5 Best Iowa Flat-Fee MLS Companies

If you're selling your home for sale by owner (FSBO) in Iowa, hiring a flat-fee MLS service can help you increase your listing's visibility without breaking the bank.

The average commission rate for full-service listing agents in the The Hawkeye State is approximately 3%. Based on the median sale price for Iowa homes, as of November 2019, that translates to about $6,180.

In contrast, typical rates for flat-fee MLS companies in Iowa are in the $295 to $1,295+ range. The most basic plans can be as low as $50 to $99, while more comprehensive services range upwards of $1,000 to $3,000.

It's important to remember that every Iowa flat-fee MLS service is different. When evaluating offerings, be sure to read the fine print: look at things like the length of the listing term (and how much it costs to extend); whether there's a fee to make changes to your listing; how many photos are allowed; the policy on buyer's agent commission; and more.

>> LEARN more about flat-fee MLS services and how to evaluate them.

To help you make the right choice, Clever has picked some of the top flat-fee MLS services across the state of Iowa.

Top Iowa Flat-Fee MLS Companies in 2020

Madcity Homes

Madcity Homes

Price Range

$500+

Number of Photos

N/A - Information unavailable

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Madcity Homes is a licensed, real estate brokerage based in Madison, WI, that specializes in flat-fee MLS listing services
  • Set your own buyer’s agent commission (2%, 2.5%, or 3%)
  • Retain the right to FSBO
  • Listing is posted within 24 hours of listing appointment
  • Professional photos available
  • Printable property data sheets
$500 - Flat Fee MLS package
  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • Property included in Realtor auto-email data feeds
  • Professional photos available
  • Comparable sales summary
  • Yard sign rental











$500 + $2,500 at closing - Broker Management package
  • Same as Flat Fee MLS package, plus:
  • Broker negotiation with buyer or buyer’s agent
  • Broker presents offers
  • Preparation of all necessary counteroffers, amendments, addenda, and notices
  • GE Supra Key lockbox
  • Online showing appointment service
  • Posting of seller disclosure statements to MLS
  • Broker holds earnest money in trust account if needed
  • Title assistance
  • Review of settlement statement


A-la-carte services include signs and installation, brochure box, 6-month listing extension, and 6-month re-listing

Pros

  • Professional photos available with base pricing
  • Comparable sales summary

Cons

  • Website unclear on number of photos uploaded to MLS

As of August 17, 2020, Madcity Homes and its broker, Sheri A Meland, have an average rating of 4.9/5 based on 130 reviews across Google, Facebook, and Zillow.

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National Flat-Fee MLS Services & Brokers Operating in Iowa

Fizber

Fizber

Price Range

$295-395

Number of Photos

6-25

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Fizber is a flat-fee MLS referral service that connects you with local brokers and agents who will list your home on the MLS for a pre-negotiated rate
  • Requires that you offer buyer’s agent commission between 1-3%
  • Listing is typically live within 24 hours of submission
  • Fizber also offers an array of free resources and online tools (including home valuations), as well as à-la-carte downloadable forms and guidelines, such as disclosures, contracts, counteroffers, and more
$295 - MLS Boost
  • 6-month listing on MLS
  • 6 photos
  • Featured listing on Fizber.com plus unlimited photos
  • Open House Manager Tool
  • Listing on Redfin, Zillow, Realtor.com, and Trulia
  • Social media sharing
$395 - Premium MLS Boost
  • Same as MLS Boost, plus:
  • 25 photos
  • Social media sharing, plus Facebook and Instagram Ads






Fizber also offers two non-MLS listing options:


$0 - Free Listing:
  • Unlimited photos on Fizber.com





$95 - Digital Boost
  • Same as Free Listing, plus:
  • Featured Listing
  • Open House Manager Tool
  • Listing on Redfin


Pros

  • Basic package includes social media postings — premium package includes target social ads
  • Listing appears on MLS within 24 hours of submission
  • Refundable up to 30 days

Cons

  • Listing expires after 6 months — can renew listing for a discounted rate
  • Only 6 photos with basic MLS listing package
  • Making changes to your listing may incur additional fees

As of August 5, 2020, Fizber has an average rating of 3.6/5 based on 88 reviews on Trustpilot and has a B- rating on the Better Business Bureau.

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Flat Fee Group

Flat Fee Group

Price Range

$499-1,395+

Number of Photos

Max allowed by MLS

Listing Term

6 months up to until sold

Description
Pricing
Pros & Cons
Reviews
  • Flat Fee Group is a national network of independent brokers that offer flat-fee MLS services in Iowa
  • Pay no buyer’s agent commission if you find an unrepresented buyer
  • Contracts, disclosures, and addendums included
$499 + 0.5% at closing - Silver
  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • Max number of photo allowed by MLS
  • Seller provides their own photos
  • Contracts, addendums, and disclosures
  • Phone/Email support
  • Property flyer
  • Sign
  • Showing scheduling and feedback service
  • Monthly Realtor.com seller report
$1,395 + 1% - Platinum
  • Same as Gold package, plus:
  • 1% closing fee on homes over $300,000
  • Listed until sold
  • Digital signatures
  • Craigslist post
  • Property website
$799 + 0.5% at closing - Gold
  • Same as Silver package, plus:
  • 12-month listing on MLS
  • Bi-weekly Realtor.com seller report
  • Combo lockbox
  • Comparative market analysis (CMA)
  • Negotiation assistance
  • Review and discuss sales contract
  • Prepare and send counteroffer
  • Closing costs estimate


Pros

  • Work directly with the broker, not a referral service
  • Pay no commission if you find an unrepresented buyer

Cons

  • No home valuation in Silver package

As of August 7, 2020, Bryan Curtis, the Iowa Flat Fee Group broker, has a 4.9-out-of-5-star rating on Zillow (53 reviews).

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Flat Fee Realty

Flat Fee Realty

Price Range

$199

Number of Photos

6

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • Flat Fee Realty is a nationwide flat-fee MLS referral service, licensed in Connecticut, that connects you with Iowa brokers and agents who will list your home on the MLS for a pre-negotiated rate
  • You set buyer’s agent commission
  • MLS photo upgrade available for $50
  • State disclosures and forms available
  • Unlimited listing changes
  • Buyer leads forwarded to you
  • Refund available within 30 days of purchase

$199 - MLS Listing package

  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • 6 Photos
  • Free state disclosures
  • Unlimited listing changes
  • No cancellation fee
  • Buyer leads forwarded to you


MLS photo upgrade available for $50

Pros

  • Unlimited listing changes
  • No cancellation fee
  • Free state disclosures
  • Buyer leads forwarded to you
  • Refund available within 30 days of purchase

Cons

  • No built-in home valuation or market analysis
  • Limited coverage in rural areas

As of August 11, 2020, no third-party reviews exist for Flat Fee Realty. We will update when this information becomes available.

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FSBO.com

FSBO.com

Price Range

$399.95 (+0.5% at closing)

Number of Photos

20

Listing Term

6 months

Description
Pricing
Pros & Cons
Reviews
  • FSBO.com is a flat-fee MLS referral service that connects you with licensed brokerage MLSmart Realty, LLC. MLSmart Realty then refers you to a regional Iowa broker who will list your home on your local MLS for a pre-negotiated rate
  • Set your own buyer’s agent commission (FSBO.com recommends 2-3%)
  • Edit or cancel anytime (may include an additional fee)
  • Additional 0.5% paid at closing to cover Iowa’s minimum service requirements.

$399.95 + 0.5% at closing - Iowa Flat Fee MLS

  • 6-month listing on MLS
  • Syndicated to Realtor.com, Zillow, Trulia, and more
  • Up to 20 MLS photos
  • Yard sign from listing broker
  • FSBO.com listing
  • Unlimited photos on FSBO.com
  • Video upload on FSBO.com

Pros

  • Set your own buyer’s agent commission

Cons

  • Only one package to choose from
  • No home valuation included

As of August 12, 2020, FSBO.com has an average rating of 4.9/5 based on 26 reviews on Zillow and an A+ rating with Better Business Bureau.

Note: As a referral service, the reviews and service quality of your local FSBO.com broker may vary. Be sure to research your broker before signing a listing agreement.

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Alternatives to Flat-Fee MLS in Iowa

The Iowa real estate market is increasing rapidly. According to Zillow, the median home value rose 3.4% over the past year and is expected to see an increase of 3.8% in 2020. To realize your home's full value (or ideally more), it's important to weigh all of your options for selling before making a final decision.

Quick Tip: Don't let upfront "savings" cost you thousands when you sell your home...

Yes, a flat-fee MLS service can save you money on commission — if you know what you're doing. However, homes listed "For Sale By Owner" with an MLS service typically sell for thousands less than agent-assisted homes. 

Plus, there's no guarantee your home actually sells. Since flat-fee MLS services are paid upfront, that means you're out the hundreds of dollars you already spent. 

The Alternative: List with Clever and get a top agent for a reduced rate. 

At Clever, our free service connects you to top-rated agents from name brands like Keller Williams, RE/MAX, Century 21, and more — full-service agents with a proven record of selling fast, for top dollar. 

You pay $0 upfront. So if you don't see the value when you talk to an agent, you're free to walk away. No strings attached. But if you do decide to work with any agent, you'll also get an exclusive low rate — a flat $3,000 or a reduced commission of just 1%.