Lydia Kibet

Writer

Lydia holds a Bachelor's degree in Finance, which fuels her passion for helping people take control of their financial future. Her goal is to empower readers with the knowledge they need to make informed financial decisions.

In addition to Clever Real Estate, her work has appeared in GoBankingRates, Business Insider, Investopedia, The Motley Fool, Tikr, and BetterFinances. When she’s not writing, you can find her going for long walks, enjoying nature, and finding inspiration for her next project. Connect with her at lydiakibet.com.

Featured Published Articles

Do you need a mortgage for your dream home? Have questions about the mortgage underwriting process? Check out this full guide so you know what to expect.
Turn a fixer-upper into your dream home with an FHA 203(k) loan. Learn who qualifies, costs, and how to get started.
Prepaying your mortgage can save you thousands of dollars in interest over your loan. Here’s how just two extra payments a year can pay off big.
Discover if an FHA loan is the right fit for you. Learn who qualifies, the benefits, and what to consider before choosing this government-backed mortgage option.
FHA construction loans let you build a home with a low down payment. Learn how they work, who qualifies, and how to apply.
Conventional home loans are the most common mortgage type—but why? Learn how they work, who qualifies, and how they compare to FHA, VA, and USDA loans.