Dallas is one of the largest metro areas in the United States. When it’s time to buy a home, finding the right mortgage company to finance your house is like finding a needle in a haystack. Interest rates, approval requirements, customer service, and locations are some of the factors that may influence your experience.
During your search, it’s important to focus on your needs. Do you want to fill out an online application? Maybe you prefer lenders with local branches for in-person interaction.
Either way, it’s important to research the mortgage companies that fit the bill. You may do it on your own, but one of our Clever Partner Agents can connect you with great Dallas mortgage companies and help you save. Our agents have agreed to offer buyers a commission rebate for $1,000 on homes valued over $150,000 or up to 1% on sales more than $500,000.
You can use your home buyer rebate to buy mortgage points to lower your home buying costs. Want to learn the best mortgage companies to finance your Dallas home? Here are the top five lenders in town.
1. Supreme Lending
Supreme emphasizes that they offer competitive rates, low closing costs, and a fast turnaround of 26 days from application to close.
You may jumpstart your process by applying online, calling, or visiting their location. However, you can only apply for purchase or refinance loans online. If you need to apply for another type of loan, you’ll have to contact their team to learn more about their process.
This mortgage company has one location in the heart of Dallas. It provides their clients online services to make payments, request year-end statements, and even pay off your mortgage.
2. Highlands Residential Mortgage
This mortgage lender was founded in 2010 to provide the highest quality of service in the Dallas-Fort Worth Metroplex. Highlands Residential Mortgage extends conventional, adjustable, jumbo, FHA, refinance, USDA, reverse, and specialty mortgage loans.
The company has 18 branches to meet their client's needs. This mortgage company has an online portal for its clients to get details about their loans from loan history to making their payments.
3. First United Mortgage Group
First United was established in 1990 to serve home buyers in Oklahoma and Texas. Currently, it has over 70 banking centers in these states to meet their client needs. This mortgage company provides fixed, adjustable, FHA, USDA, VA, construction, and non-warrantable condominium loans.
They offer online prequalification to jumpstart your home buying process. Or you can apply for a mortgage by calling them or visiting their branches. First United allows you to create an account to save and track your loan application.
4. DHI Mortgage
This mortgage lender is a subsidiary of D.R. Horton, Inc. and is built to provide home buyers a seamless process. DHI Mortgage offers conventional and government-insured mortgages.
If a company denied your mortgage, the DHI team will offer advice about how to improve your creditworthiness. This lender is the only one on our list that advertises serving Spanish speaking customers.
Founded in 1986, PrimeLending focuses on offering a wide array of financing options and the highest quality of customer service. The mortgage company offers purchase, refinance, jumbo, fixed, adjustable, FHA, VA, and USDA loans.
PrimeLending allows customers to submit the necessary paperwork by email or uploading them to their portal. You may also use the portal to keep track of your application.
They have over 310 offices in the United States. If you don’t want to visit branches to make your payments, PrimeLending offers an online payment system.
When it comes to getting the financing you need to close on your home, it’s vital to get all the support you need. A Clever Partner Agent will support you throughout your buying process from placing an offer to closing on your home.
An experienced realtor can help you find a dream home that meets the minimum requirements of your mortgage. Contact Clever today to connect with the best local realtor to buy your home and get the financing you need from one of the best mortgage companies in Dallas.