Home Buying 101 Archive

Thinking about purchasing a home but not sure where to begin? Read on for an introduction to the home buying process, from what to look for in a new property and your financing options to making offers and negotiating with buyers.

How to Buy a House in Texas: Pro Tips, Loan Options, & More

How to Buy a House in Texas: Pro Tips, Loan Options, & More

Buying a home in the largest state in the continental U.S. can seem like a big undertaking. But knowing the area that is the best fit for you and doing your homework beforehand will make the process s...

requirements to buy a house

Why You Need to Meet These 7 Requirements to Buy a House

Buying a home is one of the most pivotal milestones of your life. As such, it comes along with a host of emotions — from excitement to apprehension. There’s a good reason to be excited about bu...

sell your house for cash

Buying a House with Cash — How the Process Works

If you’re deliberating between buying a home with cash or with a mortgage, you should know, there’s no one right way to purchase a home. There’s only the option that’s best for you and that wi...

old vs new home

7 Questions You Must Ask When Buying a New Construction Home

Are you planning to buy a new construction home? It’s a worthy investment and one that’s gaining popularity. Many home buyers now prefer purchasing new construction homes to existing homes beca...

tiny house

Tiny House Costs vs Value: Are They a Good Investment?

The tiny house movement is an increasingly popular social and architectural trend that promotes the idea of living in small homes. In order to be classified as a tiny house, a building structure must ...

Minimum Credit Score

The Minimum Credit Score Needed for a First-Time Home Buyer

If you’re a first-time home buyer, you likely have some questions about the buying process, particularly when it comes to dealing with the financial aspect. Trying to figure how much of a down payme...

homeowners insurance washington d.c.

Does Homeowners Insurance Cover Theft? Depends On Your Policy

Homeowners insurance protects you from unexpected losses to your home or personal property. The cost of this insurance depends on the property being insured and the neighborhood and state it’s in...

cash-out refinance

Smartmortgage Loans — Reviews, Rates, and Alternatives

SmartMortgage claims that to take out a mortgage using their service is both a faster and smarter alternative to traditional home loans. It is faster because SmartMortgage links the home loan to your ...

Utah first time home buyers

Best Utah Housing Grants for First-Time Home Buyers

First-time home buyers in the Beehive state have many options when it comes to financing their loans. Many of these options include incentives specific to first-time home buyers, in order to help them...

401k down payment

Can a First-Time Home Buyer Use Their 401K for a Down Payment?

Many first-time home buyers have some type of debt to worry about. Whether they’re paying down credit cards, student loans, or auto loans, it can be difficult for a first-time buyer to come up with ...