The Best Time to Buy a House in Mississippi


Thomas O'Shaughnessy


April 14th, 2019


Searching for a new home can be an exciting experience. But location isn’t everything. Knowing the best time to buy and making your purchase at the right time is just as critical. Here’s what you should know about the best time to buy a house in Mississippi.

Everyone knows the old real estate adage: location, location, location. It’s fair enough to say that location plays a critical role in finding a great real estate deal. But timing is just as important.

There are plenty of factors related to time that can drastically impact the price and availability of local real estate markets. Seasonal fluctuations, market-specific influences, and local property values and inventory all play a part in determining the best time to buy.

While national influences also have sway, local fluctuations within a single zip code can disrupt national trends in a given location. That’s why it’s so important to work with an experienced local real estate agent.

Local real estate agents have in-depth insight into their specific locations and can help successfully guide you through the entire home buying process. But having your own knowledge bank can help, too.

Here’s what you should know about the best time to buy a house in Mississippi.

Best Time of year to Buy in Mississippi

Based on historical data, March through April are the best times for buyers in Mississippi. Winter is always a good time to buy in most locations given that there’s more stable pricing and less competition. Be it weather or the holiday season, not many people shop for homes in winter meaning you aren’t competing with as many buyers.

The current market in Mississippi looks good for buyers. Listing prices are down 2.3% monthly and 4.7% annually. Additionally, 13.4% of listings have price cuts of 2.5% on average. It’s a great time to work with your local real estate agent to find a deal and buy your new home.

Best Place to Find a Home in Mississippi

There are many desirable places in the state of Mississippi. However, narrowing down options from the entire state can be a bit daunting. Here are five of the best places to buy a home in Mississippi. It should give you a good place to start your search.


If you enjoy a rural feel and a low cost of living, Cleary is a great place to settle down. They have above-average schools and a quiet, country life that many enjoy. It’s popular among retirees and is home to 1,305 people. The median home value is $118,200 and 93% of residents own their homes.


Madison is a charming suburb that has great schools and a good job outlook. It’s popular among families, especially those with children. Madison is home to 25,350 people, has a median home value of $250,000, and 92% of its residents own their homes.

Hide-A-Way Lake

This suburb is attractive for retirees and families due to its low cost of living. There’s also a decent employment outlook in this area and it’s safe as well. There are currently 1,881 people in Hide-A-Way Lake, the median home value is $162,300, and 88% of residents own their homes.


One of the more diverse and culturally rich suburbs in Mississippi, Pontotoc boasts great schools, a low cost of living, and a wonderful family atmosphere. As such, it’s popular among families and young professionals, as well. There are currently 5,923 people calling Pontotoc home. The median home value is $118,900, and 66% of residents own their homes.

Gulf Park Estates

Gulf Park Estates is known for its top-rated public schools, suburban living, and availability of outdoor activities. For those who like quiet, country charm but who still want access to activities and the outdoors, Gulf Park Estates is a great option. It’s great for families and young professionals. Currently, 6,461 people live in Gulf Park Estates. The median home value is $141,300 and 75% of residents own their homes.

4 Ways to Get a Great Deal on a Home in Mississippi

Finding a great deal on a home can be a challenge, but it’s not impossible. With a sound strategy and professional advice, you can land the Mississippi home of your dream while still getting an affordable price, too. Here are some tips for landing a deal on your Mississippi home.

Find a Great Mississippi Real Estate Agent

An experienced, local buyer’s agent has in-depth knowledge about your specific market. They can use this knowledge to help you navigate the nuanced and complicated process of finding a home and getting a great deal.

From property taxes to homeowners insurance, a real estate agent can be your advocate through the home buying process and personalize your search to find an affordable home that meets your needs.

Assess Your Needs and Lay Out Your Goals

Working with a local real estate agent can also help you clarify your parameters when searching for a home. Knowing you want to buy a house won’t get you very far. You need to have a thorough understanding of what to look for when buying a home, and a local real estate agent can help you do that.

Your agent can also help you decide on an appropriate budget, help narrow down your must-haves, identify ideal neighborhoods, and can even help you find discounts and home buyer rebates you didn’t know existed.

Find a Lender and Secure Financing

Your real estate agent can also help you through one of the most difficult parts of the process — securing financing. The home loan process can be daunting and complicated, but an experienced agent will be able to help you make sure everything is done accurately. This can help you avoid costly delays.

Do keep in mind that the closing process takes about 30 days, so it’s important to take that into consideration if you’re on a fixed timeline.

Negotiate for the Best Price

Finding a real estate agent who knows how to negotiate is critical. Negotiations happen throughout the home buying process, but they’re particularly important post-inspection. At this point, the true value of the home is known, so you can start negotiating to get the best deal possible.

An experienced real estate agent is an invaluable resource as you navigate the complex world of home buying. To find an experienced real estate agent in the market you’ve chosen, complete our online form.

A Clever representative will be in touch with you to answer any questions you might have and connect you with a local Partner Agent.

All Clever Partner Agents are verified top performers in their local markets, so you know you’ll be getting expert advice. Your no-obligation consultation can provide valuable insight, and choosing to work with a Partner Agent can help you secure the home of your dreams in Mississippi.

Get started by contacting Clever today.

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