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Tampa Flat-Fee Realtors (An In-Depth Guide to Your Options)

Selling your house in Tampa comes with costly realtor fees. But today they are options for home sellers who are trying to get the most for their house and save on the costs associated with selling. Learn more about flat-fee realtor options available to you in Tampa.
Tampa Flat-Fee Realtors (An In-Depth Guide to Your Options)

When preparing to sell your Tampa home, you want to get the best sales price possible for the lowest cost.

But selling your home may be the biggest financial transaction you'll ever make. So, it's worth it to research what's required for a successful sale and what you can do to lower your selling costs without affecting your bottom line.

The biggest cost for sellers in Tampa is realtor fees. However, you can save up to 50% on commissions by partnering with a full-service, low-commission agent.

> Reach out to learn more about your cost-saving options.

To get a better picture of all your choices for saving on realtor fees in Tampa, let's take a look at the different types of flat-fee realtors available to you. This will help you weigh your pros and cons and find the best route for your situation.

What are flat-fee realtors?

Flat-fee realtors are licensed agents who charge a simple flat fee but also only offer limited services. There are different kinds of flat-fee realtors that provide varying levels of services.

Here are three different types of flat-fee agents you might run across in Tampa:

  • Flat-fee MLS: These companies just list your home on the MLS and you do the rest.
  • Flat-fee realtor brokerages: Agents with these brokerages list homes with the MLS and provide some services.
  • Full-service, flat-rate agents: These realtor act the same as a traditional agent but work for a flat fee.

Flat-Fee MLS Options in Tampa

When you hire a flat-fee MLS service to list your home on the Multiple Listing Service, your house will be viewable by buyer's agents. But not all flat-fee MLS services are the same; some will only access the MLS for you while others will provide some basic marketing assistance.

Flat-fee MLS agents cost between $75-$500 and may offer different packages and different listing time lengths. You'll want to choose one that lists your property in the MLS of your local market area so buyer agents in your area can see it.

Make sure you can make changes to the listing whenever you want. Pick a service that allows you to upload as many photos as possible. Also, watch out for any fine print that may require an additional fee at closing.

Once you list your property on an MLS, it may be picked up by real estate sites such as Zillow and Trulia. To make sure, you can list your property directly on those sites yourself.

Here are five flat-fee MLS services to check out in Tampa:

  1. Wendy Smith Flat-Fee
  2. Jack Keller MLS
  3. Sand Dollar MLS
  4. Brokerless
  5. List Now Realty


  • You save on realtor fees.
  • Home is visible on the MLS to buyer's agents in your area.
  • You're in charge of the sale.


  • Need to offer commission to a buyer's agent so they'll show their clients your house.
  • Have to pay for your own professional photos, marketing, staging, a lockbox, and yard sign.
  • Show your own home.
  • Screen potential buyers and negotiate a deal on your own.
  • Some buyer agents avoid FSBO sellers because they don't have experience in real estate sales.

Flat-Fee Realtor Options in Tampa

Depending on the flat-fee realtor, the services they offer in their packages will vary, but in most cases they provide more support than an MLS listing service. This lets you pick and choose what you want and what you handle on your own.

Some have non-refundable deposits that you'll lose if you can't sell your house which can catch unsuspecting sellers off guard.

Every flat-fee real estate agency is different and so are their fees. Do your homework so that you understand what they include for the price and what they don't. Make sure you understand everything in the contract before you sign. A great place to start is to look at their online customer reviews.


How Redefy Works

As a discount brokerage, Redefy's discount agents work for its internal brokerage rather than for the seller. Redefy sells a flat-fee package for $3,500 (with $500 paid up front) that includes your listing on the MLS, yard signs, and lock boxes. They assist with showings, inspections, negotiations, and closing.


  • MLS listing
  • Marketing and showings assistance
  • Help with contracts, negotiating and closing


  • $500 non-refundable deposit if you sell or not
  • No open houses
  • Their agents are paid by Redefy meaning there's no incentive to close a deal on your home
  • Buyer agents may try to low-ball an offer because of the discount realtor signage in front of your house
  • You must pay a buyer agent commission of 3%


How Xome Works

Xome wants to make the real estate process more transparent for buyers and sellers. Xome charges a non-refundable flat-fee to list your home in their marketplace. They use their own proprietary software for home valuations and they state that they are not liable for its accuracy.

They list your home on the MLS and in the Xome Marketplace which is actually an online real estate auction that buyers can't access unless they pay a fee.


  • MLS listing
  • Flat fee of $599
  • No commission fees


  • Fee is non-refundable
  • Xome lists its homes on auctions which require the buyer to pay a fee just to enter
  • Buyers may ask sellers to lower their price to cover buyer's agent commission

Clever Real Estate

How Clever Works

Clever connects sellers with professional agents from major brands or regional brokerages like Keller Williams, RE/MAX, Century 21, and others. Clever Partner Agents offer Clever clients their full services and support for a low-commission rate or a flat fee, depending on the sale price.

Professional agents like to work with Clever because they know that if they provide high-quality service they get good reviews to continue building their reputation and Clever will send them a constant stream of business. This saves them thousands on their own marketing costs for client leads, allowing them to work for less.


  • Flat-fee of $3,000 for professional full-service realtor for homes up to $350,000
  • Only 1% commission for homes over $350,000
  • Top national brokerages
  • Your agent's brokerage will be on marketing (no sign of a discount brokerage)
  • Comparative market analysis (CMA)
  • Full service and support from listing through closing


  • Sellers still pay a competitive buyer's commission

If you're serious about getting the most for your house while saving thousands on realtor fees in Tampa, make sure the flat-fee realtor you choose is an experienced, local professional and leave nothing to chance.

Reach out now for a free, no-obligations consultation with a top agent in your area.

FAQs About Flat-Fee Realtors in Tampa

What is a flat fee commission?

A flat-fee is a set price that you pay no matter what your house sells for. A commission is a percentage charged on the sale of the house. The higher the commission percentage, the more you will pay.

For example, if a realtor fee is commission based at 6% of the sale price of your home and you sell your home for $250,000, the realtor commission you'll pay is $15,000. But if you use a flat-fee agent who charges you $4,000, no matter what your house sells for, you'll only pay $4,000.

Do flat fee MLS listings work?

A flat-fee MLS works if you know how to manage the effort of selling your home. The Multiple Listing Service is a network listing of properties that all agents use to find homes for their buyers. Listing your house on the correct MLS will get it noticed by buyer agents, but you'll need to offer a buyer agent commission to motivate them to show your house to their buyers.

After that, there is a lot more that you need to do to actually sell your house. If you aren't prepared to research how to market and stage your house, a flat-fee MLS may not work for you. You will also want to study up on how to negotiate in real estate and become acquainted with real estate legalities to avoid problems.

Can you get on MLS without a realtor?

You can't get on an MLS without a realtor, but you can use an MLS flat-fee listing brokerage. When you use an MLS flat-fee listing brokerage, you pay a flat-fee that can range anywhere from $75-$500 to have your house listed on the MLS.

But make sure that you are on the correct MLS for your local market. There are hundreds of localized MLSs out there. You want your house in front of buyer agents in your local area. Be prepared to offer a buyer agent commission fee of approximately 3% of the sales price of your house if you want buyer agents to take you seriously.

Is Zillow an MLS?

Zillow is not an MLS. Zillow is a real estate website. MLS stands for Multiple Listing Service and is a network for agents and brokers.

While you can list your house on Zillow, it won't get your house listed on the MLS. If you don't use an agent, you have to pay to get your house on the MLS so buyer's agents can see it.

You can pay a flat-fee MLS brokerage to do it for you, but make sure you get it listed on the MLS that covers your local area. If you pay to have your house listed on the MLS, it may get picked up by real estate websites like Zillow, but you can list your house on Zillow yourself.


Andrew Schmeerbauch
Andrew Schmeerbauch

Andrew Schmeerbauch is the Director of Marketing at Clever Real Estate, the free online service that connects you top agents to save on commission. His focus is educating home buyers and sellers on navigating the complex world of real estate with confidence and ease. Andrew has worked on projects for the United Nations and USC and has a particular passion for investing and finance. Andrew's writing has been featured in Mashvisor, L&T, Ideal REI, and Rentometer.

See all Andrew's Posts

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