Top 6 We Buy Houses for Cash Companies in Phoenix (2021 Rankings)


Kristen Klempert


March 9th, 2021


Looking for a "we buy houses for cash" company in Phoenix, AZ? Clever's Real Estate Experts have put together a list of objective reviews of companies in your area. Our assessments are based on publicly available information and give you all the info you need to make the right decision for you.

When you need to sell your house fast or can't afford massive repairs, selling to a "we buy houses for cash" company can be your best option. In Phoenix, it can take 103 days to sell your home from list to close. In comparison, a cash buyer can complete the transaction in about a week.

Plus, these companies buy homes as-is, meaning there's no need to deal with the hassle or cost of repairs.

If speed, certainty, and convenience are your top priorities, "we buy houses for cash" companies might be the solution you're looking for.

While these companies have undeniable benefits, they don't always outweigh the potential drawbacks (like low offers). Depending on your situation, a cash buyer could be your best option. But before you accept an offer, consider all your choices first.

In this article, we'll look at how "we buy houses for cash" companies work, what types of offers they make, and what the top companies are in Phoenix.

Read on to get the answers you need to find the best way to sell your home.

Quick Tip: Clever can help you sell fast for a better price!

If you're looking to sell quickly, but want to get the highest sale price possible, Clever can help. We've partnered with top real estate agents who have experience finding buyers in a matter of days, not weeks.

You can get higher offers and enjoy Clever's other money-saving benefits (list for just $3,000 or 1% on homes over $350,000).

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How we buy houses for cash companies work

To buy homes quickly and make a profit, most "we buy houses for cash" companies use the same process:

  • A homeowner submits information about their property, and the cash buyer decides if the home fits their criteria for a profitable investment. If the house fits the investor's criteria, they may give the seller a rough estimate of what they'll pay.
  • A representative from the company will evaluate the property and based on the repair costs and resale value, they'll make a cash offer.
  • If the seller accepts, closing happens quickly; there's no need for inspections, appraisals, or financing approval.
  • The "we buy houses for cash" company makes repairs and sells it, hopefully for a profit.

Compare this speedy process with the traditional home selling process:

  • If your home needs extensive repairs, it can take months (and tens of thousands of dollars) to complete.
  • In Phoenix, a home typically spends 58 days on the market before the seller receives an offer.
  • The closing process can take an additional 30-45 days, if the buyer applies for a mortgage. You'll have to deal with appraisals, inspections, and further negotiations with the buyer.
  • If financing is denied, the house has to go back on the market.

Traditional home selling process vs. "we buy houses for cash" companies

Traditional Listing Process"We Buy Houses for Cash" Process
Prepping the HouseDepending on the condition of your home, repairing and preparing it for sale can take months.0 days; these investors buy homes as-is.
Time to Offer58 days^Typically 24 hours after viewing the property
Closing Process30-45 daysAs few as 7 days in Phoenix
Minimum Time to Sell103days8 days

^Days on market based on metro-level data
*Assuming you can find a buyer who will buy your home as-is allowing you to avoid spending time on repairs.

>>LEARN how "we buy houses for cash" companies work

Local we buy houses for cash companies in Phoenix

AZ Home Offer

AZ Home Offer

AZ Home Offer

Phone Number

(602) 900-9327

Time to Offer

24 hours

Time to Sale

7 days


AZ Home Offer is a local, Arizona property investor that buys homes for cash in select cities across the state. To sell your home to AZ Home Offer:

  • Fill out an online form providing your property details
  • Schedule an in-person evaluation with the company
  • Receive a cash offer in 24 hours or less
  • Close as soon as 7 days from the date of offer

For more information, including specific areas of operation, terms of service, and other details, we recommend reaching out to the company directly.

AZ Home Offer services primarily the Phoenix metro area, though does business in other cities across Arizona as well. Click here for specific details of their service areas.

As of May 2021, AZ Home Offer has an average rating of 5/5 based on one customer review.


Doug Hopkins

Doug Hopkins

Doug Hopkins

Phone Number

(602) 567-1505

Time to Offer

24 hours

Time to Sale



Doug Hopkins Real Estate is a local, Arizona property investor that buys homes for cash in the Phoenix metro area. To sell your home to Doug Hopkins Real Estate, you can expect to:

  • Fill out an online form to receive a ballpark range valuation
  • Schedule a walk-through with a representative to receive a specific offer for your property on the same day
  • Take up to 24 hours to accept or decline the offer

Doug Hopkins Real Estate operates in Phoenix, Arizona, as well as the surrounding metro area.

As of May 2021, Doug Hopkins Real Estate has an average positive rating based on 100+ customer reviews across two websites.

  • Google: 4.3/5 (77 reviews)
  • Yelp: 3.5/5 (26 reviews)

Sell fast, and for more money

Talk with the Clever Concierge Team and find your best option for selling

The Trusted Home Buyer

The Trusted Home Buyer

The Trusted Home Buyer

Phone Number

(602) 456-4440

Time To Offer

24 hours

Minimum Time To Sell

7 days


The Trusted Home Buyer is a local property investor that buys homes for cash in select cities across Michigan and Arizona. To sell your home to The Trusted Home Buyer, you can:

  • Submit an online form, giving details about your property
  • Schedule a meeting for a representative to see your home
  • Receive a no-obligation offer
  • Choose a closing date and sell your home

For more information, including specific areas of operation, terms of service, and other details, we recommend reaching out to the company directly.

The Trusted Home Buyer buys homes in:






As of 7/16/2020, The Trusted Home Buyer has an average rating of 4.7/5 based on 75 reviews across Google, Yelp, and Facebook.
Google: 4.8/5 (52 reviews)
Yelp: 3/5 (2 reviews)
Facebook: 4.8/5 (21 reviews)


Phone Number

(480) 444-2274

Time to Offer

24 hours

Time to Sale

7 days

Reviews is a local, Arizona based property investor that buys houses for cash throughout the East Valley. To sell your property:

  • Call directly or fill out an online form to schedule an appointment
  • Meet with a representative to assess the property and provide an offer
  • Set your own closing time, as soon or late as necessary services primarily the East Valley of Arizona, a relatively loosely defined region within the Phoenix metro area. To check the availability of specific locations, click here.

As of May 2021, has an average rating of 3.7/5 based on 3 customer reviews.


National we buy houses for cash companies in Phoenix

Express Homebuyers

Express Homebuyers

Express Homebuyers

Phone Number


Time to Offer

7 minutes

Time to Sale

7 days


Express Homebuyers is a national service that has partnered with local investors across the country to buy houses for cash.  

Steps to sell with Express Homebuyers:

  1. Submit your home's information to receive an initial "as is" offer
  2. Meet with the local investor to assess your property and answer any questions
  3. Discuss the local investor's final cash offer and, if you're willing to sell, sign a sales agreement then and there
  4. Choose a closing day on your schedule
  5. Show up on the day of the sale to sign the paperwork and receive cash within hours

As of May 2021, Express Homebuyers had an average positive rating of based on 100+ reviews across Google and Yelp.


We Buy Houses

We Buy Houses

Full Review

Phone Number


Time to Offer

24-48 hours

Minimum Time to Sell

7-14 days

Editor's Take
Pros & Cons

Working with We Buy Houses is more likely to be positive than working with a local private real estate investor. We Buy Houses vets all of their investors and gives them an exclusive license to operate in their territory, so investors who use the brand name have an incentive to work hard in order to maintain their advantage. 

While We Buy Houses doesn't exercise control over how much their investors offer, they do reserve the right to rescind licenses if investors don't meet their ethical standards.


  • Offer in 24-48 hours.
  • Vetted, reputable real estate investors.
  • No need to worry about repairs.
  • Close in just seven days.


  • LIttle to no room for negotiation.
  • Individual investors have different strategies, so they may value your home differently.
  • Licenses are exclusive, so there is only one We Buy Houses option in your area.

We Buy Houses has over 2,700 offices across 49 states.

Reviews online are only available on local Facebook pages. 

The vast majority were positive, with customers saying that the We Buy Houses investor they worked with was fast and professional. The only negative review we found had to do with a customer who purchased a home from We Buy Houses and felt that the repairs they made before selling were cheap.


How much will we buy houses for cash companies offer?

As real estate investors, "we buy houses for cash" companies need a buffer that increases their chances of a profit. This is where the 70% rule comes in.

Essentially, the 70% rule says a cash buyer shouldn't pay more than 70% of the property's After Repair Value (ARV) — what they hope to sell the house for in a fair market — minus repairs. This gives them some wiggle room if the house's condition is worse than suspected or it takes longer to resell the home.

All-cash offers in Phoenix: 2 examples

Depending on the repairs your home needs, a "we buy houses for cash" company might be your best option. But if your home needs fewer or less expensive repairs, selling to a cash buyer can mean losing more than you realize.

Let's look at some examples of cash offers a homeowner could expect in Phoenix.

In both cases, we'll use the city's average home value of $276,081 as the ARV. Assuming the house is the same size as others in the area, that's more or less what "we buy houses for cash" companies will try to resell it for after renovations. The big difference in these examples will be the amount of repairs the house needs.

A home in need of major repairs

In example No. 1, here are all the necessary repairs and their average costs:

  • New siding: $4,370
  • Bathroom remodel: $10,952
  • Fresh interior paint: $1,881
  • New central AC: $6,322

Here's how a cash buyer will calculate their offer:

70% of ARV$193,257
Cost of Repairs$23,525*
Max. Cash Buyer Offer$169,732

^Based on Zillow Home Value Index
*Based on HomeAdvisor local cost estimations

That offer is 39% below fair market value, which seems like the investor is getting an unfair discount.

But, the truth is, most homeowners don't have almost $24,000 to pay for the repairs. And that's assuming the contractors don't go over budget.

Instead, for these sellers, the best option is a quick sale that allows them to avoid all the costs and hassles of making repairs.

If the cost of fixing your home is similarly high, selling to a "we buy houses for cash" company could be the right choice.

A home in need of minor repairs

In example No. 2, the house only needs a few updates in the kitchen, which include:

  • Refinished cabinets: $2,598
  • New countertops: $2,940

Here's how an offer from a "we buy houses for cash" company would break down:

70% of ARV$193,257
Cost of Repairs$5,538*
Max. Cash Buyer Offer$187,719

*Based on HomeAdvisor local cost estimations

In this example, the cost of repairs is significantly less, but the offer is 32% below fair market value.

Instead of losing almost $89,000, the seller has other options that would lead to a sale price closer to the fair market value of $276,081. The homeowner could:

  • Pay for the repairs out of pocket
  • Make minor repairs themself to lower the total cost
  • Offer a repair credit to potential buyers

Pros of we buy houses for cash companies

"We buy houses for cash" companies are extremely beneficial to certain sellers, especially:

  • Homeowners facing foreclosure
  • People who've inherited unwanted property
  • Homeowners who can't afford extensive repairs

Let's look at how cash buyers meet the needs of these sellers.

Cash offers mean speed and certainty

The longest parts of the home selling process involve buyer financing. A lender can spend weeks underwriting a loan, and if the buyer isn't approved, you have to start all over again.

Cash buyers don't need to go through this lengthy process. They already have the money and if they make an offer, it's very unlikely they'll back out.

No need for repairs

Finding a buyer who will take a house as-is is a big plus for sellers in a hurry, especially given how long repairs can take.

Homeowners can also avoid losing a ton of money by selling as-is. Yes, "we buy houses" companies make lower offers to account for repair costs. But it's not uncommon for contractors to go over budget and there's no guarantee you'll recover the cost of repairs and renovations.

Lower costs

Selling a house is expensive. There are associated costs that add up and eat away at sellers' profits. Here are some expenses homeowners avoid by selling to a cash buyer:

  • Closing costs: In most cases, "we buy houses for cash" companies cover typical closing costs.
  • Seller concessions: During negotiations, sellers often agree to pay a percentage of the buyer's closing costs — also known as seller concessions. In Arizona, it's common to offer 1.3-2.1% in concessions to close the deal. Since there are no negotiations with a cash buyer, there's no need to offer seller concessions.
  • Agent commissions: The average commission in Arizona is 5.0-5.8%. Since selling to a "we buy houses for cash" company doesn't require an agent, homeowners avoid paying commissions.
  • Carrying costs: Every day a seller owns a home costs money. Expenses like mortgage payments, insurance, property taxes, etc. can add up to $72 a day in Arizona. Since "we buy houses for cash" companies close much faster than a traditional sale, the total carrying costs are much less.

Cost to sell to a cash buyer vs. a traditional sale

Traditional Sale"We Buy Houses for Cash" Company
Closing Costs1-3%0%
Seller Concessions^1.3-2.1%0%
Agent Commissions^5.0-5.8%0%
Carrying Costs*$72 per dayA total of $7,416 for the typical 103-day sales process
$72 per dayA total of $576 for an 8-day sales process

^Arizona seller concessions and commission rates based on a Clever survey of 500+ real estate agents
*Carrying costs based on data from the U.S. Census,,, WallerHub, and Clever Real Estate

>>LEARN more about cost of selling to cash buyer

Cons of we buy houses for cash companies

Of course, "we buy houses" companies aren't the right choice for every seller. Here are some drawbacks to consider before accepting an offer from a cash buyer.

Lower offers

Consider an example where the home needs 10% of its ARV in repairs. If you sold to a cash buyer, they would deduct that from their offer. If you sold with an agent you could cover that 10% in a variety of ways (lower price, repair credits, etc.).

However, even by avoiding other selling costs, selling to a "we buy houses" company still leads to a lower take-home amount because their offers are never more than 70% of ARV.

Selling to a "We Buy Houses" CompanySelling with a Traditional Realtor
Sale price (compared to fair market value)70% max.100%
Repair Costs10%10%
Closing Costs0%1-3%
Seller Concessions0%1.3-2.1%
Commissions/Service Fees0%5.0-5.8%
Max Take Home60% max82.7% max

Take-it-or-leave-it offers

There is no negotiating with "we buy houses for cash" companies. They use their own representatives to evaluate your home and necessary repairs. If you disagree, your only option is to walk away. You can't try to negotiate for a higher price.

Predatory tactics

Often, homeowners who consider "we buy houses for cash" companies are facing difficult life situations. The seller could be going through a divorce, facing foreclosure, or dealing with the death of a loved one.

Some "opportunity investors" take advantage of these situations and may pressure sellers to accept incredibly low offers.

We buy houses for cash companies vs. alternatives

"We buy houses for cash" companies are never your only option. It's important to weigh all important factors (time to sell, take-home amount, convenience, etc.) before making a decision.

Let's look at a breakdown of how much a seller in Phoenix could walk away with through three different selling options.

We'll use the median sale price in Phoenix, which is $300,000, and relevant selling cost rates (closing costs, repair costs/credits, carrying costs, etc.)

Phoenix cost breakdown

Selling to a "We Buy Houses" CompanySelling with a Traditional RealtorSelling with Clever
Sale price*$180,000$300,000$300,000
Seller Concessions$0$5,100$5,100
Staging Costs^$0$1,144$1,144
Closing Costs$0$6,000$6,000
Carrying Costs$576$7,416$4,176**
Commissions/Service Fees$0$16,200$11,400
Take Home$179,424$264,140$272,180

*Based on data from Redfin
☨Based on the 70% rule and assuming the house needs 10% of its ARV in repairs
^Based on HomeAdvisor national average
**Based on the average time it takes for homes listed with Clever to receive an offer (13 days) and a 45-day closing process

>>LEARN more about selling with Clever

Making your decision

Even if you need to sell your home quickly, you shouldn't rush to make a decision about who to sell to. There are many "we buy houses for cash" companies out there and you don't want to choose the wrong one for your situation.

Remember to consider all the benefits and drawbacks of selling to a cash buyer.

Once you've weighed all of your options, you'll be able to confidently sell your home. Whether you chose to work with a "we buy houses for cash" company or go a more traditional route, you'll know you made the right choice for your situation.

Don't settle for a below fair market price.

Clever can help you sell fast and for more money.

Additional resources for home sellers in Phoenix

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