Finding the most affordable places to live in Utah is challenging even if you're a native. State-wide, Utah has a median home value of $460,900. When you add in maintenance costs and property taxes, it can be difficult for many to buy and own a home. Because of that, we scoured the data to find the most affordable cities in Utah, looking at median home prices, cost of living, and other factors to find your best options.
Looking for the most affordable places in Utah is a start, but you'll save even more money by working with a great agent. The top Utah real estate agents know the local market and where to find pockets of more affordable homes. They can also help negotiate a better price when you do find your dream home.
Ready to buy? Clever is a free service that connects you with the best real estate agents in Utah from top brokers, like Keller Williams and RE/MAX.
With a Clever agent, you'll get instant MLS alerts on affordable Utah homes, on-demand showings, and an expert negotiator on your side. Even better? Eligible home buyers get a check for up to 0.5% of the purchase price back after closing!
Ready to learn more about the most affordable places in Utah? These are our top picks.
1. American Fork
American Fork has the honor of being wedged between two great cities in Utah, Salt Lake City and Provo. With each city less than half an hour away, it means that residents of American Fork have all kinds of amenities within reach. Rather than having to live within the cities, American Fork residents get to have the space that a suburb affords and the lower costs of living.
American Fork’s current median home value is around $349,000 with a household income well above the average at $70,000. Anyone looking to start a family knows this town is a great choice. Although it has just 25,000 residents, the local school district is in the state’s top 10.
For residents interested in outdoor attractions, there’s American Fork Canyon and Timpanogos Cave National Monument, where you can take a tour of the cave.
Being a college town in Utah is a great way to have access to lots of amenities, culture, and plenty of quiet places to relax. Utah State University is one of the main employers in the area and the Logan Regional Hospital. For sports fans, The Utah State Aggies play football in a massive stadium throughout the fall, making for a great outing for families.
Median home values here are just $233,000 and the school district is was ranked number 4 in the state. While it’s over an hour away from Salt Lake City, the byways offer a scenic drive for commuters driving into the city for work.
The city of 50,000 has many homes that date back to the Reconstruction which have just as much beauty as they have a history.
Finding a home to buy here is easier with a local agent! With Clever, you'll find a great Utah realtor who can help with your home search.
Provo is another college town on this list, known for its food, music, and nightlife culture. Here you’ll find Brigham Young University and a vibrant city that’s also an affordable place to live.
With 116,000 people, the city is in between Utah Lake and the Wasatch Mountains, with nature and views galore. All this and still the median listed home is priced right now is $311,000. It’s a great time to invest in Provo, Utah while it’s still affordable.
The city also has a college football team that outperforms many other teams in the state. The BYU Cougars have played in bowl games nearly every year since the 1970s. The basketball team is so good and so popular it plays in a nearly 20,000 seat stadium.
Orem is close to Provo and shares many of the same qualities. It also has a university, as it’s home of Utah Valley University. This former vocational school is now the choice of university for over 37,000 students.
With a median home value of $329,000, this college town of nearly 100,000 people boasts a median annual income higher than the national average. With most households bringing home around $60,000 a year, the job market in the region is strong, filled with well-compensated positions. In fact, it’s been ranked as one of the best regions for jobs and a great place to invest in housing for the last several years.
The rankings on GreatSchools puts most of the schools in the Orem region as above the median rating. In the Alpine School District, you’ll find many of the best schools in the west.
» FIND: Top Real Estate Agents in Utah
5. Salt Lake City
If you need an affordable city to buy a home in, look no further than Salt Lake City. The city of just under 200,000 people has one of the most walkable downtown areas in the American West.
Anyone looking to start a family or raise kids in the region will be happy to know that the city has many of the state’s top-rated schools. The word has gotten out, because the housing market has heated up. The median home listing is around $435,000, which is significantly higher than the median home value.
Because it’s the biggest city in Utah by far, it has a light-rail system, called TRAX, that connects Salt Lake County together via three lines that spread the region. You can ride it for free downtown if you want to visit and see the local sights on a budget.
How to find affordable homes in Utah
Whether you want to live in a bustling Utah metro area or a tranquil small town, there's plenty to love in Utah. Working with a local real estate agent is the best way to find the most affordable places to live in Utah.
Ready to start house hunting? Clever is a free service that can match you with the best realtors in Utah. And, when you buy with a Clever partner agent, you could get 0.5% of your purchase price back as a check after closing. On a $300,000 home, that's an extra $1,500 back in your pocket. That's real money!