Researching Archive

Thinking about buying a house? Learn everything you need to know about the home purchasing process and find out if you’re making the right move (pun intended).

hazard insurance

Hazard Insurance vs Homeowners Insurance: Key Differences

It’s one of the last things a home buyer wants to think about after purchasing a home. But it’s one of the most important: Getting the right insurance coverage. It can be confusing, especially con...

home insurance

Understanding the Different Types of Homeowners Insurance

Home insurance is probably the most important purchase you can make for your home. After all, your house or condo is probably the most valuable thing you own -- and you want to protect it from unfores...

homeowners insurance

Which Type of Homeowners Insurance is Right For Me?

There are so many decisions that you have to make when buying a house. In addition to considering things like how to find the right property, how much you can afford, and when the best time is to buy,...

hazard insurance

Is Hazard Insurance Tax-Deductible? What You Need to Know

When you purchase a home using a mortgage, it is likely your lender will require you to have hazard insurance on the property. Hazard insurance is the portion of a homeowner’s insurance policy that ...

homeowners insurance

What Does Homeowners Insurance NOT Cover? An In-Depth Guide

Homeowners insurance is an insurance product that covers your home structure and the items inside it. If someone injures themselves on your property, your homeowner's insurance policy provides liabili...

termite damage

Does Homeowners Insurance Cover Termite Damage?

Going over your homeowner's insurance coverage conditions is often the last thing you want to be doing after buying a house. However, if your property is damaged in unexpected circumstances, knowing t...

hurricane damage

Does Homeowners Insurance Cover Hurricane Damage? It’s Complicated

Let’s be honest — insurance is always complicated. And, unfortunately, homeowners insurance isn’t much different. While there are certain damages that are clearly indicated as covered or not cov...

New Report: How Credit Card Debt Impacts the Average American

Credit cards are an essential part of building credit and proving creditworthiness when buying a home, but 2019 might be a rough year for Americans with credit card debt. In late December of 20...

homeowners insurance

What Is Property and Casualty Insurance — Do I Need It to Buy a Home?

Picking out and buying your ideal property can be a gargantuan, but tremendously rewarding, undertaking. But the fact is that once you've achieved ownership, you still have work to do. Item one on ...

amica insurance

Amica Homeowners Insurance: Is It Really That Good?

Amica isn’t one of the biggest home insurance providers in the country. But they’re getting to the top by making one all-important promise to their customers. Unmatched customer service. Tha...