We Buy Fire Damaged Houses: Review & Ratings (November 2026)

Written by Jamie Ayers +2 others
Edited by Andrew Whytock Reviewed by Ben Mizes
Written by Jamie Ayers Edited by Andrew Whytock Reviewed by Ben Mizes
Updated November 2, 2026
Fire Damage Specialist
Fire damage specialist Direct buyer

We Buy Fire Damaged Houses

We Buy Fire Damaged Houses earns a strong overall score. It has positive customer ratings from a modest review record, along with solid business credentials.

Overall score

#9 of 34 similar

At a glance

Profile status
Verified
Avg rating
4.6 (22 reviews)
Active since
2021

About

We Buy Fire Damaged Houses specializes in burned homes around Fort Worth, TX. Owner Stephen Rivers operates the business, also known as Earnest Homebuyers.

Read the full bio

Offers & terms

Buys:
Any condition
Terms:
As-is Covers closing costs 7-day closings
Situations:
Fire damage
See service details

Score breakdown

Customer experience Limited depth
Recent activity High activity · Accelerating
Credibility signals Solid trust signals
View full breakdown

Is We Buy Fire Damaged Houses legit?

Yes — our research suggests We Buy Fire Damaged Houses is a legitimate business. We found a matched Google business profile, 22 third-party reviews and review activity within the past year.

View verification checklist

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About We Buy Fire Damaged Houses

Company bio

We Buy Fire Damaged Houses specializes in purchasing burned homes for cash, including around Fort Worth, TX. Stephen Rivers owns and operates the business. The brand is also known as Earnest Homebuyers and is owned by Earnest Buyers LLC.

The company reports more than 15 years of experience buying fire-damaged homes. It restores and resells properties it buys. You can skip repairs and cleanup and pay no additional closing costs or realtor fees. Depending on your location and schedule, the team can evaluate the property by phone or photos instead of visiting. After you accept an offer, it can typically close within seven days or less, or work at a slower pace if needed.

Offers & terms

Condition(s)
Any condition
Terms & perks
As-is Covers closing costs 7-day closings
Seller situations
Fire damage

Where they buy

Choose a market to compare cash home buyers near you.

Ownership

Owner
Stephen Rivers
Based in
Fort Worth, TX
Reviews on record since
2021

Operations

Business type
Cash home buyer
Business model
Direct purchase
Ownership structure
Independent operator
Operating scale
Fort Worth, TX

Our ratings & analysis

82

Overall score

#9 of 34 similar

55 92
82

We Buy Fire Damaged Houses has a strong overall score. It ranks 9th out of the 34 Dallas, Texas cash home buyers we’ve scored. Its customer ratings are positive overall, averaging 4.6 stars across 22 ratings. The newer ratings are all 5-star, though that recent sample is still small. Recent review activity is 7.4x its lifetime pace, though that amounts to 15 reviews in the past 6 months. Its business credentials are solid overall.

We Buy Fire Damaged Houses vs. similar cash buyers

Swipe to compare

Metric This company
We Buy Fire Damaged Houses logo
We Buy Fire Damaged Houses
Overall score 82 88 81 79
Avg rating 4.6 (22 reviews) 4.9 (36 reviews) 4.6 (221 reviews) 5.0 (26 reviews)
Recent activity High Medium High Low
Founded — 2011 2016 —
BBB status Not available in our data Accredited, A+ Accredited, A+ Not available in our data
Coverage Local Local Regional Local
Company page Visit website Read review Read review Read review
82

Customer experience

Top 50% locally

Median 78
Avg rating 4.6
Total reviews 22
6-month rating 5.0
6-month trend Improving

We Buy Fire Damaged Houses has a generally positive customer experience profile. Most lifetime ratings were five-star, while 2 low ratings reduced the lifetime average. In the latest 6 months, recent feedback was stronger, though the small recent sample limited confidence. Its Customer Experience score of 82/100 places it near the middle of comparable cash buyers serving a single market.

Lifetime ratings. Lifetime feedback was mostly positive: 22 rated reviews averaged 4.6/5, with 20 five-star ratings and 2 one-star ratings. Reviews dated back to 2021. Our methodology adjusts small rating samples toward the typical company rating, then maps the adjusted rating to a score and applies a small review-depth deduction that decreases as the record grows. Volume credit grows with every rating, with an additional small adjustment that grows fastest over the first few hundred ratings and then slows. It strengthens the distance from the neutral, sample-adjusted 4.5-star signal; this record received a 0.11% adjustment to that signal. This added 0.02 score points before the depth deduction and confidence limit. The confidence limit also constrained the score.

Recent ratings. The latest 12 months contained 16 ratings averaging 4.8/5. The latest 6 months contained 15 ratings averaging 5.0/5. The latest 3 months contained 3 5-star ratings, through October 19, 2026.

Rating trends. Ratings improved. The 6-month average rose from 4.64 lifetime to 5.00 — up 0.36 stars, or 7.8%. The five-star share rose from 90.9% to 100.0%, up 9.1 percentage points. The improvement covered 15 ratings, though the overall record remained small.

Common themes. A smooth process led the feedback, appearing in 12 of 16 detailed customer reviews (75%), followed by honesty and transparency in 9 (56%) and flexibility in 8 (50%). Other common themes — compassionate treatment, fast closings, and good communication — each appeared in 5 (31%). Reviews could mention multiple themes.

Review relevance. We classified 16 of 22 reviews (73%) as relevant to the home-selling experience. Another 4 concerned other products or services. The remaining 2 reviews had too little text to analyze. All 22 star ratings remained in the lifetime rating record.

85

Recent activity

Top 10% locally

Median 58
Recent reviews 15
Latest review 5 days ago
Recent pace 7.4×
Momentum Accelerating

Company activity · As of October 19, 2026 — our latest collection date.

We Buy Fire Damaged Houses has recent review activity. Its recent review volume is higher than similar companies, and its 6-month review pace is accelerating, at 7.4× its lifetime average pace. The company received fewer reviews in the latest 3 months — 3 reviews versus 12 reviews in the preceding 3 months. We lack direct business-activity data, including purchase figures. Its Activity score of 85/100 places it around the top 9% of comparable cash buyers serving a single market.

Recent review volume. The company received more reviews than similar companies across all 3 periods. We counted 16 reviews over 12 months, 15 over 6 months and 3 over 3 months. Similar companies had median counts of 3, 1, and 0, respectively.

Recent review pace. Its 6-month review pace is accelerating, at 7.4× its lifetime average pace. Its latest 3-month pace was 3×, compared with 3.9× over 12 months. Recent rates averaged 2.5 reviews per month over 6 months, 1 over 3 months and 1.3 over 12 months, versus a lifetime average of 0.3. The record contains 22 reviews dating back to 2021. A few reviews can noticeably change the recent pace.

Review freshness. Most of its review record is recent. Its latest review on file was October 14, 2026 — less than 1 week old as of our last data refresh. 68% of all reviews appeared within the last 6 months, and the average review age was about 1.5 years.

Other business activity. We have no claimed directory profile, completed enhanced screening, business interview, or reviewed purchase figure on file.

80

Credibility signals

Bottom 50% locally

Median 81
Reviews since 2021
Review response rate 5%
Verification status Basic

We Buy Fire Damaged Houses has a strong credibility profile. We identified the company’s leadership, business structure, and buying model. The company reports over 15 years of experience on its website. We have 5 years of documented review history. The main limit on its score was moderate website depth and transparency. We found no specific legitimacy concerns or review-integrity red flags in the retained source material, so there were no deductions.

Verification. We identified a Google profile. We don’t have a matched BBB listing on file, so we couldn’t assess its BBB status. Its Google Business Profile was verified. We Buy Fire Damaged Houses has not claimed its directory profile or completed enhanced screening with our team.

Website assessment. The website was accessible when checked on September 29, 2026. The website scored 55/100 for depth and transparency. It includes company background, buying and service information, and the process and terms.

Business details. We identified Stephen Rivers as the company’s owner. Its website identifies Earnest Buyers LLC as the operating company. The business information we reviewed identifies it as a direct buyer. No related businesses or DBAs were identified.

Track record. The company reports over 15 years of experience on its website. Reviews on file date back to May 20, 2021. Reviews appear in 10 of the 66 months covered by our records. Review activity is intermittent.

Complaints and red flags. No specific legitimacy concerns or review-integrity red flags were identified in the retained source material.

Verification checklist

5 of 5 baseline checks are supported by the evidence in our records.

Baseline checks

  • Business identity: Confirmed through Google Business Profile
  • Current business presence: Website accessible at last check; published phone number
  • Public feedback: 22 accepted third-party reviews
  • Established public history: Accepted review activity since 2021
  • Recent activity: 16 reviews in the recorded 12-month window; latest less than a month before collection

Meeting these baseline checks is not a guarantee of current availability or a particular experience or transaction outcome. Compare offers, read reviews, and have a professional review any offers and contracts before moving forward.

Review explorer: We Buy Fire Damaged Houses

What reviewers say

16 substantive reviews Weak signal
Reviews most often praise We Buy Fire Damaged Houses for a smooth process, honesty and transparency, and flexibility.

Notable findings

  • 9 of 16 analyzed reviews (56%) mention honesty, about 1.7x the typical rate for similar cash investors.
  • 8 of 16 analyzed reviews (50%) mention flexibility, about 2.5x the typical rate for similar cash investors.

Reviews analyzed

22 public reviews

− 6 too short, irrelevant, or duplicate

− 0 relevant, but too general

16 detailed reviews with clear themes

Excluded: 4 outside the seller experience (e.g., other services); 2 with too little text to assess.

How reviews qualify

We identify themes from reviews that describe a specific experience with the service. General praise or criticism alone does not provide enough detail.

2 — No text or very short comments. No text or too little detail to assess the experience.

4 — Outside the experience assessed here. Reviews about something other than using the cash-offer or sell-fast service.

  • 4 — Other services

Review themes

Positive feedback

Smooth process (12 reviews) 75%

12 reviews describe the process as easy, smooth, or straightforward.

Honesty and transparency (9 reviews) 56%

9 reviews praise honesty, transparency, or following through on promises.

About 1.7x the typical rate
Flexibility (8 reviews) 50%

8 reviews mention flexibility around timing or seller needs.

About 2.5x the typical rate
Fast closing (5 reviews) 31%

5 reviews mention a fast or on-schedule closing.

Respectful treatment (5 reviews) 31%

5 reviews mention respectful or compassionate treatment.

Communication (5 reviews) 31%

5 reviews praise communication or being kept informed.

Next steps if you’re considering We Buy Fire Damaged Houses

Even with a well-supported company record, the quality of an individual offer comes down to its price, terms, and the entity responsible for closing.

  1. Get the complete offer in writing

    Confirm the purchase price, closing date, seller-paid costs, inspection or cancellation rights, and whether the contract can be assigned to another buyer.

  2. Verify who is buying your home

    Confirm the legal business name, request proof of funds, and identify the title or closing company. If the brand has multiple offices, verify which office or entity is responsible for your offer.

  3. Compare the likely net proceeds

    Request at least 2 cash offers when possible. If time allows, compare them with an estimate of what you could net from an as-is listing after fees, repairs, and carrying costs.

How Clever Offers works

Illustration of a homeowner comparing Cash offer, Cash + upside, and 7 Day Sold options with a Cash Offer Advisor
  1. Tell us about your home

    Share your property details and timeline. We find cash investors and other sell-fast solutions that fit your needs.

  2. Compare your offers

    Compare multiple cash offers alongside options like 7 Day Sold. Your Cash Offer Advisor helps you understand pricing, timing, and terms.

  3. Sell on your terms

    Choose your best fit and close on your timeline — or decline the offers. Requesting offers is always free, with no obligation or pressure.

Related guides and resources

How we researched and scored this company

Methodology

We research each company using its website, business profiles, and third-party customer reviews. We use company sources to understand its services and terms, and distinguish those claims from independent evidence. When available, we also draw on interviews with company representatives and sellers, and relevant public records.

When there is enough evidence, we calculate an overall score out of 100 using 3 categories:

  • Customer experience (67.5%) reflects customer satisfaction, based primarily on average customer ratings and the number of reviews supporting them.
  • Recent activity (20%) reflects recent review volume, how recently the company received a review, and how its recent review pace compares with its history. Reviews are a signal of activity, not a count of completed home purchases.
  • Credibility (12.5%) considers business verification, website transparency, public engagement, and documented operating history.

Use the company or location identified on this page when interpreting the evidence. A broader company record may not describe every local office. Review history is separate from the company’s founding date.

Limited evidence can restrict what we can assess. A company may appear without a score, and a small review sample may not represent a typical seller’s experience. Scores summarize the evidence available to us; they do not predict an offer price or guarantee a sale or service quality.

Sources

  1. Company website, website information up to date as of September 2, 2026; website content analysis completed September 4, 2026.
  2. Google, profile information up to date as of October 19, 2026; review data partially collected on October 19, 2026; reviews checked for updates on October 19, 2026.