4 Best Cash Home Buyers in Urbandale, Iowa (2024)

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By Jamie Ayers Updated September 25, 2024
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Reviewed by Ben Mizes Edited by Chelsi Hewitt

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Top picks | Things to know | Get cash offers ⚡️

If you need to sell a house fast or that needs repairs in Urbandale, Iowa, you may want to consider a cash home buyer company. We identified and ranked over 17 companies that can help you sell your house for cash or move quickly in Urbandale.

Offers Marketplaces (4) are the best choice for most sellers and situations. These platforms let you tap into large networks of cash buyers and other sell-fast solutions so you can compare all your options quickly and easily.

Cash Investors (10) will buy almost any home in any condition for cash and can close much faster than buyers with loans, making them a good choice if you have a hard-to-sell property and need to sell fast.

Bridge Loan (1) (sometimes called Buy-Before-You-Sell or Trade-in) services provide a short-term loan so you can buy your new home and move right away. Then you sell your old house, pay them back with the proceeds, and keep any profit.

Online Auctions (2) may be worth trying if you’re selling a distressed property but have a more flexible timeline. Auctions bring competition, which can drive up bids. But the process may take longer than selling directly to a property investor.

At a glance: Companies we recommend in Urbandale

Our take: Most home sellers should try an Offers Marketplace before reaching out to individual companies. These platforms let you compare multiple, vetted cash offers in one place so you can quickly choose the best option for your specific goals and needs.

  • Why this matters: It's a much faster, easier, and safer option than requesting offers from individual cash buyers yourself. Plus most of these services are free to use with no obligation to accept any offer.

Top 4 companies that buy houses for cash in Urbandale, Iowa

  • ⭐️ Our Pick: Offers Marketplace
    5.0
    Top-rated

    Clever Offers

    Claimed ✔
    Offers Marketplace

    Accredited, A+

    2017

    ⚡ Get Cash Offers
    Summary
    Pros & Cons
    Full ratings
    Company info

    Clever Offers is our top Offers Marketplace pick 🏅 in Urbandale. Clever Offers brings you a wide range of solutions from a vetted, nationwide network of cash buyers. Compare all your best options, including cash offers, bridge loans, creative finance, novation, and 7-day sales with a top agent, to get the best possible price for any home and timeline. Clever is the number-one real estate company on Trustpilot with 3,100+ 5-star reviews. Read more

    Pros

    • Multiple cash offers to boost competition and price
    • Fast and easy process
    • Widest range of other sell-fast solutions to fit all situations and goals
    • Fully vetted cash buyer and partner network
    • Excellent 5-star brand rating across 3,000+ reviews

    Cons

    • Nothing significant

    Overall Rating:
    5.0

    • Customer Score:
      4.9
    • BBB Score
      5.0
    • Value Score
      5.0
    • Flexibility Score
      4.9

    Availability: Nationwide

    Business Address: 4625 Lindell Blvd, 2nd FL, St Louis, MO 63108

    Website: listwithclever.com

    Phone: (833) 225-3837


    Is this your business? Claim your profile here.

  • ⭐️ Our Pick: Cash Investor
    4.0
    Recommended

    Sell Now Iowa

    Cash Investor

    Accredited, A+

    2021

    Summary
    Pros & Cons
    Full ratings
    Company info

    Sell Now Iowa is our top Cash Investors pick 🏅 in Urbandale. If you need to sell a distressed property quickly in the Urbandale metro area, we think Sell Now Iowa is worth contacting for a no-obligation offer. The company stands out for its customer rating and track record. Sell Now Iowa has a 4.9 average rating across 82 total reviews. It has been active for at least 4 years, with its first verified customer review dating back to 2021.

    Pros

    • 5 reviews and 5 average rating in past 6 months
    • Excellent 4.9 rating with 82 reviews
    • BBB accredited with A+ rating and 0 complaints
    • Active for more than 4 years, with 46 months of verified activity
    • New customer review activity in 76% of months
    • Good transparency signals on website

    Cons

    • Responds to a low percentage of customer reviews
    • Does not respond quickly to customer reviews

    Overall Rating:
    4.0

    • Customer Score:
      3.8
    • BBB Score:
      5.0
    • Track Record:
      4.4
    • Activity Level:
      5.0

    Availability: Polk county

    Business Address: 5525 Meredith Dr Suite B, Des Moines, IA 50310

    Website: sellnowiowa.com

    Phone: (515) 531-2274

    Additional Info: Offers onsite services


    Is this your business? Claim your profile here.

  • ⭐️ Our Pick: Bridge Loan
    4.5
    Top-rated

    HomeLight

    Bridge Loan

    Accredited, A+

    2016

    Summary
    Pros & Cons
    Full ratings
    Company info

    HomeLight’s Buy-Before-You-Sell offering is our top Bridge Loan pick 🏅in Urbandale. Consider HomeLight’s Bridge Loan if you have a lot of equity built up in your current home and need to move asap. HomeLight’s “Equity Unlock” can be used to cover your new down payment, moving expenses, closing costs, property repairs, and more (pending lender approval). If your home doesn’t sell within 120 days, HomeLight will purchase it and continue to work with you to sell on the open market. Once it sells, HomeLight will distribute any profits from the sale to you after deducting its incurred costs and fees. Just be prepared to cover the 2.4% “program fee” on top of typical realtor commissions and closing costs. Read more

    Pros

    • Bridge Loan is interest-free for up to 120 days
    • Can use equity advance to cover wide variety of expenses
    • Choose your own real estate agent
    • Good 4.6-star brand rating across 1,100+ reviews

    Cons

    • 2.4% program fee slightly higher than some alternatives
    • Minimum fees apply if final sale price is below $375,000
    • Stricter eligibility criteria than some other options

    Overall Rating:
    4.5

    • Customer Score:
      4.6
    • BBB Score
      5.0
    • Value Score
      4.0
    • Flexibility Score
      4.5

    Availability: Nationwide

    Business Address: 1375 N Scottsdale Road, Suite 140, Scottsdale, AZ 85257

    Website: homelight.com

    Phone: (855) 999-7971


    Is this your business? Claim your profile here.

  • ⭐️ Our Pick: Online Auction
    4.5
    Top-rated

    Xome

    Online Auction

    Not Accredited, A

    2013

    Request Offers
    Summary
    Pros & Cons
    Full ratings
    Company info

    Xome is our top Online Auction pick 🏅 for Urbandale sellers with distressed or hard-to-sell homes who aren’t under a huge amount of time pressure to sell quickly. Online auction sales can take 15-30 days to close, depending on the buyer’s financing (many cash investors can close in less than seven days). The benefit is more competition, which could help you get a higher price in the end. Xome doesn’t charge any fees for sellers and only requires a realtor if you're listing a single-family home. DIYers can easily manage the listing, auction, and closing processes within Xome’s seller portal and mobile app. Read more

    Pros

    • No platform fees for sellers
    • Not required to use a real estate agent unless selling a primary residence
    • Easy-to-use seller portal and app
    • Streamlined digital closing process
    • Good 4.6 rating across 4,000+ customer reviews in Google Play and Apple App Store

    Cons

    • Not BBB accredited

    Overall Rating:
    4.5

    • Customer Score:
      4.6
    • BBB Score
      N/A
    • Value Score
      4.5
    • Flexibility Score
      4.5

    Availability: Nationwide

    Business Address: 750 Highway 121 Byp STE 100 Lewisville, TX 75067-8199

    Website: xome.com

    Phone: (888) 400-9663


    Is this your business? Claim your profile here.

What to know about cash home buyers in Urbandale, Iowa

Most companies that buy houses for cash in Urbandale are professional real estate investors who purchase properties, fix them up, then resell or rent them out for a profit.

  • Many property investors look to buy “distressed” homes (properties that need major repairs, have complex title or tax issues, or whose owners are under pressure to sell fast).
  • Because investors usually pay with cash, they can close faster than retail buyers who need approval from a lender. Some can close in as few as 2-3 days after making an offer.
  • Buying complicated properties fast carries a lot of risk, so investors typically pay less than you'd net on the open market to ensure they don't end up losing money on the deal.
  • This tradeoff can be worth it if you need speed and certainty or can't sell your home on the open market.
  • But cash investors aren't always your best or only option. We suggest trying an Offers Marketplace, which helps you compare multiple cash offers and alternatives to get the best possible deal.

  • Offers Marketplaces help you compare multiple cash offers and alternatives side-by-side. Cash buyers are pre-vetted, making it a fast and safe option. Most are free to use and there's no obligation to accept offers they bring you.
  • iBuyers are large, tech-enabled companies that purchase newer, well-maintained homes in select cities. You can get an offer in less than 24 hours and close in 7-14 days. Expect to net 75-85% of your home's fair market value.
  • Bridge Loan services offer short-term home equity loans you can use to buy your new home before you sell your current one. After you move, you sell your old home on the open market with a realtor. Most charge 2-2.5% on top of other, typical transaction costs.
  • Auction Sites let you auction off your home directly to cash buyers all over the country. The competition can help boost your offers. Just be aware that auction sales typically take longer and most sites require residential sellers to have a realtor.

Consider a cash home buyer company if you're selling a house that needs major repairs, has complicating factors (e.g., title problems, liens, tax issues), or are under pressure to sell your house fast because of pre-foreclosure, financial issues, or unexpected life changes.

If you need to sell fast and have a newer, well-maintained house, you may want to look into an iBuyer or Buy-Before-You-Sell (aka bridge loan) service, if they're available in your area. iBuyer and Bridge Loan services may help you get a higher price without sacrificing speed and certainty.

If you have a more flexible selling timeline, it’s worth finding a real estate agent to get a free comparative market analysis so you know what you could get for your home on the open market. Listing with an agent means less control over timing, but will generally net you the most money in the end — even if you're selling a house as-is.

Most Urbandale "We Buy Houses for Cash" companies are legit. But there are definitely bad actors and frauds to watch out for. Here are some quick tips that can help you avoid potential scams or predatory buyers.

  • Look for an established online presence. E.g., BBB accreditation with a high letter grade; excellent customer ratings and lots of reviews (including recent ones) on third-party platforms like Google; a legitimate-looking website with info about owners, customer testimonials, and other credibility signals.
  • Always request offers from more than one cash buyer. This will help ensure, at minimum, that you get a fair price and, ideally, help you net the most possible cash in the end. (Note: Offers Marketplaces make this process fast, safe, and easy).
  • Ask for a proof of funds letter along with the cash offer. Legit and experienced cash investors should be happy to provide this to you.
  • Make sure all the key details are in the contract. The earnest money deposit, sale price, closing date, and other key terms should be clearly stated in the purchase agreement. If it’s not in writing, the buyer can make last minute changes or back out of the deal and you have zero recourse.
  • ⚠️ DON’T call the phone numbers on those generic “Cash for Houses” signs posted by the side of the road, especially when there are no details about the company.
  • ⚠️ WALK AWAY if the cash investor or company representative is getting aggressive, pushy, or making you uncomfortable in any way.
  • ⚠️ NEVER wire anyone money or give out your personal financial information without professional representation or a licensed third-party (like an attorney or title company) involved.

🚨 Important: If you or someone you know has been in contact with or possibly taken advantage of by a company you think is a scam or fraud, please (a) report it to your local police via 911 and (b) all relevant government protection agencies online:

  • The Urbandale, Iowa housing market has cooled over the past 12 months, according to the most recently available data (August 2024).
  • Urbandale is currently experiencing a seller’s market, with more demand than supply. There are currently 245 homes for sale with 89 new listings added last month.
  • The median sale price for all homes at the end of last month was $339,900, down 1.2% since last year. There were 79 property sales, a 33.9% year-over-year increase.
  • The median sale-to-list ratio in Urbandale, Iowa was 98.9%. 26.6% of homes sold for more than their original list price. 26.5% of homes had a price reduction.
  • The typical Urbandale home sale took 23 days in total, from listing to closing. That’s 14 days faster than last year.

  • If you have time to list your home, a discount real estate broker could help you save on realtor commissions and still get maximum value for your property. Services like Clever Real Estate can match you with top local agents and help you save up to 50% on listing fees.
  • Selling for sale by owner (FSBO) is an option if you have real estate experience and you only require basic assistance. A flat fee MLS company in Urbandale, Iowa can help you list your home on the MLS. These services have low starting costs of $100 — $200, but you'll have to pay for add-ons like professional photography.

All Offers Marketplaces in Urbandale, Iowa (4)

What it is: Offers Marketplaces are free, third-party platforms that let you compare multiple cash offers and other relevant services from vetted partners.

Who this is for: All home sellers and situations. The best Offers Marketplaces can offer relevant solutions for any property, goal, or timeline.

How to choose: Look for a service with a variety of sell-fast options (not just cash offers from investors), excellent customer reviews, dedicated customer service and support.

  • ⭐️ Our Pick: Offers Marketplace
    5.0
    Top-rated

    Clever Offers

    Claimed ✔
    Offers Marketplace

    Accredited, A+

    2017

    ⚡ Get Cash Offers
    Summary
    Pros & Cons
    Full ratings
    Company info

    Clever Offers is our top Offers Marketplace pick 🏅 in Urbandale. Clever Offers brings you a wide range of solutions from a vetted, nationwide network of cash buyers. Compare all your best options, including cash offers, bridge loans, creative finance, novation, and 7-day sales with a top agent, to get the best possible price for any home and timeline. Clever is the number-one real estate company on Trustpilot with 3,100+ 5-star reviews. Read more

    Pros

    • Multiple cash offers to boost competition and price
    • Fast and easy process
    • Widest range of other sell-fast solutions to fit all situations and goals
    • Fully vetted cash buyer and partner network
    • Excellent 5-star brand rating across 3,000+ reviews

    Cons

    • Nothing significant

    Overall Rating:
    5.0

    • Customer Score:
      4.9
    • BBB Score
      5.0
    • Value Score
      5.0
    • Flexibility Score
      4.9

    Availability: Nationwide

    Business Address: 4625 Lindell Blvd, 2nd FL, St Louis, MO 63108

    Website: listwithclever.com

    Phone: (833) 225-3837


    Is this your business? Claim your profile here.

  • 4.4
    Recommended

    HomeLight Simple Sale

    Offers Marketplace

    Accredited, A+

    2016

    Pros & Cons
    Full ratings
    Company info

    Pros

    • Multiple cash offers to boost competition and price
    • Streamlined platform and process
    • Fully vetted cash buyer network
    • Good 4.6-star brand rating across 1,100+ reviews

    Cons

    • Network limited to Cash Investors, which might not be the best option for all sellers
    • Lower brand rating than other options

    Overall Rating:
    4.4

    • Customer Score:
      4.7
    • BBB Score
      5.0
    • Value Score
      4.0
    • Flexibility Score
      4.0

    Availability: Nationwide

    Business Address: 1375 N Scottsdale Road, Suite 140, Scottsdale, AZ 85257

    Website: homelight.com

    Phone: (855) 999-7971


    Is this your business? Claim your profile here.

  • 4.0
    Recommended

    Keller Offers

    Offers Marketplace

    Not Accredited, D-

    2019

    Pros & Cons
    Full ratings
    Company info

    Pros

    • Multiple cash offers to boost competition and price

    Cons

    • Network limited to Cash Investors, which might not be the best option for all sellers
    • No verified customer reviews available
    • May still have to pay commission fee and closing costs

    Overall Rating:
    4.0

    • Customer Score:
      N/A
    • BBB Score
      N/A
    • Value Score
      4.0
    • Flexibility Score
      4.0

    Availability: Nationwide

    Business Address: 889 Americana Way Suite 408, Glendale, CA 91210

    Website: thinkkw.com

    Phone: (818) 275-2480


    Is this your business? Claim your profile here.

  • 4.0
    Recommended

    Express Offers

    Offers Marketplace

    Not Accredited, A+

    2019

    Pros & Cons
    Full ratings
    Company info

    Pros

    • Multiple cash offers to boost competition and price

    Cons

    • Network limited to Cash Investors, which might not be the best option for all sellers
    • No verified customer reviews available
    • May still have to pay commission fee and closing costs

    Overall Rating:
    4.0

    • Customer Score:
      N/A
    • BBB Score
      N/A
    • Value Score
      4.0
    • Flexibility Score
      4.0

    Availability: Nationwide

    Business Address: 2219 Rimland Drive, Suite 301 Bellingham, Washington 98226

    Website: expressoffers.com

    Phone: (360) 685-4206


    Is this your business? Claim your profile here.

All Cash Investors in Urbandale, Iowa (10)

What it is: Cash Investors are real estate professionals that typically specialize in purchasing distressed or hard-to-sell properties, fix them up, then resell or rent them out for a profit.

Who this is for: Home sellers who need to sell fast due to external pressures like pre-foreclosure or unexpected life changes, or with a property that would be hard to sell on the open market due to its condition or other complicating factors.

How to choose: The average cash investor in Urbandale has a 4.36 out of 5 customer rating, 7 reviews, and at least 4 years of verified activity. These can be useful baseline criteria to help guide your search. BBB accreditation is always a good indicator the company is active and cares about its reputation.

  • ⭐️ Our Pick: Cash Investor
    4.0
    Recommended

    Sell Now Iowa

    Cash Investor

    Accredited, A+

    2021

    Summary
    Pros & Cons
    Full ratings
    Company info

    Sell Now Iowa is our top Cash Investors pick 🏅 in Urbandale. If you need to sell a distressed property quickly in the Urbandale metro area, we think Sell Now Iowa is worth contacting for a no-obligation offer. The company stands out for its customer rating and track record. Sell Now Iowa has a 4.9 average rating across 82 total reviews. It has been active for at least 4 years, with its first verified customer review dating back to 2021.

    Pros

    • 5 reviews and 5 average rating in past 6 months
    • Excellent 4.9 rating with 82 reviews
    • BBB accredited with A+ rating and 0 complaints
    • Active for more than 4 years, with 46 months of verified activity
    • New customer review activity in 76% of months
    • Good transparency signals on website

    Cons

    • Responds to a low percentage of customer reviews
    • Does not respond quickly to customer reviews

    Overall Rating:
    4.0

    • Customer Score:
      3.8
    • BBB Score:
      5.0
    • Track Record:
      4.4
    • Activity Level:
      5.0

    Availability: Polk county

    Business Address: 5525 Meredith Dr Suite B, Des Moines, IA 50310

    Website: sellnowiowa.com

    Phone: (515) 531-2274

    Additional Info: Offers onsite services


    Is this your business? Claim your profile here.

  • 3.1
    Worth considering

    Home Cash Offer Pros

    Cash Investor

    Accredited, A+

    2019

    Pros & Cons
    Full ratings
    Company info

    Pros

    • Good 4.5 rating with 48 reviews
    • BBB accredited with A+ rating and 1 complaints
    • Active for more than 6 years, with 60 months of verified activity
    • New customer review activity in 32% of months

    Cons

    • Responds to a low percentage of customer reviews
    • Does not respond quickly to customer reviews
    • Website missing important credibility signals
    • Irregular or inconsistent verifiable company activity
    • Low average customer review rating in recent customer reviews

    Overall Rating:
    3.1

    • Customer Score:
      3.5
    • BBB Score:
      4.8
    • Track Record:
      3.8
    • Activity Level:
      5.0

    Availability: Nationwide

    Business Address: 3301 Buckeye Rd Ste 302, Atlanta, GA 30341

    Website: homecashofferpro.com

    Phone: (678) 932-0458

    Additional Info: Identifies as Black-owned; Identifies as veteran-owned; Offers online appointments; Offers onsite services


    Is this your business? Claim your profile here.

  • 2.9
    Safe to consider

    ASAP Cash Home Buyers

    Cash Investor

    Unverified

    2019

    Pros & Cons
    Full ratings
    Company info

    Pros

    • 32 reviews and 4.9 average rating in past 6 months
    • Very good 4.8 rating with 45 reviews
    • Active for more than 6 years, with 65 months of verified activity
    • Responds to 89% of customer reviews within 7 days

    Cons

    • Website missing important credibility signals
    • No verified BBB profile
    • Limited verifiable company track record
    • Irregular or inconsistent verifiable company activity

    Overall Rating:
    2.9

    • Customer Score:
      4.2
    • BBB Score:
      1.0
    • Track Record:
      2.5
    • Activity Level:
      5.0

    Availability: Nationwide

    Business Address: 5130 N Federal Hwy #7a, Fort Lauderdale, FL 33308

    Website: asapcashhomebuyers.com

    Phone: (866) 350-6769


    Is this your business? Claim your profile here.

  • 2.9
    Safe to consider

    Cash Investor

    Accredited, A+

    2022

    Pros & Cons
    Full ratings
    Company info

    Pros

    • Excellent 5 rating with 20 reviews
    • BBB accredited with A+ rating and 2 complaints
    • Active for more than 3 years, with 22 months of verified activity
    • New customer review activity in 41% of months
    • Responds to 75% of customer reviews within 7 days

    Cons

    • Responds to a low percentage of customer reviews
    • Website missing important credibility signals
    • Few customer reviews in last 6 months
    • Low average customer review rating in recent customer reviews

    Overall Rating:
    2.9

    • Customer Score:
      3.5
    • BBB Score:
      4.8
    • Track Record:
      3.2
    • Activity Level:
      0.0

    Availability: Nationwide

    Business Address: 85 NE Interstate 410 Loop UNIT 208, San Antonio, TX 78216

    Website: thecashofferpros.com

    Phone: (210) 428-7327

    Additional Info: Offers online appointments; Offers onsite services; Offers language assistance


    Is this your business? Claim your profile here.

  • 2.6
    Safe to consider

    We Buy Houses in Des Moines

    Cash Investor

    Accredited, A+

    2021

    Pros & Cons
    Full ratings
    Company info

    Pros

    • BBB accredited with A+ rating and 1 complaints
    • Active for more than 4 years, with 45 months of verified activity
    • Responds to 71% of customer reviews within 7 days
    • Good transparency signals on website

    Cons

    • Low number of customer reviews
    • Limited verifiable company track record
    • Irregular or inconsistent verifiable company activity
    • No customer reviews in over 6 months
    • Low average customer review rating in recent customer reviews

    Overall Rating:
    2.6

    • Customer Score:
      1.9
    • BBB Score:
      4.8
    • Track Record:
      1.9
    • Activity Level:
      0.0

    Availability: Polk county

    Business Address: 5874 Merle Hay Rd Suite 1152, Johnston, IA 50131

    Website: webuyhousesindesmoines.com

    Phone: (515) 305-2803


    Is this your business? Claim your profile here.

  • 2.1
    Safe to consider

    National Property Solutions

    Cash Investor

    Not accredited, A+

    2022

    Pros & Cons
    Full ratings
    Company info

    Pros

    • Active for more than 3 years, with 33 months of verified activity
    • Good transparency signals on website

    Cons

    • Low number of customer reviews
    • Responds to a low percentage of customer reviews
    • Does not respond quickly to customer reviews
    • Not BBB accredited
    • Limited verifiable company track record
    • Irregular or inconsistent verifiable company activity
    • No customer reviews in over 6 months
    • Low average customer review rating in recent customer reviews

    Overall Rating:
    2.1

    • Customer Score:
      1.3
    • BBB Score:
      3.5
    • Track Record:
      1.9
    • Activity Level:
      0.0

    Availability: Nationwide

    Website: propertysolutions123.com

    Phone: (920) 562-0672


    Is this your business? Claim your profile here.

  • 1.8
    Use caution

    Click Cash HomeBuyers

    Cash Investor

    Unverified

    2023

    Pros & Cons
    Full ratings
    Company info

    Pros

    • 2 reviews and 5 average rating in past 6 months
    • New customer review activity in 25% of months
    • Good transparency signals on website

    Cons

    • Low number of customer reviews
    • Responds to a low percentage of customer reviews
    • Does not respond quickly to customer reviews
    • No verified BBB profile
    • Irregular or inconsistent verifiable company activity

    Overall Rating:
    1.8

    • Customer Score:
      1.3
    • BBB Score: