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Should I Buy a Home in a Gated Community?

Have you considered purchasing a home in a gated community? There are advantages and disadvantages to living in a protected space. Learn what that entails and if it’s right for you.
gated community

You want to buy a home, but you’re not sure where. That bustling city apartment seems exciting, the lakeside retreat looks serene, but maybe you’re considering something in between — a safe, comfortable and beautiful gated community. Check out this list of things to consider while you search for your dream home.

What is a gated community?

A gated community is defined as a residential community with controlled entrances, surrounded by a barrier of walls or fences. While that’s true, there’s much more to it.

Gated communities are known to be pretty, well-maintained, safe, eco-friendly, and great for young couples and families. Let’s dive right in!

Pros

Great Value

If you’re buying a home, you’re probably considering how much it will be worth in the future- it’s an investment, after all. Homes in gated communities are both desirable and have a higher resale price than an average residential home.

According to this study, homes in gated communities are worth significantly more in terms of resale value. The study also indicated that these homes are worth on average $10 more per-square-foot than their non-gated counterparts.

Life of Leisure

You live a busy life, and you want home time to be what it should be - time spent in the house doing what you love with the people you love. If you’re willing to indulge the average homeowners association (HOA) fee of $200 to $300 a month, you’ll be living in leisure.

The HOA fee typically includes maintenance for all the common areas of the community. That’s good since gated communities often have amazing amenities like swimming pools, fitness centers, and sometimes even tennis counts or concierge services! In that sense, an HOA fee is a small price to pay for having the ability to access these amenities without having to maintain them yourself.

Safety Included

Maybe you’re raising a family, or maybe you just like to know you’re safe at home — who doesn't?

Gated communities boast reassuring security protocols and features. Aside from having a fence or wall around the community, there are usually security guards hired to keep residents safe, often working as friendly gatekeepers. On top of that, it’s common to have a video surveillance system at the gate and around the perimeter.

A study conducted at the University of Colorado- Denver investigated further to see if there’s data to prove that gated communities are safer from crime than regular residential areas. The study found that indeed, gated communities are safer — no surprise there!

You can sleep tight knowing that you’re statistically less likely to encounter a crime, and there’s security in place to ensure your safety.

Cons

Rules and Restrictions

All the perks can seem exciting, but remember that the housing community is owned and regulated by the HOA. This means that there might be restrictions on what your allowed to do. This could include modifications to your home, the number of vehicles allowed at each house, or landscaping features. I recommend reviewing the community policies during your search.

Check out this example of rules and regulations for a typical gated community to learn more.

Separation Anxiety

While gated communities provide leisure and safety, the secluded environment might give you some separation anxiety from the greater community around you. This is definitely something to consider if you’re accustomed to exploring the town just outside your doorway.

Yes, it’s possible to build a strong sense of community within a gated environment, but it might be a bit of a shock at first. Just be prepared for the change.

Location Matters

Gated communities are often located in a beautiful and private area, which can be wonderful, but can come with some possible downsides.

You will probably be moving further away from any downtown attractions, so plan ahead for a night out. If you frequently use buses or trains, you probably won’t be using them anymore, or at least without driving to the station.

If you don’t mind traveling to complete chores — like grocery shopping or getting a haircut, then just sit back and enjoy the gorgeous privacy.

Let us help you decide!

Are you excited yet? Speak to one of our talented Clever Partner Agents to learn more about how a gated community could be right for you. With Clever’s buyer rebate program, you may be able to receive up to 1% cash back of the total purchase price.

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Jamie Ayers
Jamie Ayers

Jamie is the Director of Content at Clever Real Estate, the free online service that connects you with top real estate agents and helps you save thousands on commission. In the past, Jamie has managed columns for clients in a variety of leading business publications, including Forbes, Inc., CEO World, Entrepreneur, and more. At Clever, Jamie's primary goal is to provide home sellers, buyers, and investors with the information they need to successfully navigate the ins and outs of the real estate industry.

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