additional $200 closing fee in Indiana

As of January 23, 2020:

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National Flat-Fee MLS Services & Brokers Operating in Chicago

Flat Fee Realty

Flat Fee Realty

Price Range

$199

Number of Photos

6

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Flat Fee Realty is a nationwide flat-fee MLS referral service, licensed in Connecticut, that connects you with Illinois brokers and agents who will list your home on the MLS for a pre-negotiated rate
  • You set buyer’s agent commission
  • MLS photo upgrade available for $50
  • State disclosures and forms available
  • Unlimited listing changes
  • Buyer leads forwarded to you
  • Refund available within 30 days of purchase

$199 - MLS Listing package

  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • 6 Photos
  • Free state disclosures
  • Unlimited listing changes
  • No cancellation fee
  • Buyer leads forwarded to you


MLS photo upgrade available for $50

Pros

  • Unlimited listing changes
  • No cancellation fee
  • Free state disclosures
  • Buyer leads forwarded to you
  • Refund available within 30 days of purchase

Cons

  • No built-in home valuation or market analysis
  • Limited coverage in rural areas

As of August 11, 2020, no third-party reviews exist for Flat Fee Realty. We will update when this information becomes available.

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Houzeo

Houzeo

Price Range

$199-399

Number of Photos

6 to max allowed

Listing Term

3-6 months

Description
Pricing
Pros & Cons
Reviews
  • Houzeo is a flat-fee MLS referral service that connects you with Illinois brokers and agents who will list your home on your local MLS for a pre-negotiated rate
  • Draft your listing, upload photos, set your price, and sign MLS contracts via Houzeo’s online dashboard
  • Autofills listing details using publicly available info about your home to expedite the listing process
  • Home valuation not included in service
  • Does not require that you offer buyer’s agent commission
  • Listing is typically live within 24 hours of submission
$199 - Bronze
  • 3-month listing on MLS
  • 6 Photos
  • Virtual tour
  • $25 for each listing change
  • Syndicated to Zillow, Trulia, Realtor.com, and more
$299 - Silver
  • Same as Bronze plan, plus:
  • 6-month listing on MLS
  • 24 Photos
  • 10 free listing changes
  • Select and communicate with Escrow Agent
$399 - Gold
  • Same as Silver plan, plus:
  • Max photos allowed by MLS
  • Federal and state disclosures forms














Pros

  • Free cancellation anytime (no refunds)
  • Freedom to specify any buyer’s agent commission
  • Listings typically go live within 24 hours

Cons

  • Limited coverage in rural areas
  • “Free changes” only apply to listing’s price, status, and property description; $10 for additional changes

As of August 10, 2020, Houzeo has an average rating of 4.8/5 based on 21 reviews on Google.

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Alternatives to Flat-Fee MLS in Chicago

The Chicago real estate market is steady. According to Zillow, the median home value stayed the same over the past year and is expected to increase by 3.1% in the next year. To realize your home's full value (or ideally more), it's important to weigh all of your options for selling before making a final decision.

Quick Tip: Don't let upfront "savings" cost you thousands when you sell your home...

Yes, a flat-fee MLS service can save you money on commission — if you know what you're doing. However, homes listed "For Sale By Owner" with an MLS service typically sell for thousands less than agent-assisted homes. 

Plus, there's no guarantee your home actually sells. Since flat-fee MLS services are paid upfront, that means you're out the hundreds of dollars you already spent. 

The Alternative: List with Clever and get a top agent for a reduced rate. 

At Clever, our free service connects you to top-rated agents from name brands like Keller Williams, RE/MAX, Century 21, and more — full-service agents with a proven record of selling fast, for top dollar. 

You pay $0 upfront. So if you don't see the value when you talk to an agent, you're free to walk away. No strings attached. But if you do decide to work with any agent, you'll also get an exclusive low rate — a flat $3,000 or a reduced commission of just 1%.