The 5 Most Affordable Places to Live In Massachusetts

Clever Real Estate


Clever Real Estate

October 22nd, 2021
Updated October 22nd, 2021


Finding the most affordable places to live in Massachusetts is challenging even if you're a native. State-wide, Massachusetts has a median home value of $577,700. When you add in maintenance costs and property taxes, it can be difficult for many to buy and own a home. Because of that, we scoured the data to find the most affordable cities in Massachusetts, looking at median home prices, cost of living, and other factors to find your best options.

Looking for the most affordable places in Massachusetts is a start, but you'll save even more money by working with a great agent. The top Massachusetts real estate agents know the local market and where to find pockets of more affordable homes. They can also help negotiate a better price when you do find your dream home.

Ready to buy? Clever is a free service that connects you with the best real estate agents in Massachusetts from top brokers, like Keller Williams and RE/MAX.

With a Clever agent, you'll get instant MLS alerts on affordable Massachusetts homes, on-demand showings, and an expert negotiator on your side. Even better? Eligible home buyers get a check for up to 0.5% of the purchase price back after closing!

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Ready to learn more about the most affordable places in Massachusetts? These are our top picks.

1. Leominster

Located an hour and a half to the west of Boston, Leominster is a suburban community of a little more than 40,000 people. It is about an hour away from Logan International Airport.

Although housing prices are higher than the national average, Leominster's homes are a lot cheaper than Boston's. The average price of a house in Leominster is around $263,000.

Leominster is the birthplace of Johnny Appleseed and they celebrate their native son every year at the Johnny Appleseed Arts and Cultural Festival.

The community is very family friendly even though some say it does not offer many entertainment options for young singles. There are decent public schools and plenty of parks for young children.

2. Franklin

Head west on U.S. Highway 202 out of Leominster, and you will arrive at Franklin, which is about two hours outside of Boston.

Even though it is farther from the city, the home prices in Franklin are higher than Leominster. The average Franklin home is about $430,000.

Franklin is also smaller than Leominster, with only about 32,000 residents.

The average citizen is well educated. More than half of the residents have at least a bachelor's degree. The higher education level could be because Franklin is home to Dean College.

Franklin is a town rich in history. In fact, you may only need one or two guesses to figure out who the name of the town honors (here's a hint: it's not Aretha). Ben Franklin was so humbled by the recognition that he donated 100 books to Franklin's public library.

Finding a home to buy here is easier with a local agent! With Clever, you'll find a great Massachusetts realtor who can help with your home search.

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3. Methuen

Considered a suburb of Boston, Methuen is located an hour north of the city. It is a city surrounded by many golf courses.

Methuen is more ethnically diverse than other cities in Massachusetts. In fact, over 18% of its citizens were born outside the U.S.

The average home price is around $350,000, and the prices are rising.

There are over 7,000 students enrolled in the Methuen School District, and residents describe the area as an excellent place to raise a family.

Locals and tourists visit The Loop, a shopping and recreation area. There are many notable restaurants in The Loop as well.

4. Quincy

Although the home prices are well above the national average, Quincy is still more affordable than Boston. Houses in Quincy average around $475,000 and the prices continue to rise.

Quincy is about 45 minutes southeast of Boston, near the Quincy Bay. Over 90,000 people are living in the area, which makes it the 8th largest community in Massachusetts.

Even though Quincy is the most expensive city on this list of “most affordable towns,” residents can easily hop up to Boston to enjoy all the city has to offer. Because of this, Quincy is popular to younger people. There are plenty of bars and other nightlife in the city. It is described as having an urban feel. Most of the city's residents rent their homes.

» FIND: Top Real Estate Agents in Massachusetts

5. Westfield

Westfield is near the Springfield area of Massachusetts, and this suburban-feeling community is home to over 40,000 people.

If you are okay living a couple of hours outside of Boston, you can find a home for about a third of the cost of Bean Town. Probably because of this affordability, almost 70% of the residents of Westfield own their own homes.

Westfield is home to a college by the same name and the town's residents are more educated than average. The average household income is around $62,000.

How to find affordable homes in Massachusetts

Whether you want to live in a bustling Massachusetts metro area or a tranquil small town, there's plenty to love in Massachusetts. Working with a local real estate agent is the best way to find the most affordable places to live in Massachusetts.

Ready to start house hunting? Clever is a free service that can match you with the best realtors in Massachusetts. And, when you buy with a Clever partner agent, you could get 0.5% of your purchase price back as a check after closing. On a $300,000 home, that's an extra $1,500 back in your pocket. That's real money!

👋 Next steps: Talk to an expert

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