The 5 Most Affordable Places to Live In Oregon

Clever Real Estate


Clever Real Estate

October 22nd, 2021
Updated October 22nd, 2021


Finding the most affordable places to live in Oregon is challenging even if you're a native. Oregon has a median home value of $525,200. When you add in maintenance costs and property taxes, it can be difficult for many to buy and own a home. Because of that, we scoured the data to find the most affordable cities in Oregon, looking at median home prices, cost of living, and other factors to find your best options.

Looking for the most affordable places in Oregon is a start, but you'll save even more money by working with a great agent. The top Oregon real estate agents know the local market and where to find pockets of more affordable homes. They can also help negotiate a better price when you do find your dream home.

Ready to buy? Clever is a free service that connects you with the best real estate agents in Oregon from top brokers, like Keller Williams and RE/MAX. With a Clever agent, you'll get instant MLS alerts on affordable Oregon homes, on-demand showings, and an expert negotiator on your side.

>> MORE: Find a great local agent with Clever!

Ready to learn more about the most affordable places in Oregon? These are our top picks.

1. Hermiston

Hermiston is the largest city in Eastern Oregon. While many people dream of living along the coast, you won’t give up access to the water or outdoor activities in Hermiston. It’s located just seven miles south of the Columbia River and has numerous public parks within the city’s borders. I-82 and 1-84 intersect in the city and it’s easy to get around.

Median home values are $205,800, and rose 12.0% last year. Median household income is $50,694. Blue collar trades such as forestry, agriculture, and manufacturing thrive in Hermiston, but you can also find well-paying jobs in information technology, utilities and construction.

2. North Bend

North Bend is another Oregon city where residents enjoy water access. Coos Bay, an S-shaped water inlet and estuary, surrounds the city on three sides. It’s a half hour drive to Shore Acres State Park and the ocean.

Median home values are $217,900, a rise of 5.7% last year. Median household income is $47,574 and many of the jobs are found in healthcare and retail, accommodation and food services.

Finding a home to buy here is easier with a local agent! With Clever, you'll find a great Oregon realtor who can help with your home search.

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3. Umatilla

The city of Umatilla is located right along the Columbia River. Its weather is typical of the Pacific Northwest, with temps never dropping below 32 degrees Fahrenheit all year but rarely getting above 77 degrees.

Median home values are $154,200. They rose 11.6% last year and are expected to grow another 6.2% in 2019. Median household income is $38,796. While low, this explains why housing is so affordable. The largest industries will take you outdoors to work in agriculture, forestry, or fishing. There are also manufacturing and public administration jobs available.

There is little crime, and your chances of becoming a victim are 1 in 160 in Umatilla.

4. Baker City

Baker City is the county seat, and is located high up in the desert. It has an abundance of historical buildings from the Gold Rush era, breweries, and plenty of hiking and camping in the nearby Elkhorn Mountains. A paved pathway through the city runs along the Powder River and is great for walking and cycling.

Median household income in Baker City is $42,006, which makes the median home value of $121,600 quite affordable. There are 389,000 jobs in the city and employment is strong in the health care and social assistance, manufacturing and retail trade industries.

Baker City has a median crime level for Oregon, but the crime rate has been dropping rapidly. To make sure you buy in a safer neighborhood, work with a local realtor who has deep knowledge of local trends.

» FIND: Top Real Estate Agents in Oregon

5. Springfield

Springfield is the home of Northwest College-Eugene and has plenty of riverfront access, recreational areas and parks. It’s also located next door to Eugene, Oregon, so you could take advantage of Springfield’s low cost of living and commute to Eugene for work.

Median property values are $175,000 and the median household income is $41,700. Top industries include construction and manufacturing, wholesale and retail, and education.

How to find affordable homes in Oregon

Whether you want to live in a bustling Oregon metro area or a tranquil small town, there's plenty to love in Oregon. Working with a local real estate agent is the best way to find the most affordable places to live in Oregon.

Ready to start house hunting? Clever is a free service that can match you with the best realtors in Oregon.

👋 Next steps: Talk to an expert

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Give us a call at 1-833-2-CLEVER or enter your info below. Our concierge team will be in touch shortly to help.

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