Flyhomes Review: Is Its Buy Before You Sell Program Worth It in 2026?

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By Michael Warford Updated September 25, 2026
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Edited by Jon Stubbs

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Flyhomes is a traditional brokerage that offers some buyer-oriented programs, including cash offer and buy-before-you-sell programs. These programs can make the buying process less stressful and help you stand out in a competitive market with offers that are less likely to fall through.

Its Cash Offer program allows you to unlock the equity in your current home in order to make a strong cash offer on a new home. Buy Before You Sell, meanwhile, also lets you use your current home’s equity to buy a home first with a bridge loan, and then sell your old house later.

Bottom line: If you're looking for help lining up a home sale and purchase, Flyhomes may be worth considering. However, competitors like Homeward and Knock offer similar services, but with different pricing models, so consider them as well before making a decision. Choosing an agent from a low commission brokerage can also help offset the costs of a buy-before-you-sell program, saving you thousands on your home sale.

If selling quickly is your priority, an offers marketplace like Clever Offers can save you a lot of time finding reputable cash buyers and seeing what they'll offer for your house. Simply enter a few home facts to find your best offers — it's free with no obligation.

Do you have to use a Flyhomes agent?

Not anymore. In September 2025, Flyhomes shut down its direct-to-consumer brokerage entirely and now operates only as a wholesale bridge-financing platform. Instead, you access Flyhomes' Buy Before You Sell and cash-offer products through your own real estate agent or loan officer, if they happen to be one of Flyhomes' wholesale partners.

Today, if you want to sell, you work with your own agent — or, if you're comparing options, a Clever Partner Agent, who charges a 1.5% listing fee rather than the 2.5–3% many traditional brokerages, including Flyhomes' old brokerage, used to charge. Flyhomes' financing products can still help on the buying side of that transaction, but the listing, marketing, and negotiating work now falls to whichever agent you choose.

Is Flyhomes worth it?

Flyhomes is one of several companies that helps to alleviate the stress of a common predicament: buying a new home while selling your old one. It could be a good option if you:

  • Need the equity in your current home to put money down on the new home
  • Want to make a strong offer on your new home with no contingencies (conditions that let the buyer back out, which might put off the seller)
  • List your home in a neighborhood where homes are selling relatively quickly
  • Want to use your own listing agent

Top Flyhomes competitors

Company
Customer Rating
Type
Best for
Service Fee
Best overall
Compare Offers
On listwithclever.com
4.9
4,565 reviews
Offers marketplace
Multiple offers, vetted buyers
None
Compare Offers
On listwithclever.com
Tap your equity to buy, then sell
Learn More
On listwithclever.com
4.8
963 reviews
Buy-before-you-sell
Tap your equity to buy, then sell
2.25% + $1,850 loan fee
Learn More
On listwithclever.com
Fair offers, hassle-free sales
Learn More
On listwithclever.com
4.2
4,463 reviews
iBuyer
Fair offers, hassle-free sales
Variable
Learn More
On listwithclever.com
Get cash upfront, list for additional upside
Learn More
On listwithclever.com
4.5
1,396 reviews
iBuyer
Get cash upfront, list for additional upside
7%
Learn More
On listwithclever.com
Equity advance to up or downsize
Learn More
On listwithclever.com
4.0
843 reviews
Buy-before-you-sell
Equity advance to up or downsize
1.9–2.4% + 3% brokerage fee
Learn More
On listwithclever.com

» MORE: See our rankings of the best iBuyers and buy-before-you-sell programs of 2026

Flyhomes reviews and complaints

Aggregate reviews

Rating Reviews
Overall 4.9 1,298
BBB 1.0 3
Google 4.8 349
Yelp 4.8 278
Zillow 5.0 668

Rating distribution

5 stars
93%
4 stars
1%
3 stars
0%
2 stars
1%
1 stars
5%

Theme breakdown

Click on a theme to see related reviews.

Program fell short
1.9%

Some reviewers describe confusing or misleading contract and financing terms, promises that were not kept, or resulting financial loss.

Sample reviews

What recent Flyhomes customers have to say

What recent reviewers talk about

Sentiment analysis of 105 Flyhomes reviews (all reviews since 2023), classified by AI

105 reviews

Filter by reviewer type

Click a segment to see what that group talks about most.

Top themes across all reviewers

Knowledgeable, dedicated agent
85%
“I had an absolute amazing experience with Chris being my realtor. His communication with me through out the entire process was above bar. He always responded fast to my questions and was always ready to tour a house with me on a short notice. I appre...”
Read review on Zillow
Good communication
34%
“Blaga did an outstanding job helping us to get our dream home . She was so supportive , looking into all details , available all the time for questions, and helped either by phone, mail, or in person to answer our questions and to connect us with people in charge.”
Read review on Zillow
Smooth process
25%
“Jose was our dedicated, trusted and go to person for our house buying journey. He along with his team really made the whole house hunting process smooth and hassle free. His market analysis helped us to be able to get our house with a very good price...”
Read review on Zillow

How Flyhomes works

Buy Before You Sell

Buy Before You Sell lets you use your current home's equity to buy your next house before your old one sells, without needing your purchase to hinge on a home-sale contingency. If you want to see how it stacks up against the full field, our roundup of buy-before-you-sell programs covers more than just Flyhomes.

Here's how the process generally works today:

    • Get approved through a partner. You work with your own real estate agent or a Flyhomes-partner loan officer, not a "Flyhomes agent," to get approved for a bridge loan against your current home's equity.

    • Make a non-contingent offer. With the bridge loan in place, you can make an offer on your next home without a home sale contingency — a condition that lets a buyer back out of a purchase if their current home doesn't sell (see contingencies in real estate) — which makes your offer more competitive.

    • Sell your old home and repay the loan. You list your previous home on a normal timeline and use the sale proceeds to pay off the bridge loan.

Move with $0 Out of Pocket

Move with $0 Out of Pocket finances up to 105% loan-to-value (LTV) on your new home, using equity from both properties — enough to cover both the new purchase and closing costs without cash out of pocket.[1]

Flyhomes All-Cash Advantage

All-Cash Advantage (previously "Flyhomes Cash Offer") turns you into a cash-equivalent buyer. It uses a short-term loan against your current home's equity so you can make a non-contingent, cash-backed offer and close in as little as 10 days, then refinance into a standard mortgage after you close.[2]

The appeal is straightforward in a market where sellers favor offers that are less likely to fall through on financing. Clever's own research backs up why buyers reach for a tool like this: 95% of aspiring buyers say something is holding them back from buying today, and high mortgage rates are tied for the second most-cited barrier at 33% (with the inability to afford a down payment), behind high prices at 48%.[3] For a buyer competing against other offers, removing the financing contingency can be the difference between winning a house and losing it.

Flyhomes doesn't publish specific credit-score or equity thresholds for All-Cash Advantage eligibility on its current site. Before you count on qualifying, run your own numbers through Clever's Home Affordability Calculator — and if your loan officer isn't a Flyhomes wholesale partner, or you don't have enough equity to qualify, our buy-before-you-sell roundup covers other companies with a similar cash-backed-offer structure.

Flyhomes fees and other costs

Flyhomes' current fee structure isn't fully public, and it no longer uses the flat rates its old brokerage model used to quote. Because Flyhomes no longer employs its own agents, you pay your agent's normal commission the same way you would with any other brokerage — whether or not you use one of Flyhomes' financing products (see average real estate commission and buyer's agent fee).

On top of that commission, you'll pay Flyhomes' own bridge-financing costs: an origination fee plus short-term interest on the loan while you carry both properties. Flyhomes' site says its pricing is "based on loan amount, not home price" and can run "up to 70% lower" than what it describes as competitors' flat, home-value-based program fees — but it doesn't publish an actual percentage or dollar range.[2]

If you'd rather negotiate your agent's rate directly than switch to a bridge-loan strategy, see how to negotiate realtor fees, or compare a 1% commission realtor and 2% commission realtor against a full-price listing.

What types of homes does Flyhomes buy?

Flyhomes only purchases homes that fail to sell within 120 days through its Buy Before You Sell program. Most residential properties are eligible, including single-family homes, townhouses, and condominiums. However, eligibility may be restricted depending on your home’s location and other factors.

Additionally, Flyhomes generally won’t purchase the following types of properties:

  • Commercial properties
  • Investment properties
  • Properties outside of Flyhome’s service area

📍Flyhomes locations

Flyhomes vs. Redfin

Flyhomes and Redfin aren't real competitors anymore, even though they show up next to each other in search results. Redfin is a discount, full-service brokerage with its own agents handling listings and buyer representation, and as of July 2025, Redfin is a subsidiary of Rocket Companies, the parent of Rocket Mortgage.[4] Flyhomes isn't a brokerage at all anymore — it's a bridge-financing platform you access through a partner agent or loan officer.

Can you get Buy Before You Sell-style financing through Redfin?

Not directly — Redfin itself doesn't advertise a bridge or trade-in financing product, though its sibling company Rocket Mortgage launched a standalone bridge loan in June 2025 that isn't cross-promoted through Redfin's listing flow.[5]

Can you get a discount commission through Flyhomes?

No — since Flyhomes doesn't employ agents anymore, you pay your own agent's normal rate, or use a Clever Partner Agent for 1.5% instead.

FlyhomesRedfin
Business typeWholesale bridge-financing platformFull-service discount brokerage (part of Rocket Companies)
Own agents?No — partner network onlyYes
Bridge / buy-before-you-sell financing?Yes — core productNot through Redfin directly (sibling Rocket Mortgage has a separate bridge-loan product)
Commission / feesPay your own agent, plus bridge-loan costs2% listing fee (rebated to 1% only if you also buy through Redfin within 365 days)
Best forBuyers needing bridge financing through their own agentSellers wanting a discount full-service listing

Flyhomes vs. alternatives

Flyhomes vs. Knock

Knock offers a comparable bridge-loan program: you tap your current home's equity to make a stronger offer on your next home, then sell your old one on a normal timeline. Knock charges a 2.25% fee on your current home's list price and doesn't charge interest for the first six months.[6] If your old home doesn't sell within that six-month window, a Knock affiliate can step in with a backup purchase offer — Knock calls this the Knock Purchase Offer.[6]

Flyhomes vs. Homeward

Homeward's Buy Before You Sell program works similarly to Flyhomes': it costs 3.5% of your current home's market value, or as little as 2.5% if you use Homeward Mortgage for your new purchase, and can extend for up to three additional months at 1% per month if you need more time — a 6.5% ceiling.[7] Homeward's separate Sell to Homeward cash-offer product charges "a flat program fee that is a % of the Homeward sale price," but doesn't publish the actual percentage.[8]

Flyhomes vs. Opendoor

Opendoor is a true iBuyer — it can buy your home directly for cash any time, rather than only as a backup if your home doesn't sell on the open market. That makes it a better fit than Flyhomes if selling fast is your priority. Opendoor doesn't publish a single fixed fee percentage; its service fee varies by market and home condition, so treat any specific percentage you see elsewhere as an estimate rather than Opendoor's actual published rate. Because you'd be selling directly to an investor rather than listing on the open market, expect to net less than a traditional sale either way.

Flyhomes vs. Clever Offers

This comparison got more relevant, not less, since Flyhomes' pivot. Because Flyhomes no longer lists homes for sellers directly, Clever Offers — a marketplace that gathers competing cash offers from multiple local investors — is now a cleaner option for a seller than Flyhomes has been in years. You're comparing real bids instead of relying on one company's backup-offer terms. Pairing that with a Clever Partner Agent's 1.5% listing fee if you decide to sell on the open market instead covers both ends of a seller's decision in a way Flyhomes' current lineup, built entirely for buyers, can't.

Is Flyhomes legit? Is it still in business?

Yes to both. Flyhomes is still in business, but it looks different than it did in 2025.

Flyhomes today is a wholesale bridge-lending platform, not a brokerage. Tushar Garg and Stephen Lane founded the company in 2016 in Seattle, Washington, and for almost a decade it operated as a full-service real estate brokerage with its own agents, offering Buy Before You Sell and Cash Offer programs alongside standard home buying and selling services.

That changed in September 2025. Flyhomes shut down its brokerage business entirely, moved its agents to The Real Brokerage Inc. — the same company that acquired RE/MAX in August 2026 and now operates as Real RE/MAX Group — and now focuses exclusively on distributing its bridge-financing products through a network of more than 40,000 partner loan officers.[9] "This move completes our shift and focus to wholesale lending and lets us scale Buy Before You Sell through the professionals homebuyers already trust," said Tushar Garg, Flyhomes' co-founder and CEO, in the company’s announcement.[10]

What this means practically: you can no longer hire "a Flyhomes agent" the way older reviews describe. Instead, you ask your own agent or loan officer whether they're part of Flyhomes' wholesale network, or Flyhomes routes you to one. The bridge-loan mechanics — tapping your current home's equity to buy your next house before you sell the old one — are largely the same. What changed is how you access the product, not the product itself.

Sell on your timeline with options you can trust

Whether you want speed, convenience, or top dollar, Clever Offers delivers real options tailored to your goals — direct cash offers from our investor network, hybrid offers combining cash upfront with a second payout once your home sells, and the ability to test the market without getting locked into a long listing agreement.

Compare offers →

FAQs

Yes. Flyhomes exited the direct-to-consumer brokerage business in September 2025 and now operates as a wholesale bridge-financing platform, reached through your own real estate agent or loan officer rather than a Flyhomes-employed agent. The underlying Buy Before You Sell financing product is still active and, according to Flyhomes, has grown to more than 85,000 partner loan officers and agents nationwide.

Yes. Flyhomes was founded in 2016, is NMLS-licensed (Flyhomes Mortgage, LLC, #1733272), has facilitated $11 billion in transaction volume, and closed a $15 million Series D funding round in 2025 backed by Andreessen Horowitz and other existing investors. It's a real, funded company — just not a brokerage anymore.

Beyond your own agent's standard commission, using a bridge-loan product adds an origination fee plus short-term interest while you carry two properties. Flyhomes doesn't publish an exact fee schedule; it says pricing is based on loan amount rather than home value.

No. An iBuyer buys your home directly for cash. Flyhomes doesn't buy homes — it's a bridge-financing platform that helps buyers purchase a new home before selling their current one. If you're a seller looking for a direct cash offer, compare Flyhomes' model against top iBuyer companies instead.

Since Flyhomes doesn't buy homes or list them for sellers directly anymore, a multi-buyer marketplace like Clever Offers, which gathers competing cash offers from multiple local investors, or a low-commission Clever Partner Agent are more direct options for a seller than Flyhomes itself.

Methodology

This review is based on aggregated analysis of third-party review platforms (BBB, Google, Trustpilot, Yelp, and Zillow), Flyhomes' own published product and licensing disclosures, and independent reporting from HousingWire on the company's September 2025 business-model change. We compared Flyhomes' current product lineup against competitor bridge-financing and cash-offer programs (Knock, Homeward, Opendoor) using each company's own published terms where available.

Article Sources

[1] Flyhomes – "Move with $0 Out of Pocket: No Upfront Cash | Flyhomes". Updated 2026-09-24.
[3] Best Interest Financial – "Future Home Buyer Report: 2026 Edition | Best Interest Financial". Updated 2026-06-22.
[4] Rocket Companies – "Rocket Companies Completes Acquisition of Redfin". Updated 2025-07-01.
[6] Knock – "Knock FAQs: Answers to Common Questions". Updated 2026-09-17.
[7] Homeward – "Buy Before You Sell". Updated 2026-09-17.
[8] Homeward – "Sell to Homeward". Updated 2026-09-17.
[9] Flyhomes – "About Us". Updated 2026-09-24.

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