I want to... 🏠 Sell my home | 🗝️ Buy a home | 🗺️ Find a new place to live in Kentucky
💡 Key Kentucky housing market facts
| Data Point | Value | Rank | Compared to National Avg |
| Typical Home Value | $208,391[1] | #46 of 50 states | 43.4% lower |
| Median Listing Price | $305,000[2] | #39 of 50 states | 31.7% lower |
| Median Sale Price | $268,600[3] | #43 of 50 states | 36.4% lower |
| 30 Year Mortgage Rate | 6.92%[4] | #10 of 50 states | 0.8% lower |
| Median Days on Market | 47[5] | #18 of 50 states | 8% shorter |
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🗺️ Buying a house in the Kentucky real estate market
Kentucky has an affordability score of 5.1, meaning it takes 5.1 years of the median household income ($52,238) to afford Kentucky's median home sale price ($268,600). Because of this, we rank Kentucky as the 13th most affordable state for buyers based strictly on prices compared to income.
| Data Point | Value | Rank | Compared to National Avg |
| Median Sale Price | $268,600[6] | #43 of 50 states | 36.4% lower |
| 30 Year Mortgage Rate | 6.92%[7] | #10 of 50 states | 0.8% lower |
| Median Household Income | $52,238[8] | #44 of 50 states | 19% lower |
| Affordability Ratio | 5.1 | #13 of 50 states | 20.2% lower |
| Buyers Agent Commission | 2.55%[9] | #17 of 50 states | 0.5% higher |
Resources for Kentucky home buyers
Preparing to buy in Kentucky
Kentucky home buying costs
🗺️ Selling a house in the Kentucky real estate market
According to our detailed survey of Kentucky real estate agents, listing agents (those representing the seller) charge an average commission in Kentucky of 2.75%, which is the 23rd lowest in the United States. Buyers' agents charge an average commission of 2.55%, which is the 17th lowest in the United States.
| Data Point | Value | Rank | Compared to National Avg |
| Median Listing Price | $305,000[10] | #39 of 50 states | 31.7% lower |
| Median Sale Price | $268,600[11] | #43 of 50 states | 36.4% lower |
| Median Days on Market | 47[12] | #18 of 50 states | 8% shorter |
| Buyer's Agent Commission | 2.55%[13] | #17 of 50 states | 0.5% higher |
| Listing Agent Commission | 2.75%[14] | #23 of 50 states | 1% higher |
Resources for Kentucky home sellers
Preparing to sell in Kentucky
- 8 Steps to Selling a House in Kentucky
- Average Time to Sell a House in Kentucky
- When Is the Best Time to Sell a House in Kentucky?
- Top Real Estate Agents in Kentucky
Kentucky home selling costs and requirements
Moving to Kentucky
According to our recent moving trends survey[15], 6% of Americans indicated that they would choose to move to Kentucky if money were no object. Likewise, 6% of survey respondents indicated that they would move to Louisville among a choice of America's largest cities.
Here's how Kentucky cities rank in a number of our research studies.
| Study | Best Kentucky city | Rank |
| Best Pizza Cities[16] | Louisville | 42nd best |
| Best Coffee Cities[17] | Louisville | 16th best |
| Best LGBTQ Cities[18] | Louisville | 27th best |
| Best Bike Cities[19] | Louisville | 31st best |
| Best Commuter Cities[20] | Louisville | 14th best |