Maybe you’ve found the perfect home in North Carolina you want to call your own. Or perhaps you’re just now starting your new home search in the Tar Heel State. Wherever you are in your home buying journey, it pays to have a good mortgage lender on your side to ensure your finances won’t stand between you and your new home.
Finding your mortgage lender early in the process can have a huge impact on your home buying experience. Your lender will not only determine whether to lend you the money for a home, but will also affect how much you pay each month, your closing costs, and the home buying process at large.
Taking out a loan for a home can be expensive, but working with a Clever Partner Agent can help to ease some financial burden. Our Partner Agents offer a Home Buyer Rebate of $1,000 (or 1% for homes over $500,000) which can be used to buy mortgage points, cover closing costs, or other expenses.
Before you get ready to pull the trigger on your new home, explore five of the best mortgage companies in North Carolina that will help you achieve your homeownership goals.
1. Raleigh Mortgage Group
If you’re looking for a total mortgage experience, you can’t do any better than Raleigh Mortgage Group. They’ve served Raleigh for nearly 20 years and remain the go-to lender in the Triangle. Their extensive professional network with banks and other lenders give them leverage to help you find a mortgage that’s best suited to your finances.
Their customers rave about the level of service and dedication they receive. The lenders here not only provide mortgages but also offer insights and advice at every step so you can make an informed decision.
2. Alpha Mortgage Corporation
Based in Wilmington, Alpha Mortgage Corporation is a local’s favorite for home loans. They specialize in a wide range of programs, including conventional loans, FHA loans, VA loans, jumbo loans, and even low payment or no money down options. They’re a top option if you’re buying a first home, a second home, or even a vacation or rental property.
Their clients emphasize the ease and simplicity of the loan process. The company is small enough to provide a high level of personalized service, but large enough to help you get the funds you need for a home.
3. Carolina Home Mortgage
With three locations in North Carolina, Carolina Home Mortgage has earned a reputation for investing in your financial education, being available when you have questions, and walking with you every step of the process. They go the extra mile to find you the best rates on a mortgage that meets your needs and make sure that every buyer understands what to expect.
They also make it easy to start your loan application online. But if you’re not ready to apply, they can help you get pre-qualified so you can shop for a home with confidence and let sellers know that you’re a serious buyer.
4. Leverage Lending Group
Charlotte’s premier lender, Leverage Lending Group cares just as much about educating you on the mortgage process as they do about helping you get a loan. They offer pre-approval within minutes of reviewing the loan application, saving you time.
There is no one-size-fits-all situation here. Rather, they take a tailored, individualized approach to help you get a loan that suits your financial situation. The company can help with a variety of loan programs and needs, including pre-construction loans, jumbo loans, investment rehab programs, 1% down payment options, and conventional loans.
5. The Amy Bonis Mortgage Team
The Amy Bonis Mortgage Team is a leader in the Raleigh market because of their strategic, researched approach to home loans. They offer personal consultations that go over the rates and terms of loan options so you can make an informed decision. They consider themselves mortgage artists because of their ability to get you financed, regardless of your money matters.
Their clients love them because they’ve taken the complex process of applying for a mortgage and broken it down into easy-to-follow steps that take much of the guesswork and surprise out of the equation.
Let Clever Help You Find a North Carolina Lender!
Are you still searching for a North Carolina lender, or do you already have a few names in mind? In either case, working with a Clever Partner Agent can be a valuable experience, both to compare lenders and with the home buying process.
Clever Partner Agents are experienced, full-service real estate agents that are experts in their local markets. Our Partner Agents work with local lenders all the time and can help connect you with reputable companies that are best suited for your home buying goals.
Connect with Clever today to find a North Carolina agent that can provide support throughout the mortgage selection process and find that special house you’ve always dreamed of!